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comdirect photoTAN App

59
Quality Score
Solid

comdirect photoTAN App

Medium confidence
4.4 ✍️ Editor
✍️ bumetric analysis

comdirect photoTAN App is an iOS app from comdirect bank AG in the Finance category, currently rated 4.4★ across 859 ratings. Initial signal reads as mostly critical sentiment so far: users flag rough edges and unmet expectations.

Quality Score is 59: Solid (established niche player). For a Finance app, that means established niche player. The full BU Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.

Track changes month-over-month in the Performance section below: live snapshot history and revenue forecast included.

💰 Monthly revenue · now vs forecast
● Right now
$5.0K
per month
12-mo forecast
$5.2K – $10.8K
per month
24-mo forecast
$6.4K – $19.2K
per month
MID tier
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📊 Performance Tracking LIVE

Loading…
idle
0%
Rating
Reviews
Forecast Revenue / mo
Snapshots tracked
0
since first record
ONE-TIME · BUILD 💰 Estimated build cost
$90K
What it cost to build · not monthly revenue
Likely range $70K – $120K
$25K · MVP floor $100K · indie scale $500K+ · studio build
📈 Slow ROI — current MRR is well below build cost

Synthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age × team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.

Where the money goes
🧱 MVP baseline (design + 1-store ship) +$28K
📱 5 unique screens × $4.5K +$22K
📦 Asset bundle (64 MB) +$5K
Finance complexity ×1.60 +$33K
Total estimate $90K
ONE-TIME · EXIT VALUE 💵 Estimated acquisition value
$15K
What it would sell for · not monthly revenue
Marketplace range $10K – $15K · 17× MRR multiple
💸 ~0.2× build cost (under-water)

Synthetic estimate. Multiple band derived from ad-supported + age, rating quality, category demand, and user-base maturity. Calibrated against 2024-2026 indie-app-marketplace closed-deal medians. Full math + comparable deal list on /methodology.

How the multiple was built
📺 Ad-supported base 15× MRR
★ rating ≥ 4.4 (solid) +8%
🏷 Finance category multiple +15%
Small user base (<1K ratings) -8%
Final multiple 17× MRR
👥 Estimated audience size
51K
Lifetime downloads (US-equivalent)
Monthly active
14K
Daily active
5.6K

Synthetic estimate from ratings × category benchmarks. Calibrated against 2024-2026 mobile-attribution retention + DAU/MAU reports. Numbers are US-storefront-equivalent — true global audience can be 5-10× larger for international apps. Full math + source list on /methodology.

How we sized it
📲 Finance engagement ~60 installs / rating
🔁 Finance D30 retention 28%
📍 DAU / MAU stickiness 0.40
DAU / MAU 40% sticky
🔬

How we forecast this revenue

MEDIUM CONFIDENCE
Baseline
$5.0K/mo · ML-estimated from 234 triggers
Growth rate
+4.0% MoM · MID tier baseline (compound monthly)
6 months
$4.7K – $7.9K
12 months
$5.2K – $10.8K
24 months
$6.4K – $19.2K
Compound growth at +4.0% MoM (tier baseline for MID). Range widens with horizon — typical noise band ±25% at 6mo.. Ranges widen with horizon — distant futures carry more uncertainty.
📊

BU Investment Matrix

Below median · 48/100MID TIERunderperforming peers
RevenueQualityMarketGrowthMoatSafetyFounderMonetiz.
Revenue Strength
3.7
Product Quality
6.2
Market Position
2.0
Growth Velocity
5.0
Defensibility
6.0
Operational Safety
10.0
Founder Strength
4.9
Monetization Maturity
1.0
  • 💰 Revenue: Modest — $3K - $7K/mo · MID tier · medium confidence, trajectory unclear.
  • ⭐ Quality: 4.42★ across 859 reviews — solid.
  • 📍 Market: Not yet charting in any of the 9 monitored markets.
  • 📈 Growth: Insufficient signal to assess trajectory.
  • ⚠️ Risk: Low — no material risk signals detected.
🎯 For competitors: Mixed picture. Worth competing if you have a clear UX or pricing edge — otherwise crowded segment.
💵 For acquirers: Estimated asking range 18-32× monthly = $90K-$160K.
Composite of 8 dimensions computed deterministically from public signals — no LLM, every score traces back to a measurable input. Default weights shown; "compete" / "acquire" / "invest" lenses re-weight without re-fetching.
Range:

💰 Forecast Revenue / mo

MODEL
Revenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 5 of 5 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
Mature app (13y old)METRIC
+$1,500
Good rating (4.4★)METRIC
+$800
Ad-supported / freemiumMETRIC
+$600
Early-stage install base (859 ratings)METRIC
+$400
Single-language (English only)METRIC
−$400
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)

📈 Reviews Growth

LIVE
Cumulative review count from first BU snapshot. Each point = a tracked update.

⭐ Rating Trend

LIVE
Average rating evolution. Updates with each new review batch.

🆕 What's New · v9.11.0

Kleine Verbesserungen.

Profile & Insights

Everything we know — and don't — about this app and its company.

Identification

App name
comdirect photoTAN App
Developer
comdirect bank AG
Bundle ID
de.comdirect.phototan
App Store URL
Open in App Store
Category
Finance
Content rating
4+
Languages
DE

Company

Website
Not found
Tagline
Not found
Description
comdirect ist Ihre erste Adresse für Sparen, Anlegen und Handeln mit Wertpapieren. Smarte Lösungen für Finanzthemen machen Ihnen das Leben leichter.
Founded
Not found
HQ / Address
Not found
Employees
Not found
Logo
Not found

Revenue

Verified revenue / mo
Not found
AI revenue estimate / mo
Not found
AI annual estimate
Not found
ML model estimate / mo
$746/mo
Top-grossing rank
Outside top 100 in US Finance
All-time revenue
Not found
Pricing
Not found

Founder

Founder data not yet collected for this app.

