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86
Quality Score
Excellent

Ria Money Transfer

High confidence
4.8 ✍️ Editor
✍️ bumetric analysis

Ria Money Transfer is an iOS app from Ria Envia Inc. in the Finance category, currently rated 4.8★ across 258,697 ratings. Initial signal reads as mixed reviews: supporters praise core features while critics cite stability and value gaps.

Quality Score is 86: Excellent (strong product-market fit). For a Finance app, that means strong product-market fit. The full BU Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.

Track changes month-over-month in the Performance section below: live snapshot history and revenue forecast included.

💰 Monthly revenue · now vs forecast
● Right now
$2.0M
per month
12-mo forecast
$2.1M – $3.3M
per month
24-mo forecast
$2.5M – $4.7M
per month
BIG tier
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📊 Performance Tracking LIVE

Loading…
idle
0%
Rating
Reviews
Forecast Revenue / mo
Snapshots tracked
0
since first record
ONE-TIME · BUILD💰 Estimated build cost
$200K
What it cost to build · not monthly revenue
Likely range $150K – $270K
$25K · MVP floor$100K · indie scale$500K+ · studio build
📈Pays back in ~1.1y at current MRR

Synthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age × team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.

Where the money goes
🧱MVP baseline (design + 1-store ship)+$28K
📱5 unique screens × $4.5K+$22K
📦Asset bundle (252 MB)+$40K
Finance complexity ×1.60+$54K
9.4y maintenance × ~1-person team+$56K
Total estimate$200K
ONE-TIME · EXIT VALUE💵 Estimated acquisition value
$400K
What it would sell for · not monthly revenue
Marketplace range $300K – $500K · 25× MRR multiple
💸~2.0× return on build cost

Synthetic estimate. Multiple band derived from ad-supported + age, rating quality, category demand, and user-base maturity. Calibrated against 2024-2026 indie-app-marketplace closed-deal medians. Full math + comparable deal list on /methodology.

How the multiple was built
📺Ad-supported base15× MRR
📅9.4y proven track record+20%
★ rating ≥ 4.7 (premium)+15%
🏷Finance category multiple+15%
Mature user base (100K+ ratings)+5%
Final multiple25× MRR
👥 Estimated audience size
10.5M
Lifetime downloads (US-equivalent)
Monthly active
1.6M
Daily active
640K

Synthetic estimate from ratings × category benchmarks. Calibrated against 2024-2026 mobile-attribution retention + DAU/MAU reports. Numbers are US-storefront-equivalent — true global audience can be 5-10× larger for international apps. Full math + source list on /methodology.

How we sized it
📲Finance engagement~60 installs / rating
📅9.4y of rating accumulation-30%
🔁Finance D30 retention28%
📍DAU / MAU stickiness0.40
DAU / MAU40% sticky
🛠 Estimated tech stack
🍎
Native iOS (Swift / UIKit)
Medium confidence · 55%
Also possible
React NativeFlutter

Heuristic guess from app bundle size, category, store description signals, and release-date stack era. Bumetric does not disassemble binaries — for binary-level certainty you would need an SDK intelligence tool or the manifest itself. Reasoning chain on the right. Full ruleset on /methodology.

Signals we read
📦App bundle size252 MB
🏷Category contextFinance
📦Large iOS bundle→ Native Swift / UIKit (pre-2020 era) + assets
💀 Maintenance status
Active
5%
Last shipped 2026-05-19 · 5 days ago
0 · Active50 · At risk100 · Abandoned

Heuristic risk score from time-since-last-update + ratings velocity proxy + Editor's Choice / curated featuring signals. Calibrated against 2024-2025 app-store ranking decay reports. Not a guarantee — a quiet app with a healthy codebase looks the same as an abandoned one until something breaks. Full math on /methodology.

