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58
BU Score
Solid

Virgin Money Credit Card

4.6 ✍️ Editor
✍️ BU Analytics Review

Virgin Money Credit Card is an iOS app from Virgin Money in the Finance category, currently rated 4.6★ across 254 ratings. Initial signal reads as mostly critical sentiment so far — users flag rough edges and unmet expectations.

Our BU Score puts it at 58Solid (established niche player). For a Finance app, that means established niche player.

Track changes month-over-month in the Performance section below — live snapshot history and revenue forecast included.

creator

📊 Performance Tracking LIVE

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idle
0%
Rating
Reviews
Forecast Revenue / mo
Snapshots tracked
0
since first record
Range:

💰 Forecast Revenue / mo

MODEL
Revenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 6 of 6 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
Excellent rating (4.6★)METRIC
+$2,200
slowREVIEW
−$1,200
Established app (7y old)METRIC
+$800
Ad-supported / freemiumMETRIC
+$600
Early-stage install base (254 ratings)METRIC
+$400
Single-language (English only)METRIC
−$400
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)

📈 Reviews Growth

LIVE
Cumulative review count from first BU snapshot. Each point = a tracked update.
💚Sentiment Over Time↑ green = positive · ↓ red = negative
Nov 24
Oct 25
Jan 26
Feb 26
Mar 26
Apr 26
May 26

⭐ Rating Trend

LIVE
Average rating evolution. Updates with each new review batch.

🗓️ Snapshot Timeline

HISTORY
Each bar shows a tracked update and the metric delta from the previous snapshot.
App Specs
🔐 Own this app? Claim & verify MRR →
💾 189 MB🔞 4+📱 iOS 14.7+🔖 v3.4.0🔄 updated 2w ago🌐 EN📂 Finance💰 Free🚀 Launched 2019 (7y old)

📝 About this app

Manage your Virgin Money or Virgin Atlantic Credit Card.


Our app is the easiest way to stay in control. Check your balance, manage your payments, and master your spending. Do all this and more from your phone.


* GREAT FEATURES FOR YOU *


Track your balance and transactions in real time
- View your latest transactions immediately and keep a check on your balance.

Manage your payments
- Set up and manage your Direct Debit and make one-off payments with your banking app.

Make transfers
- Transfer a balance from another credit card or move money into your bank account. Transfer fees apply.


See latest offers

- Check out your latest credit card offers. From 0% interest on transfers to boosting your credit limit, don’t miss out. Subject to eligibility, transfer fees apply.

Pay in instalments
- Pay for bigger buys of £250 or more over 3 to 36 months. Eligible customers only. Fees apply.

Freeze card
- Temporarily freeze your card to stop it being used. Unfreeze to use it again.

Easily and securely view your PIN
- Use the app to view your PIN instantly.

In-app chat support
- Get instant answers to your credit card queries with 24/7 in-app chat support.

Sign in with your face or fingerprint
- With Touch ID or Face ID.


* VIRGIN ATLANTIC CREDIT CARDS *

Check out the Virgin Atlantic Rewards Lounge

- See your Virgin Points clock up and discover all the ways to earn and spend Virgin Points with our handy guides.


Reward voucher

- Track your progress towards a reward voucher. Unlock a world of amazing rewards from Virgin Atlantic and Virgin Red.

Refer a friend
- Refer friends and earn up to 50,000 Virgin Points! Invite up to 10 friends to apply for a Virgin Atlantic Credit Card with your code. Terms and conditions apply.

Switch your card

- Your card. Your choice. Request to switch your Virgin Atlantic Credit Card via the app.



Before you get started, remember the app is for primary cardholders only.


Ready to go? Once you’ve downloaded the app, you’ll just need your card to hand. We’ll walk you through the rest during registration and get you set up. Please remember that at the moment you can only use the app on one device, so choose the one you use the most.


