86
BU Score
Excellent
OnePay – Mobile Banking
✍️ bumetric analysis
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OnePay – Mobile Banking is an iOS app from One Finance, Inc. in the Finance category, currently rated 4.9★ across 304,506 ratings. Initial signal reads as mixed reviews: supporters praise core features while critics cite stability and value gaps.
Our BU Score puts it at 86: Excellent (strong product-market fit). For a Finance app, that means strong product-market fit.
Track changes month-over-month in the Performance section below: live snapshot history and revenue forecast included.
📊 Performance Tracking LIVE
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Rating
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Reviews
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Forecast Revenue / mo
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Snapshots tracked
0
since first record
Range:
💰 Forecast Revenue / mo
MODELRevenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 12 of 12 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
| High install base (304,506 ratings)METRIC | +$12,000 | |
| Excellent rating (4.9★)METRIC | +$2,200 | |
| bugsREVIEW | −$1,800 | |
| 5 starREVIEW | +$1,800 | |
| cancelledREVIEW | −$1,500 | |
| excellent appREVIEW | +$1,500 | |
| highly recommendREVIEW | +$1,400 | |
| slowREVIEW | −$1,200 | |
| support teamREVIEW | +$900 | |
| Established app (6y old)METRIC | +$800 | |
| Ad-supported / freemiumMETRIC | +$600 | |
| Single-language (English only)METRIC | −$400 |
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)
📈 Reviews Growth
LIVECumulative review count from first BU snapshot. Each point = a tracked update.
💚Sentiment Over Time↑ green = positive · ↓ red = negative
Jan 26
Feb 26
Mar 26
May 26
⭐ Rating Trend
LIVEAverage rating evolution. Updates with each new review batch.
🗓️ Snapshot Timeline
HISTORYEach bar shows a tracked update and the metric delta from the previous snapshot.
App Specs
🔐 Own this app? Claim & verify MRR →💾 182 MB🔞 4+📱 iOS 15.1+🔖 v5.73.0🔄 updated 3d ago🌐 EN📂 Finance💰 Paid🚀 Launched 2020 (6y old)
📝 About this app
Cash back earned as OnePay Points, redeemable as a deposit into a OnePay deposit account/other available options pursuant to the OnePay Rewards Terms at onepay.com/rewards-terms For terms/conditions relating to OnePay products, onepay.com/terms For individual reward details see OnePay app. For certain reward offers utilizing OnePay Credit Cards, and 3rd-party cards linked in the OnePay Wallet, purchases must be made using the physical card
Eligible deposits requirement met when your OnePay deposit account either (i) receives Direct Deposits totaling $500+ in the current or previous month or (i) had a balance of $5,000+ at the end of the previous month
⁺Credit Builder Loans available to Banking+ customers only & require additional signup onepay.com/legal/licenses
∞Subject to credit approval. Cash back earned as points on purchases made with your OnePay CashRewards Mastercard, which can be redeemed as a statement credit, as a deposit into a OnePay account, or other available options
‡Only available to customers who unlock Banking+ with eligible deposits. You must select cash back category in the OnePay app monthly & you begin earning on the date it is selected. Eligible purchases are based on MCC
**Must be 18+. When on, Savings Backup will be used before Fee-Free Overdraft. Overdraft balance due right away. Eligible transactions are at the discretion of OnePay & may exclude certain transactions (eg, bill pay, global transfers) onepay.com/overdraft-details
◊Builder Card helps you build credit by reporting your Builder Card activity to the credit bureaus unless you opt out. Any changes to your credit score are independently determined & based on your overall financial behavior; results may vary & are not guaranteed. OnePay deposit account required. If eligible, your spending power is based on your Checking balance. Transactions using your virtual debit card are not reported. OneProgress Services LLC (NMLS ID 2460509) onepay.com/legal/licenses
^Direct deposit required. Funds availability may vary
²Bonus Term 10/27/2025–12/31/2026. Bonus applied to your 1st purchase of gas using an Upside Offer for gas (Gas Offer). Use of a Gas Offer must be made during the Bonus Term to earn the Bonus. Limit of one per customer. Cash back is provided as OnePay Points, which can be redeemed as a deposit into a OnePay deposit account, or other available options. Gas offers are not available in New Jersey or Wisconsin. Cash back amounts & caps vary by gas station & are subject to change at any time. Any gallon or spend caps applicable to a Gas Offer will also be applicable to the Bonus
±Offer Term: 3/21/25–9/30/26. Offer is only available to customers who began their OnePay deposit account application process directly on Walmart.com, the Walmart app, OnePay.com, the ONE@Work app, or the OnePay app, is limited to one use only & is not transferable. Applicable to purchases at U.S. Walmart locations & on Walmart.com only. Enrollment is not required. Purchases for cash substitutes, gift cards, prepaid cards, financial services (e.g. check cashing, remittance services, peer to peer transfers) & ATM withdrawals are not eligible for cash back. OnePay.com/10percent
Eligible deposits requirement met when your OnePay deposit account either (i) receives Direct Deposits totaling $500+ in the current or previous month or (i) had a balance of $5,000+ at the end of the previous month
⁺Credit Builder Loans available to Banking+ customers only & require additional signup onepay.com/legal/licenses
∞Subject to credit approval. Cash back earned as points on purchases made with your OnePay CashRewards Mastercard, which can be redeemed as a statement credit, as a deposit into a OnePay account, or other available options