Risk signals
📅5 days since last updateActive development
VerdictActive
🔬

How we forecast this revenue

MEDIUM CONFIDENCE
Baseline
$2.0M/mo · ML-estimated from 234 triggers
Growth rate
+2.5% MoM · BIG tier baseline (compound monthly)
6 months
$2.0M – $2.7M
12 months
$2.1M – $3.3M
24 months
$2.5M – $4.7M
Compound growth at +2.5% MoM (tier baseline for BIG). Range widens with horizon — typical noise band ±15% at 6mo.. Ranges widen with horizon — distant futures carry more uncertainty.
📊

BU Investment Matrix

Concerning · 54/100BIG TIERbelow benchmarks
GrowthFounderQualityRevenueMonetiz.MoatMarketSafety
Growth Velocity
5.0
Founder Strength
5.2
Product Quality
9.7
Revenue Strength
6.3
Monetization Maturity
1.0
Defensibility
4.3
Market Position
2.0
Operational Safety
10.0
  • 💰 Revenue: Healthy — $800K - $4400K/mo · BIG tier · medium-low confidence, trajectory unclear.
  • ⭐ Quality: 4.85★ across 256,045 reviews — exceptional (top 1% in category).
  • 📍 Market: Not yet charting in any of the 9 monitored markets.
  • 📈 Growth: dev shipping weekly.
  • ⚠️ Risk: Low — no material risk signals detected.
🎯 For competitors: Mixed picture. Worth competing if you have a clear UX or pricing edge — otherwise crowded segment.
💵 For acquirers: Estimated asking range 18-32× monthly = $36.0M-$64.0M.
Composite of 8 dimensions computed deterministically from public signals — no LLM, every score traces back to a measurable input. Default weights shown; "compete" / "acquire" / "invest" lenses re-weight without re-fetching.
Range:

💰 Forecast Revenue / mo

MODEL
Revenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 13 of 13 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
High install base (258,697 ratings)METRIC
+$12,000
Excellent rating (4.8★)METRIC
+$2,200
bugsREVIEW
−$1,800
5 starREVIEW
+$1,800
great valueREVIEW
+$1,600
cancelledREVIEW
−$1,500
excellent appREVIEW
+$1,500
Mature app (9y old)METRIC
+$1,500
Multilingual (11 languages)METRIC
+$1,500
highly recommendREVIEW
+$1,400
slowREVIEW
−$1,200
support teamREVIEW
+$900
Ad-supported / freemiumMETRIC
+$600
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)

📈 Reviews Growth

LIVE
Cumulative review count from first BU snapshot. Each point = a tracked update.

⭐ Rating Trend

LIVE
Average rating evolution. Updates with each new review batch.
App Specs
🔐 Own this app? Claim & verify MRR →
💾 252 MB🔞 4+📱 iOS 15.0+🔖 v3.95.1🔄 updated 5d ago🌐 DA, NL, EN, FI, FR +6📂 Finance💰 Paid🚀 Launched 2016 (9y old)

📝 About this app

The Ria Money Transfer app is the best way to send money to family and friends worldwide. Get exclusive rates and a $0 fee on your first transfer with code Helloria, terms and conditions below.*

Money transfers around the world have never been easier or safer than inside the Ria Money Transfer app. Trusted in the remittance business for 35+ years, millions of customers have relied on Ria to safely deliver over a billion transfers globally.

Download the app today and let Ria Money Transfer help you get money to where it needs to be, no matter the distance.

RIA MONEY TRANSFER FEATURES:… View full description on the official store →

🆕 What's New · v3.95.1

We fixed bugs and made minor improvements.
📅

What Worked™ · Development Pipeline

9 EVENTS TRACKED
Detected changes in this app over its tracked lifetime — each event links cause (what changed) to effect (what moved). Sorted newest first.See full history →Version history →
2026-05
🔄
Monetization changed: freemium → free
2026-03
📈
Crossed 500 ratings — social-proof flywheel kicking in
2026-03
Rating ↑ 3.33 → 4.80 (improved 1.47★)
2025-04
📈
Crossed 100 ratings — social-proof flywheel kicking in
2025-02
📈
Crossed 50 ratings — social-proof flywheel kicking in
2025-01
Rating ↓ 4.56 → 4.20 (dropped 0.36★)
2025-01
📈
Crossed 10 ratings — social-proof flywheel kicking in
2025-01
Rating ↓ 5.00 → 3.00 (dropped 2.00★)
2025-01
🚀
First tracked snapshot — initial data captured
🌍

