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Money: Personal Budget Manager

69
Quality Score
Solid

Money: Personal Budget Manager

by Jumsoft
Medium confidence
4.5 App Store rating
✍️ Bumetric analysis

Money: Personal Budget Manager is an iOS app from Jumsoft in the Finance category, currently rated 4.5★ across 444 ratings. Initial signal reads as mixed reviews: supporters praise core features while critics cite stability and value gaps.

Quality Score is 69: Solid (established niche player). For a Finance app, that means established niche player. The full BU Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.

Track changes month-over-month in the Performance section below: live snapshot history and revenue forecast included.

💰 Monthly revenue · now vs forecast
● Right now
$5.0K
per month
12-mo forecast
$5.2K – $10.8K
per month
24-mo forecast
$6.4K – $19.2K
per month
MID tier
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📊 Performance Tracking LIVE

107 snapshots on record
idle
0%
Rating
4.5
Reviews
444 reviews
Forecast Revenue / mo
$5.0K
Snapshots tracked
107
since Mar 2017
ONE-TIME · BUILD 💰 Estimated build cost
$145K
What it cost to build · not monthly revenue
Likely range $110K – $195K
$25K · MVP floor $100K · indie scale $500K+ · studio build
📈 Pays back in ~2.4y at current MRR

Synthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age × team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.

Where the money goes
🧱 MVP baseline (design + 1-store ship) +$28K
📱 5 unique screens × $4.5K +$22K
📦 Asset bundle (61 MB) +$4K
Finance complexity ×1.60 +$32K
9.5y maintenance × ~1-person team +$56K
Total estimate $145K
ONE-TIME · EXIT VALUE 💵 Estimated acquisition value
$100K
What it would sell for · not monthly revenue
Marketplace range $75K – $125K · 21× MRR multiple
💸 ~0.7× build cost (under-water)

Synthetic estimate. Multiple band derived from ad-supported + age, rating quality, category demand, and user-base maturity. Calibrated against 2024-2026 indie-app-marketplace closed-deal medians. Full math + comparable deal list on /methodology.

How the multiple was built
📺 Ad-supported base 15× MRR
📅 9.5y proven track record +20%
★ rating ≥ 4.4 (solid) +8%
🏷 Finance category multiple +15%
Small user base (<1K ratings) -8%
Final multiple 21× MRR
👥 Estimated audience size
18K
Lifetime downloads (US-equivalent)
Monthly active
2.8K
Daily active
1.1K

Synthetic estimate from ratings × category benchmarks. Calibrated against 2024-2026 mobile-attribution retention + DAU/MAU reports. Numbers are US-storefront-equivalent — true global audience can be 5-10× larger for international apps. Full math + source list on /methodology.

How we sized it
📲 Finance engagement ~60 installs / rating
📅 9.5y of rating accumulation -30%
🔁 Finance D30 retention 28%
📍 DAU / MAU stickiness 0.40
DAU / MAU 39% sticky
🛠 Estimated tech stack
🍎
Native iOS (Swift / UIKit)
Medium confidence · 70%
Also possible
Flutter

Heuristic guess from app bundle size, category, store description signals, and release-date stack era. Bumetric does not disassemble binaries — for binary-level certainty you would need an SDK intelligence tool or the manifest itself. Reasoning chain on the right. Full ruleset on /methodology.

Signals we read
📦 App bundle size 61 MB
🏷 Category context Finance
📦 Small-mid iOS bundle → Native Swift / UIKit (pre-2020 era)
💀 Maintenance status
Slowing
25%
Last shipped 2026-08-10 · 44 days ago
0 · Active 50 · At risk 100 · Abandoned

Heuristic risk score from time-since-last-update + ratings velocity proxy + Editor's Choice / curated featuring signals. Calibrated against 2024-2025 app-store ranking decay reports. Not a guarantee — a quiet app with a healthy codebase looks the same as an abandoned one until something breaks. Full math on /methodology.

