66
BU Score
Solid
OTTO - Usaha Atur Keuangan
✍️ bumetric analysis
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OTTO - Usaha Atur Keuangan is an Android app from PT. IndoArtha Perkasa Sukses in the Finance category, currently rated 3.9★ across 20,986 ratings. Initial signal reads as largely positive sentiment, users highlighting consistency and feature depth.
Our BU Score puts it at 66: Solid (established niche player). For a Finance app, that means established niche player.
Track changes month-over-month in the Performance section below: live snapshot history and revenue forecast included.
📊 Performance Tracking LIVE
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Rating
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Reviews
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Forecast Revenue / mo
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Snapshots tracked
0
since first record
Range:
💰 Forecast Revenue / mo
MODELRevenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
📈 Reviews Growth
LIVECumulative review count from first BU snapshot. Each point = a tracked update.
⭐ Rating Trend
LIVEAverage rating evolution. Updates with each new review batch.
🗓️ Snapshot Timeline
HISTORYEach bar shows a tracked update and the metric delta from the previous snapshot.
App Specs
🔐 Own this app? Claim & verify MRR →🔖 vVaries with device📂 Finance💰 Free
📝 About this app
#UsahaLebihBijakFinansial (Business is more financially wise) to manage your finances with OTTO.
OTTO is a digital application on smartphones as a financial solution that makes it easy for users to manage their finances, start from payment transactions, purchases, transfers, to recording financial transactions and recommending financial solutions that suit user needs.
PT IndoArtha Perkasa Sukses recorded at Otoritas Jasa Keuangan (OJK) Inovasi Keuangan Digital (IKD) as Market Aggregator with letter number S-345/MS.72/2020 dated December 29, 2020.
Here are the advantage of using OTTO:
OTTOCash
OTTOCash is electronic money licensed from Bank Indonesia that can be used for all payment transactions in OTTO application. #BikinGampang Transactions ranging from shopping at Indomaret & Alfamart, merchants bearing the QRIS logo throughout Indonesia to paying your monthly bill, it's easier to use OTTOCash electronic money.
Investment
Want to save gold? Save at SiManis, Instant Gold Digital Investment. You can save gold starting from 0.01 gr.
Insurance
Buy insurance from an insurance service provider at OTTO, the premiums are economical and the protection is optimal. Enjoy the complete protection with Asuransi Receh and MyGadget.
Loan
Need funds for your various needs? Just apply for a Tunaiku at OTTO. Safe, fast, and easy process.
Loan amount: IDR 2 million - IDR 20 million
Loan term: 6-20 months
Maximum annual interest rate (APR): 36% - 48%
Simulation of Loan Money at Tunaiku:
Loan credit: IDR 10,000,000, tenure: 12 months, loan interest: 3% per month, maintenance fee: IDR 550,000, service fee: 5% (deducted upfront).
Online loan funds are disbursed after deducting the service fee: IDR 9,500,000
Principal loan installment: IDR 822,958 per month
Loan interest: IDR 10,000,000 x 3% = IDR 300,000 per month
Maintenance fee: IDR 550,000/12 = IDR 45,833 per month
Monthly installment: IDR 1,167,957
Total repayment cost: IDR 1,167,957 x 12 = IDR 14,015,484
Point Rewards
Collect points from your transactions and exchange for many rewards. It's all in the OttoPoint feature. You can also make a split payment between your OttoCash and OttoPoint balances.
Download OTTO now, to #UsahaLebihBijakFinansial (Business is more financially wise) to manage your finances
For any inquiries, please contact:
Email: halo@OTTO.id
Customer Service : (021) 5060 9500
Operational hour
Mon – Fri : 08 AM - 08 PM
Sat : 08 AM – 06 PM
Head Office
PT IndoArtha Perkasa Sukses
Jl. Prof. DR. Soepomo No.2 Unit 104, RT.10/RW.15, Menteng Dalam, Tebet, South Jakarta City, Jakarta 12870
OTTO is a digital application on smartphones as a financial solution that makes it easy for users to manage their finances, start from payment transactions, purchases, transfers, to recording financial transactions and recommending financial solutions that suit user needs.
