Mes Comptes - LCL

You've decided to open an LCL account or simply monitor your banking situation in real time—this app is for you!

• OPEN A BANK ACCOUNT ONLINE IN MINUTES
No matter your profile (student, young professional, employee, business owner, freelancer, senior citizen), take advantage of banking offers tailored to your needs, as well as all the expertise of LCL, voted Customer Service of the Year 2026.

To do so, you will need:

- a piece of identification
- a bank card (optional, to fund the new account)
- a French mobile number
- if you are a student, your proof of enrollment.

Available exclusively for adults residing in France.

In just a few minutes, you can:
- create an online account,
- find the branch that best suits you,
- choose the bank card that meets your needs.

Once you become a customer, or if you already are, you can access your bank accounts, loans, and insurance policies at any time, and also stay in touch with your advisor.

• BIOMETRIC LOGIN
Log in and validate your online transactions using your biometric fingerprint.
Remember to save your profile if you wish to access this feature.

• MY ACCOUNT AT A GLANCE
View an overview of your bank account balance and card balance directly from the homepage or via the widget.

• YOUR SUMMARY
Manage your accounts:

- Find your contracts by category (Account, Savings, Loan, Insurance)
- Add and view your accounts from your other banks
- Customize the labels for your LCL and non-LCL accounts
- View your account statements
- Find your recorded transactions by description or amount using our search engine. - Dispute a direct debit or cancel a direct debit authorization

View all your credit (authorized overdraft, mortgage, etc.):

- Manage your revolving credit
- Apply for and track a consumer loan (personal loan, instant loan)
- Learn about, simulate, or track a mortgage

View your insurance policies and get a quote

Open an account for your children

• MAKE TRANSFERS
Transfer money instantly with instant transfer
Use "Wero" to send money instantly with a mobile number
Create and manage your transfers and beneficiaries
Modify your transfer limit and list of authorized countries in real time from your trusted device

• MY CARD AREA
Manage your bank cards, as well as those of your minor children, independently:
- Activate/deactivate contactless payment or online payment
- View your card's PIN
- Lock/unlock your card in real time Real
- Modify your card limits
Access your temporary virtual card if one of your bank cards is blocked
Activate, modify, or deactivate the System' Savings option

• ADVISOR AREA
Need advice or information? Find your advisor's and branch's contact details
Schedule an appointment in branch or remotely using your advisor's calendar.
Communicate and send documents using the messaging system.

• MY NEWS
Find the latest news about your account, your card expiry dates, your appointments with your advisor, confirmations of your IBAN entries, etc.

• ALSO IN YOUR APP
Order your checkbook to receive it at home or at your LCL branch
Scan your device for malicious applications
SOS Cards: Quickly block your bank card if it is lost or stolen