Prosper: Personal Loans
80
Quality Score
Excellent
Prosper: Personal Loans
by Prosper Marketplace Inc.
High confidence
✍️ Bumetric analysis
“
Prosper: Personal Loans is an iOS app from Prosper Marketplace Inc. in the Finance category, currently rated 4.8★ across 22,321 ratings. Initial signal reads as mixed reviews: supporters praise core features while critics cite stability and value gaps.
Quality Score is 80: Excellent (strong product-market fit). For a Finance app, that means strong product-market fit. The full BU Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.
Track changes month-over-month in the Performance section below: live snapshot history and revenue forecast included.
💰 Monthly revenue · now vs forecast
● Right now
$1.2K
per month
→
12-mo forecast
$1.0K – $3.7K
per month
→
24-mo forecast
$955 – $8593
per month
INDIE tier
💡 Grow this revenue
Free AI audit of this app’s store listing
- Title & subtitle keyword fit
- Description hook & conversion structure
- Screenshots, ratings, reviews strategy
Typical impact: +2-5× organic installs
📊 Performance Tracking LIVE
72 snapshots on record
Rating
4.8
Reviews
22,321 reviews
Forecast Revenue / mo
$1.2K
Snapshots tracked
72
since Jan 2022
ONE-TIME · BUILD
💰 Estimated build cost
$110K
↳ What it cost to build · not monthly revenue
Likely range $80K – $150K
$25K · MVP floor
$100K · indie scale
$500K+ · studio build
📈
Slow ROI — current MRR is well below build cost
Synthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age × team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.
Where the money goes
| 🧱 MVP baseline (design + 1-store ship) | +$28K |
| 📱 5 unique screens × $4.5K | +$22K |
| ⚙ Finance complexity ×1.60 | +$30K |
| ⚙ 4.8y maintenance × ~1-person team | +$28K |
Total estimate
$110K
ONE-TIME · EXIT VALUE
💵 Estimated acquisition value
$30K
↳ What it would sell for · not monthly revenue
Marketplace range $20K – $35K · 24× MRR multiple
💸
~0.3× build cost (under-water)
Synthetic estimate. Multiple band derived from ad-supported + age, rating quality, category demand, and user-base maturity. Calibrated against 2024-2026 indie-app-marketplace closed-deal medians. Full math + comparable deal list on /methodology.
How the multiple was built
| 📺 Ad-supported base | 15× MRR |
| 📅 4.8y proven track record | +20% |
| ⭐ ★ rating ≥ 4.7 (premium) | +15% |
| 🏷 Finance category multiple | +15% |
Final multiple
24× MRR
👥 Estimated audience size
1.0M
Lifetime downloads (US-equivalent)
Monthly active
230K
Daily active
92K
Synthetic estimate from ratings × category benchmarks. Calibrated against 2024-2026 mobile-attribution retention + DAU/MAU reports. Numbers are US-storefront-equivalent — true global audience can be 5-10× larger for international apps. Full math + source list on /methodology.
How we sized it
| 📲 Finance engagement | ~60 installs / rating |
| 📅 4.8y of rating accumulation | -24% |
| 🔁 Finance D30 retention | 28% |
| 📍 DAU / MAU stickiness | 0.40 |
DAU / MAU
40% sticky
🛠 Estimated tech stack
🍎
Native iOS (SwiftUI)
Medium confidence · 70%
Also possible
Flutter
Heuristic guess from app bundle size, category, store description signals, and release-date stack era. Bumetric does not disassemble binaries — for binary-level certainty you would need an SDK intelligence tool or the manifest itself. Reasoning chain on the right. Full ruleset on /methodology.
Signals we read
| 📦 App bundle size | 36 MB |
| 🏷 Category context | Finance |
| 📦 Small-mid iOS bundle | → Native SwiftUI (post-2020 era) |
💀 Maintenance status
Active
15%
Last shipped 2026-07-30 · 62 days ago
0 · Active
50 · At risk
100 · Abandoned
Heuristic risk score from time-since-last-update + ratings velocity proxy + Editor's Choice / curated featuring signals. Calibrated against 2024-2025 app-store ranking decay reports. Not a guarantee — a quiet app with a healthy codebase looks the same as an abandoned one until something breaks. Full math on /methodology.
Risk signals
| 📅 62 days since last update | Healthy release cadence |
Verdict
Active
🔬
How we forecast this revenue
MEDIUM CONFIDENCEBaseline
$1.2K/mo · ML-estimated from 234 triggers
Growth rate
+6.0% MoM · INDIE tier baseline (compound monthly)
6 months
$1.0K – $2.3K
12 months
$1.0K – $3.7K
24 months
$955 – $8.6K
Compound growth at +6.0% MoM (tier baseline for INDIE). Range widens with horizon — typical noise band ±40% at 6mo.. Ranges widen with horizon — distant futures carry more uncertainty.
📊
BU Investment Matrix
Early-stage solo · 47/100INDIE TIERexpected for tierGrowth Velocity
5.0
Founder Strength
5.5
Product Quality
9.7
Revenue Strength
3.1
Monetization Maturity
1.0
Defensibility
3.2
Market Position
0.3
Operational Safety
10.0
- 💰 Revenue: Modest — $471 - $2947/mo · INDIE tier · medium confidence, trajectory unclear.
