MyRaif – mobile bank
74
Quality Score
Strong
✍️ Bumetric analysis
“
MyRaif – mobile bank is an iOS app from RAIFFEISEN BANK, JSC in the Utilities category, currently rated 4.8★ across 1,203 ratings. Initial signal reads as mixed reviews: supporters praise core features while critics cite stability and value gaps.
Quality Score is 74: Strong (healthy traction). For a Utilities app, that means healthy traction. The full BU Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.
Track changes month-over-month in the Performance section below: live snapshot history and revenue forecast included.
💰 Monthly revenue · now vs forecast
● Right now
$5.0K
per month
→
12-mo forecast
$5.2K – $10.8K
per month
→
24-mo forecast
$6.4K – $19.2K
per month
MID tier
💡 Grow this revenue
Free AI audit of this app’s store listing
- Title & subtitle keyword fit
- Description hook & conversion structure
- Screenshots, ratings, reviews strategy
Typical impact: +2-5× organic installs
📊 Performance Tracking LIVE
14 snapshots on record
Rating
4.8
Reviews
1,203 reviews
Forecast Revenue / mo
$5.0K
Snapshots tracked
14
since Jun 2024
ONE-TIME · BUILD
💰 Estimated build cost
$75K
↳ What it cost to build · not monthly revenue
Likely range $55K – $100K
$25K · MVP floor
$100K · indie scale
$500K+ · studio build
📈
Pays back in ~1.2y at current MRR
Synthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age × team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.
Where the money goes
| 🧱 MVP baseline (design + 1-store ship) | +$28K |
| 📱 5 unique screens × $4.5K | +$22K |
| 📦 Asset bundle (310 MB) | +$40K |
| ⚙ Utilities complexity ×0.85 | $-13575 |
Total estimate
$75K
ONE-TIME · EXIT VALUE
💵 Estimated acquisition value
$75K
↳ What it would sell for · not monthly revenue
Marketplace range $50K – $100K · 16× MRR multiple
💸
~1.0× build cost (break-even+)
Synthetic estimate. Multiple band derived from ad-supported + age, rating quality, category demand, and user-base maturity. Calibrated against 2024-2026 indie-app-marketplace closed-deal medians. Full math + comparable deal list on /methodology.
How the multiple was built
| 📺 Ad-supported base | 15× MRR |
| ⭐ ★ rating ≥ 4.7 (premium) | +15% |
| 🏷 Utilities category multiple | -10% |
Final multiple
16× MRR
👥 Estimated audience size
240K
Lifetime downloads (US-equivalent)
Monthly active
48K
Daily active
9.6K
Synthetic estimate from ratings × category benchmarks. Calibrated against 2024-2026 mobile-attribution retention + DAU/MAU reports. Numbers are US-storefront-equivalent — true global audience can be 5-10× larger for international apps. Full math + source list on /methodology.
How we sized it
| 📲 Utilities engagement | ~200 installs / rating |
| 🔁 Utilities D30 retention | 20% |
| 📍 DAU / MAU stickiness | 0.20 |
DAU / MAU
20% sticky
🔬
How we forecast this revenue
MEDIUM CONFIDENCEBaseline
$5.0K/mo · ML-estimated from 234 triggers
Growth rate
+4.0% MoM · MID tier baseline (compound monthly)
6 months
$4.7K – $7.9K
12 months
$5.2K – $10.8K
24 months
$6.4K – $19.2K
Compound growth at +4.0% MoM (tier baseline for MID). Range widens with horizon — typical noise band ±25% at 6mo.. Ranges widen with horizon — distant futures carry more uncertainty.
📊
BU Investment Matrix
Below median · 52/100MID TIERunderperforming peersGrowth Velocity
5.0
Founder Strength
6.4
Product Quality
8.7
Revenue Strength
3.7
Monetization Maturity
1.0
Defensibility
4.4
Market Position
2.0
Operational Safety
10.0
- 💰 Revenue: Modest — $3K - $7K/mo · MID tier · medium confidence, trajectory unclear.
- ⭐ Quality: 4.83★ across 1,203 reviews — strong (top 10%).
