45
Quality Score
Emerging
FCB Carolinas Smart Branch
Why low confidence: only 14 ratings · no founder-verified revenue (model estimate only) · revenue figure is directional only.
✍️ bumetric analysis
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ℹ️ Honest verdict for low-signal apps
FCB Carolinas Smart Branch is a early-stage Android app in the finance space with weak public traction — only 14 ratings, no founder-verified MRR, and not ranked in any monitored grossing chart. The app appears to be monetised, but public signals are too sparse for a precise revenue estimate. Treat all revenue, audience and acquisition-value numbers below as directional only — not founder-verified facts.
FCB Carolinas Smart Branch is an Android app from Smart Branch in the Finance category, currently rated 3.9★ across 14 ratings. Initial signal reads as largely positive sentiment, users highlighting consistency and feature depth.
Quality Score is 45: Emerging (early traction worth watching). For a Finance app, that means early traction worth watching. The full BU Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.
Track changes month-over-month in the Performance section below: live snapshot history and revenue forecast included.
💰 Revenue · today and ahead
Today
$77/mo
In 12 months
$39 – $359
In 24 months
$39 – $1077
MICRO tier
💡 Grow this revenue
Free AI audit of this app’s store listing
- Title & subtitle keyword fit
- Description hook & conversion structure
- Screenshots, ratings, reviews strategy
Typical impact: +2-5× organic installs
📊 Performance Tracking LIVE
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Rating
—
Reviews
—
Forecast Revenue / mo
—
Snapshots tracked
0
since first record
ONE-TIME · BUILD💰 Estimated build cost
$170K
↳ What it cost to build · not monthly revenue
Likely range $130K – $230K
$25K · MVP floor$100K · indie scale$500K+ · studio build
📈Slow ROI — current MRR is well below build cost
Synthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age × team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.
Where the money goes
| 🧱MVP baseline (design + 1-store ship) | +$28K |
| 📱5 unique screens × $4.5K | +$22K |
| ⚙Finance complexity ×1.60 | +$30K |
| 🌐Cross-platform reach (iOS + Android) | +$44K |
| ⚙7.7y maintenance × ~1-person team | +$46K |
Total estimate$170K
🛠 Estimated tech stack
🤖
Native Android (Kotlin)
High confidence · 80%
Also possible
Flutter
Heuristic guess from app bundle size, category, store description signals, and release-date stack era. Bumetric does not disassemble binaries — for binary-level certainty you would need an SDK intelligence tool or the manifest itself. Reasoning chain on the right. Full ruleset on /methodology.
Signals we read
| 🏷Category context | Finance |
| 📦Compact Android bundle | → Native Kotlin |
💀 Maintenance status
At risk
40%
Last shipped 2026-01-15 · 129 days ago
0 · Active50 · At risk100 · Abandoned
Heuristic risk score from time-since-last-update + ratings velocity proxy + Editor's Choice / curated featuring signals. Calibrated against 2024-2025 app-store ranking decay reports. Not a guarantee — a quiet app with a healthy codebase looks the same as an abandoned one until something breaks. Full math on /methodology.
Risk signals
| 📅4 months since last update | Slowing cadence |
| 👥Small user base (14 ratings) + 7.7y old | +10% (solo-project pattern) |
VerdictAt risk
🔬
How we forecast this revenue
LOW CONFIDENCEBaseline
$77/mo · ML-estimated from 234 triggers
Growth rate
+8.0% MoM · MICRO tier baseline (compound monthly)
Direction
Headwinds: rating drift may slow acquisition, low defensibility moat
6 months
$49 – $196
12 months
$39 – $359
24 months
$39 – $1.1K
Compound growth at +8.0% MoM (tier baseline for MICRO). Range widens with horizon — typical noise band ±60% at 6mo.. Ranges widen with horizon — distant futures carry more uncertainty.
📊
BU Investment Matrix
Insufficient data · 29/100MICRO TIERtoo early to scoreGrowth Velocity
5.0
Founder Strength
2.9
Product Quality
2.5
Revenue Strength
1.9
Monetization Maturity
1.0
Defensibility
2.0
Market Position
0.0
Operational Safety
8.0
- 💰 Revenue: Marginal — $0 - $500/mo · MICRO tier · indicative confidence, trajectory unclear.
- ⭐ Quality: 3.1★ across 7 reviews — weak — significant quality concerns.
- 📍 Market: Not yet charting in any of the 9 monitored markets.
- 📈 Growth: Insufficient signal to assess trajectory.
