Virgin Money Credit Card
63
Quality Score
Solid
✍️ Bumetric analysis
“
Virgin Money Credit Card is an iOS app from Virgin Money in the Finance category, currently rated 4.6★ across 254 ratings. Initial signal reads as mostly critical sentiment so far: users flag rough edges and unmet expectations.
Quality Score is 63: Solid (established niche player). For a Finance app, that means established niche player. The full BU Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.
Track changes month-over-month in the Performance section below: live snapshot history and revenue forecast included.
💰 Monthly revenue · now vs forecast
● Right now
$5.0K
per month
→
12-mo forecast
$5.2K – $10.8K
per month
→
24-mo forecast
$6.4K – $19.2K
per month
MID tier
💡 Grow this revenue
Free AI audit of this app’s store listing
- Title & subtitle keyword fit
- Description hook & conversion structure
- Screenshots, ratings, reviews strategy
Typical impact: +2-5× organic installs
📊 Performance Tracking LIVE
43 snapshots on record
Rating
4.6
Reviews
254 reviews
Forecast Revenue / mo
$5.0K
Snapshots tracked
43
since Sep 2019
🤖Also on Android
$149/mo · 53K ratings · 3.7★
View →
ONE-TIME · BUILD
💰 Estimated build cost
$145K
↳ What it cost to build · not monthly revenue
Likely range $110K – $195K
$25K · MVP floor
$100K · indie scale
$500K+ · studio build
📈
Pays back in ~2.4y at current MRR
Synthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age × team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.
Where the money goes
| 🧱 MVP baseline (design + 1-store ship) | +$28K |
| 📱 5 unique screens × $4.5K | +$22K |
| 📦 Asset bundle (206 MB) | +$40K |
| ⚙ Finance complexity ×1.60 | +$54K |
Total estimate
$145K
ONE-TIME · EXIT VALUE
💵 Estimated acquisition value
$75K
↳ What it would sell for · not monthly revenue
Marketplace range $75K – $100K · 17× MRR multiple
💸
~0.5× build cost (under-water)
Synthetic estimate. Multiple band derived from ad-supported + age, rating quality, category demand, and user-base maturity. Calibrated against 2024-2026 indie-app-marketplace closed-deal medians. Full math + comparable deal list on /methodology.
How the multiple was built
| 📺 Ad-supported base | 15× MRR |
| ⭐ ★ rating ≥ 4.4 (solid) | +8% |
| 🏷 Finance category multiple | +15% |
| ⭐ Small user base (<1K ratings) | -8% |
Final multiple
17× MRR
👥 Estimated audience size
15K
Lifetime downloads (US-equivalent)
Monthly active
4.2K
Daily active
1.6K
Synthetic estimate from ratings × category benchmarks. Calibrated against 2024-2026 mobile-attribution retention + DAU/MAU reports. Numbers are US-storefront-equivalent — true global audience can be 5-10× larger for international apps. Full math + source list on /methodology.
How we sized it
| 📲 Finance engagement | ~60 installs / rating |
| 🔁 Finance D30 retention | 28% |
| 📍 DAU / MAU stickiness | 0.40 |
DAU / MAU
38% sticky
🔬
How we forecast this revenue
MEDIUM CONFIDENCEBaseline
$5.0K/mo · ML-estimated from 234 triggers
Growth rate
+4.0% MoM · MID tier baseline (compound monthly)
6 months
$4.7K – $7.9K
12 months
$5.2K – $10.8K
24 months
$6.4K – $19.2K
Compound growth at +4.0% MoM (tier baseline for MID). Range widens with horizon — typical noise band ±25% at 6mo.. Ranges widen with horizon — distant futures carry more uncertainty.
📊
BU Investment Matrix
Below median · 46/100MID TIERunderperforming peersGrowth Velocity
5.0
Founder Strength
3.2
Product Quality
6.4
Revenue Strength
3.7
Monetization Maturity
1.0
Defensibility
5.4
Market Position
2.0
Operational Safety
10.0
- 💰 Revenue: Modest — $3K - $7K/mo · MID tier · medium confidence, trajectory unclear.
- ⭐ Quality: 4.56★ across 254 reviews — solid.
- 📍 Market: Not yet charting in any of the 9 monitored markets.
- 📈 Growth: Insufficient signal to assess trajectory.
- ⚠️ Risk: Low — no material risk signals detected.
