Kredit Pintar-Pinjaman Daring
83
Kredit Pintar-Pinjaman Daring
Kredit Pintar-Pinjaman Daring targets the Indonesian unsecured micro-lending market, directly competing with other OJK-regulated online loan platforms offering quick disbursement and minimal collateral. The app’s substantial user base, evidenced by millions of ratings and a strong average score, indicates significant traction and a mature product in its growth cycle, suggesting a well-established user acquisition funnel and effective service delivery. This level of engagement points to a robust revenue stream, primarily driven by loan interest and service fees. In the finance category, particularly for lending apps, success often hinges on transparent fee structures and competitive interest rates to attract and retain users. While the app is listed as "free," its monetization strategy is inherently tied to the loan products themselves, meaning revenue scales directly with loan volume and repayment rates rather than traditional in-app purchases or advertising.
BU Score 83 · Excellent — strong product-market fit. The full Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.
Track snapshot history and revenue forecast in the Performance section below.
- Title & subtitle keyword fit
- Description hook & conversion structure
- Screenshots, ratings, reviews strategy
📊 Performance Tracking LIVE
Synthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age × team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.
| 🧱 MVP baseline (design + 1-store ship) | +$28K |
| 📱 5 unique screens × $4.5K | +$22K |
| ⚙ Finance complexity ×1.60 | +$30K |
| 🌐 Cross-platform reach (iOS + Android) | +$44K |
Synthetic estimate. Multiple band derived from ad-supported + age, rating quality, category demand, and user-base maturity. Calibrated against 2024-2026 indie-app-marketplace closed-deal medians. Full math + comparable deal list on /methodology.
| 📺 Ad-supported base | 15× MRR |
| ⭐ ★ rating ≥ 4.4 (solid) | +8% |
| 🏷 Finance category multiple | +15% |
| ⭐ Mature user base (1M+ ratings) | +8% |
Synthetic estimate from ratings × category benchmarks. Calibrated against 2024-2026 mobile-attribution retention + DAU/MAU reports. Numbers are US-storefront-equivalent — true global audience can be 5-10× larger for international apps. Full math + source list on /methodology.
| 📲 Finance engagement | ~60 installs / rating |
| 🔁 Finance D30 retention | 28% |
| 📍 DAU / MAU stickiness | 0.40 |
Heuristic guess from app bundle size, category, store description signals, and release-date stack era. Bumetric does not disassemble binaries — for binary-level certainty you would need an SDK intelligence tool or the manifest itself. Reasoning chain on the right. Full ruleset on /methodology.
| 🏷 Category context | Finance |
| 📦 Compact Android bundle | → Native Kotlin |
How we forecast this revenue
MEDIUM CONFIDENCEBU Investment Matrix
Below median · 44/100MID TIERunderperforming peers- 💰 Revenue: Modest — $3K - $7K/mo · MID tier · medium confidence, trajectory unclear.
- ⭐ Quality: 4.58★ across 2,395,012 reviews — exceptional (top 1% in category).
- 📍 Market: Not yet charting in any of the 9 monitored markets.
- 📈 Growth: Insufficient signal to assess trajectory.
- ⚠️ Risk: Low — no material risk signals detected.
💰 Forecast Revenue / mo
MODEL| High install base (2,395,012 ratings)METRIC | +$12,000 | |
| Excellent rating (4.6★)METRIC | +$2,200 | |
| Ad-supported / freemiumMETRIC | +$600 |
📈 Reviews Growth
LIVE⭐ Rating Trend
LIVEProfile & Insights
Identification
- App name
- Kredit Pintar-Pinjaman Daring
- Developer
- PT. Kredit Pintar Indonesia
- Bundle ID
- com.kreditpintar
- App Store URL
- Open in App Store
- Category
- Finance
- Content rating
- Not found
- Languages
- Not found
Company
- Website
- Not found
- Tagline
- Not found
- Description
- Not found
- Founded
- Not found
- HQ / Address
- Not found
- Employees
- Not found
- Logo
- Not found
Revenue
- Verified revenue / mo
- Not found
- AI revenue estimate / mo
- $6.2M ($4.1M – $8.4M)AI medium
- AI annual estimate
- $75.0M/yr
- ML model estimate / mo
- $5.1K/mo
- Top-grossing rank
- Not found
- All-time revenue
- Not found
- Pricing
- Not found
Founder
Funding
Press & Links
Contacts & Socials
📝 About this app
Online loan terms from 91 days to 360 days
Cash loan limit up to IDR 50,000,000
Low interest: Choose a 180-day cash loan for IDR 6,000,000. After deducting pre-service fees, the total payment is IDR 6,000,000 + (IDR 6,000,000 * 36% / 365 * 180 days) = IDR 7,065,205
Annual interest rate no more than 36%.
Cash loan requirements: prepare a bank account and ID card, no collateral required.
Kredit Pintar provides fast, unsecured loans with cash loans of up to IDR 50,000,000, low interest rates, and fast disbursement.… View full description on the official store →
Track this app’s revenue
FREE📝 Description
95
Why high confidence: 2,395,012 ratings · no founder-verified revenue (model estimate only).