Risk signals
📅 44 days since last update Healthy release cadence
👥 Small user base (444 ratings) + 9.5y old +10% (solo-project pattern)
Verdict Slowing
🔬

How we forecast this revenue

MEDIUM CONFIDENCE
Baseline
$5.0K/mo · ML-estimated from 234 triggers
Growth rate
+4.0% MoM · MID tier baseline (compound monthly)
6 months
$4.7K – $7.9K
12 months
$5.2K – $10.8K
24 months
$6.4K – $19.2K
Compound growth at +4.0% MoM (tier baseline for MID). Range widens with horizon — typical noise band ±25% at 6mo.. Ranges widen with horizon — distant futures carry more uncertainty.
📊

BU Investment Matrix

Below median · 47/100MID TIERunderperforming peers
GrowthFounderQualityRevenueMonetiz.MoatMarketSafety
Growth Velocity
5.0
Founder Strength
5.4
Product Quality
6.4
Revenue Strength
3.7
Monetization Maturity
1.0
Defensibility
4.4
Market Position
2.0
Operational Safety
10.0
  • 💰 Revenue: Modest — $3K - $7K/mo · MID tier · medium confidence, trajectory unclear.
  • ⭐ Quality: 4.54★ across 444 reviews — solid.
  • 📍 Market: Not yet charting in any of the 9 monitored markets.
  • 📈 Growth: Insufficient signal to assess trajectory.
  • ⚠️ Risk: Low — no material risk signals detected.
🎯 For competitors: Mixed picture. Worth competing if you have a clear UX or pricing edge — otherwise crowded segment.
💵 For acquirers: Estimated asking range 18-32× monthly = $90K-$160K. Portfolio play ($26K/mo combined) commands premium.
Composite of 8 dimensions computed deterministically from public signals — no LLM, every score traces back to a measurable input. Default weights shown; "compete" / "acquire" / "invest" lenses re-weight without re-fetching.
Range:

💰 Forecast Revenue / mo

MODEL
Revenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 15 of 15 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
Paid app ($0.00)METRIC
+$2,800
subscriptionREVIEW
+$2,500
Excellent rating (4.5★)METRIC
+$2,200
bugsREVIEW
−$1,800
5 starREVIEW
+$1,800
securityREVIEW
+$1,800
cancelledREVIEW
−$1,500
excellent appREVIEW
+$1,500
Mature app (9y old)METRIC
+$1,500
Multilingual (10 languages)METRIC
+$1,500
highly recommendREVIEW
+$1,400
slowREVIEW
−$1,200
support teamREVIEW
+$900
priceyREVIEW
−$800
Early-stage install base (444 ratings)METRIC
+$400
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)

📈 Reviews Growth

LIVE
Cumulative review count from first BU snapshot. Each point = a tracked update.

⭐ Rating Trend

LIVE
Average rating evolution. Updates with each new review batch.

🆕 What's New · v9.0.4

NEW IN 9.0.4
- Fixed an issue with stock price updates for investments

FROM 9.0 - THE LIQUID GLASS UPDATE
- A completely redesigned app icon
- Liquid Glass UI across all controls, tab bars, and sidebars
- Swift-powered components for improved performance… Full release notes →

Profile & Insights

Everything we know — and don't — about this app and its company.

Identification

App name
Money: Personal Budget Manager
Developer
Jumsoft
Bundle ID
com.jumsoft.money.macos
App Store URL
Open in App Store
Category
Finance
Content rating
4+
Languages
EN, FR, DE, IT, JA, KO, PT, RU, ZH, ES

Company

Website
Not found
Tagline
Today
Description
Find apps and games for iPhone, iPad, Mac, and more on the App Store.
Founded
Not found
HQ / Address
Not found
Employees
Not found
Logo
Available

Revenue

Reported revenue signal / mo
Not found
AI revenue estimate / mo
Not found
AI annual estimate
Not found
Model estimate / mo
$5.0K/mo
Top-grossing rank
Outside top 100 in US Finance
All-time revenue
Not found
Pricing
Not found

Founder

Founder data not yet collected for this app.