- 📍 Market: Not yet charting in any of the 9 monitored markets.
- 📈 Growth: Insufficient signal to assess trajectory.
- ⚠️ Risk: Low — no material risk signals detected.
🎯 For competitors: Mixed picture. Worth competing if you have a clear UX or pricing edge — otherwise crowded segment.
💵 For acquirers: Estimated asking range 18-32× monthly = $90K-$160K. Portfolio play ($49K/mo combined) commands premium.
Composite of 8 dimensions computed deterministically from public signals — no LLM, every score traces back to a measurable input. Default weights shown; "compete" / "acquire" / "invest" lenses re-weight without re-fetching.
Range:
💰 Forecast Revenue / mo
MODELRevenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 6 of 6 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
| subscriptionREVIEW | +$2,500 | |
| Excellent rating (4.8★)METRIC | +$2,200 | |
| securityREVIEW | +$1,800 | |
| Low install base (1,203 ratings)METRIC | +$1,500 | |
| Established app (3y old)METRIC | +$800 | |
| Ad-supported / freemiumMETRIC | +$600 |
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)
📈 Reviews Growth
LIVECumulative review count from first BU snapshot. Each point = a tracked update.
⭐ Rating Trend
LIVEAverage rating evolution. Updates with each new review batch.
🆕 What's New · v4.26.4
Managing your finances just got easier!
In-app insurance in one place: Find policies purchased in the app under "More" → "Insurance".
Higher credit limit: We now accept OK-5 and OK-7 certificates — get yours from Diia in just 1 minute.… Full release notes →
In-app insurance in one place: Find policies purchased in the app under "More" → "Insurance".
Higher credit limit: We now accept OK-5 and OK-7 certificates — get yours from Diia in just 1 minute.… Full release notes →
Profile & Insights
Everything we know — and don't — about this app and its company.
Identification
- App name
- MyRaif – mobile bank
- Developer
- RAIFFEISEN BANK, JSC
- Bundle ID
- ua.raiffeisen.myraif
- App Store URL
- Open in App Store
- Category
- Utilities
- Content rating
- 4+
- Languages
- EN, UK
Company
- Website
- Not found
- Tagline
- Not found
- Description
- Not found
- Founded
- Not found
- HQ / Address
- Not found
- Employees
- Not found
- Logo
- Not found
Revenue
- Reported revenue signal / mo
- Not found
- AI revenue estimate / mo
- Not found
- AI annual estimate
- Not found
- Model estimate / mo
- $5.0K/mo
- Top-grossing rank
- Outside top 100 in US Utilities
- All-time revenue
- Not found
- Pricing
- Not found
Founder
Founder data not yet collected for this app.
Funding
Funding data not yet collected for this app.
Press & Links
Press & Links data not yet collected for this app.
Contacts & Socials
Contacts & Socials data not yet collected for this app.
📈Ratings growth1,214 ratings+121300% lifetimeShow 3-year history estimate ▾
Tracked (14 weeks) Pre-tracking estimate (0 weeks) · model-based, ±5% noise · anchored to release date and current value
🌍Geographic ReachNot ranked
This app is currently outside the top 100 grossing in all 9 countries we monitor (US, UK, DE, FR, JP, CA, AU, BR, IN). Niche or new apps often launch this way — popularity rankings appear once daily revenue clears the regional threshold.
🚀Update Frequency · Releases per Quarter4 releases tracked
🚀Version Release Timeline4 releases tracked
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.
📝 About this app
Join MyRaif – a simple, free and fast mobile app from Raiffeisen Bank in Ukraine for managing your finances without branches or queues, trusted by millions of Ukrainians. Over 800 000 users, 200 000+ clients connected cashback, and more than 2 million transactions every day. Express yourself with stylish money manager!
