PUMB－Online Bank 24/7, Credit
71
Quality Score
Strong
PUMB－Online Bank 24/7, Credit
by FIRST UKRAINIAN INTERNATIONAL BANK PJSC
Medium confidence
✍️ bumetric analysis
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PUMB－Online Bank 24/7, Credit is an iOS app from FIRST UKRAINIAN INTERNATIONAL BANK PJSC in the Business category, currently rated 4.7★ across 522 ratings. Initial signal reads as mixed reviews: supporters praise core features while critics cite stability and value gaps.
Quality Score is 71: Strong (healthy traction). For a Business app, that means healthy traction. The full BU Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.
Track changes month-over-month in the Performance section below: live snapshot history and revenue forecast included.
💰 Monthly revenue · now vs forecast
● Right now
$5.0K
per month
→
12-mo forecast
$5.2K – $10.8K
per month
→
24-mo forecast
$6.4K – $19.2K
per month
MID tier
💡 Grow this revenue
Free AI audit of this app’s store listing
- Title & subtitle keyword fit
- Description hook & conversion structure
- Screenshots, ratings, reviews strategy
Typical impact: +2-5× organic installs
📊 Performance Tracking LIVE
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Rating
—
Reviews
—
Forecast Revenue / mo
—
Snapshots tracked
0
since first record
ONE-TIME · BUILD
💰 Estimated build cost
$135K
↳ What it cost to build · not monthly revenue
Likely range $100K – $180K
$25K · MVP floor
$100K · indie scale
$500K+ · studio build
📈
Pays back in ~12 months at current MRR
Synthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age × team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.
Where the money goes
| 🧱 MVP baseline (design + 1-store ship) | +$28K |
| 📱 5 unique screens × $4.5K | +$22K |
| 📦 Asset bundle (776 MB) | +$40K |
| ⚙ Business complexity ×1.50 | +$45K |
Total estimate
$135K
ONE-TIME · EXIT VALUE
💵 Estimated acquisition value
$200K
↳ What it would sell for · not monthly revenue
Marketplace range $150K – $250K · 18× MRR multiple
💸
~1.5× build cost (break-even+)
Synthetic estimate. Multiple band derived from ad-supported + age, rating quality, category demand, and user-base maturity. Calibrated against 2024-2026 indie-app-marketplace closed-deal medians. Full math + comparable deal list on /methodology.
How the multiple was built
| 📺 Ad-supported base | 15× MRR |
| ⭐ ★ rating ≥ 4.7 (premium) | +15% |
| 🏷 Business category multiple | +10% |
| ⭐ Small user base (<1K ratings) | -8% |
Final multiple
18× MRR
👥 Estimated audience size
33K
Lifetime downloads (US-equivalent)
Monthly active
7.3K
Daily active
2.1K
Synthetic estimate from ratings × category benchmarks. Calibrated against 2024-2026 mobile-attribution retention + DAU/MAU reports. Numbers are US-storefront-equivalent — true global audience can be 5-10× larger for international apps. Full math + source list on /methodology.
How we sized it
| 📲 Business engagement | ~65 installs / rating |
| 🔁 Business D30 retention | 22% |
| 📍 DAU / MAU stickiness | 0.30 |
DAU / MAU
29% sticky
🔬
How we forecast this revenue
MEDIUM CONFIDENCEBaseline
$5.0K/mo · ML-estimated from 234 triggers
Growth rate
+4.0% MoM · MID tier baseline (compound monthly)
6 months
$4.7K – $7.9K
12 months
$5.2K – $10.8K
24 months
$6.4K – $19.2K
Compound growth at +4.0% MoM (tier baseline for MID). Range widens with horizon — typical noise band ±25% at 6mo.. Ranges widen with horizon — distant futures carry more uncertainty.
📊
BU Investment Matrix
Below median · 43/100MID TIERunderperforming peersGrowth Velocity
5.0
Founder Strength
5.1
Product Quality
6.6
Revenue Strength
3.7
Monetization Maturity
1.0
Defensibility
3.9
Market Position
2.0
Operational Safety
7.0
- 💰 Revenue: Modest — $3K - $7K/mo · MID tier · medium confidence, trajectory unclear.
