MyRaif – mobile bank
74
Quality Score
Strong
✍️ Bumetric analysis
“
MyRaif – mobile bank is an iOS app from RAIFFEISEN BANK, JSC in the Travel category, currently rated 4.8★ across 1,303 ratings. Initial signal reads as mixed reviews: supporters praise core features while critics cite stability and value gaps.
Quality Score is 74: Strong (healthy traction). For a Travel app, that means healthy traction. The full BU Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.
Track changes month-over-month in the Performance section below: live snapshot history and revenue forecast included.
💰 Monthly revenue · now vs forecast
● Right now
$5.0K
per month
→
12-mo forecast
$5.2K – $10.8K
per month
→
24-mo forecast
$6.4K – $19.2K
per month
MID tier
💡 Grow this revenue
Free AI audit of this app’s store listing
- Title & subtitle keyword fit
- Description hook & conversion structure
- Screenshots, ratings, reviews strategy
Typical impact: +2-5× organic installs
📊 Performance Tracking LIVE
15 snapshots on record
Rating
4.8
Reviews
1,303 reviews
Forecast Revenue / mo
$5.0K
Snapshots tracked
15
since Jun 2024
ONE-TIME · BUILD
💰 Estimated build cost
$140K
↳ What it cost to build · not monthly revenue
Likely range $105K – $190K
$25K · MVP floor
$100K · indie scale
$500K+ · studio build
📈
Pays back in ~2.3y at current MRR
Synthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age × team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.
Where the money goes
| 🧱 MVP baseline (design + 1-store ship) | +$28K |
| 📱 5 unique screens × $4.5K | +$22K |
| 📦 Asset bundle (326 MB) | +$40K |
| ⚙ Travel complexity ×1.30 | +$27K |
| ⚙ 3.9y maintenance × ~1-person team | +$23K |
Total estimate
$140K
ONE-TIME · EXIT VALUE
💵 Estimated acquisition value
$100K
↳ What it would sell for · not monthly revenue
Marketplace range $75K – $125K · 21× MRR multiple
💸
~0.7× build cost (under-water)
Synthetic estimate. Multiple band derived from ad-supported + age, rating quality, category demand, and user-base maturity. Calibrated against 2024-2026 indie-app-marketplace closed-deal medians. Full math + comparable deal list on /methodology.
How the multiple was built
| 📺 Ad-supported base | 15× MRR |
| 📅 3.9y proven track record | +19% |
| ⭐ ★ rating ≥ 4.7 (premium) | +15% |
Final multiple
21× MRR
👥 Estimated audience size
115K
Lifetime downloads (US-equivalent)
Monthly active
10K
Daily active
1.5K
Synthetic estimate from ratings × category benchmarks. Calibrated against 2024-2026 mobile-attribution retention + DAU/MAU reports. Numbers are US-storefront-equivalent — true global audience can be 5-10× larger for international apps. Full math + source list on /methodology.
How we sized it
| 📲 Travel engagement | ~110 installs / rating |
| 📅 3.9y of rating accumulation | -19% |
| 🔁 Travel D30 retention | 10% |
| 📍 DAU / MAU stickiness | 0.15 |
DAU / MAU
15% sticky
🛠 Estimated tech stack
🍎
Native iOS (SwiftUI)
Medium confidence · 55%
Also possible
React Native
Flutter
Heuristic guess from app bundle size, category, store description signals, and release-date stack era. Bumetric does not disassemble binaries — for binary-level certainty you would need an SDK intelligence tool or the manifest itself. Reasoning chain on the right. Full ruleset on /methodology.
Signals we read
| 📦 App bundle size | 326 MB |
| 🏷 Category context | Travel |
| 📦 Large iOS bundle | → Native SwiftUI (post-2020 era) + assets |
💀 Maintenance status
Active
5%
Last shipped 2026-10-20 · 21 days ago
0 · Active
50 · At risk
100 · Abandoned
Heuristic risk score from time-since-last-update + ratings velocity proxy + Editor's Choice / curated featuring signals. Calibrated against 2024-2025 app-store ranking decay reports. Not a guarantee — a quiet app with a healthy codebase looks the same as an abandoned one until something breaks. Full math on /methodology.
