Klover - Instant Cash Advance
80
Quality Score
Excellent
✍️ Bumetric analysis
“
Klover - Instant Cash Advance is an iOS app from Klover Holdings, Inc. in the Finance category, currently rated 4.8★ across 340,683 ratings. Initial signal reads as mostly critical sentiment so far: users flag rough edges and unmet expectations.
Quality Score is 80: Excellent (strong product-market fit). For a Finance app, that means strong product-market fit. The full BU Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.
Track changes month-over-month in the Performance section below: live snapshot history and revenue forecast included.
💰 Monthly revenue · now vs forecast
● Right now
$5.0K
per month
→
12-mo forecast
$5.2K – $10.8K
per month
→
24-mo forecast
$6.4K – $19.2K
per month
MID tier
💡 Grow this revenue
Free AI audit of this app’s store listing
- Title & subtitle keyword fit
- Description hook & conversion structure
- Screenshots, ratings, reviews strategy
Typical impact: +2-5× organic installs
📊 Performance Tracking LIVE
542 snapshots on record
Rating
4.8
Reviews
340,683 reviews
Forecast Revenue / mo
$5.0K
Snapshots tracked
542
since Nov 2025
🤖Also on Android
$172/mo · 149K ratings · 4.6★
View →
ONE-TIME · BUILD
💰 Estimated build cost
$110K
↳ What it cost to build · not monthly revenue
Likely range $80K – $150K
$25K · MVP floor
$100K · indie scale
$500K+ · studio build
📈
Pays back in ~1.8y at current MRR
Synthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age × team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.
Where the money goes
| 🧱 MVP baseline (design + 1-store ship) | +$28K |
| 📱 5 unique screens × $4.5K | +$22K |
| 📦 Asset bundle (98 MB) | +$19K |
| ⚙ Finance complexity ×1.60 | +$41K |
Total estimate
$110K
ONE-TIME · EXIT VALUE
💵 Estimated acquisition value
$100K
↳ What it would sell for · not monthly revenue
Marketplace range $75K – $125K · 21× MRR multiple
💸
~0.9× build cost (under-water)
Synthetic estimate. Multiple band derived from ad-supported + age, rating quality, category demand, and user-base maturity. Calibrated against 2024-2026 indie-app-marketplace closed-deal medians. Full math + comparable deal list on /methodology.
How the multiple was built
| 📺 Ad-supported base | 15× MRR |
| ⭐ ★ rating ≥ 4.7 (premium) | +15% |
| 🏷 Finance category multiple | +15% |
| ⭐ Mature user base (100K+ ratings) | +5% |
Final multiple
21× MRR
👥 Estimated audience size
20.0M
Lifetime downloads (US-equivalent)
Monthly active
5.6M
Daily active
2.2M
Synthetic estimate from ratings × category benchmarks. Calibrated against 2024-2026 mobile-attribution retention + DAU/MAU reports. Numbers are US-storefront-equivalent — true global audience can be 5-10× larger for international apps. Full math + source list on /methodology.
How we sized it
| 📲 Finance engagement | ~60 installs / rating |
| 🔁 Finance D30 retention | 28% |
| 📍 DAU / MAU stickiness | 0.40 |
DAU / MAU
39% sticky
🔬
How we forecast this revenue
MEDIUM CONFIDENCEBaseline
$5.0K/mo · ML-estimated from 234 triggers
Growth rate
+4.0% MoM · MID tier baseline (compound monthly)
6 months
$4.7K – $7.9K
12 months
$5.2K – $10.8K
24 months
$6.4K – $19.2K
Compound growth at +4.0% MoM (tier baseline for MID). Range widens with horizon — typical noise band ±25% at 6mo.. Ranges widen with horizon — distant futures carry more uncertainty.
📊
BU Investment Matrix
Below median · 50/100MID TIERunderperforming peersGrowth Velocity
5.0
Founder Strength
5.0
Product Quality
9.5
Revenue Strength
3.7
Monetization Maturity
1.0
Defensibility
5.3
Market Position
0.3
Operational Safety
10.0
- 💰 Revenue: Modest — $3K - $7K/mo · MID tier · medium confidence, trajectory unclear.
- ⭐ Quality: 4.75★ across 340,683 reviews — exceptional (top 1% in category).
- 📍 Market: Not yet charting in any of the 9 monitored markets.
- 📈 Growth: Insufficient signal to assess trajectory.
- ⚠️ Risk: Low — no material risk signals detected.
🎯 For competitors: Mixed picture. Worth competing if you have a clear UX or pricing edge — otherwise crowded segment.
💵 For acquirers: Estimated asking range 18-32× monthly = $90K-$160K. Portfolio play ($9K/mo combined) commands premium.
Composite of 8 dimensions computed deterministically from public signals — no LLM, every score traces back to a measurable input. Default weights shown; "compete" / "acquire" / "invest" lenses re-weight without re-fetching.