Multi-Country Performance

Available in 8 of 9 monitored markets
MarketRatingReviewsCurrent version
🇦🇺 AU4.81368★18,7534.81368★ this version
🇧🇷 BR4.88095★424.88095★ this version
🇨🇦 CA4.80675★22,0454.80675★ this version
🇩🇪 DE4.78167★8,3594.78167★ this version
🇫🇷 FR4.76309★27,7044.76309★ this version
🇬🇧 GB4.84091★27,8394.84091★ this version
🇮🇳 IN4.85074★7374.85074★ this version
🇺🇸 US4.8521★257,7494.8521★ this version
🔔

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Profile & Insights

Everything we know — and don't — about this app and its company.

Identification

App name
Ria Money Transfer
Developer
Ria Envia Inc.
Bundle ID
com.ria.RIAMoneyTransfer
App Store URL
Open in App Store
Category
Finance
Content rating
4+
Languages
DA, NL, EN, FI, FR, DE, IT, LT, NB, ES, SV

Company

Website
www.riamoneytransfer.com
Tagline
Schnelle und sichere Geldüberweisungen
Description
Senden Sie Geld aus Deutschland mit einer Kredit- oder Debitkarte. Senden Sie in unserem Netzwerk mit über 500.000 Partnerstandorten sicher und schnell Geld in über 190 Länder. Mit Empfangsoptionen wie Bargeldabholung, Bankeinzahlung, mobilen Geldbörsen und Lieferung nach Hause machen wir den Geldempfang einfach.
Founded
Not found
HQ / Address
Not found
Employees
Not found
Logo
Available

Revenue

Verified revenue / mo
Not found
AI revenue estimate / mo
Not found
AI annual estimate
Not found
ML model estimate / mo
$15.8K/mo
Top-grossing rank
Outside top 100 in US Finance
All-time revenue
Not found
Pricing
Not found

Founder

Name
Not found
X / Twitter
twitter.com/RiaFinancial
LinkedIn
linkedin.com/company/ria-financial/my…
GitHub
Not found
X followers
Not found
Public statements
Not found

Funding

Funding data not yet collected for this app.

Press & Links

Press & Links data not yet collected for this app.

Contacts & Socials

Socials
facebook facebook.com/riafinancialservices · instagram instagram.com/riamoneytransfer · linkedin linkedin.com/company/ria-financial/my… · twitter twitter.com/RiaFinancial · youtube youtube.com/channel/UCCXj0hcN7Iien7QT…
Email
Not found
Phone
Not found
Contact page
Not found
About page
riamoneytransfer.com/de-de/about-ria
AI Revenue EstimateCONFIDENCE: LOW
While Ria Money Transfer, a subsidiary of Euronet Worldwide, reported an overall revenue of $1.18 billion in 2020, and Similarweb estimates its top domains' annual revenue between $500 million and $1 billion, specific revenue figures for the iOS app 'Ria Money Transfer' are not publicly available from sources like Sensor Tower, Statista, Adapty, Reddit, or founder claims. The app generates revenue through money transfer fees and exchange rate markups, rather than in-app subscriptions.
Sources mentioned: Euronet Worldwide, Similarweb, Sensor Tower, Statista, Adapty, Reddit
Recent App Store Reviews49 latest · avg 3.9★ · 67.3% 5★ · 22.4% 1★
5★
33 (67%)
4★
2 (4%)
3★
1 (2%)
2★
2 (4%)
1★
11 (22%)
+1,885 ratings/week
Praise: best ×5 great ×3 love ×3 recommend ×2 amazing ×1Complaints: refund ×2 hate ×1 worst ×1
Top positive
★★★★★ 5/5
5/5…
★★★★★ Es lo mejor
10/10…
Top negative
★☆☆☆☆ Mr.
Worse transfer money process. You refused to refund my money you gave to the wrong person.…
★☆☆☆☆ Cancellation
Make a test transfer successfully and when I try to do the full transfer they got my account closed with no explanation proof or anything they were just "protecting my money" they don’t care about my money they don’t even know me …
📈Ratings growth258,697 ratings+28% lifetimeShow 3-year history estimate ▾Jun 2023Dec 2025May 2026
Tracked (26 weeks) Pre-tracking estimate (35 weeks) · model-based, ±5% noise · anchored to release date and current value
🌍Geographic ReachNot ranked
This app is currently outside the top 100 grossing in all 9 countries we monitor (US, UK, DE, FR, JP, CA, AU, BR, IN). Niche or new apps often launch this way — popularity rankings appear once daily revenue clears the regional threshold.
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.

