WalletHub: Credit & Budgeting
78
Quality Score
Strong
✍️ Bumetric analysis
“
WalletHub: Credit & Budgeting is an iOS app from WalletHub in the Finance category, currently rated 4.8★ across 9,930 ratings. Initial signal reads as largely positive sentiment, users highlighting consistency and feature depth.
Quality Score is 78: Strong (healthy traction). For a Finance app, that means healthy traction. The full BU Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.
Track changes month-over-month in the Performance section below: live snapshot history and revenue forecast included.
💰 Monthly revenue · now vs forecast
● Right now
$919
per month
→
12-mo forecast
$804 – $2897
per month
→
24-mo forecast
$745 – $6702
per month
INDIE tier
💡 Grow this revenue
Free AI audit of this app’s store listing
- Title & subtitle keyword fit
- Description hook & conversion structure
- Screenshots, ratings, reviews strategy
Typical impact: +2-5× organic installs
📊 Performance Tracking LIVE
208 snapshots on record
Rating
4.8
Reviews
9,930 reviews
Forecast Revenue / mo
$919
Snapshots tracked
208
since May 2024
ONE-TIME · BUILD
💰 Estimated build cost
$180K
↳ What it cost to build · not monthly revenue
Likely range $135K – $245K
$25K · MVP floor
$100K · indie scale
$500K+ · studio build
📈
Slow ROI — current MRR is well below build cost
Synthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age × team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.
Where the money goes
| 🧱 MVP baseline (design + 1-store ship) | +$28K |
| 📱 5 unique screens × $4.5K | +$22K |
| 📦 Asset bundle (106 MB) | +$22K |
| ⚙ Finance complexity ×1.60 | +$43K |
| ⚙ 10.3y maintenance × ~1-person team | +$61K |
Total estimate
$180K
ONE-TIME · EXIT VALUE
💵 Estimated acquisition value
$20K
↳ What it would sell for · not monthly revenue
Marketplace range $15K – $30K · 24× MRR multiple
💸
~0.1× build cost (under-water)
Synthetic estimate. Multiple band derived from ad-supported + age, rating quality, category demand, and user-base maturity. Calibrated against 2024-2026 indie-app-marketplace closed-deal medians. Full math + comparable deal list on /methodology.
How the multiple was built
| 📺 Ad-supported base | 15× MRR |
| 📅 10.3y proven track record | +20% |
| ⭐ ★ rating ≥ 4.7 (premium) | +15% |
| 🏷 Finance category multiple | +15% |
Final multiple
24× MRR
👥 Estimated audience size
415K
Lifetime downloads (US-equivalent)
Monthly active
58K
Daily active
23K
Synthetic estimate from ratings × category benchmarks. Calibrated against 2024-2026 mobile-attribution retention + DAU/MAU reports. Numbers are US-storefront-equivalent — true global audience can be 5-10× larger for international apps. Full math + source list on /methodology.
How we sized it
| 📲 Finance engagement | ~60 installs / rating |
| 📅 10.3y of rating accumulation | -30% |
| 🔁 Finance D30 retention | 28% |
| 📍 DAU / MAU stickiness | 0.40 |
DAU / MAU
39% sticky
🛠 Estimated tech stack
🍎
Native iOS (Swift / UIKit)
Medium confidence · 60%
Also possible
React Native
Flutter
Heuristic guess from app bundle size, category, store description signals, and release-date stack era. Bumetric does not disassemble binaries — for binary-level certainty you would need an SDK intelligence tool or the manifest itself. Reasoning chain on the right. Full ruleset on /methodology.
Signals we read
| 📦 App bundle size | 106 MB |
| 🏷 Category context | Finance |
| 📦 Mid-large iOS bundle | → Likely native Swift / UIKit (pre-2020 era) |
💀 Maintenance status
Active
15%
Last shipped 2026-07-01 · 84 days ago
0 · Active
50 · At risk
100 · Abandoned
Heuristic risk score from time-since-last-update + ratings velocity proxy + Editor's Choice / curated featuring signals. Calibrated against 2024-2025 app-store ranking decay reports. Not a guarantee — a quiet app with a healthy codebase looks the same as an abandoned one until something breaks. Full math on /methodology.
Risk signals
| 📅 84 days since last update | Healthy release cadence |
Verdict
Active
🔬
How we forecast this revenue
LOW CONFIDENCEBaseline
$919/mo · ML-estimated from 234 triggers
Growth rate
+6.0% MoM · INDIE tier baseline (compound monthly)
6 months
$783 – $1.8K
12 months
$804 – $2.9K
24 months
$745 – $6.7K
Compound growth at +6.0% MoM (tier baseline for INDIE). Range widens with horizon — typical noise band ±40% at 6mo.. Ranges widen with horizon — distant futures carry more uncertainty.
📊
BU Investment Matrix
Early-stage solo · 49/100INDIE TIERexpected for tierGrowth Velocity
5.0
Founder Strength
5.4
Product Quality
8.7
Revenue Strength
3.0
Monetization Maturity
1.0
Defensibility
6.0
Market Position
0.3
Operational Safety
10.0
- 💰 Revenue: Marginal — $367 - $2298/mo · INDIE tier · medium confidence, trajectory unclear.