Privacy Notice – How Virgin Money holds and uses your information – https://uk.virginmoney.com/virgin/security.jsp

🆕 What's New · v3.4.0

If your credit card has 0% interest on spending, you'll now see a handy reminder in 'Offers' to help you make the most of it! We've also made some behind the scenes improvements to keep the app running smoothly.

Enjoying the app? Leave a review to help us improve.

Profile & Insights

Everything we know — and don't — about this app and its company.

Identification

App name
Virgin Money Credit Card
Developer
Virgin Money
Bundle ID
com.virginmoney.cards
App Store URL
Open in App Store
Category
Finance
Content rating
4+
Languages
EN

Company

Website
Not found
Tagline
Up to 36 months 0% balance transfer offer
Description
Current accounts, Credit cards, Mortgages, Savings, ISAs, Investments and Insurance – Our quest to make banking better starts here. Open an account today.
Founded
Not found
HQ / Address
Not found
Employees
Not found
Logo
OG image

Revenue

Verified revenue / mo
Not found
AI revenue estimate / mo
Not found
AI annual estimate
Not found
ML model estimate / mo
$2.2K/mo
Top-grossing rank
Outside top 100 in US Finance
All-time revenue
Not found
Pricing
Not found

Founder

Name
Not found
X / Twitter
https://twitter.com/virginmoney
LinkedIn
https://www.linkedin.com/company/virgin-money-uk-plc/
GitHub
Not found
X followers
Not found
Public statements
Not found

Funding

Total raised
Not found
Last round
Not found
Investors
Not found
Crunchbase
Not found
AngelList
Not found

Press & Links

Articles found
Not found
Listed on
Not found
Blog
Not found
Press / News
Not found

Contacts & Socials

Socials
facebook · instagram · linkedin · tiktok · twitter · youtube
Email
Not found
Phone
Not found
Contact page
http://uk.virginmoney.com/service/support-hub/
About page
Not found
AI Revenue EstimateCONFIDENCE: HIGH
The iOS app "Virgin Money Credit Card" is a utility application designed for existing Virgin Money and Virgin Atlantic credit card customers to manage their accounts, view transactions, and make payments. It does not generate direct revenue through in-app purchases, subscriptions, or advertising. Its value is indirect, contributing to customer retention and engagement for Virgin Money's overall credit card business, which generates revenue from interest and fees.
Sources mentioned: Google Play, App Store, Sensor Tower, Companies Market Cap, MatrixBCG.com, FinTech Magazine, Virgin Money UK
Recent App Store Reviews9 latest · avg 2.0★ · 11.1% 5★ · 55.6% 1★
5★
1 (11%)
4★
0 (0%)
3★
2 (22%)
2★
1 (11%)
1★
5 (56%)
+8,822 ratings/week
Complaints: hate ×1
Top positive
★★★☆☆ Credit card App
Not very user friendly at all.…
★★★☆☆ It’s fine. Could work much better
Could be improved by: There is currently no way of seeing when payment is due, or what the minimum payment is - just the balance of your card and so I’m always on edge if I miss the payment date. This is a major issue for me and will like…
Top negative
★☆☆☆☆ App doesn’t like me :(
Every time I input my card info it rejects it. Am I cursed?…
★☆☆☆☆ App doesn’t load screens once logged in
The app has taken a bad turn. I’m currently in the U.S. and the app allows me to log in, albeit not via Face ID. Which I do have set up to allow this. Once you’re logged in you can not choose any of the different tabs on the bottom as none …
📈Ratings growth254 ratings+25300% lifetimeShow 3-year history estimate ▾Sep 2019Sep 2024May 2026
Tracked (12 weeks) Pre-tracking estimate (36 weeks) · model-based, ±5% noise · anchored to release date and current value
🌍Geographic ReachNot ranked
This app is currently outside the top 100 grossing in all 9 countries we monitor (US, UK, DE, FR, JP, CA, AU, BR, IN). Niche or new apps often launch this way — popularity rankings appear once daily revenue clears the regional threshold.
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.
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