Risk signals
| 📅 21 days since last update | Active development |
Verdict
Active
🔬
How we forecast this revenue
MEDIUM CONFIDENCEBaseline
$5.0K/mo · ML-estimated from 234 triggers
Growth rate
+4.0% MoM · MID tier baseline (compound monthly)
6 months
$4.7K – $7.9K
12 months
$5.2K – $10.8K
24 months
$6.4K – $19.2K
Compound growth at +4.0% MoM (tier baseline for MID). Range widens with horizon — typical noise band ±25% at 6mo.. Ranges widen with horizon — distant futures carry more uncertainty.
📊
BU Investment Matrix
Below median · 52/100MID TIERunderperforming peersGrowth Velocity
5.0
Founder Strength
6.4
Product Quality
8.7
Revenue Strength
3.7
Monetization Maturity
1.0
Defensibility
4.5
Market Position
2.0
Operational Safety
10.0
- 💰 Revenue: Modest — $3K - $7K/mo · MID tier · medium confidence, trajectory unclear.
- ⭐ Quality: 4.83★ across 1,303 reviews — strong (top 10%).
- 📍 Market: Not yet charting in any of the 9 monitored markets.
- 📈 Growth: Insufficient signal to assess trajectory.
- ⚠️ Risk: Low — no material risk signals detected.
🎯 For competitors: Mixed picture. Worth competing if you have a clear UX or pricing edge — otherwise crowded segment.
💵 For acquirers: Estimated asking range 18-32× monthly = $90K-$160K. Portfolio play ($49K/mo combined) commands premium.
Composite of 8 dimensions computed deterministically from public signals — no LLM, every score traces back to a measurable input. Default weights shown; "compete" / "acquire" / "invest" lenses re-weight without re-fetching.
Range:
💰 Forecast Revenue / mo
MODELRevenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 6 of 6 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
| subscriptionREVIEW | +$2,500 | |
| Excellent rating (4.8★)METRIC | +$2,200 | |
| securityREVIEW | +$1,800 | |
| Low install base (1,303 ratings)METRIC | +$1,500 | |
| Established app (3y old)METRIC | +$800 | |
| Ad-supported / freemiumMETRIC | +$600 |
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)
📈 Reviews Growth
LIVECumulative review count from first BU snapshot. Each point = a tracked update.
⭐ Rating Trend
LIVEAverage rating evolution. Updates with each new review batch.
🆕 What's New · v4.28.6
More benefits, less effort!
Deposits under control. Now clearly see which part of your money earns 10% and which earns 12% under the "New Money" promo (until 01.11.26).
Utility bills without manual typing.… Full release notes →
Deposits under control. Now clearly see which part of your money earns 10% and which earns 12% under the "New Money" promo (until 01.11.26).
Utility bills without manual typing.… Full release notes →
Profile & Insights
Everything we know — and don't — about this app and its company.
Identification
- App name
- MyRaif – mobile bank
- Developer
- RAIFFEISEN BANK, JSC
- Bundle ID
- ua.raiffeisen.myraif
- App Store URL
- Open in App Store
- Category
- Travel
- Content rating
- 4+
- Languages
- EN, UK
Company
- Website
- Not found
- Tagline
- Not found
- Description
- Not found
- Founded
- Not found
- HQ / Address
- Not found
- Employees
- Not found
- Logo
- Not found
Revenue
- Reported revenue signal / mo
- Not found
- AI revenue estimate / mo
- Not found
- AI annual estimate
- Not found
- Model estimate / mo
- $5.0K/mo
- Top-grossing rank
- Outside top 100 in US Travel
- All-time revenue
- Not found
- Pricing
- Not found
Founder
Founder data not yet collected for this app.