- ⭐ Quality: 4.84★ across 9,930 reviews — strong (top 10%).
- 📍 Market: Not yet charting in any of the 9 monitored markets.
- 📈 Growth: Insufficient signal to assess trajectory.
- ⚠️ Risk: Low — no material risk signals detected.
🎯 For competitors: Mixed picture. Worth competing if you have a clear UX or pricing edge — otherwise crowded segment.
💵 For acquirers: Estimated asking range 18-32× monthly = $16K-$29K. Portfolio play ($27K/mo combined) commands premium.
Composite of 8 dimensions computed deterministically from public signals — no LLM, every score traces back to a measurable input. Default weights shown; "compete" / "acquire" / "invest" lenses re-weight without re-fetching.
Range:
💰 Forecast Revenue / mo
MODELRevenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 8 of 8 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
| Excellent rating (4.8★)METRIC | +$2,200 | |
| 5 starREVIEW | +$1,800 | |
| excellent appREVIEW | +$1,500 | |
| Low install base (9,930 ratings)METRIC | +$1,500 | |
| Mature app (10y old)METRIC | +$1,500 | |
| highly recommendREVIEW | +$1,400 | |
| Ad-supported / freemiumMETRIC | +$600 | |
| Single-language (English only)METRIC | −$400 |
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)
📈 Reviews Growth
LIVECumulative review count from first BU snapshot. Each point = a tracked update.
⭐ Rating Trend
LIVEAverage rating evolution. Updates with each new review batch.
🆕 What's New · v2.1.1
The award-winning WalletHub app is regularly updated to help you reach top WalletFitness®, and it includes your free credit score, WalletScore, and credit report, along with budgeting tools and a net-worth tracker.… Full release notes →
Profile & Insights
Everything we know — and don't — about this app and its company.
Identification
- App name
- WalletHub: Credit & Budgeting
- Developer
- WalletHub
- Bundle ID
- com.wallethub.mywallet
- App Store URL
- Open in App Store
- Category
- Finance
- Content rating
- 17+
- Languages
- EN
Company
- Website
- Not found
- Tagline
- Today
- Description
- Find apps and games for iPhone, iPad, Mac, and more on the App Store.
- Founded
- Not found
- HQ / Address
- Not found
- Employees
- Not found
- Logo
- Available
Revenue
- Reported revenue signal / mo
- Not found
- AI revenue estimate / mo
- Not found
- AI annual estimate
- Not found
- Model estimate / mo
- $920/mo
- Top-grossing rank
- 🇺🇸#95 /100
- All-time revenue
- Not found
- Pricing
- Not found
Founder
Founder data not yet collected for this app.
Funding
Funding data not yet collected for this app.
Press & Links
Press & Links data not yet collected for this app.
Contacts & Socials
Contacts & Socials data not yet collected for this app.
📈Ratings growth10,068 ratings+2152% lifetimeShow 3-year history estimate ▾
Tracked (60 weeks) Pre-tracking estimate (0 weeks) · model-based, ±5% noise · anchored to release date and current value
🗺️Geographic Distribution1 of 9 markets
🇺🇸
US
Top-grossing rank: #95 / 100
Other markets
Outside top 100
in US, GB, DE, FR, JP, CA, AU, BR, IN
in US, GB, DE, FR, JP, CA, AU, BR, IN
This app currently ranks in only one of the 9 markets we monitor. Niche or regional apps often launch this way before global rollout. Rankings update daily.
📊Category Rank Trajectory#95 now · best #95 · worst #100
Lower line = better rank · Estimate from ratings growth model · Lower position on chart = worse rank · Higher = top of chart
🚀Update Frequency · Releases per Quarter2 releases tracked
🚀Version Release Timeline2 releases tracked
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.
📝 About this app
WalletHub is the first app to offer 100% free credit scores, WalletScores, and full credit reports updated daily. Plus, get access to best-in-class budgeting tools and a personalized plan to improve your credit score, pay off your debt, and save money. Download this award-winning app and reach top WalletFitness®.
