73
BU Score
Strong
Four | Buy Now, Pay Later
✍️ BU Analytics Review
“
Four | Buy Now, Pay Later is an iOS app from Four Technologies, Inc in the Shopping category, currently rated 4.8★ across 104,609 ratings. Initial signal reads as mixed reviews — supporters praise core features while critics cite stability/value gaps.
Our BU Score puts it at 73 — Strong (healthy traction). For a Shopping app, that means healthy traction.
Track changes month-over-month in the Performance section below — live snapshot history and revenue forecast included.
creator
📊 Performance Tracking LIVE
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Rating
—
Reviews
—
Forecast Revenue / mo
—
Snapshots tracked
0
since first record
Range:
💰 Forecast Revenue / mo
MODELRevenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 11 of 11 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
| High install base (104,609 ratings)METRIC | +$12,000 | |
| Excellent rating (4.8★)METRIC | +$2,200 | |
| bugsREVIEW | −$1,800 | |
| 5 starREVIEW | +$1,800 | |
| cancelledREVIEW | −$1,500 | |
| highly recommendREVIEW | +$1,400 | |
| slowREVIEW | −$1,200 | |
| support teamREVIEW | +$900 | |
| Established app (5y old)METRIC | +$800 | |
| Ad-supported / freemiumMETRIC | +$600 | |
| Single-language (English only)METRIC | −$400 |
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)
📈 Reviews Growth
LIVECumulative review count from first BU snapshot. Each point = a tracked update.
💚Sentiment Over Time↑ green = positive · ↓ red = negative
Dec 25
Jan 26
Feb 26
Mar 26
Apr 26
May 26
⭐ Rating Trend
LIVEAverage rating evolution. Updates with each new review batch.
🗓️ Snapshot Timeline
HISTORYEach bar shows a tracked update and the metric delta from the previous snapshot.
App Specs
🔐 Own this app? Claim & verify MRR →💾 92 MB🔞 4+📱 iOS 14.0+🔖 v1.17.61🔄 updated 1mo ago🌐 EN📂 Shopping💰 Free🚀 Launched 2020 (5y old)
📝 About this app
FOUR MAKES ONLINE SHOPPING SIMPLE, FLEXIBLE, AND REWARDING.
Buy now, pay later at hundreds of online retailers. Split your purchase into 4 easy payments—paid every two weeks—so you can shop what you love while staying on budget.
Manage every order in one shopping app and enjoy a faster, smoother checkout experience. Upgrade to Four+ for access to exclusive stores, special offers, and more ways to shop online.
WHY SHOP WITH FOUR?
• PAY IN 4 INSTALLMENTS
Split payments over time with clear schedules so you know exactly what’s due and when.
• FLEXIBLE PAYMENT PLANS
Stay on budget with predictable due dates and helpful payment reminders.
• ONE SHOPPING APP FOR EVERYTHING
Browse partner stores, track orders, and manage your payment methods in one place.
HOW FOUR WORKS
1. DOWNLOAD the Four shopping app and sign up in minutes.
2. SHOP ONLINE at your favorite Four partner retailers.
3. TAP “PAY WITH FOUR” at the bottom of your screen when you’re ready to check out.
4. PAY EVERY TWO WEEKS — your first payment today, the rest in 2-week intervals.
WHY USERS CHOOSE FOUR
• Quick and easy sign-up process
• Access to hundreds of online shopping options
• Manage your installment plans and track spending
• Get notified before each payment is due
• Works with top online retailers for a seamless checkout
DOWNLOAD FOUR TODAY and discover a better way to shop online—buy now, pay later in 4 installments, and stay in control of your spending.
Users must be 18 or older, a U.S. resident, and meet additional eligibility requirements. Not available in NM.
By using the Four app, you agree to Four’s User Agreement and Privacy Policy.
https://www.paywithfour.com/legal/user-agreement
https://www.paywithfour.com/legal/privacy-policy
Buy now, pay later at hundreds of online retailers. Split your purchase into 4 easy payments—paid every two weeks—so you can shop what you love while staying on budget.
Manage every order in one shopping app and enjoy a faster, smoother checkout experience. Upgrade to Four+ for access to exclusive stores, special offers, and more ways to shop online.
WHY SHOP WITH FOUR?
• PAY IN 4 INSTALLMENTS
Split payments over time with clear schedules so you know exactly what’s due and when.
• FLEXIBLE PAYMENT PLANS
Stay on budget with predictable due dates and helpful payment reminders.
• ONE SHOPPING APP FOR EVERYTHING
Browse partner stores, track orders, and manage your payment methods in one place.