PT IndoArtha Perkasa Sukses recorded at Otoritas Jasa Keuangan (OJK) Inovasi Keuangan Digital (IKD) as Market Aggregator with letter number S-345/MS.72/2020 dated December 29, 2020.
Here are the advantage of using OTTO:
OTTOCash
OTTOCash is electronic money licensed from Bank Indonesia that can be used for all payment transactions in OTTO application. #BikinGampang Transactions ranging from shopping at Indomaret & Alfamart, merchants bearing the QRIS logo throughout Indonesia to paying your monthly bill, it's easier to use OTTOCash electronic money.
Investment
Want to save gold? Save at SiManis, Instant Gold Digital Investment. You can save gold starting from 0.01 gr.
Insurance
Buy insurance from an insurance service provider at OTTO, the premiums are economical and the protection is optimal. Enjoy the complete protection with Asuransi Receh and MyGadget.
Loan
Need funds for your various needs? Just apply for a Tunaiku at OTTO. Safe, fast, and easy process.
Loan amount: IDR 2 million - IDR 20 million
Loan term: 6-20 months
Maximum annual interest rate (APR): 36% - 48%
Simulation of Loan Money at Tunaiku:
Loan credit: IDR 10,000,000, tenure: 12 months, loan interest: 3% per month, maintenance fee: IDR 550,000, service fee: 5% (deducted upfront).
Online loan funds are disbursed after deducting the service fee: IDR 9,500,000
Principal loan installment: IDR 822,958 per month
Loan interest: IDR 10,000,000 x 3% = IDR 300,000 per month
Maintenance fee: IDR 550,000/12 = IDR 45,833 per month
Monthly installment: IDR 1,167,957
Total repayment cost: IDR 1,167,957 x 12 = IDR 14,015,484
Point Rewards
Collect points from your transactions and exchange for many rewards. It's all in the OttoPoint feature. You can also make a split payment between your OttoCash and OttoPoint balances.
Download OTTO now, to #UsahaLebihBijakFinansial (Business is more financially wise) to manage your finances
For any inquiries, please contact:
Email: halo@OTTO.id
Customer Service : (021) 5060 9500
Operational hour
Mon – Fri : 08 AM - 08 PM
Sat : 08 AM – 06 PM
Head Office
PT IndoArtha Perkasa Sukses
Jl. Prof. DR. Soepomo No.2 Unit 104, RT.10/RW.15, Menteng Dalam, Tebet, South Jakarta City, Jakarta 12870
Profile & Insights
Everything we know — and don't — about this app and its company.
Identification
- App name
- OTTO - Usaha Atur Keuangan
- Developer
- PT. IndoArtha Perkasa Sukses
- Bundle ID
- com.pede.emoney
- App Store URL
- Open in App Store
- Category
- Finance
- Content rating
- Not found
- Languages
- Not found
Company
- Website
- Not found
- Tagline
- Not found
- Description
- Not found
- Founded
- Not found
- HQ / Address
- Not found
- Employees
- Not found
- Logo
- Not found
Revenue
- Verified revenue / mo
- Not found
- AI revenue estimate / mo
- Not found
- AI annual estimate
- Not found
- ML model estimate / mo
- $1.1K/mo
- Top-grossing rank
- Not found
- All-time revenue
- Not found
- Pricing
- Not found
Founder
- Name
- Not found
- X / Twitter
- Not found
- Not found
- GitHub
- Not found
- X followers
- Not found
- Public statements
- Not found
Funding
- Total raised
- Not found
- Last round
- Not found
- Investors
- Not found
- Crunchbase
- Not found
- AngelList
- Not found
Press & Links
- Articles found
- Not found
- Listed on
- Not found
- Blog
- Not found
- Press / News
- Not found
Contacts & Socials
- Socials
- Not found
- Not found
- Phone
- Not found
- Contact page
- Not found
- About page
- Not found
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.
Full revenue analysis
Read the article-style breakdown for OTTO - Usaha Atur Keuangan: category rank, percentile, growth signal, comparable apps, and how the forecast is calibrated against verified-MRR anchors in this niche.