Funding

Funding data not yet collected for this app.

Press & Links

Press & Links data not yet collected for this app.

Contacts & Socials

Contacts & Socials data not yet collected for this app.
AI Revenue EstimateCONFIDENCE: HIGH
The comdirect photoTAN App is a free utility application provided by comdirect bank AG for secure online banking transactions. It does not generate direct revenue through in-app purchases or subscriptions.
Sources mentioned: comdirect.de, Google Play, Apple App Store
Recent App Store Reviews17 latest · avg 1.76★ · 11.8% 5★ · 70.6% 1★
5★
2 (12%)
4★
0 (0%)
3★
2 (12%)
2★
1 (6%)
1★
12 (71%)
+7,731 ratings/week
Praise: perfect ×1Complaints: terrible ×2
Top positive
★★★★★ Perfect Secure App
Perfect Secure App…
★★★★★ Sehr gut
Es ist ja eine gute Möglichkeit online zu banken…
Top negative
★☆☆☆☆ Recent update broke Face ID
After updating to 9.8.0 Face ID stopped working and I couldn't access the app anymore…
★☆☆☆☆ Terrible
Horrible user experience…
📈Ratings growth859 ratings+85800% lifetimeShow 3-year history estimate ▾Sep 2014Jul 2024Jun 2026
Tracked (19 weeks) Pre-tracking estimate (37 weeks) · model-based, ±5% noise · anchored to release date and current value
🌍Geographic ReachNot ranked
This app is currently outside the top 100 grossing in all 9 countries we monitor (US, UK, DE, FR, JP, CA, AU, BR, IN). Niche or new apps often launch this way — popularity rankings appear once daily revenue clears the regional threshold.
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.

📝 About this app

Mit der kostenlosen photoTAN App geben Sie Transaktionen im Online-Banking sicher und schnell frei.


# So funktioniert das photoTAN-Verfahren über den Computer:
Sie führen eine Transaktion auf einem anderen Gerät durch; z. B. einem PC.
Ihre Transaktion wird automatisch in die comdirect photoTAN App übertragen und auf Ihrem Smartphone erscheint eine Benachrichtigung. Bei Tippen auf die Nachricht öffnet sich die photoTAN App. Prüfen Sie die Transaktion und geben Sie die TAN frei, indem Sie den Pfeil von links nach rechts schieben.… View full description on the official store →
App Specs
🔐 Own this app? Claim & verify MRR →
💾 64 MB🔞 4+📱 iOS 16.0+🔖 v9.11.0🔄 updated 0d ago🌐 DE📂 Finance💰 Paid
📅

What Worked™ · Development Pipeline

5 EVENTS TRACKED
Detected changes in this app over its tracked lifetime — each event links cause (what changed) to effect (what moved). Sorted newest first.See full history →Version history →
2026-05
🔄
Monetization changed: freemium → free
2026-03
Rating ↑ 1.76 → 4.50 (improved 2.74★)
2026-03
📈
Crossed 50 ratings — social-proof flywheel kicking in
2021-02
📈
Crossed 10 ratings — social-proof flywheel kicking in
2014-09
🚀
First tracked snapshot — initial data captured
🌍

Multi-Country Performance

Available in 9 of 9 monitored markets
MarketRatingReviewsCurrent version
🇺🇸 US4.42014★8644.42014★ this version
🇬🇧 GB4.47207★3584.47207★ this version
🇩🇪 DE4.52182★182,9034.52182★ this version
🇫🇷 FR4.44318★1764.44318★ this version
🇯🇵 JP4.4375★804.4375★ this version
🇨🇦 CA4.53333★904.53333★ this version
🇦🇺 AU4.4436★1334.4436★ this version
🇧🇷 BR4.80302★664.80302★ this version
🇮🇳 IN4.72★254.72★ this version
🔔

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📝 Description

95
BU Score · Transcendent
Full revenue analysis
Read the article-style breakdown for comdirect photoTAN App: category rank, percentile, growth signal, comparable apps, and how the forecast is calibrated against verified-MRR anchors in this niche.
Read deep-dive →

More by comdirect bank AG

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📦 Portfolio summaryINDIE studio
3apps·$1K/mocombined
✓ Diversified — top app contributes 47%; risk spread across portfolio

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About this analysis
ZCAnalyzed by Zakhar Chumak · founder, bumetric·Full methodology·Medium confidence

Why medium confidence: 859 ratings · no founder-verified revenue (model estimate only).

Frequently Asked Questions

4 answers · auto-generated from this app's public data
How much does comdirect photoTAN App make per month?
Based on our ML-calibrated revenue forecast, comdirect photoTAN App earns approximately $746/mo. This is a US-storefront-equivalent estimate; global revenue can be several times larger for internationally-distributed apps. See the methodology page for the full formula and confidence bands.
What apps are like comdirect photoTAN App?
Browse the full Finance category catalog to find similar apps with revenue, build cost, audience and tech stack data. Each /p/{slug} page also shows a Compare side-by-side widget with three peer apps from the same niche.
Who makes comdirect photoTAN App?
comdirect photoTAN App is published by comdirect bank AG on the Apple App Store. See the full publisher portfolio (other apps by the same developer) via the More by developer block on the product page above.
What is comdirect photoTAN App's BU Score?
comdirect photoTAN App has a BU Score of 59/100 (Solid). The score combines App Store rating, ratings count, monetization model and revenue signals calibrated against founder-verified MRR anchors. See the BU Score formula.