Funding
Funding data not yet collected for this app.
Press & Links
Press & Links data not yet collected for this app.
Contacts & Socials
Contacts & Socials data not yet collected for this app.
📈Ratings growth1,300 ratings+129900% lifetimeShow 3-year history estimate ▾
Tracked (15 weeks) Pre-tracking estimate (0 weeks) · model-based, ±5% noise · anchored to release date and current value
🌍Geographic ReachNot ranked
This app is currently outside the top 100 grossing in all 9 countries we monitor (US, UK, DE, FR, JP, CA, AU, BR, IN). Niche or new apps often launch this way — popularity rankings appear once daily revenue clears the regional threshold.
🚀Update Frequency · Releases per Quarter5 releases tracked
🚀Version Release Timeline5 releases tracked
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.
📝 About this app
Join MyRaif – a simple, free and fast mobile app from Raiffeisen Bank in Ukraine for managing your finances without branches or queues, trusted by millions of Ukrainians. Over 800 000 users, 200 000+ clients connected cashback, and more than 2 million transactions every day. Express yourself with stylish money manager!
Digital banking is on top - let no air raid alert or power outage stop you from:
- Paying your café bills, for a taxi, cinema tickets, food delivery, tuition, medical insurance, mobile or car expenses on time
- Shopping in stores or online… View full description on the official store →
Digital banking is on top - let no air raid alert or power outage stop you from:
- Paying your café bills, for a taxi, cinema tickets, food delivery, tuition, medical insurance, mobile or car expenses on time
- Shopping in stores or online… View full description on the official store →
App Specs
🔐 Own this app? Claim & verify MRR →💾 326 MB🔞 4+📱 iOS 15.0+🔖 v4.28.6🔄 updated 3w ago🌐 EN, UK📂 Travel💰 Paid🚀 Launched 2023 (3y old)
📅
What Worked™ · Development Pipeline
12 EVENTS TRACKEDDetected changes in this app over its tracked lifetime — each event links cause (what changed) to effect (what moved). Sorted newest first.See full history →Version history →
2026-10
🔧
Shipped update — v4.26.4 → v4.28.6
→ 30 days after: reviews +86 medium · co-occurring
2026-08
🔧
Shipped update — v4.25.6 → v4.26.4
→ 30 days after: reviews +112 high confidence
2026-08
🔧
Shipped update — v4.24.6 → v4.25.6
→ 30 days after: revenue +$24.7K/mo · reviews +190 medium · co-occurring
2026-07
📈
Crossed 1,000 ratings — social-proof flywheel kicking in
→ 30 days after: revenue +$24.7K/mo · reviews +78 high confidence
2026-07
🔧
Shipped update — v4.21.15 → v4.24.6
→ 30 days after: revenue +$24.7K/mo · reviews +265 medium · co-occurring
2026-05
🔧
Shipped update — v? → v4.21.15
→ 30 days after: reviews −62,689 high confidence
2026-04
📈
Crossed 10 ratings — social-proof flywheel kicking in
→ 30 days after: reviews −62,689 high confidence
2026-04
⭐
Rating ↑ 2.33 → 4.80 (improved 2.47★)
→ 30 days after: reviews −62,689 high confidence
2026-01
⭐
Rating ↑ 2.00 → 2.33 (improved 0.33★)
2025-01
⭐
Rating ↓ 3.00 → 2.33 (dropped 0.67★)
→ 30 days after: rating +0.17★ high confidence
2024-09
⭐
Rating ↓ 4.00 → 3.00 (dropped 1.00★)
2024-06
🚀
First tracked snapshot — initial data captured
🌍
Multi-Country Performance
Available in 9 of 9 monitored markets| Market | Rating | Reviews | Current version |
|---|---|---|---|
| 🇦🇺 AU | 4.80117★ | 171 | 4.80117★ this version |
| 🇧🇷 BR | 5★ | 3 | 5★ this version |
| 🇨🇦 CA | 4.87097★ | 310 | 4.87097★ this version |
| 🇩🇪 DE | 4.84938★ | 810 | 4.84938★ this version |
| 🇫🇷 FR | 4.86022★ | 93 | 4.86022★ this version |
| 🇬🇧 GB | 4.81773★ | 406 | 4.81773★ this version |
| 🇮🇳 IN | 4.14286★ | 7 | 4.14286★ this version |
| 🇯🇵 JP | 4.14286★ | 7 | 4.14286★ this version |
| 🇺🇸 US | 4.83244★ | 1,319 | 4.83244★ this version |
🔔
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📝 Description
95
BU Score · Transcendent
Full revenue analysis
Read the article-style breakdown for MyRaif – mobile bank: category rank, percentile, growth signal, comparable apps, and how the forecast is calibrated against verified-MRR anchors in this niche.
