85
BU Score
Excellent
Varo Bank: Online Banking
✍️ bumetric analysis
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Varo Bank: Online Banking is an iOS app from Varo Money inc in the Finance category, currently rated 4.9★ across 233,499 ratings. Initial signal reads as mostly critical sentiment so far: users flag rough edges and unmet expectations.
Our BU Score puts it at 85: Excellent (strong product-market fit). For a Finance app, that means strong product-market fit.
Track changes month-over-month in the Performance section below: live snapshot history and revenue forecast included.
📊 Performance Tracking LIVE
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Rating
—
Reviews
—
Forecast Revenue / mo
—
Snapshots tracked
0
since first record
Range:
💰 Forecast Revenue / mo
MODELRevenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 11 of 11 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
| High install base (233,499 ratings)METRIC | +$12,000 | |
| Excellent rating (4.9★)METRIC | +$2,200 | |
| bugsREVIEW | −$1,800 | |
| 5 starREVIEW | +$1,800 | |
| securityREVIEW | +$1,800 | |
| cancelledREVIEW | −$1,500 | |
| highly recommendREVIEW | +$1,400 | |
| support teamREVIEW | +$900 | |
| Established app (5y old)METRIC | +$800 | |
| Ad-supported / freemiumMETRIC | +$600 | |
| Single-language (English only)METRIC | −$400 |
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)
📈 Reviews Growth
LIVECumulative review count from first BU snapshot. Each point = a tracked update.
💚Sentiment Over Time↑ green = positive · ↓ red = negative
Jun 25
Jul 25
Aug 25
Sep 25
Oct 25
Nov 25
Dec 25
Jan 26
Feb 26
Mar 26
Apr 26
May 26
⭐ Rating Trend
LIVEAverage rating evolution. Updates with each new review batch.
🗓️ Snapshot Timeline
HISTORYEach bar shows a tracked update and the metric delta from the previous snapshot.
App Specs
🔐 Own this app? Claim & verify MRR →💾 114 MB🔞 4+📱 iOS 15.1+🔖 v4.31.0🔄 updated 2d ago🌐 EN📂 Finance💰 Paid🚀 Launched 2020 (5y old)
📝 About this app
We are a real bank, built for the digital age.
Member FDIC, backed by the full faith and credit of the U.S. Government.
ONLINE BANKING
• Early payday³
• No monthly, minimum balance, or overdraft fees¹
• 40k+ fee-free Allpoint® ATMs⁴
• Up to 5.00% annual percentage yield on first $5,000, quals apply⁷
• 2.50% APY on additional balances
• Auto-saving tools
• Unlike many money apps, we’re a real bank
INSTANT CASH ADVANCES
• Borrow up to $250 today by linking a qualifying account²
• Work up to $500 cash advances over time with direct deposit²
• Flat fee per cash advance
• 30 days to repay
LINE OF CREDIT
• From $600 to $2,000, quals apply⁵
• No interest, late fees, or penalties
• Simple flat fee
• Payment periods between 3 and 12 months
FREE SECURED CREDIT CARD⁶
• No credit check, interest, annual fees, or min security deposit
• Reported to Equifax, Experian, & TransUnion
• Quals: Must have an active Varo Bank Account in good standing & incoming deposits of $200 or more in the past 31 days
SEND MONEY
• Use recipient’s phone number or email address, even if they aren’t a Varo customer
• Fast, secure, and free!
DOWNLOAD NOW!
• Signup in less than two minutes with no impact on your credit
Member FDIC, backed by the full faith and credit of the U.S. Government.
ONLINE BANKING
• Early payday³
• No monthly, minimum balance, or overdraft fees¹
• 40k+ fee-free Allpoint® ATMs⁴
• Up to 5.00% annual percentage yield on first $5,000, quals apply⁷
• 2.50% APY on additional balances
• Auto-saving tools
• Unlike many money apps, we’re a real bank
INSTANT CASH ADVANCES
• Borrow up to $250 today by linking a qualifying account²
• Work up to $500 cash advances over time with direct deposit²
• Flat fee per cash advance
• 30 days to repay
LINE OF CREDIT
• From $600 to $2,000, quals apply⁵
• No interest, late fees, or penalties
• Simple flat fee
• Payment periods between 3 and 12 months
FREE SECURED CREDIT CARD⁶
• No credit check, interest, annual fees, or min security deposit
• Reported to Equifax, Experian, & TransUnion
• Quals: Must have an active Varo Bank Account in good standing & incoming deposits of $200 or more in the past 31 days
SEND MONEY
• Use recipient’s phone number or email address, even if they aren’t a Varo customer
• Fast, secure, and free!
