Cowrywise: Save & Invest Money

We are licensed by the SEC, enabling you to grow and manage your money securely. With direct access to the largest pool of mutual funds in Nigeria, you can save and invest at competitive rates, and build wealth at your own pace, in ways that won’t take the “style” from your lifestyle.

With the Cowrywise app, you can:

SAVE FOR SHORT AND LONG-TERM GOALS
- Start automated savings with as little as ₦1,000. Save every day, week, or month with our Flexible Periodic Savings Plan
- Save for your periodic needs - rent, school fees, gadgets, dream car or apartment, etc
- Earn double-digit interest - much better than you’ll find at your bank
- Save as a group to reach your goals faster with Circles
- Prepare for unforeseen emergencies by creating a personalized Emergency Fund

OWN A PIECE OF NAIJA’S TOP PERFORMING COMPANIES
- Naija, how market? The doors to the Nigerian Stocks Exchange are now open to you! Buy stocks of over 140 companies listed on the Nigerian Stock Exchange, right on the app.
- Get access to real-time data, business insights and historical performances of each company
- Get a visual snapshot of how the Nigerian Stock Market is performing through our State of the Market interactive heatmap.
- Get actionable tips with our in-app stock mini course to help you on your Stock Investing journey.

INVEST AND GROW WEALTH AT YOUR PACE
- Invest in any of our mutual funds matching your financial goals and risk appetite. Mutual funds contain low-risk assets like Treasury Bills, bonds, or stocks
- Diversify your portfolio by investing in different mutual funds from top investment firms in Nigeria.

YOUR MONEY IS IN SAFE HANDS
- We are licensed by the Securities and Exchange Commission (SEC).
- Your savings are invested in low-risk financial instruments and are held by a custodian, Zenith Nominees, a subsidiary of Zenith Bank Plc. This means your money is professionally managed and secured.

To protect your account, we have implemented security infrastructure such as PIN, two-factor authentication, and Security Questions. We comply with the National Data Protection Commission (NDPC) regulations to safeguard your data. Your BVN and bio-data are safe with us.

GET SUPPORT WHEN YOU NEED IT!
- We offer support through the app, phone, email, Facebook, Instagram, and X (formerly Twitter). If you need assistance with your account, we’re always here to help!

HOW IT WORKS IN 5 SIMPLE STEPS:
- Download the app
- Create your account
- Tap “Save” or “Invest”
- Follow the prompts to fund any of your plans
- Congratulations! You are now one step closer to a wealthier version of yourself.

Start planning for short-term goals, and long-term goals, and take control of your financial future.

• Mutual funds, reimagined - now offered as risk-based portfolios: diversified, professionally managed, and built to match your risk level.
• Never miss a streak - we’ll retry your automated payment with a lesser amount to keep you on track.
• More control, less guesswork - just enter an amount to invest in NG Stocks, and we’ll handle the rest.