Funding

Funding data not yet collected for this app.

Press & Links

Press & Links data not yet collected for this app.

Contacts & Socials

Contacts & Socials data not yet collected for this app.
📈Ratings growth448 ratings+283% lifetimeShow 3-year history estimate ▾Feb 2022Mar 2026Sep 2026
Tracked (60 weeks) Pre-tracking estimate (0 weeks) · model-based, ±5% noise · anchored to release date and current value
🌍Geographic ReachNot ranked
This app is currently outside the top 100 grossing in all 9 countries we monitor (US, UK, DE, FR, JP, CA, AU, BR, IN). Niche or new apps often launch this way — popularity rankings appear once daily revenue clears the regional threshold.
🚀Update Frequency · Releases per Quarter5 releases tracked
23Q2 2026Q3 2026
🚀Version Release Timeline5 releases tracked
v8.1.13May 2026v9.0.1Jun 2026v9.0.2Jul 2026v9.0.3Jul 2026v9.0.4Sep 2026
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.

📝 About this app

Money 9.0 is a major update to our award-winning personal finance app, fully embracing Apple's most significant design evolution since iOS 7 - Liquid Glass.

App UI has been updated for iOS 26, iPadOS 26, and macOS Tahoe 26, with Swift powering key parts of the app for better performance and tighter integration with Apple's latest platforms. Controls, navigation bars, and sidebars adopt Liquid Glass - the translucent material that refracts content, responds to light and motion, and keeps your financial data front and center.

WHAT'S NEW IN 9.0… View full description on the official store →
App Specs
🔐 Own this app? Claim & verify MRR →
💾 61 MB🔞 4+📱 iOS 12.0+🔖 v9.0.4🔄 updated 1mo ago🌐 EN, FR, DE, IT, JA +5📂 Finance💰 Paid🚀 Launched 2017 (9y old)
📅

What Worked™ · Development Pipeline

16 EVENTS TRACKED
Detected changes in this app over its tracked lifetime — each event links cause (what changed) to effect (what moved). Sorted newest first.See full history →Version history →
2026-08
🔧
Shipped update — v9.0.3 → v9.0.4
2026-07
🔧
Shipped update — v9.0.2 → v9.0.3
→ 30 days after: revenue +$26.7K/mo high confidence
2026-07
🔧
Shipped update — v9.0.1 → v9.0.2
→ 30 days after: revenue +$26.7K/mo high confidence
2026-06
🔧
Shipped update — v8.1.13 → v9.0.1
2026-05
Rating ↑ 2.89 → 4.54 (improved 1.65★)
2026-03
Rating ↓ 4.40 → 2.89 (dropped 1.51★)
→ 30 days after: rating +1.66★ · reviews +273 medium · co-occurring
2026-03
Rating ↑ 2.88 → 4.40 (improved 1.52★)
2021-05
📈
Crossed 100 ratings — social-proof flywheel kicking in
2019-04
📈
Crossed 50 ratings — social-proof flywheel kicking in
→ 30 days after: rating −0.05★ high confidence
2017-06
Rating ↓ 3.00 → 2.67 (dropped 0.33★)
2017-04
📈
Crossed 10 ratings — social-proof flywheel kicking in
→ 30 days after: rating +0.67★ · reviews +7 high confidence
2017-04
Rating ↑ 2.33 → 3.00 (improved 0.67★)
→ 30 days after: rating +0.67★ · reviews +7 high confidence
2017-04
Rating ↑ 2.20 → 2.67 (improved 0.47★)
→ 30 days after: rating +0.67★ · reviews +7 low · multiple changes
2017-04
Rating ↓ 2.33 → 2.00 (dropped 0.33★)
→ 30 days after: rating +0.67★ · reviews +7 low · multiple changes
2017-03
🚀
First tracked snapshot — initial data captured
→ 30 days after: rating +0.67★ · reviews +7 medium · co-occurring
2017-03
Rating ↑ 1.00 → 3.00 (improved 2.00★)
→ 30 days after: rating +0.67★ · reviews +7 medium · co-occurring
🌍