Range:
💰 Forecast Revenue / mo
MODELRevenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 12 of 12 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
| High install base (340,683 ratings)METRIC | +$12,000 | |
| Excellent rating (4.8★)METRIC | +$2,200 | |
| bugsREVIEW | −$1,800 | |
| 5 starREVIEW | +$1,800 | |
| cancelledREVIEW | −$1,500 | |
| highly recommendREVIEW | +$1,400 | |
| slowREVIEW | −$1,200 | |
| too expensiveREVIEW | −$1,000 | |
| support teamREVIEW | +$900 | |
| Established app (7y old)METRIC | +$800 | |
| Ad-supported / freemiumMETRIC | +$600 | |
| Single-language (English only)METRIC | −$400 |
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)
📈 Reviews Growth
LIVECumulative review count from first BU snapshot. Each point = a tracked update.
⭐ Rating Trend
LIVEAverage rating evolution. Updates with each new review batch.
🆕 What's New · v2026.14.0
Bug fixes and improvements.
Profile & Insights
Everything we know — and don't — about this app and its company.
Identification
- App name
- Klover - Instant Cash Advance
- Developer
- Klover Holdings, Inc.
- Bundle ID
- com.klovercredit.ios-app-production
- App Store URL
- Open in App Store
- Category
- Finance
- Content rating
- 17+
- Languages
- EN
Company
- Website
- Not found
- Tagline
- Today
- Description
- Find apps and games for iPhone, iPad, Mac, and more on the App Store.
- Founded
- Not found
- HQ / Address
- Not found
- Employees
- Not found
- Logo
- Available
Revenue
- Reported revenue signal / mo
- Not found
- AI revenue estimate / mo
- Not found
- AI annual estimate
- Not found
- Model estimate / mo
- $5.0K/mo
- Top-grossing rank
- Outside top 100 in US Finance
- All-time revenue
- Not found
- Pricing
- Not found
Founder
Founder data not yet collected for this app.
Funding
Funding data not yet collected for this app.
Press & Links
Press & Links data not yet collected for this app.
Contacts & Socials
Contacts & Socials data not yet collected for this app.
📈Ratings growth376,900 ratings+77933% lifetimeShow 3-year history estimate ▾
Tracked (60 weeks) Pre-tracking estimate (0 weeks) · model-based, ±5% noise · anchored to release date and current value
🌍Geographic ReachNot ranked
This app is currently outside the top 100 grossing in all 9 countries we monitor (US, UK, DE, FR, JP, CA, AU, BR, IN). Niche or new apps often launch this way — popularity rankings appear once daily revenue clears the regional threshold.
🚀Update Frequency · Releases per Quarter11 releases tracked
🚀Version Release Timeline8 releases tracked
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.
📝 About this app
Your payday can’t come soon enough! That’s where we come in. Get a Klover cash advance up to $750* cash – even if your payday is 2 weeks away. And unlike banks, there are no late fees, credit checks or interest charges. Like, legit zero-zero.
HOW TO GET YOUR FIRST ADVANCE:
* Enter your name, email and phone to sign up in seconds
* Connect your bank so we know where to send your money
* Pocket your cash in minutes –– get up to $750*
But we’re not just a one-trick pony. Here’s why over 2 million people have made Klover their budget bestie:
SCORE EASY POINTS… View full description on the official store →
HOW TO GET YOUR FIRST ADVANCE:
* Enter your name, email and phone to sign up in seconds
* Connect your bank so we know where to send your money
* Pocket your cash in minutes –– get up to $750*
But we’re not just a one-trick pony. Here’s why over 2 million people have made Klover their budget bestie:
SCORE EASY POINTS… View full description on the official store →
App Specs
🔐 Own this app? Claim & verify MRR →💾 98 MB🔞 17+📱 iOS 16.6+🔖 v2026.14.0🔄 updated 0d ago🌐 EN📂 Finance💰 Free
📅
What Worked™ · Development Pipeline
21 EVENTS TRACKEDDetected changes in this app over its tracked lifetime — each event links cause (what changed) to effect (what moved). Sorted newest first.See full history →Version history →
2026-09
🔧
Shipped update — v2026.10.0 → v2026.14.0
→ 30 days after: reviews +11,256 high confidence
2026-08
🔧
Shipped update — v2026.9.1 → v2026.10.0
→ 30 days after: reviews +15,441 medium · co-occurring
2026-07
🔧
Shipped update — v2026.8.2 → v2026.9.1
→ 30 days after: reviews +16,656 medium · co-occurring
2026-07
📦
Bundle ↓ 184MB → 99MB — likely major code refresh
→ 30 days after: reviews +8,059 medium · co-occurring
2026-07
🔧
Shipped update — v2026.6.29 → v2026.8.2
→ 30 days after: reviews +9,434 medium · co-occurring
2026-06
🔧
