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80
BU Score
Excellent

monobank — digital mobile bank

4.9 ✍️ Editor
✍️ BU Analytics Review

monobank — digital mobile bank is an iOS app from UNIVERSAL BANK, PRAT in the Finance category, currently rated 4.9★ across 16,061 ratings. Initial signal reads as mixed reviews — supporters praise core features while critics cite stability/value gaps.

Our BU Score puts it at 80Excellent (strong product-market fit). For a Finance app, that means strong product-market fit.

Track changes month-over-month in the Performance section below — live snapshot history and revenue forecast included.

📊 Performance Tracking LIVE

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Rating
Reviews
Forecast Revenue / mo
Snapshots tracked
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💰 Forecast Revenue / mo

MODEL
Revenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 8 of 8 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
Mid install base (16,061 ratings)METRIC
+$5,500
Excellent rating (4.9★)METRIC
+$2,200
5 starREVIEW
+$1,800
securityREVIEW
+$1,800
Mature app (8y old)METRIC
+$1,500
highly recommendREVIEW
+$1,400
support teamREVIEW
+$900
Ad-supported / freemiumMETRIC
+$600
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)

📈 Reviews Growth

LIVE
Cumulative review count from first BU snapshot. Each point = a tracked update.
💚Sentiment Over Time↑ green = positive · ↓ red = negative
Mar 25
Apr 25
May 25
Jun 25
Jul 25
Sep 25
Oct 25
Nov 25
Dec 25
Jan 26
Feb 26
Mar 26

⭐ Rating Trend

LIVE
Average rating evolution. Updates with each new review batch.

🗓️ Snapshot Timeline

HISTORY
Each bar shows a tracked update and the metric delta from the previous snapshot.
App Specs
🔐 Own this app? Claim & verify MRR →
💾 375 MB🔞 4+📱 iOS 16.0+🔖 v8.11🔄 updated 2d ago🌐 EN, UK📂 Finance💰 Paid🚀 Launched 2017 (8y old)

📝 About this app

monobank has been chosen by more than 10.3 million Ukrainians, making us the largest commercial digital bank in Ukraine.

How fast can you register?
1. Download the mobile app.
2. Confirm your personal cell phone number.
3. Select the document for verification (Diia, ID card, passport, foreign passport, permanent residence permit).
4. Receive a free virtual card right now or a physical card later express delivered by Nova Poshta delivery.
For the fastest registration, choose registration via Diia. The record for the quickest registration speed is 99 seconds.

Still hesitating? Here are random reasons to open a monobank card:
・Increased credit limit up to ₴200,000
・Monocat lives inside the app, which is unusual for an online bank
・Smart security through flexible card settings
・There is no need to carve a card number or IBAN from the message to make a payment; we will do it for you
・Open currency cards in dollars or euros — track rates and exchange currency.
・Market for buying in installments at favorite chains — KTC, Citrus, MOYO, Foxtrot, and others
・Used-goods marketplace — discounts, deals, and shopping on your phone
・Group expenses — split a café bill or taxi fare with friends
・You can cancel a payment within 10 seconds if you make a mistake
・Split a cafe receipt or taxi bill among friends
・Jars for fundraising, saving, donations, building capital and budget — raise & save funds for the Armed Forces of Ukraine
・Attractive deposit rates — benefits in the palm of your hand
・You can scan a card with a camera to avoid entering it manually and a QR code to make an auto payment
・Make payments between cards, fines, electricity, utilities, internet and phone bills with no fees
・Sign electronic documents with your QES signature through Diia
・A pleasant purr is a Monocat feature that notifies you of receiving money instead of harsh notification sounds
・Purchase eSIM in one tap — a virtual SIM card instead of or in addition to your physical card
・Paying for purchases via Google Pay virtual wallet — is convenient
・Regular payments for phone bills, transfers to a card, payments to IBAN credentials, international payments or donations to charity
・Pay for goods using credit in offline or online stores everywhere around the globe
・Transfer an old expense to the instalment plan and return money to the card
・Get cashback on movies, TV, games, sports, train tickets, airline tickets, gas stations, cars, medicines, clothes, and shoes — new partners to choose bonus from monthly
・Get car insurance and insurance services at favourable price
・Download our user-friendly app and use our stylish card
・Shake your phone to pay for fuel at WOG, and send money to someone nearby without asking for their card or phone number
・Withdraw salary, make billing to individual entrepreneurs and make social payments to the pension fund with no commission
・Open currency cards and business accounts in 1 tap — doing business is now even more convenient
・Private web cabinet for accounting — the tax office will receive reports on time
・Financial history — tag expenses, build spending analytics & get tracker with a convenient breakdown
・Get cashback from the bank and donate to charity — using a monobank is profitable
・Make instant money transfers to contacts from the phone book — no need to ask for a card number
・Open a «Diia.Card» — for national support programs
・Kids’ card, handy control of expenses and a shared account for parents — learning finance is accessible
・Get rewards for using the card and repaying the loan
・The best support service in convenient messengers — chat in Ukrainian is available 24/7
・Update the monobank app to get a modern design version 2.0
・Use software cash register pos terminal — comfortable NFC payment charge
・Replenish your balance and repay loans in a few taps

