Monzo Bank - Mobile Banking
76
Quality Score
Strong
Monzo Bank - Mobile Banking
Medium confidence
✍️ bumetric analysis
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Monzo Bank - Mobile Banking is an iOS app from Monzo Bank Limited in the Utilities category, currently rated 4.8★ across 5,605 ratings. Initial signal reads as mixed reviews: supporters praise core features while critics cite stability and value gaps.
Quality Score is 76: Strong (healthy traction). For a Utilities app, that means healthy traction. The full BU Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.
Track changes month-over-month in the Performance section below: live snapshot history and revenue forecast included.
💰 Monthly revenue · now vs forecast
● Right now
$3.0K
per month
→
12-mo forecast
$2.6K – $9.3K
per month
→
24-mo forecast
$2.4K – $21.5K
per month
INDIE tier
💡 Grow this revenue
Free AI audit of this app’s store listing
- Title & subtitle keyword fit
- Description hook & conversion structure
- Screenshots, ratings, reviews strategy
Typical impact: +2-5× organic installs
📊 Performance Tracking LIVE
Loading…
Rating
—
Reviews
—
Forecast Revenue / mo
—
Snapshots tracked
0
since first record
ONE-TIME · BUILD
💰 Estimated build cost
$75K
↳ What it cost to build · not monthly revenue
Likely range $55K – $100K
$25K · MVP floor
$100K · indie scale
$500K+ · studio build
📈
Pays back in ~2 months at current MRR
Synthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age × team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.
Where the money goes
| 🧱 MVP baseline (design + 1-store ship) | +$28K |
| 📱 5 unique screens × $4.5K | +$22K |
| 📦 Asset bundle (478 MB) | +$40K |
| ⚙ Utilities complexity ×0.85 | $-13575 |
Total estimate
$75K
ONE-TIME · EXIT VALUE
💵 Estimated acquisition value
$500K
↳ What it would sell for · not monthly revenue
Marketplace range $400K – $700K · 16× MRR multiple
💸
~6.7× return on build cost
Synthetic estimate. Multiple band derived from ad-supported + age, rating quality, category demand, and user-base maturity. Calibrated against 2024-2026 indie-app-marketplace closed-deal medians. Full math + comparable deal list on /methodology.
How the multiple was built
| 📺 Ad-supported base | 15× MRR |
| ⭐ ★ rating ≥ 4.7 (premium) | +15% |
| 🏷 Utilities category multiple | -10% |
Final multiple
16× MRR
👥 Estimated audience size
1.1M
Lifetime downloads (US-equivalent)
Monthly active
220K
Daily active
44K
Synthetic estimate from ratings × category benchmarks. Calibrated against 2024-2026 mobile-attribution retention + DAU/MAU reports. Numbers are US-storefront-equivalent — true global audience can be 5-10× larger for international apps. Full math + source list on /methodology.
How we sized it
| 📲 Utilities engagement | ~200 installs / rating |
| 🔁 Utilities D30 retention | 20% |
| 📍 DAU / MAU stickiness | 0.20 |
DAU / MAU
20% sticky
🔬
How we forecast this revenue
MEDIUM CONFIDENCEBaseline
$3.0K/mo · ML-estimated from 234 triggers
Growth rate
+6.0% MoM · INDIE tier baseline (compound monthly)
6 months
$2.5K – $5.9K
12 months
$2.6K – $9.3K
24 months
$2.4K – $21.5K
Compound growth at +6.0% MoM (tier baseline for INDIE). Range widens with horizon — typical noise band ±40% at 6mo.. Ranges widen with horizon — distant futures carry more uncertainty.
📊
BU Investment Matrix
Early-stage solo · 44/100INDIE TIERexpected for tierGrowth Velocity
5.0
Founder Strength
5.5
Product Quality
8.6
Revenue Strength
3.5
Monetization Maturity
1.0
Defensibility
4.5
Market Position
0.3
Operational Safety
7.0
- 💰 Revenue: Modest — $1K - $7K/mo · INDIE tier · medium confidence, trajectory unclear.
- ⭐ Quality: 4.75★ across 5,600 reviews — strong (top 10%).
- 📍 Market: Not yet charting in any of the 9 monitored markets.
- 📈 Growth: ⚠ last update 3796d ago — possibly dormant.
- ⚠️ Risk: Moderate — dormant (3796d since update).
