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75
BU Score
Strong

Deferit: Pay bills in 4

4.8 ✍️ Editor
✍️ BU Analytics Review

Deferit: Pay bills in 4 is an iOS app from deferit Pty Ltd in the Finance category, currently rated 4.8★ across 25,655 ratings. Initial signal reads as largely positive sentiment, users highlighting consistency and feature depth.

Our BU Score puts it at 75Strong (healthy traction). For a Finance app, that means healthy traction.

Track changes month-over-month in the Performance section below — live snapshot history and revenue forecast included.

creator

📊 Performance Tracking LIVE

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idle
0%
Rating
Reviews
Forecast Revenue / mo
Snapshots tracked
0
since first record
Range:

💰 Forecast Revenue / mo

MODEL
Revenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 12 of 12 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
Mid install base (25,655 ratings)METRIC
+$5,500
Excellent rating (4.8★)METRIC
+$2,200
bugsREVIEW
−$1,800
5 starREVIEW
+$1,800
cancelledREVIEW
−$1,500
excellent appREVIEW
+$1,500
highly recommendREVIEW
+$1,400
slowREVIEW
−$1,200
support teamREVIEW
+$900
Established app (4y old)METRIC
+$800
Ad-supported / freemiumMETRIC
+$600
Single-language (English only)METRIC
−$400
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)

📈 Reviews Growth

LIVE
Cumulative review count from first BU snapshot. Each point = a tracked update.
💚Sentiment Over Time↑ green = positive · ↓ red = negative
Apr 25
May 25
Jun 25
Jul 25
Aug 25
Sep 25
Oct 25
Nov 25
Dec 25
Jan 26
Feb 26
Mar 26

⭐ Rating Trend

LIVE
Average rating evolution. Updates with each new review batch.

🗓️ Snapshot Timeline

HISTORY
Each bar shows a tracked update and the metric delta from the previous snapshot.
App Specs
🔐 Own this app? Claim & verify MRR →
💾 98 MB🔞 4+📱 iOS 15.1+🔖 v2.0.109🔄 updated 1mo ago🌐 EN📂 Finance💰 Paid🚀 Launched 2021 (4y old)

📝 About this app

Take control of your bill finance and budget with confidence. Deferit empowers you to pay almost any service bill on your terms, with no interest. Simply upload a bill, and we pay the bill for you. You get the flexibility to pay in 4 smaller installments. This makes split payments on bills stress-free and manageable.

Move payments and stay on top of your bills, all from within one powerful app.

Split Payments: Pay in 4
- Simply upload any of your bills – just take a photo, screenshot, or add a file.
- Select the amount you want to pay your biller.
- We pay them the full amount upfront
- You pay us back with four simple payments over time. It's the smartest way to pay!

Save Money on Your Bills:
- You could be paying more than you need to. Save money on bills like internet, phone, TV, and more.
- Our expert team negotiates with your provider on your behalf to find you a better deal so you pay less.

Build Credit History with Every Bill Payment:
- Turn the bills you already pay into a powerful financial tool. Most bills payments go unreported, but we're changing that.
- Simply pay your bills through the Deferit app.
- We report your on-time payments to the three major credit bureaus (Experian®, Equifax®, TransUnion®).
- A stronger credit history can help you pay less for future loans. It's smart bill finance in action.

Join the 190,000+ Americans who trust Deferit to manage their finances and improve their financial health.

Deferit charges a monthly membership. No lock-ins. All payments are subject to a processing fee of $0.99. Customers start with a balance of $100-$400. Balance may increase with good payment behavior. Terms and Eligibility criteria apply.

1. Actual credit score changes may vary based on various factors, including individual financial behavior and credit history. These changes may or may not be favorable.
2. Based on yearly average savings obtained for our customers.

By downloading this app, you agree to our Privacy Policy at https://deferit.com/en-us/privacy/

🆕 What's New · v2.0.109

This release contains performance improvements to keep everything running smoothly.

Profile & Insights

Everything we know — and don't — about this app and its company.

Identification

App name
Deferit: Pay bills in 4
Developer
deferit Pty Ltd
Bundle ID
au.com.deferit.app
App Store URL
Open in App Store
Category
Finance
Content rating
4+
Languages
EN

Company

Website
deferit.com
Tagline
Breathe Easier - Split Bills into 4 Smaller Payments
Description
The most flexible bill payment solution. Pay any bill in 4 installments and manage your bills in one place. Start today!
Founded
Not found
HQ / Address
New York
Employees
Not found
Logo
Not found

Revenue

Verified revenue / mo
Not found
AI revenue estimate / mo
Not found
AI annual estimate
Not found
ML model estimate / mo
$6.4K/mo
Top-grossing rank
Outside top 100 in US Finance
All-time revenue
Not found
Pricing
Not found

Founder

Name
Not found
X / Twitter
Not found
LinkedIn
Not found
GitHub
Not found
X followers
Not found
Public statements
Not found

Funding

Total raised
Not found
Last round
Not found
Investors
Not found
Crunchbase
Not found
AngelList
Not found

Press & Links

Articles found
Not found
Listed on
Not found
Blog
https://deferit.com/en-us/blog/
Press / News
Not found

Contacts & Socials

Socials
facebook · instagram
Email
Not found
Phone
Not found
Contact page
https://deferit.com/en-us/contact/
About page
https://deferit.com/en-us/about/
📈Ratings growth25,655 ratings+124% lifetimeShow 3-year history estimate ▾May 2023Jan 2026May 2026
Tracked (36 weeks) Pre-tracking estimate (35 weeks) · model-based, ±5% noise · anchored to release date and current value
🌍Geographic ReachNot ranked
This app is currently outside the top 100 grossing in all 9 countries we monitor (US, UK, DE, FR, JP, CA, AU, BR, IN). Niche or new apps often launch this way — popularity rankings appear once daily revenue clears the regional threshold.
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.
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