- ⭐ Quality: 4.72★ across 522 reviews — solid.
- 📍 Market: Not yet charting in any of the 9 monitored markets.
- 📈 Growth: ⚠ last update 2806d ago — possibly dormant.
- ⚠️ Risk: Moderate — dormant (2806d since update).
🎯 For competitors: Mixed picture. Worth competing if you have a clear UX or pricing edge — otherwise crowded segment.
💵 For acquirers: Estimated asking range 18-32× monthly = $90K-$160K. Portfolio play ($11K/mo combined) commands premium.
Composite of 8 dimensions computed deterministically from public signals — no LLM, every score traces back to a measurable input. Default weights shown; "compete" / "acquire" / "invest" lenses re-weight without re-fetching.
Range:
💰 Forecast Revenue / mo
MODELRevenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 4 of 4 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
| Excellent rating (4.7★)METRIC | +$2,200 | |
| Established app (7y old)METRIC | +$800 | |
| Ad-supported / freemiumMETRIC | +$600 | |
| Early-stage install base (522 ratings)METRIC | +$400 |
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)
📈 Reviews Growth
LIVECumulative review count from first BU snapshot. Each point = a tracked update.
⭐ Rating Trend
LIVEAverage rating evolution. Updates with each new review batch.
🆕 What's New · v2.337.1
Open banking keeps growing. You can now add your monobank accounts to PUMB in Finances.
The NBU allows non-resident clients to transfer funds abroad via SWIFT. We've added new payment purposes for these transfers, so you can transfer money to yourself or someone else abroad.… Full release notes →
The NBU allows non-resident clients to transfer funds abroad via SWIFT. We've added new payment purposes for these transfers, so you can transfer money to yourself or someone else abroad.… Full release notes →
Profile & Insights
Everything we know — and don't — about this app and its company.
Identification
- App name
- PUMB－Online Bank 24/7, Credit
- Developer
- FIRST UKRAINIAN INTERNATIONAL BANK PJSC
- Bundle ID
- fuib.pumb-ispot
- App Store URL
- Open in App Store
- Category
- Business
- Content rating
- 4+
- Languages
- EN, UK
Company
- Website
- Not found
- Tagline
- Today
- Description
- Find apps and games for iPhone, iPad, Mac, and more on the App Store.
- Founded
- Not found
- HQ / Address
- Not found
- Employees
- Not found
- Logo
- Available
Revenue
- Verified revenue / mo
- Not found
- AI revenue estimate / mo
- Not found
- AI annual estimate
- Not found
- ML model estimate / mo
- $11.5K/mo
- Top-grossing rank
- Outside top 100 in US Business
- All-time revenue
- Not found
- Pricing
- Not found
Founder
Founder data not yet collected for this app.
Funding
Funding data not yet collected for this app.
Press & Links
Press & Links data not yet collected for this app.
Contacts & Socials
Contacts & Socials data not yet collected for this app.
📈Ratings growth522 ratings+52100% lifetimeShow 3-year history estimate ▾
Tracked (37 weeks) Pre-tracking estimate (36 weeks) · model-based, ±5% noise · anchored to release date and current value
🌍Geographic ReachNot ranked
This app is currently outside the top 100 grossing in all 9 countries we monitor (US, UK, DE, FR, JP, CA, AU, BR, IN). Niche or new apps often launch this way — popularity rankings appear once daily revenue clears the regional threshold.
🚀Update Frequency · Releases per Quarter7 releases tracked
🚀Version Release Timeline7 releases tracked
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.
📝 About this app
PUMB is your personal mobile banking app, offering a wide range of financial services to make managing your finances convenient and rewarding. With the PUMB app, you can access banking services directly from your smartphone. Open and manage cards with no fees, transfer money, buy currency online, apply for credit, and even pay in installments – all in one place.