DOWNLOAD NOW!
• Signup in less than two minutes with no impact on your credit
🆕 What's New · v4.31.0
Varo Advance just got even better! Now you can borrow up to $250 in minutes when you link a qualifying account.² It's a quick and easy way to get some extra cash when you need it most. Quals apply.
We're also rolling out continued bug fixes and performance enhancements to keep the Varo app running smoothly for you
We're also rolling out continued bug fixes and performance enhancements to keep the Varo app running smoothly for you
Profile & Insights
Everything we know — and don't — about this app and its company.
Identification
- App name
- Varo Bank: Online Banking
- Developer
- Varo Money inc
- Bundle ID
- com.varomoney.VaroBank
- App Store URL
- Open in App Store
- Category
- Finance
- Content rating
- 4+
- Languages
- EN
Company
- Website
- Not found
- Tagline
- Varo - No Hidden Fees. High-Yield Savings. Credit Building.
- Description
- Get access to personal banking services including no monthly fee checking, high-yield savings, cash advances up to $250 and more with Varo Bank.
- Founded
- Not found
- HQ / Address
- Not found
- Employees
- Not found
- Logo
- OG image
Revenue
- Verified revenue / mo
- Not found
- AI revenue estimate / mo
- $12.8M ($12.8M – $12.9M)AI medium
- AI annual estimate
- $154.0M/yr
- ML model estimate / mo
- $15.4K/mo
- Top-grossing rank
- Outside top 100 in US Finance
- All-time revenue
- Not found
- Pricing
- Not found
Founder
- Name
- Not found
- X / Twitter
- https://twitter.com/varobank
- https://www.linkedin.com/company/varobank/
- GitHub
- Not found
- X followers
- Not found
- Public statements
- Not found
Funding
- Total raised
- Not found
- Last round
- Not found
- Investors
- Not found
- Crunchbase
- Not found
- AngelList
- Not found
Press & Links
- Articles found
- Not found
- Listed on
- Not found
- Blog
- https://www.varomoney.com/blog/
- Press / News
- Not found
Contacts & Socials
✨AI Revenue EstimateCONFIDENCE: MEDIUM
Varo Bank, whose services are primarily accessed through its iOS app, reported an annual revenue of approximately $154.0 million in 2024, growing from $129 million in 2023. This revenue is generated through its banking operations, including interchange fees, account service charges, and interest income, rather than traditional in-app purchases.
Sources mentioned: Growjo, Sacra, Business Model Canvas Templates, American Banker, Fintech Biz Weekly, PM Insights, FinTech Global, Chris Skinner's blog, PR Newswire, Business of Apps
⭐Recent App Store Reviews49 latest · avg 1.71★ · 14.3% 5★ · 75.5% 1★
5★7 (14%)
4★0 (0%)
3★2 (4%)
2★3 (6%)
1★37 (76%)
+41,290 ratings/week
Praise: recommend ×3 great ×3 best ×3 love ×2 awesome ×1Complaints: terrible ×6 scam ×5 bug ×2 worst ×2
Top positive
★★★★★ Buyer Beware!
Varo does not honor referral bonuses and their customer support is pathetic. It’s beyond terrible. If you ever need to speak to anyone about anything. You have to navigate to disputes and get ahold of them that way because every other way j…
★★★★★ Phenomenal
Unreal…
Top negative
★☆☆☆☆ De lo peor
Malísimo…
★☆☆☆☆ Stealing money and say it’s a bug in the system
They overdraft my account and took all my money out of it now they won’t even respond on live chat…
📈Ratings growth233,499 ratings+298% lifetimeShow 3-year history estimate ▾
Tracked (43 weeks) Pre-tracking estimate (36 weeks) · model-based, ±5% noise · anchored to release date and current value
🌍Geographic ReachNot ranked
This app is currently outside the top 100 grossing in all 9 countries we monitor (US, UK, DE, FR, JP, CA, AU, BR, IN). Niche or new apps often launch this way — popularity rankings appear once daily revenue clears the regional threshold.
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.
Full revenue analysis
Read the article-style breakdown for Varo Bank: Online Banking: category rank, percentile, growth signal, comparable apps, and how the forecast is calibrated against verified-MRR anchors in this niche.