JSC «Universal Bank» License NBU № 92 dated 20.01.1994, in a banking state register № 226, Ukraine, Kyiv

🆕 What's New · v8.11

ОНОВИЛИ ВІЗУАЛ НА БАЗАРІ

Тепер ви бачите, коли хтось з ваших підписок почав продавати нові речі. А ще на вітрині одночасно видно більше товарів

Profile & Insights

Everything we know — and don't — about this app and its company.

Identification

App name
monobank — digital mobile bank
Developer
UNIVERSAL BANK, PRAT
Bundle ID
com.ftband.mono
App Store URL
Open in App Store
Category
Finance
Content rating
4+
Languages
EN, UK

Company

Website
Not found
Tagline
Раз-два, і банк у телефоні
Description
Що таке онлайн-банкінг з mono? Це коли застосунок завантажується за одну хвилину, а картка відкривається всього за дві!
Founded
Not found
HQ / Address
Київ
Employees
Not found
Logo
OG image

Revenue

Verified revenue / mo
Not found
AI revenue estimate / mo
$5.7MAI medium
AI annual estimate
$68.1M/yr
ML model estimate / mo
$43.0K/mo
Top-grossing rank
Outside top 100 in US Finance
All-time revenue
Not found
Pricing
Not found

Founder

Name
Not found
X / Twitter
https://x.com/monobankua
LinkedIn
Not found
GitHub
Not found
X followers
Not found
Public statements
Not found

Funding

Total raised
Not found
Last round
Not found
Investors
Not found
Crunchbase
Not found
AngelList
Not found

Press & Links

Articles found
Not found
Listed on
Not found
Blog
Not found
Press / News
Not found

Contacts & Socials

Socials
facebook · instagram · tiktok · twitter · youtube
Email
Not found
Phone
Not found
Contact page
http://monobank.ua/contacts
About page
http://monobank.ua/about
AI Revenue EstimateCONFIDENCE: MEDIUM
Monobank's estimated annual revenue is approximately $68.1 million, which translates to a monthly estimate of around $5.68 million. The technology provider for Monobank, FintechBand, reported revenue of $80.64 million from its work on the Monobank app in 2024, suggesting a potential higher range for the app's financial activity.
Sources mentioned: Growjo, Kyiv Post, Forbes Ukraine
Recent App Store Reviews49 latest · avg 3.45★ · 55.1% 5★ · 34.7% 1★
5★
27 (55%)
4★
3 (6%)
3★
1 (2%)
2★
1 (2%)
1★
17 (35%)
+154,522 ratings/week
Praise: best ×7 great ×3 love ×1 amazing ×1 fantastic ×1
Top positive
★★★★★ The best!
Найкращій банк в світі, а підтримка моно це окрема любов ! Завжди швидко та зручно ! 🙌…
★★★★★ Best bank of Ukrinae and not only!
I think when the bank is the best bank in the world and the application is the most convenient in the world to be honest I never found any better services and I was traveling, and I have bank accounts in several countries, but monobank is t…
Top negative
★☆☆☆☆ Банківська таємниця відсутня.
Банківська таємниця відсутня.…
★☆☆☆☆ Дайте мне отключить маркет клятый, у меня уже нет сил видеть рекламные пуш уведомления от него
Я прошу добавить отключение маркета в приложении, я не буду пользоваться этим мусором, я пользуюсь банком ради банковских услуг, не превращайте нормальное что-то в мусорку как Яндекс Если я получаю уведомления от банка я хочу дабы они имел…
📈Ratings growth16,061 ratings+44% lifetimeShow 3-year history estimate ▾May 2023Apr 2025May 2026
Tracked (52 weeks) Pre-tracking estimate (36 weeks) · model-based, ±5% noise · anchored to release date and current value
🌍Geographic ReachNot ranked
This app is currently outside the top 100 grossing in all 9 countries we monitor (US, UK, DE, FR, JP, CA, AU, BR, IN). Niche or new apps often launch this way — popularity rankings appear once daily revenue clears the regional threshold.
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.
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