‡Only available to customers who unlock Banking+ with eligible deposits. You must select cash back category in the OnePay app monthly & you begin earning on the date it is selected. Eligible purchases are based on MCC
**Must be 18+. When on, Savings Backup will be used before Fee-Free Overdraft. Overdraft balance due right away. Eligible transactions are at the discretion of OnePay & may exclude certain transactions (eg, bill pay, global transfers) onepay.com/overdraft-details
◊Builder Card helps you build credit by reporting your Builder Card activity to the credit bureaus unless you opt out. Any changes to your credit score are independently determined & based on your overall financial behavior; results may vary & are not guaranteed. OnePay deposit account required. If eligible, your spending power is based on your Checking balance. Transactions using your virtual debit card are not reported. OneProgress Services LLC (NMLS ID 2460509) onepay.com/legal/licenses
^Direct deposit required. Funds availability may vary
²Bonus Term 10/27/2025–12/31/2026. Bonus applied to your 1st purchase of gas using an Upside Offer for gas (Gas Offer). Use of a Gas Offer must be made during the Bonus Term to earn the Bonus. Limit of one per customer. Cash back is provided as OnePay Points, which can be redeemed as a deposit into a OnePay deposit account, or other available options. Gas offers are not available in New Jersey or Wisconsin. Cash back amounts & caps vary by gas station & are subject to change at any time. Any gallon or spend caps applicable to a Gas Offer will also be applicable to the Bonus
±Offer Term: 3/21/25–9/30/26. Offer is only available to customers who began their OnePay deposit account application process directly on Walmart.com, the Walmart app, OnePay.com, the ONE@Work app, or the OnePay app, is limited to one use only & is not transferable. Applicable to purchases at U.S. Walmart locations & on Walmart.com only. Enrollment is not required. Purchases for cash substitutes, gift cards, prepaid cards, financial services (e.g. check cashing, remittance services, peer to peer transfers) & ATM withdrawals are not eligible for cash back. OnePay.com/10percent
🆕 What's New · v5.73.0
Bug fixes and performance improvements
Profile & Insights
Everything we know — and don't — about this app and its company.
Identification
- App name
- OnePay – Mobile Banking
- Developer
- One Finance, Inc.
- Bundle ID
- com.onefinance.one
- App Store URL
- Open in App Store
- Category
- Finance
- Content rating
- 4+
- Languages
- EN
Company
- Website
- Not found
- Tagline
- Not found
- Description
- Not found
- Founded
- Not found
- HQ / Address
- Not found
- Employees
- Not found
- Logo
- Not found
Revenue
- Verified revenue / mo
- Not found
- AI revenue estimate / mo
- Not found
- AI annual estimate
- Not found
- ML model estimate / mo
- $12.1K/mo
- Top-grossing rank
- Outside top 100 in US Finance
- All-time revenue
- Not found
- Pricing
- Not found
Founder
- Name
- Not found
- X / Twitter
- Not found
- Not found
- GitHub
- Not found
- X followers
- Not found
- Public statements
- Not found
Funding
- Total raised
- Not found
- Last round
- Not found
- Investors
- Not found
- Crunchbase
- Not found
- AngelList
- Not found
Press & Links
- Articles found
- Not found
- Listed on
- Not found
- Blog
- Not found
- Press / News
- Not found
Contacts & Socials
- Socials
- Not found
- Not found
- Phone
- Not found
- Contact page
- Not found
- About page
- Not found
✨AI Revenue EstimateCONFIDENCE: LOW
Publicly available sources provide company-wide revenue estimates for One Finance, Inc. (ranging from $8.9 million to $1 billion annually), but do not offer specific revenue figures for the iOS app 'OnePay – Mobile Banking'. The app's revenue model is primarily based on broader financial services such as transaction fees, subscription models (e.g., Credit Builder for $1/month), and partnerships, rather than in-app purchases or subscriptions typically tracked by app revenue estimation services. Sensor Tower provides download and active user data for the app, but no revenue estimates.
Sources mentioned: Prospeo, LeadIQ, Bitscale, Sensor Tower
Citations: prospeo.io · leadiq.com · bitscale.ai · sensortower.com · sensortower.com · sensortower.com
⭐Recent App Store Reviews49 latest · avg 3.59★ · 61.2% 5★ · 28.6% 1★
5★30 (61%)
4★1 (2%)
3★0 (0%)
2★4 (8%)
1★14 (29%)
+5,705 ratings/week
Praise: great ×8 best ×7 love ×4 awesome ×2 amazing ×2Complaints: subscription ×2 terrible ×1 refund ×1 bug ×1 scam ×1
Top positive
★★★★★ One of the best cards I have got this year
One Pay has many benefits that I take advantage of all of them and I thank them for it…
★★★★★ Works great
Low interest…
Top negative
★☆☆☆☆ Terrible
Will increase overdraft amounts randomly without asking, Take out payments to said overdraft without asking and able to turn off auto payments. And takes over a week to pend larger purchases for refunds. Terrible app, only use it cause of i…
★☆☆☆☆ Really buggy.
I cannot get this app to work smoothly. It's nonstop - slow as molasses loading stocks, suspends/holds a bunch of your money above the transaction amount - in an online transaction (Walmart particularly difficult) - so u can't us…
📈Ratings growth304,506 ratings+59% lifetimeShow 3-year history estimate ▾
Tracked (8 weeks) Pre-tracking estimate (37 weeks) · model-based, ±5% noise · anchored to release date and current value
🌍Geographic ReachNot ranked
This app is currently outside the top 100 grossing in all 9 countries we monitor (US, UK, DE, FR, JP, CA, AU, BR, IN). Niche or new apps often launch this way — popularity rankings appear once daily revenue clears the regional threshold.
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.
More by One Finance, Inc.
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Full revenue analysis
Read the article-style breakdown for OnePay – Mobile Banking: category rank, percentile, growth signal, comparable apps, and how the forecast is calibrated against verified-MRR anchors in this niche.