HOW FOUR WORKS
1. DOWNLOAD the Four shopping app and sign up in minutes.
2. SHOP ONLINE at your favorite Four partner retailers.
3. TAP “PAY WITH FOUR” at the bottom of your screen when you’re ready to check out.
4. PAY EVERY TWO WEEKS — your first payment today, the rest in 2-week intervals.
WHY USERS CHOOSE FOUR
• Quick and easy sign-up process
• Access to hundreds of online shopping options
• Manage your installment plans and track spending
• Get notified before each payment is due
• Works with top online retailers for a seamless checkout
DOWNLOAD FOUR TODAY and discover a better way to shop online—buy now, pay later in 4 installments, and stay in control of your spending.
Users must be 18 or older, a U.S. resident, and meet additional eligibility requirements. Not available in NM.
By using the Four app, you agree to Four’s User Agreement and Privacy Policy.
https://www.paywithfour.com/legal/user-agreement
https://www.paywithfour.com/legal/privacy-policy
🆕 What's New · v1.17.61
Bug fixes and improvements to make your shopping experience better than ever!
Profile & Insights
Everything we know — and don't — about this app and its company.
Identification
- App name
- Four | Buy Now, Pay Later
- Developer
- Four Technologies, Inc
- Bundle ID
- com.paywithfour
- App Store URL
- Open in App Store
- Category
- Shopping
- Content rating
- 4+
- Languages
- EN
Company
- Website
- Not found
- Tagline
- Today
- Description
- Find apps and games for iPhone, iPad, Mac, and more on the App Store.
- Founded
- Not found
- HQ / Address
- Not found
- Employees
- Not found
- Logo
- OG image
Revenue
- Verified revenue / mo
- Not found
- AI revenue estimate / mo
- Not found
- AI annual estimate
- Not found
- ML model estimate / mo
- $2.2K/mo
- Top-grossing rank
- Outside top 100 in US Shopping
- All-time revenue
- Not found
- Pricing
- Not found
Founder
- Name
- Not found
- X / Twitter
- Not found
- Not found
- GitHub
- Not found
- X followers
- Not found
- Public statements
- Not found
Funding
- Total raised
- Not found
- Last round
- Not found
- Investors
- Not found
- Crunchbase
- Not found
- AngelList
- Not found
Press & Links
- Articles found
- Not found
- Listed on
- Not found
- Blog
- https://apps.apple.com/us/app/letterloop-group-newsletters/id6468623700
- Press / News
- Not found
Contacts & Socials
- Socials
- Not found
- Not found
- Phone
- Not found
- Contact page
- Not found
- About page
- https://apps.apple.com/us/iphone/story/id1750986966
✨AI Revenue EstimateCONFIDENCE: LOW
Direct revenue figures for the iOS app "Four | Buy Now, Pay Later" by Four Technologies, Inc. are not publicly available. Four Technologies, Inc. was acquired by PROG Holdings, Inc. in July 2021, and its financial performance is likely consolidated within PROG Holdings' reports. The app generates revenue through merchant transaction fees, optional platform charges, late fees, and a premium subscription service called Four+.
Sources mentioned: Sensor Tower, Statista, Adapty, Reddit, PitchBook, PROG Holdings, Inc., Google Play
⭐Recent App Store Reviews49 latest · avg 3.24★ · 51.0% 5★ · 38.8% 1★
5★25 (51%)
4★1 (2%)
3★3 (6%)
2★1 (2%)
1★19 (39%)
+823 ratings/week
Praise: great ×7 love ×6 best ×5 recommend ×4 amazing ×3Complaints: subscription ×4 scam ×3 refund ×3 worst ×2 bug ×1
Top positive
★★★★★ Wonderful
It came in the clutch! It definitely worth downloading it starting me off with 333$ limit.…
★★★★★ Must have
Great app easy to use and everyone it’s approved been using it for couple months now and its been really useful on this economy :(…
Top negative
★☆☆☆☆ Issues
I tried Soo many times to log in and Nothing Then when I send an email to customer support I got no type of response…
★☆☆☆☆ Help!? Zero Customer Service
So frustrating... started off great and approval was a breeze, but Lowes declined the Four card and there is no one to talk to for help. They send you to an AI chat room where The AI gave me a list of options for why their card declined but…
📈Ratings growth104,609 ratings+24% lifetimeShow 3-year history estimate ▾
Tracked (18 weeks) Pre-tracking estimate (36 weeks) · model-based, ±5% noise · anchored to release date and current value
🌍Geographic ReachNot ranked
This app is currently outside the top 100 grossing in all 9 countries we monitor (US, UK, DE, FR, JP, CA, AU, BR, IN). Niche or new apps often launch this way — popularity rankings appear once daily revenue clears the regional threshold.
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.
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