Multi-Country Performance

Available in 9 of 9 monitored markets
MarketRatingReviewsCurrent version
🇦🇺 AU4.36364★664.36364★ this version
🇧🇷 BR4.63415★414.63415★ this version
🇨🇦 CA4.54545★884.54545★ this version
🇩🇪 DE4.575★404.575★ this version
🇫🇷 FR4.43478★2304.43478★ this version
🇬🇧 GB4.34652★1014.34652★ this version
🇮🇳 IN4.46969★664.46969★ this version
🇯🇵 JP4.75★244.75★ this version
🇺🇸 US4.53348★4484.53348★ this version
🔔

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📝 Description

95
BU Score · Transcendent
Full revenue analysis
Read the article-style breakdown for Money: Personal Budget Manager: category rank, percentile, growth signal, comparable apps, and how the forecast is calibrated against verified-MRR anchors in this niche.
Read deep-dive →

Similar apps in Finance

About this analysis
ZCAnalyzed by Zakhar Chumak · founder, Bumetric·Full methodology·Medium confidence

Why medium confidence: 444 ratings · no founder-verified revenue (model estimate only).

Frequently Asked Questions

10 answers · auto-generated from this app's public data
How much does Money make per month?
Based on our ML-calibrated revenue forecast, Money earns approximately $5.0K/mo. This is a US-storefront-equivalent estimate; global revenue can be several times larger for internationally-distributed apps. See the methodology page for the full formula and confidence bands.
Is Money profitable?
With estimated build cost $145K and monthly revenue $5.0K, Money looks break-even-grade — payback period sits around 2.4 years. Profitability also depends on paid-acquisition spend and refund rate which the public model doesn't see.
How many users does Money have?
Estimated audience: ~18K lifetime downloads, ~2K monthly active users, and ~1K daily active users. Derived from ratings count × category installs-per-rating × age decay. US-storefront-equivalent — global audience can be 5-10× larger for internationally-distributed apps.
What apps are like Money?
Browse the full Finance category catalog to find similar apps with revenue, build cost, audience and tech stack data. Each /p/{slug} page also shows a Compare side-by-side widget with three peer apps from the same niche.
What is Money built with?
Our heuristic places Money on the Native iOS (Swift / UIKit) stack (Medium confidence, 70%). Signals: app bundle size, category context, store-description markers, release-date era. We don't disassemble binaries. Alternative possibilities: Flutter.
Is Money still actively maintained?
Maintenance status: Slowing (25% abandonment risk). Last shipped version was 1 months ago. The risk score combines time-since-last-update with Editor's Choice / curated featuring + user-base maturity adjustments.
How much would Money sell for?
Estimated acquisition value: $100K (marketplace range $75K – $125K). Calculated as 21× monthly revenue using the standard multiple for the detected monetization model + adjustments for age, rating quality and category demand. Calibrated against 2024-2026 Flippa / Acquire.com / MicroAcquire closed-deal medians.
When was Money last updated?
Money last shipped a new version on 2026-08-10 — 1 months ago. This is the date Apple / Google last accepted a new build, not a content-only push.
Who makes Money?
Money is published by Jumsoft on the Apple App Store. See the full publisher portfolio (other apps by the same developer) via the More by developer block on the product page above.
What is Money's BU Score?
Money has a BU Score of 69/100 (Solid). The score combines App Store rating, ratings count, monetization model and revenue signals calibrated against founder-verified MRR anchors. See the BU Score formula.