- ⚠️ Risk: Moderate — no material risk signals detected.
🎯 For competitors: Mixed picture. Worth competing if you have a clear UX or pricing edge — otherwise crowded segment.
💵 For acquirers: Estimated asking range 18-32× monthly = $1K-$2K.
Composite of 8 dimensions computed deterministically from public signals — no LLM, every score traces back to a measurable input. Default weights shown; "compete" / "acquire" / "invest" lenses re-weight without re-fetching.
Range:
💰 Forecast Revenue / mo
MODELRevenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 3 of 3 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
| Established app (7y old)METRIC | +$800 | |
| Ad-supported / freemiumMETRIC | +$600 | |
| Pre-traction phase (14 ratings)METRIC | −$300 |
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)
📈 Reviews Growth
LIVECumulative review count from first BU snapshot. Each point = a tracked update.
⭐ Rating Trend
LIVEAverage rating evolution. Updates with each new review batch.
App Specs
🔐 Own this app? Claim & verify MRR →🔖 v25.2.50🔄 updated 4mo ago📂 Finance💰 Free🚀 Launched 2018 (7y old)
📝 About this app
Manage your accounts anywhere and anytime with First Capital Bank Mobile Banking. Customers can make transfers, check balances, make deposits, and access the full website by a touch of a button.
🔔
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Profile & Insights
Everything we know — and don't — about this app and its company.
Identification
- App name
- FCB Carolinas Smart Branch
- Developer
- Smart Branch
- Bundle ID
- com.firstcapitalcarolinas.mobile
- App Store URL
- Open in App Store
- Category
- Finance
- Content rating
- Not found
- Languages
- Not found
Company
- Website
- fcbcarolinas.com
- Tagline
- Not found
- Description
- Not found
- Founded
- Not found
- HQ / Address
- Not found
- Employees
- Not found
- Logo
- Not found
Revenue
- Verified revenue / mo
- Not found
- AI revenue estimate / mo
- Not found
- AI annual estimate
- Not found
- ML model estimate / mo
- $77/mo
- Top-grossing rank
- Not found
- All-time revenue
- Not found
- Pricing
- Not found
Founder
Founder data not yet collected for this app.
Funding
Funding data not yet collected for this app.
Press & Links
Press & Links data not yet collected for this app.
Contacts & Socials
Contacts & Socials data not yet collected for this app.
📈Ratings growth14 ratings+40% lifetimeShow 3-year history estimate ▾
Tracked (1 weeks) Pre-tracking estimate (36 weeks) · model-based, ±5% noise · anchored to release date and current value
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.
❓ Frequently Asked Questions
7 answers · auto-generated from this app's public dataHow much does FCB Carolinas Smart Branch make per month?▾
Our model estimates FCB Carolinas Smart Branch earns roughly $77/mo, but with only 14 ratings the confidence interval is wide. No founder-verified MRR is available for this app, so this is a model output calibrated against comparable apps in the same category. See methodology for the formula.
What apps are like FCB Carolinas Smart Branch?▾
Browse the full Finance category catalog to find similar apps with revenue, build cost, audience and tech stack data. Each /p/{slug} page also shows a Compare side-by-side widget with three peer apps from the same niche.
What is FCB Carolinas Smart Branch built with?▾
Our heuristic places FCB Carolinas Smart Branch on the Native Android (Kotlin) stack (High confidence, 80%). Signals: app bundle size, category context, store-description markers, release-date era. We don't disassemble binaries. Alternative possibilities: Flutter.
Is FCB Carolinas Smart Branch still actively maintained?▾
Maintenance status: At risk (40% abandonment risk). Last shipped version was 4 months ago. The risk score combines time-since-last-update with Editor's Choice / curated featuring + user-base maturity adjustments.
When was FCB Carolinas Smart Branch last updated?▾
FCB Carolinas Smart Branch last shipped a new version on 2026-01-15 — 4 months ago. This is the date Apple / Google last accepted a new build, not a content-only push.
Who makes FCB Carolinas Smart Branch?▾
FCB Carolinas Smart Branch is published by Smart Branch on the Google Play Store. See the full publisher portfolio (other apps by the same developer) via the More by developer block on the product page above.
What is FCB Carolinas Smart Branch's BU Score?▾
FCB Carolinas Smart Branch has a BU Score of 45/100 (Emerging). The score combines App Store rating, ratings count, monetization model and revenue signals calibrated against founder-verified MRR anchors. See the BU Score formula.