50
Quality Score
Solid
Payday 365: Finance Assistant
Why low confidence: only 87 ratings · no founder-verified revenue (model estimate only) · revenue figure is directional only.
✍️ bumetric analysis
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Payday 365: Finance Assistant is an Android app from Payday Loan Assistant in the Finance category, currently rated 4.1★ across 87 ratings. Initial signal reads as mixed reviews: supporters praise core features while critics cite stability and value gaps.
Quality Score is 50: Solid (established niche player). For a Finance app, that means established niche player. The full BU Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.
Track changes month-over-month in the Performance section below: live snapshot history and revenue forecast included.
💰 Revenue · today and ahead
Today
$189/mo
In 12 months
$95 – $883
In 24 months
$95 – $2645
MICRO tier
💡 Grow this revenue
Free AI audit of this app’s store listing
- Title & subtitle keyword fit
- Description hook & conversion structure
- Screenshots, ratings, reviews strategy
Typical impact: +2-5× organic installs
📊 Performance Tracking LIVE
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Rating
—
Reviews
—
Forecast Revenue / mo
—
Snapshots tracked
0
since first record
ONE-TIME · BUILD💰 Estimated build cost
$125K
↳ What it cost to build · not monthly revenue
Likely range $95K – $170K
$25K · MVP floor$100K · indie scale$500K+ · studio build
📈Slow ROI — current MRR is well below build cost
Synthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age × team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.
Where the money goes
| 🧱MVP baseline (design + 1-store ship) | +$28K |
| 📱5 unique screens × $4.5K | +$22K |
| ⚙Finance complexity ×1.60 | +$30K |
| 🌐Cross-platform reach (iOS + Android) | +$44K |
Total estimate$125K
🛠 Estimated tech stack
🤖
Native Android (Kotlin)
High confidence · 80%
Also possible
Flutter
Heuristic guess from app bundle size, category, store description signals, and release-date stack era. Bumetric does not disassemble binaries — for binary-level certainty you would need an SDK intelligence tool or the manifest itself. Reasoning chain on the right. Full ruleset on /methodology.
Signals we read
| 🏷Category context | Finance |
| 📦Compact Android bundle | → Native Kotlin |
💀 Maintenance status
Likely abandoned
72%
Last shipped 2025-03-20 · 430 days ago
0 · Active50 · At risk100 · Abandoned
Heuristic risk score from time-since-last-update + ratings velocity proxy + Editor's Choice / curated featuring signals. Calibrated against 2024-2025 app-store ranking decay reports. Not a guarantee — a quiet app with a healthy codebase looks the same as an abandoned one until something breaks. Full math on /methodology.
Risk signals
| 📅1y 2mo since last update | Likely deprioritized |
VerdictLikely abandoned
🔬
How we forecast this revenue
LOW CONFIDENCEBaseline
$189/mo · ML-estimated from 234 triggers
Growth rate
+8.0% MoM · MICRO tier baseline (compound monthly)
Direction
Headwinds: rating drift may slow acquisition, low defensibility moat
6 months
$120 – $481
12 months
$95 – $883
24 months
$95 – $2.6K
Compound growth at +8.0% MoM (tier baseline for MICRO). Range widens with horizon — typical noise band ±60% at 6mo.. Ranges widen with horizon — distant futures carry more uncertainty.
📊
BU Investment Matrix
Insufficient data · 30/100MICRO TIERtoo early to scoreRevenue Strength
2.3
Product Quality
3.2
Market Position
0.0
Growth Velocity
5.0
Defensibility
2.0
Operational Safety
7.0
Founder Strength
3.3
Monetization Maturity
1.0
- 💰 Revenue: Marginal — $0 - $500/mo · MICRO tier · indicative confidence, trajectory unclear.
- ⭐ Quality: 4.06★ across 87 reviews — weak — significant quality concerns.
- 📍 Market: Not yet charting in any of the 9 monitored markets.
- 📈 Growth: ⚠ last update 430d ago — possibly dormant.
- ⚠️ Risk: Moderate — dormant (430d since update).
🎯 For competitors: Mixed picture. Worth competing if you have a clear UX or pricing edge — otherwise crowded segment.
💵 For acquirers: Estimated asking range 18-32× monthly = $3K-$6K.
Composite of 8 dimensions computed deterministically from public signals — no LLM, every score traces back to a measurable input. Default weights shown; "compete" / "acquire" / "invest" lenses re-weight without re-fetching.