More by RAIFFEISEN BANK, JSC
View all →📦 Portfolio summaryINDIE studio
3apps·$10K/mocombined
Lead-app heavy — top app contributes 50%
About this analysis
Why medium confidence: 1,303 ratings · no founder-verified revenue (model estimate only).
❓ Frequently Asked Questions
10 answers · auto-generated from this app's public dataHow much does MyRaif – mobile bank make per month?▴
Based on our ML-calibrated revenue forecast, MyRaif – mobile bank earns approximately $5.0K/mo. This is a US-storefront-equivalent estimate; global revenue can be several times larger for internationally-distributed apps. See the methodology page for the full formula and confidence bands.
Is MyRaif – mobile bank profitable?▴
With estimated build cost $140K and monthly revenue $5.0K, MyRaif – mobile bank looks break-even-grade — payback period sits around 2.3 years. Profitability also depends on paid-acquisition spend and refund rate which the public model doesn't see.
How many users does MyRaif – mobile bank have?▴
Estimated audience: ~115K lifetime downloads, ~10K monthly active users, and ~1K daily active users. Derived from ratings count × category installs-per-rating × age decay. US-storefront-equivalent — global audience can be 5-10× larger for internationally-distributed apps.
What apps are like MyRaif – mobile bank?▴
Browse the full Travel category catalog to find similar apps with revenue, build cost, audience and tech stack data. Each /p/{slug} page also shows a Compare side-by-side widget with three peer apps from the same niche.
What is MyRaif – mobile bank built with?▴
Our heuristic places MyRaif – mobile bank on the Native iOS (SwiftUI) stack (Medium confidence, 55%). Signals: app bundle size, category context, store-description markers, release-date era. We don't disassemble binaries. Alternative possibilities: React Native, Flutter.
Is MyRaif – mobile bank still actively maintained?▴
Maintenance status: Active (5% abandonment risk). Last shipped version was 21 days ago. The risk score combines time-since-last-update with Editor's Choice / curated featuring + user-base maturity adjustments.
How much would MyRaif – mobile bank sell for?▴
Estimated acquisition value: $100K (marketplace range $75K – $125K). Calculated as 21× monthly revenue using the standard multiple for the detected monetization model + adjustments for age, rating quality and category demand. Calibrated against 2024-2026 Flippa / Acquire.com / MicroAcquire closed-deal medians.
When was MyRaif – mobile bank last updated?▴
MyRaif – mobile bank last shipped a new version on 2026-10-20 — less than a month ago. This is the date Apple / Google last accepted a new build, not a content-only push.
Who makes MyRaif – mobile bank?▴
MyRaif – mobile bank is published by RAIFFEISEN BANK, JSC on the Apple App Store. See the full publisher portfolio (other apps by the same developer) via the More by developer block on the product page above.
What is MyRaif – mobile bank's BU Score?▴
MyRaif – mobile bank has a BU Score of 74/100 (Strong). The score combines App Store rating, ratings count, monetization model and revenue signals calibrated against founder-verified MRR anchors. See the BU Score formula.