Shipped update — v2026.6.22 → v2026.6.29
→ 30 days after: reviews +12,033 high confidence
2026-06
🔧
Shipped update — v2026.6.15 → v2026.6.22
→ 30 days after: reviews +11,949 medium · co-occurring
2026-06
🔧
Shipped update — v2026.6.8 → v2026.6.15
→ 30 days after: reviews +12,046 medium · co-occurring
2026-06
🔧
Shipped update — v2026.6.1 → v2026.6.8
→ 30 days after: reviews +12,753 medium · co-occurring
2026-06
🔧
Shipped update — v2026.5.25 → v2026.6.1
→ 30 days after: reviews +10,651 medium · co-occurring
2026-05
🔧
Shipped update — v2026.5.4 → v2026.5.25
→ 30 days after: reviews +13,623 medium · co-occurring
2026-05
🔧
Shipped update — v? → v2026.5.4
→ 30 days after: reviews +13,738 high confidence
2026-04
📈
Crossed 1,000 ratings — social-proof flywheel kicking in
→ 30 days after: reviews +8,659 high confidence
2026-04
⭐
Rating ↑ 3.03 → 4.75 (improved 1.72★)
→ 30 days after: reviews +8,659 high confidence
2026-03
📈
Crossed 500 ratings — social-proof flywheel kicking in
→ 30 days after: rating +1.70★ · reviews +328,442 high confidence
2025-12
📈
Crossed 100 ratings — social-proof flywheel kicking in
→ 30 days after: rating +0.27★ · reviews +208 high confidence
2025-12
📈
Crossed 50 ratings — social-proof flywheel kicking in
→ 30 days after: rating +1.63★ · reviews +223 low · multiple changes
2025-11
⭐
Rating ↑ 2.29 → 2.63 (improved 0.34★)
→ 30 days after: rating +2.17★ · reviews +184 low · multiple changes
2025-11
📈
Crossed 10 ratings — social-proof flywheel kicking in
→ 30 days after: rating +2.17★ · reviews +184 low · multiple changes
2025-11
⭐
Rating ↑ 1.00 → 1.50 (improved 0.50★)
→ 30 days after: rating +2.16★ · reviews +183 low · multiple changes
🔔
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📝 Description
95
BU Score · Transcendent
Full revenue analysis
Read the article-style breakdown for Klover - Instant Cash Advance: category rank, percentile, growth signal, comparable apps, and how the forecast is calibrated against verified-MRR anchors in this niche.
More by Klover Holdings, Inc.
View all →📦 Portfolio summaryINDIE studio
2apps·$6K/mocombined
Lead-app heavy — top app contributes 73%
About this analysis
Why high confidence: 340,683 ratings · no founder-verified revenue (model estimate only).
❓ Frequently Asked Questions
7 answers · auto-generated from this app's public dataHow much does Klover - Instant Cash Advance make per month?▴
Based on our ML-calibrated revenue forecast, Klover - Instant Cash Advance earns approximately $5.0K/mo. This is a US-storefront-equivalent estimate; global revenue can be several times larger for internationally-distributed apps. See the methodology page for the full formula and confidence bands.
Is Klover - Instant Cash Advance profitable?▴
With estimated build cost $110K and monthly revenue $5.0K, Klover - Instant Cash Advance looks break-even-grade — payback period sits around 1.8 years. Profitability also depends on paid-acquisition spend and refund rate which the public model doesn't see.
How many users does Klover - Instant Cash Advance have?▴
Estimated audience: ~20.0M lifetime downloads, ~5.6M monthly active users, and ~2.2M daily active users. Derived from ratings count × category installs-per-rating × age decay. US-storefront-equivalent — global audience can be 5-10× larger for internationally-distributed apps.
What apps are like Klover - Instant Cash Advance?▴
Browse the full Finance category catalog to find similar apps with revenue, build cost, audience and tech stack data. Each /p/{slug} page also shows a Compare side-by-side widget with three peer apps from the same niche.
How much would Klover - Instant Cash Advance sell for?▴
Estimated acquisition value: $100K (marketplace range $75K – $125K). Calculated as 21× monthly revenue using the standard multiple for the detected monetization model + adjustments for age, rating quality and category demand. Calibrated against 2024-2026 Flippa / Acquire.com / MicroAcquire closed-deal medians.
Who makes Klover - Instant Cash Advance?▴
Klover - Instant Cash Advance is published by Klover Holdings, Inc. on the Apple App Store. See the full publisher portfolio (other apps by the same developer) via the More by developer block on the product page above.
What is Klover - Instant Cash Advance's BU Score?▴
Klover - Instant Cash Advance has a BU Score of 80/100 (Excellent). The score combines App Store rating, ratings count, monetization model and revenue signals calibrated against founder-verified MRR anchors. See the BU Score formula.