🎯 For competitors: Mixed picture. Worth competing if you have a clear UX or pricing edge — otherwise crowded segment.
💵 For acquirers: Estimated asking range 18-32× monthly = $90K-$160K.
Composite of 8 dimensions computed deterministically from public signals — no LLM, every score traces back to a measurable input. Default weights shown; "compete" / "acquire" / "invest" lenses re-weight without re-fetching.
Range:
💰 Forecast Revenue / mo
MODELRevenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 8 of 8 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
| Excellent rating (4.6★)METRIC | +$2,200 | |
| securityREVIEW | +$1,800 | |
| cancelledREVIEW | −$1,500 | |
| slowREVIEW | −$1,200 | |
| Established app (7y old)METRIC | +$800 | |
| Ad-supported / freemiumMETRIC | +$600 | |
| Early-stage install base (254 ratings)METRIC | +$400 | |
| Single-language (English only)METRIC | −$400 |
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)
📈 Reviews Growth
LIVECumulative review count from first BU snapshot. Each point = a tracked update.
⭐ Rating Trend
LIVEAverage rating evolution. Updates with each new review batch.
🆕 What's New · v3.11.0
We've fixed an iPhone bug. It means you can keep using the app when you upgrade or replace your device.
Profile & Insights
Everything we know — and don't — about this app and its company.
Identification
- App name
- Virgin Money Credit Card
- Developer
- Virgin Money
- Bundle ID
- com.virginmoney.cards
- App Store URL
- Open in App Store
- Category
- Finance
- Content rating
- 4+
- Languages
- EN
Company
- Website
- Not found
- Tagline
- Today
- Description
- Find apps and games for iPhone, iPad, Mac, and more on the App Store.
- Founded
- Not found
- HQ / Address
- Not found
- Employees
- Not found
- Logo
- Available
Revenue
- Reported revenue signal / mo
- Not found
- AI revenue estimate / mo
- Not found
- AI annual estimate
- Not found
- Model estimate / mo
- $5.0K/mo
- Top-grossing rank
- Outside top 100 in US Finance
- All-time revenue
- Not found
- Pricing
- Not found
Founder
Founder data not yet collected for this app.
Funding
Funding data not yet collected for this app.
Press & Links
Press & Links data not yet collected for this app.
Contacts & Socials
Contacts & Socials data not yet collected for this app.
📈Ratings growth254 ratings+25300% lifetimeShow 3-year history estimate ▾
Tracked (43 weeks) Pre-tracking estimate (0 weeks) · model-based, ±5% noise · anchored to release date and current value
🌍Geographic ReachNot ranked
This app is currently outside the top 100 grossing in all 9 countries we monitor (US, UK, DE, FR, JP, CA, AU, BR, IN). Niche or new apps often launch this way — popularity rankings appear once daily revenue clears the regional threshold.
🚀Update Frequency · Releases per Quarter7 releases tracked
🚀Version Release Timeline7 releases tracked
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.
📝 About this app
Manage your Virgin Money or Virgin Atlantic Credit Card.
Our app is the easiest way to stay in control. Check your balance, manage your payments, and master your spending. Do all this and more from your phone.
* GREAT FEATURES FOR YOU *
Track your balance and transactions in real time
- View your latest transactions immediately and keep a check on your balance.
Manage your payments
- Set up and manage your Direct Debit and make one-off payments with your banking app.
Make transfers
- Transfer a balance from another credit card or move money into your bank account. Transfer fees apply.… View full description on the official store →
Our app is the easiest way to stay in control. Check your balance, manage your payments, and master your spending. Do all this and more from your phone.
* GREAT FEATURES FOR YOU *
Track your balance and transactions in real time
- View your latest transactions immediately and keep a check on your balance.
Manage your payments
- Set up and manage your Direct Debit and make one-off payments with your banking app.