Range:
💰 Forecast Revenue / mo
MODELRevenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 3 of 3 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
| Good rating (4.1★)METRIC | +$800 | |
| Ad-supported / freemiumMETRIC | +$600 | |
| Pre-traction phase (87 ratings)METRIC | −$300 |
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)
📈 Reviews Growth
LIVECumulative review count from first BU snapshot. Each point = a tracked update.
⭐ Rating Trend
LIVEAverage rating evolution. Updates with each new review batch.
App Specs
🔐 Own this app? Claim & verify MRR →🔖 v1.3.1🔄 updated 1y ago📂 Finance💰 Free
📝 About this app
Personal Assistant helps to get Loan in a short time. Calculate monthly payments.
💵 Do you need a cash money? Use the assistant service and get an opportunity to get a loan from the best lender.
🪙 Easy instant loan app will let you obtain advance cash or Intallment Loan for a variety of needs.
Some loan lenders provide bonuses and discounts, and even installment loans with bad credit. You are lucky if your pay-off debt is less than expected.
Frequently money lenders are trying to offer advantageous conditions for a credit loan.… View full description on the official store →
💵 Do you need a cash money? Use the assistant service and get an opportunity to get a loan from the best lender.
🪙 Easy instant loan app will let you obtain advance cash or Intallment Loan for a variety of needs.
Some loan lenders provide bonuses and discounts, and even installment loans with bad credit. You are lucky if your pay-off debt is less than expected.
Frequently money lenders are trying to offer advantageous conditions for a credit loan.… View full description on the official store →
🔔
Track this app’s revenue
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Profile & Insights
Everything we know — and don't — about this app and its company.
Identification
- App name
- Payday 365: Finance Assistant
- Developer
- Payday Loan Assistant
- Bundle ID
- app.loanassistant.com.paydayloans
- App Store URL
- Open in App Store
- Category
- Finance
- Content rating
- Not found
- Languages
- Not found
Company
- Website
- Not found
- Tagline
- Not found
- Description
- Not found
- Founded
- Not found
- HQ / Address
- Not found
- Employees
- Not found
- Logo
- Not found
Revenue
- Verified revenue / mo
- Not found
- AI revenue estimate / mo
- Not found
- AI annual estimate
- Not found
- ML model estimate / mo
- $190/mo
- Top-grossing rank
- Not found
- All-time revenue
- Not found
- Pricing
- Not found
Founder
Founder data not yet collected for this app.
Funding
Funding data not yet collected for this app.
Press & Links
Press & Links data not yet collected for this app.
Contacts & Socials
Contacts & Socials data not yet collected for this app.
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.
❓ Frequently Asked Questions
8 answers · auto-generated from this app's public dataHow much does Payday 365 make per month?▾
Based on our ML-calibrated revenue forecast, Payday 365 earns approximately $189/mo. This is a US-storefront-equivalent estimate; global revenue can be several times larger for internationally-distributed apps. See the methodology page for the full formula and confidence bands.
Is Payday 365 profitable?▾
With estimated build cost $125K and monthly revenue $189, Payday 365 looks well below break-even — current monthly revenue is much smaller than the estimated build cost. Profitability also depends on paid-acquisition spend and refund rate which the public model doesn't see.
What apps are like Payday 365?▾
Browse the full Finance category catalog to find similar apps with revenue, build cost, audience and tech stack data. Each /p/{slug} page also shows a Compare side-by-side widget with three peer apps from the same niche.
What is Payday 365 built with?▾
Our heuristic places Payday 365 on the Native Android (Kotlin) stack (High confidence, 80%). Signals: app bundle size, category context, store-description markers, release-date era. We don't disassemble binaries. Alternative possibilities: Flutter.
Is Payday 365 still actively maintained?▾
Maintenance status: Likely abandoned (72% abandonment risk). Last shipped version was 1+ years ago. The risk score combines time-since-last-update with Editor's Choice / curated featuring + user-base maturity adjustments.
When was Payday 365 last updated?▾
Payday 365 last shipped a new version on 2025-03-20 — more than 1 year(s) ago. This is the date Apple / Google last accepted a new build, not a content-only push.
Who makes Payday 365?▾
Payday 365 is published by Payday Loan Assistant on the Google Play Store. See the full publisher portfolio (other apps by the same developer) via the More by developer block on the product page above.
What is Payday 365's BU Score?▾
Payday 365 has a BU Score of 50/100 (Solid). The score combines App Store rating, ratings count, monetization model and revenue signals calibrated against founder-verified MRR anchors. See the BU Score formula.