🎯 For competitors: Mixed picture. Worth competing if you have a clear UX or pricing edge — otherwise crowded segment.
💵 For acquirers: Estimated asking range 18-32× monthly = $53K-$94K. Portfolio play ($33K/mo combined) commands premium.
Composite of 8 dimensions computed deterministically from public signals — no LLM, every score traces back to a measurable input. Default weights shown; "compete" / "acquire" / "invest" lenses re-weight without re-fetching.
Range:
💰 Forecast Revenue / mo
MODELRevenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 8 of 8 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
| Excellent rating (4.8★)METRIC | +$2,200 | |
| 5 starREVIEW | +$1,800 | |
| Low install base (5,605 ratings)METRIC | +$1,500 | |
| Mature app (10y old)METRIC | +$1,500 | |
| highly recommendREVIEW | +$1,400 | |
| slowREVIEW | −$1,200 | |
| support teamREVIEW | +$900 | |
| Ad-supported / freemiumMETRIC | +$600 |
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)
📈 Reviews Growth
LIVECumulative review count from first BU snapshot. Each point = a tracked update.
⭐ Rating Trend
LIVEAverage rating evolution. Updates with each new review batch.
🆕 What's New · v7.32.1
We're always keeping things running smoothly with regular bug fixes and maintenance. If there's something new, we'll shout about it. (Not literally. Apps can't shout).
Profile & Insights
Everything we know — and don't — about this app and its company.
Identification
- App name
- Monzo Bank - Mobile Banking
- Developer
- Monzo Bank Limited
- Bundle ID
- io.b2a.BankProd
- App Store URL
- Open in App Store
- Category
- Utilities
- Content rating
- 4+
- Languages
- EN, ES
Company
- Website
- monzo.com
- Tagline
- Monzo | Your New Favourite Bank
- Description
- Organise, save & invest with a free UK current account, joint account or business account. Make your money more Monzo.
- Founded
- 2015-02-18
- HQ / Address
- London
- Employees
- Not found
- Logo
- Available
Revenue
- Verified revenue / mo
- Not found
- AI revenue estimate / mo
- Not found
- AI annual estimate
- Not found
- ML model estimate / mo
- $33.9K/mo
- Top-grossing rank
- Outside top 100 in US Utilities
- All-time revenue
- Not found
- Pricing
- Not found
Founder
Founder data not yet collected for this app.
Funding
Funding data not yet collected for this app.
Press & Links
Press & Links data not yet collected for this app.
Contacts & Socials
Contacts & Socials data not yet collected for this app.
📈Ratings growth5,605 ratings+8523% lifetimeShow 3-year history estimate ▾
Tracked (58 weeks) Pre-tracking estimate (35 weeks) · model-based, ±5% noise · anchored to release date and current value
🌍Geographic ReachNot ranked
This app is currently outside the top 100 grossing in all 9 countries we monitor (US, UK, DE, FR, JP, CA, AU, BR, IN). Niche or new apps often launch this way — popularity rankings appear once daily revenue clears the regional threshold.
🚀Version Release Timeline2 releases tracked
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.
📝 About this app
MAKE YOUR MONEY MORE MONZO
Images and description are relevant for the UK only.
Hi, we're Monzo – a bank that lives on your phone.
Numbers are kind of our thing. Here are a few of our favourites:
15 million: how many people bank with us
800,000: how many businesses bank with us
24/7: the hours and days you can chat to our customer support
OPEN A FREE MOBILE BANK ACCOUNT IN MINUTES
Track spending, save money, split bills and manage your finances, all in one app
Sent money by mistake? Undo a payment within seconds before it leaves your account
GET TO KNOW WHERE YOUR MONEY GOES… View full description on the official store →
Images and description are relevant for the UK only.
Hi, we're Monzo – a bank that lives on your phone.