Main Features of PUMB:
• Commission-Free Card Opening and Management: Open a “vseKARTA” debit card or a “vseMOZHU Online” credit card through the PUMB mobile banking app, and top up your card.… View full description on the official store →
Main Features of PUMB:
• Commission-Free Card Opening and Management: Open a “vseKARTA” debit card or a “vseMOZHU Online” credit card through the PUMB mobile banking app, and top up your card.… View full description on the official store →
App Specs
🔐 Own this app? Claim & verify MRR →💾 776 MB🔞 4+📱 iOS 15.0+🔖 v2.337.1🔄 updated 0d ago🌐 EN, UK📂 Business💰 Paid
📅
What Worked™ · Development Pipeline
12 EVENTS TRACKEDDetected changes in this app over its tracked lifetime — each event links cause (what changed) to effect (what moved). Sorted newest first.See full history →Version history →
2026-07
🔧
Shipped update — v2.336.2 → v2.337.1
2026-07
🔧
Shipped update — v2.336.1 → v2.336.2
2026-07
🔧
Shipped update — v2.335.3 → v2.336.1
2026-06
🔧
Shipped update — v2.333.2 → v2.335.3
2026-06
🔧
Shipped update — v2.332.1 → v2.333.2
→ 30 days after: reviews +5 high confidence
2026-05
🔧
Shipped update — v2.331.4 → v2.332.1
2026-05
🔧
Shipped update — v? → v2.331.4
→ 30 days after: rating −0.08★ · reviews −45,371 medium · co-occurring
2026-04
⭐
Rating ↑ 3.28 → 4.80 (improved 1.52★)
→ 30 days after: rating −0.08★ · reviews −45,374 high confidence
2026-04
📈
Crossed 50 ratings — social-proof flywheel kicking in
→ 30 days after: rating −0.08★ · reviews −45,374 high confidence
2021-03
📈
Crossed 10 ratings — social-proof flywheel kicking in
2019-07
⭐
Rating ↑ 4.00 → 4.33 (improved 0.33★)
2019-01
🚀
First tracked snapshot — initial data captured
🌍
Multi-Country Performance
Available in 9 of 9 monitored markets| Market | Rating | Reviews | Current version |
|---|---|---|---|
| 🇦🇺 AU | 4.7191★ | 89 | 4.7191★ this version |
| 🇧🇷 BR | 5★ | 1 | 5★ this version |
| 🇨🇦 CA | 4.9359★ | 78 | 4.9359★ this version |
| 🇩🇪 DE | 4.6909★ | 220 | 4.6909★ this version |
| 🇫🇷 FR | 5★ | 15 | 5★ this version |
| 🇬🇧 GB | 4.82474★ | 97 | 4.82474★ this version |
| 🇮🇳 IN | 5★ | 3 | 5★ this version |
| 🇯🇵 JP | 3.66667★ | 3 | 3.66667★ this version |
| 🇺🇸 US | 4.7203★ | 522 | 4.7203★ this version |
🔔
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📝 Description
95
BU Score · Transcendent
Full revenue analysis
Read the article-style breakdown for PUMB－Online Bank 24/7, Credit: category rank, percentile, growth signal, comparable apps, and how the forecast is calibrated against verified-MRR anchors in this niche.
About this analysis
Why medium confidence: 522 ratings · no founder-verified revenue (model estimate only).
❓ Frequently Asked Questions
4 answers · auto-generated from this app's public dataHow much does PUMB－Online Bank 24/7, Credit make per month?▴
Based on our ML-calibrated revenue forecast, PUMB－Online Bank 24/7, Credit earns approximately $11K/mo. This is a US-storefront-equivalent estimate; global revenue can be several times larger for internationally-distributed apps. See the methodology page for the full formula and confidence bands.
What apps are like PUMB－Online Bank 24/7, Credit?▴
Browse the full Business category catalog to find similar apps with revenue, build cost, audience and tech stack data. Each /p/{slug} page also shows a Compare side-by-side widget with three peer apps from the same niche.
Who makes PUMB－Online Bank 24/7, Credit?▴
PUMB－Online Bank 24/7, Credit is published by FIRST UKRAINIAN INTERNATIONAL BANK PJSC on the Apple App Store. See the full publisher portfolio (other apps by the same developer) via the More by developer block on the product page above.
What is PUMB－Online Bank 24/7, Credit's BU Score?▴
PUMB－Online Bank 24/7, Credit has a BU Score of 71/100 (Strong). The score combines App Store rating, ratings count, monetization model and revenue signals calibrated against founder-verified MRR anchors. See the BU Score formula.