Similar apps in Finance

Full revenue analysis
Read the article-style breakdown for Ria Money Transfer: category rank, percentile, growth signal, comparable apps, and how the forecast is calibrated against verified-MRR anchors in this niche.
Read deep-dive →
About this analysis
ZCAnalyzed by Zakhar Chumak · founder, bumetric·Full methodology·High confidence

Why high confidence: 258,697 ratings · no founder-verified revenue (model estimate only).

Frequently Asked Questions

10 answers · auto-generated from this app's public data
How much does Ria Money Transfer make per month?
Based on our ML-calibrated revenue forecast, Ria Money Transfer earns approximately $15K/mo. This is a US-storefront-equivalent estimate; global revenue can be several times larger for internationally-distributed apps. See the methodology page for the full formula and confidence bands.
Is Ria Money Transfer profitable?
With estimated build cost $200K and monthly revenue $15K, Ria Money Transfer looks break-even-grade — payback period sits around 1.1 years. Profitability also depends on paid-acquisition spend and refund rate which the public model doesn't see.
How many users does Ria Money Transfer have?
Estimated audience: ~10.5M lifetime downloads, ~1.6M monthly active users, and ~640K daily active users. Derived from ratings count × category installs-per-rating × age decay. US-storefront-equivalent — global audience can be 5-10× larger for internationally-distributed apps.
What apps are like Ria Money Transfer?
Browse the full Finance category catalog to find similar apps with revenue, build cost, audience and tech stack data. Each /p/{slug} page also shows a Compare side-by-side widget with three peer apps from the same niche.
What is Ria Money Transfer built with?
Our heuristic places Ria Money Transfer on the Native iOS (Swift / UIKit) stack (Medium confidence, 55%). Signals: app bundle size, category context, store-description markers, release-date era. We don't disassemble binaries. Alternative possibilities: React Native, Flutter.
Is Ria Money Transfer still actively maintained?
Maintenance status: Active (5% abandonment risk). Last shipped version was 5 days ago. The risk score combines time-since-last-update with Editor's Choice / curated featuring + user-base maturity adjustments.
How much would Ria Money Transfer sell for?
Estimated acquisition value: $400K (marketplace range $300K – $500K). Calculated as 25× monthly revenue using the standard multiple for the detected monetization model + adjustments for age, rating quality and category demand. Calibrated against 2024-2026 Flippa / Acquire.com / MicroAcquire closed-deal medians.
When was Ria Money Transfer last updated?
Ria Money Transfer last shipped a new version on 2026-05-19 — less than a month ago. This is the date Apple / Google last accepted a new build, not a content-only push.
Who makes Ria Money Transfer?
Ria Money Transfer is published by Ria Envia Inc. on the Apple App Store. See the full publisher portfolio (other apps by the same developer) via the More by developer block on the product page above.
What is Ria Money Transfer's BU Score?
Ria Money Transfer has a BU Score of 86/100 (Excellent). The score combines App Store rating, ratings count, monetization model and revenue signals calibrated against founder-verified MRR anchors. See the BU Score formula.