- ⭐ Quality: 4.83★ across 22,321 reviews — exceptional (top 1% in category).
- 📍 Market: Not yet charting in any of the 9 monitored markets.
- 📈 Growth: Insufficient signal to assess trajectory.
- ⚠️ Risk: Low — no material risk signals detected.
🎯 For competitors: Mixed picture. Worth competing if you have a clear UX or pricing edge — otherwise crowded segment.
💵 For acquirers: Estimated asking range 18-32× monthly = $21K-$37K. Portfolio play ($28K/mo combined) commands premium.
Composite of 8 dimensions computed deterministically from public signals — no LLM, every score traces back to a measurable input. Default weights shown; "compete" / "acquire" / "invest" lenses re-weight without re-fetching.
Range:
💰 Forecast Revenue / mo
MODELRevenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 10 of 10 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
| Mid install base (22,321 ratings)METRIC | +$5,500 | |
| Excellent rating (4.8★)METRIC | +$2,200 | |
| 5 starREVIEW | +$1,800 | |
| securityREVIEW | +$1,800 | |
| cancelledREVIEW | −$1,500 | |
| excellent appREVIEW | +$1,500 | |
| highly recommendREVIEW | +$1,400 | |
| Established app (4y old)METRIC | +$800 | |
| Ad-supported / freemiumMETRIC | +$600 | |
| Single-language (English only)METRIC | −$400 |
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)
📈 Reviews Growth
LIVECumulative review count from first BU snapshot. Each point = a tracked update.
⭐ Rating Trend
LIVEAverage rating evolution. Updates with each new review batch.
🆕 What's New · v1.4.23
Bug fixes & Performance improvements
Profile & Insights
Everything we know — and don't — about this app and its company.
Identification
- App name
- Prosper: Personal Loans
- Developer
- Prosper Marketplace Inc.
- Bundle ID
- com.prosper.ios.Borrower
- App Store URL
- Open in App Store
- Category
- Finance
- Content rating
- 17+
- Languages
- EN
Company
- Website
- Not found
- Tagline
- Today
- Description
- Find apps and games for iPhone, iPad, Mac, and more on the App Store.
- Founded
- Not found
- HQ / Address
- Not found
- Employees
- Not found
- Logo
- Available
Revenue
- Reported revenue signal / mo
- Not found
- AI revenue estimate / mo
- Not found
- AI annual estimate
- Not found
- Model estimate / mo
- $1.2K/mo
- Top-grossing rank
- Outside top 100 in US Finance
- All-time revenue
- Not found
- Pricing
- Not found
Founder
Founder data not yet collected for this app.
Funding
Funding data not yet collected for this app.
Press & Links
Press & Links data not yet collected for this app.
Contacts & Socials
Contacts & Socials data not yet collected for this app.
📈Ratings growth23,995 ratings+58424% lifetimeShow 3-year history estimate ▾
Tracked (60 weeks) Pre-tracking estimate (0 weeks) · model-based, ±5% noise · anchored to release date and current value
🌍Geographic ReachNot ranked
This app is currently outside the top 100 grossing in all 9 countries we monitor (US, UK, DE, FR, JP, CA, AU, BR, IN). Niche or new apps often launch this way — popularity rankings appear once daily revenue clears the regional threshold.
🚀Update Frequency · Releases per Quarter4 releases tracked
🚀Version Release Timeline4 releases tracked
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.
📝 About this app
Explore new personal loan options or manage your existing loan through the Prosper: Personal Loans App.