Numbers are kind of our thing. Here are a few of our favourites:
15 million: how many people bank with us
800,000: how many businesses bank with us
24/7: the hours and days you can chat to our customer support
OPEN A FREE MOBILE BANK ACCOUNT IN MINUTES
Track spending, save money, split bills and manage your finances, all in one app
Sent money by mistake? Undo a payment within seconds before it leaves your account
GET TO KNOW WHERE YOUR MONEY GOES… View full description on the official store →
App Specs
🔐 Own this app? Claim & verify MRR →💾 478 MB🔞 4+📱 iOS 16.0+🔖 v7.32.1🔄 updated 0d ago🌐 EN, ES📂 Utilities💰 Paid
📅
What Worked™ · Development Pipeline
15 EVENTS TRACKEDDetected changes in this app over its tracked lifetime — each event links cause (what changed) to effect (what moved). Sorted newest first.See full history →Version history →
2026-06
📸
Refreshed store screenshots — 8 of 8 updated
2026-06
🔧
Shipped update — v7.25.0 → v7.30.0
→ 30 days after: reviews +46 medium · co-occurring
2026-05
🔧
Shipped update — v? → v7.25.0
→ 30 days after: rating −0.15★ · reviews −304,998 high confidence
2026-04
⭐
Rating ↑ 2.79 → 4.90 (improved 2.11★)
→ 30 days after: rating −0.16★ · reviews −305,044 high confidence
2026-04
📈
Crossed 500 ratings — social-proof flywheel kicking in
→ 30 days after: rating −0.16★ · reviews −305,044 high confidence
2023-09
📈
Crossed 100 ratings — social-proof flywheel kicking in
→ 30 days after: reviews +5 medium · co-occurring
2023-09
📈
Crossed 100 ratings — social-proof flywheel kicking in
→ 30 days after: reviews +10 medium · co-occurring
2021-01
📈
Crossed 50 ratings — social-proof flywheel kicking in
2018-03
📈
Crossed 10 ratings — social-proof flywheel kicking in
→ 30 days after: rating +0.15★ high confidence
2017-04
⭐
Rating ↑ 2.60 → 3.00 (improved 0.40★)
→ 30 days after: rating +0.14★ high confidence
2017-03
⭐
Rating ↓ 3.00 → 2.60 (dropped 0.40★)
→ 30 days after: rating +0.40★ high confidence
2016-11
⭐
Rating ↑ 2.33 → 3.00 (improved 0.67★)
2016-11
⭐
Rating ↑ 1.00 → 2.33 (improved 1.33★)
→ 30 days after: rating +2.00★ medium · co-occurring
2016-03
🚀
First tracked snapshot — initial data captured
2016-03
🚀
First tracked snapshot — initial data captured
📸
Store Page History
8 SCREENSHOT CHANGESEvery time a developer swaps a store screenshot we archive both versions. Compare side-by-side to see what messaging / visuals changed.
iPhone screenshots
Slot 1
2 ver.
2 ver.
2026-05-12
2026-06-19
Slot 2
2 ver.
2 ver.
2026-05-12
2026-06-19
Slot 3
2 ver.
2 ver.
2026-05-12
2026-06-19
Slot 4
2 ver.
2 ver.
2026-05-12
2026-06-19
Slot 5
2 ver.
2 ver.
2026-05-12
2026-06-19
Slot 6
2 ver.
2 ver.
2026-05-12
2026-06-19
🔔
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📝 Description
95
BU Score · Transcendent
Full revenue analysis
Read the article-style breakdown for Monzo Bank - Mobile Banking: category rank, percentile, growth signal, comparable apps, and how the forecast is calibrated against verified-MRR anchors in this niche.
Similar apps in Utilities
About this analysis
Why medium confidence: 5,605 ratings · no founder-verified revenue (model estimate only).
❓ Frequently Asked Questions
4 answers · auto-generated from this app's public dataHow much does Monzo Bank - Mobile Banking make per month?▴
Based on our ML-calibrated revenue forecast, Monzo Bank - Mobile Banking earns approximately $33K/mo. This is a US-storefront-equivalent estimate; global revenue can be several times larger for internationally-distributed apps. See the methodology page for the full formula and confidence bands.
What apps are like Monzo Bank - Mobile Banking?▴
Browse the full Utilities category catalog to find similar apps with revenue, build cost, audience and tech stack data. Each /p/{slug} page also shows a Compare side-by-side widget with three peer apps from the same niche.
Who makes Monzo Bank - Mobile Banking?▴
Monzo Bank - Mobile Banking is published by Monzo Bank Limited on the Apple App Store. See the full publisher portfolio (other apps by the same developer) via the More by developer block on the product page above.
What is Monzo Bank - Mobile Banking's BU Score?▴
Monzo Bank - Mobile Banking has a BU Score of 76/100 (Strong). The score combines App Store rating, ratings count, monetization model and revenue signals calibrated against founder-verified MRR anchors. See the BU Score formula.