Make transfers
- Transfer a balance from another credit card or move money into your bank account. Transfer fees apply.… View full description on the official store →
App Specs
🔐 Own this app? Claim & verify MRR →💾 206 MB🔞 4+📱 iOS 14.7+🔖 v3.11.0🔄 updated 0d ago🌐 EN📂 Finance💰 Free
📅
What Worked™ · Development Pipeline
13 EVENTS TRACKEDDetected changes in this app over its tracked lifetime — each event links cause (what changed) to effect (what moved). Sorted newest first.See full history →Version history →
2026-09
🔧
Shipped update — v3.9.0 → v3.11.0
2026-07
🔧
Shipped update — v3.8.0 → v3.9.0
2026-06
🔧
Shipped update — v3.7.0 → v3.8.0
2026-06
🔧
Shipped update — v3.6.0 → v3.7.0
2026-06
🔧
Shipped update — v3.5.0 → v3.6.0
2026-05
🔧
Shipped update — v3.4.0 → v3.5.0
2026-05
🔄
Monetization changed: freemium → free
2026-03
📈
Crossed 50 ratings — social-proof flywheel kicking in
2026-03
⭐
Rating ↑ 1.90 → 4.70 (improved 2.80★)
2025-10
📈
Crossed 10 ratings — social-proof flywheel kicking in
2021-03
⭐
Rating ↓ 3.00 → 2.50 (dropped 0.50★)
2021-01
⭐
Rating ↑ 1.00 → 3.00 (improved 2.00★)
2019-09
🚀
First tracked snapshot — initial data captured
🌍
Multi-Country Performance
Available in 9 of 9 monitored markets| Market | Rating | Reviews | Current version |
|---|---|---|---|
| 🇦🇺 AU | 4.07547★ | 53 | 4.07547★ this version |
| 🇧🇷 BR | 4.55556★ | 9 | 4.55556★ this version |
| 🇨🇦 CA | 4.32★ | 50 | 4.32★ this version |
| 🇩🇪 DE | 4.18182★ | 11 | 4.18182★ this version |
| 🇫🇷 FR | 4.33333★ | 18 | 4.33333★ this version |
| 🇬🇧 GB | 4.6974★ | 166,169 | 4.6974★ this version |
| 🇮🇳 IN | 4.67741★ | 31 | 4.67741★ this version |
| 🇯🇵 JP | 5★ | 1 | 5★ this version |
| 🇺🇸 US | 4.55511★ | 254 | 4.55511★ this version |
🔔
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📝 Description
95
BU Score · Transcendent
Full revenue analysis
Read the article-style breakdown for Virgin Money Credit Card: category rank, percentile, growth signal, comparable apps, and how the forecast is calibrated against verified-MRR anchors in this niche.
More by Virgin Money
View all →📦 Portfolio summaryINDIE studio
2apps·$10K/mocombined
Lead-app heavy — top app contributes 50%
About this analysis
Why medium confidence: 254 ratings · no founder-verified revenue (model estimate only).
❓ Frequently Asked Questions
7 answers · auto-generated from this app's public dataHow much does Virgin Money Credit Card make per month?▴
Based on our ML-calibrated revenue forecast, Virgin Money Credit Card earns approximately $5.0K/mo. This is a US-storefront-equivalent estimate; global revenue can be several times larger for internationally-distributed apps. See the methodology page for the full formula and confidence bands.
Is Virgin Money Credit Card profitable?▴
With estimated build cost $145K and monthly revenue $5.0K, Virgin Money Credit Card looks break-even-grade — payback period sits around 2.4 years. Profitability also depends on paid-acquisition spend and refund rate which the public model doesn't see.
How many users does Virgin Money Credit Card have?▴
Estimated audience: ~15K lifetime downloads, ~4K monthly active users, and ~1K daily active users. Derived from ratings count × category installs-per-rating × age decay. US-storefront-equivalent — global audience can be 5-10× larger for internationally-distributed apps.
What apps are like Virgin Money Credit Card?▴
Browse the full Finance category catalog to find similar apps with revenue, build cost, audience and tech stack data. Each /p/{slug} page also shows a Compare side-by-side widget with three peer apps from the same niche.
How much would Virgin Money Credit Card sell for?▴
Estimated acquisition value: $75K (marketplace range $75K – $100K). Calculated as 17× monthly revenue using the standard multiple for the detected monetization model + adjustments for age, rating quality and category demand. Calibrated against 2024-2026 Flippa / Acquire.com / MicroAcquire closed-deal medians.
Who makes Virgin Money Credit Card?▴
Virgin Money Credit Card is published by Virgin Money on the Apple App Store. See the full publisher portfolio (other apps by the same developer) via the More by developer block on the product page above.
What is Virgin Money Credit Card's BU Score?▴
Virgin Money Credit Card has a BU Score of 63/100 (Solid). The score combines App Store rating, ratings count, monetization model and revenue signals calibrated against founder-verified MRR anchors. See the BU Score formula.