New to Prosper? Take two minutes to estimate your personal loan amount, interest rates, and monthly payments all without sharing your phone # or email. Like what you see? Submit your application in less than 5 minutes through the Prosper: Personal Loans App, and get ready for next-day funding(in as little as one business day if you meet required conditions). Access fixed rate, low interest personal loans from $2,000 to $50,000.… View full description on the official store →
New to Prosper? Take two minutes to estimate your personal loan amount, interest rates, and monthly payments all without sharing your phone # or email. Like what you see? Submit your application in less than 5 minutes through the Prosper: Personal Loans App, and get ready for next-day funding(in as little as one business day if you meet required conditions). Access fixed rate, low interest personal loans from $2,000 to $50,000.… View full description on the official store →
App Specs
🔐 Own this app? Claim & verify MRR →💾 36 MB🔞 17+📱 iOS 15.0+🔖 v1.4.23🔄 updated 2mo ago🌐 EN📂 Finance💰 Paid🚀 Launched 2021 (4y old)
📅
What Worked™ · Development Pipeline
18 EVENTS TRACKEDDetected changes in this app over its tracked lifetime — each event links cause (what changed) to effect (what moved). Sorted newest first.See full history →Version history →
2026-08
📦
Bundle ↓ 71MB → 38MB — likely major code refresh
→ 30 days after: reviews +414 high confidence
2026-07
🔧
Shipped update — v1.4.21 → v1.4.23
→ 30 days after: reviews +528 high confidence
2026-07
🔧
Shipped update — v1.4.20 → v1.4.21
→ 30 days after: reviews +990 high confidence
2026-05
🔧
Shipped update — v1.4.19 → v1.4.20
→ 30 days after: reviews +443 high confidence
2026-04
🔧
Shipped update — v? → v1.4.19
→ 30 days after: reviews +464 high confidence
2026-04
⭐
Rating ↑ 3.28 → 4.83 (improved 1.55★)
→ 30 days after: reviews +464 high confidence
2026-04
📈
Crossed 500 ratings — social-proof flywheel kicking in
→ 30 days after: reviews +464 high confidence
2024-12
📈
Crossed 100 ratings — social-proof flywheel kicking in
→ 30 days after: rating −0.08★ · reviews +5 medium · co-occurring
2024-12
📈
Crossed 100 ratings — social-proof flywheel kicking in
→ 30 days after: rating −0.08★ · reviews +8 low · multiple changes
2023-04
📈
Crossed 50 ratings — social-proof flywheel kicking in
2023-04
📈
Crossed 50 ratings — social-proof flywheel kicking in
→ 30 days after: reviews +9 low · multiple changes
2022-06
📈
Crossed 10 ratings — social-proof flywheel kicking in
→ 30 days after: rating +0.18★ · reviews +5 high confidence
2022-06
📈
Crossed 10 ratings — social-proof flywheel kicking in
→ 30 days after: rating +0.14★ · reviews +6 high confidence
2022-05
⭐
Rating ↓ 3.83 → 3.33 (dropped 0.50★)
→ 30 days after: rating +0.14★ · reviews +6 medium · co-occurring
2022-05
⭐
Rating ↓ 4.00 → 3.63 (dropped 0.37★)
→ 30 days after: rating −0.36★ · reviews +9 medium · co-occurring
2022-04
⭐
Rating ↓ 4.25 → 3.60 (dropped 0.65★)
→ 30 days after: rating −0.67★ · reviews +6 medium · co-occurring
2022-02
⭐
Rating ↓ 5.00 → 4.00 (dropped 1.00★)
2022-01
🚀
First tracked snapshot — initial data captured
→ 30 days after: rating −1.00★ high confidence
🔔
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📝 Description
95
BU Score · Transcendent
Full revenue analysis
Read the article-style breakdown for Prosper: Personal Loans: category rank, percentile, growth signal, comparable apps, and how the forecast is calibrated against verified-MRR anchors in this niche.
About this analysis
Why high confidence: 22,321 ratings · no founder-verified revenue (model estimate only).
❓ Frequently Asked Questions
10 answers · auto-generated from this app's public dataHow much does Prosper make per month?▴
Based on our ML-calibrated revenue forecast, Prosper earns approximately $1.2K/mo. This is a US-storefront-equivalent estimate; global revenue can be several times larger for internationally-distributed apps. See the methodology page for the full formula and confidence bands.
Is Prosper profitable?▴
With estimated build cost $110K and monthly revenue $1.2K, Prosper looks well below break-even — current monthly revenue is much smaller than the estimated build cost. Profitability also depends on paid-acquisition spend and refund rate which the public model doesn't see.
How many users does Prosper have?▴
Estimated audience: ~1.0M lifetime downloads, ~230K monthly active users, and ~92K daily active users. Derived from ratings count × category installs-per-rating × age decay. US-storefront-equivalent — global audience can be 5-10× larger for internationally-distributed apps.
What apps are like Prosper?▴
Browse the full Finance category catalog to find similar apps with revenue, build cost, audience and tech stack data. Each /p/{slug} page also shows a Compare side-by-side widget with three peer apps from the same niche.
What is Prosper built with?▴
Our heuristic places Prosper on the Native iOS (SwiftUI) stack (Medium confidence, 70%). Signals: app bundle size, category context, store-description markers, release-date era. We don't disassemble binaries. Alternative possibilities: Flutter.
Is Prosper still actively maintained?▴
Maintenance status: Active (15% abandonment risk). Last shipped version was 2 months ago. The risk score combines time-since-last-update with Editor's Choice / curated featuring + user-base maturity adjustments.
How much would Prosper sell for?▴
Estimated acquisition value: $30K (marketplace range $20K – $35K). Calculated as 24× monthly revenue using the standard multiple for the detected monetization model + adjustments for age, rating quality and category demand. Calibrated against 2024-2026 Flippa / Acquire.com / MicroAcquire closed-deal medians.
When was Prosper last updated?▴
Prosper last shipped a new version on 2026-07-30 — 2 months ago. This is the date Apple / Google last accepted a new build, not a content-only push.
Who makes Prosper?▴
Prosper is published by Prosper Marketplace Inc. on the Apple App Store. See the full publisher portfolio (other apps by the same developer) via the More by developer block on the product page above.
What is Prosper's BU Score?▴
Prosper has a BU Score of 80/100 (Excellent). The score combines App Store rating, ratings count, monetization model and revenue signals calibrated against founder-verified MRR anchors. See the BU Score formula.