Sign up for a free WalletHub account to get:
• Credit scores, updated daily
• Clear plan for improving your credit score
• Personalized budget
• Spending tracker
• WalletScore for a full picture of your financial health
• Credit card recommendations
• Loan recommendations s… View full description on the official store →
Sign up for a free WalletHub account to get:
• Credit scores, updated daily
• Clear plan for improving your credit score
• Personalized budget
• Spending tracker
• WalletScore for a full picture of your financial health
• Credit card recommendations
• Loan recommendations s… View full description on the official store →
App Specs
🔐 Own this app? Claim & verify MRR →💾 106 MB🔞 17+📱 iOS 15.0+🔖 v2.1.1🔄 updated 2mo ago🌐 EN📂 Finance💰 Paid🚀 Launched 2016 (10y old)
📅
What Worked™ · Development Pipeline
12 EVENTS TRACKEDDetected changes in this app over its tracked lifetime — each event links cause (what changed) to effect (what moved). Sorted newest first.See full history →Version history →
2026-07
📈
Crossed 10,000 ratings — social-proof flywheel kicking in
→ 30 days after: reviews +38 high confidence
2026-07
🔧
Shipped update — v2.0.0 → v2.1.1
→ 30 days after: reviews +31 high confidence
2026-04
📈
Crossed 1,000 ratings — social-proof flywheel kicking in
→ 30 days after: reviews +51 high confidence
2026-03
📈
Crossed 500 ratings — social-proof flywheel kicking in
→ 30 days after: revenue +$26.1K/mo · rating +0.07★ · reviews +9,379 high confidence
2024-07
📈
Crossed 100 ratings — social-proof flywheel kicking in
→ 30 days after: revenue +$127/mo · reviews +46 medium · co-occurring
2024-07
📈
Crossed 100 ratings — social-proof flywheel kicking in
→ 30 days after: revenue +$246/mo · reviews +89 medium · co-occurring
2024-06
📈
Crossed 50 ratings — social-proof flywheel kicking in
→ 30 days after: revenue +$119/mo · reviews +43 high confidence
2024-06
📈
Crossed 50 ratings — social-proof flywheel kicking in
→ 30 days after: revenue +$209/mo · rating +0.08★ · reviews +75 high confidence
2024-05
🚀
First tracked snapshot — initial data captured
→ 30 days after: revenue +$89/mo · rating +0.09★ · reviews +32 high confidence
2024-05
📈
Crossed 10 ratings — social-proof flywheel kicking in
2024-05
🚀
First tracked snapshot — initial data captured
2024-05
⭐
Rating ↓ 5.00 → 4.67 (dropped 0.33★)
🔎
ASO Keyword Positions
BEST RANK #13Ranked for 1 App Store search query in our last keyword sweep. Lower position = closer to the top.
credit score·#13🇺🇸
Last sweep: 2026-05-19 · iTunes Search API
🧪
Tech & Domain Intel — wallethub.com
- Mail provider
- Google Workspace
- Tech stack
- Anthropic · Google Workspace · SendGrid · AWS SES
Derived from public RDAP + DNS TXT records (no scraping, no login).
🔔
Track this app’s revenue
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📝 Description
95
BU Score · Transcendent
Full revenue analysis
Read the article-style breakdown for WalletHub: Credit & Budgeting: category rank, percentile, growth signal, comparable apps, and how the forecast is calibrated against verified-MRR anchors in this niche.
More by WalletHub
View all →📦 Portfolio summaryINDIE studio
2apps·$1K/mocombined
Lead-app heavy — top app contributes 54%
About this analysis
Why medium confidence: 9,930 ratings · no founder-verified revenue (model estimate only).
❓ Frequently Asked Questions
10 answers · auto-generated from this app's public dataHow much does WalletHub make per month?▴
Based on our ML-calibrated revenue forecast, WalletHub earns approximately $919/mo. This is a US-storefront-equivalent estimate; global revenue can be several times larger for internationally-distributed apps. See the methodology page for the full formula and confidence bands.
Is WalletHub profitable?▴
With estimated build cost $180K and monthly revenue $919, WalletHub looks well below break-even — current monthly revenue is much smaller than the estimated build cost. Profitability also depends on paid-acquisition spend and refund rate which the public model doesn't see.
How many users does WalletHub have?▴
Estimated audience: ~415K lifetime downloads, ~58K monthly active users, and ~23K daily active users. Derived from ratings count × category installs-per-rating × age decay. US-storefront-equivalent — global audience can be 5-10× larger for internationally-distributed apps.
What apps are like WalletHub?▴
Browse the full Finance category catalog to find similar apps with revenue, build cost, audience and tech stack data. Each /p/{slug} page also shows a Compare side-by-side widget with three peer apps from the same niche.
What is WalletHub built with?▴
Our heuristic places WalletHub on the Native iOS (Swift / UIKit) stack (Medium confidence, 60%). Signals: app bundle size, category context, store-description markers, release-date era. We don't disassemble binaries. Alternative possibilities: React Native, Flutter.
Is WalletHub still actively maintained?▴
Maintenance status: Active (15% abandonment risk). Last shipped version was 2 months ago. The risk score combines time-since-last-update with Editor's Choice / curated featuring + user-base maturity adjustments.
How much would WalletHub sell for?▴
Estimated acquisition value: $20K (marketplace range $15K – $30K). Calculated as 24× monthly revenue using the standard multiple for the detected monetization model + adjustments for age, rating quality and category demand. Calibrated against 2024-2026 Flippa / Acquire.com / MicroAcquire closed-deal medians.
When was WalletHub last updated?▴
WalletHub last shipped a new version on 2026-07-01 — 2 months ago. This is the date Apple / Google last accepted a new build, not a content-only push.
Who makes WalletHub?▴
WalletHub is published by WalletHub on the Apple App Store. See the full publisher portfolio (other apps by the same developer) via the More by developer block on the product page above.
What is WalletHub's BU Score?▴
WalletHub has a BU Score of 78/100 (Strong). The score combines App Store rating, ratings count, monetization model and revenue signals calibrated against founder-verified MRR anchors. See the BU Score formula.