Digital banking is on top - let no air raid alert or power outage stop you from:
- Paying your café bills, for a taxi, cinema tickets, food delivery, tuition, medical insurance, mobile or car expenses on time
- Shopping in stores or online… View full description on the official store →
Digital banking is on top - let no air raid alert or power outage stop you from:
- Paying your café bills, for a taxi, cinema tickets, food delivery, tuition, medical insurance, mobile or car expenses on time
- Shopping in stores or online… View full description on the official store →
App Specs
🔐 Own this app? Claim & verify MRR →💾 310 MB🔞 4+📱 iOS 15.0+🔖 v4.26.4🔄 updated 0d ago🌐 EN, UK📂 Utilities💰 Paid
📅
What Worked™ · Development Pipeline
10 EVENTS TRACKEDDetected changes in this app over its tracked lifetime — each event links cause (what changed) to effect (what moved). Sorted newest first.See full history →Version history →
2026-08
🔧
Shipped update — v4.24.6 → v4.25.6
→ 30 days after: revenue +$24.7K/mo · reviews +78 medium · co-occurring
2026-07
📈
Crossed 1,000 ratings — social-proof flywheel kicking in
→ 30 days after: revenue +$24.7K/mo · reviews +78 high confidence
2026-07
🔧
Shipped update — v4.21.15 → v4.24.6
→ 30 days after: revenue +$24.7K/mo · reviews +265 medium · co-occurring
2026-05
🔧
Shipped update — v? → v4.21.15
→ 30 days after: reviews −62,689 high confidence
2026-04
📈
Crossed 10 ratings — social-proof flywheel kicking in
→ 30 days after: reviews −62,689 high confidence
2026-04
⭐
Rating ↑ 2.33 → 4.80 (improved 2.47★)
→ 30 days after: reviews −62,689 high confidence
2026-01
⭐
Rating ↑ 2.00 → 2.33 (improved 0.33★)
2025-01
⭐
Rating ↓ 3.00 → 2.33 (dropped 0.67★)
→ 30 days after: rating +0.17★ high confidence
2024-09
⭐
Rating ↓ 4.00 → 3.00 (dropped 1.00★)
2024-06
🚀
First tracked snapshot — initial data captured
🌍
Multi-Country Performance
Available in 9 of 9 monitored markets| Market | Rating | Reviews | Current version |
|---|---|---|---|
| 🇦🇺 AU | 4.78289★ | 152 | 4.78289★ this version |
| 🇧🇷 BR | 5★ | 3 | 5★ this version |
| 🇨🇦 CA | 4.88339★ | 283 | 4.88339★ this version |
| 🇩🇪 DE | 4.85773★ | 724 | 4.85773★ this version |
| 🇫🇷 FR | 4.85541★ | 83 | 4.85541★ this version |
| 🇬🇧 GB | 4.79786★ | 376 | 4.79786★ this version |
| 🇮🇳 IN | 4.2★ | 5 | 4.2★ this version |
| 🇯🇵 JP | 4★ | 6 | 4★ this version |
| 🇺🇸 US | 4.82648★ | 1,216 | 4.82648★ this version |
🔔
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📝 Description
95
BU Score · Transcendent
Full revenue analysis
Read the article-style breakdown for MyRaif – mobile bank: category rank, percentile, growth signal, comparable apps, and how the forecast is calibrated against verified-MRR anchors in this niche.
More by RAIFFEISEN BANK, JSC
View all →📦 Portfolio summaryINDIE studio
3apps·$10K/mocombined
Lead-app heavy — top app contributes 50%
About this analysis
Why medium confidence: 1,203 ratings · no founder-verified revenue (model estimate only).
❓ Frequently Asked Questions
7 answers · auto-generated from this app's public dataHow much does MyRaif – mobile bank make per month?▴
Based on our ML-calibrated revenue forecast, MyRaif – mobile bank earns approximately $5.0K/mo. This is a US-storefront-equivalent estimate; global revenue can be several times larger for internationally-distributed apps. See the methodology page for the full formula and confidence bands.
Is MyRaif – mobile bank profitable?▴
With estimated build cost $75K and monthly revenue $5.0K, MyRaif – mobile bank looks break-even-grade — payback period sits around 1.2 years. Profitability also depends on paid-acquisition spend and refund rate which the public model doesn't see.
How many users does MyRaif – mobile bank have?▴
Estimated audience: ~240K lifetime downloads, ~48K monthly active users, and ~9K daily active users. Derived from ratings count × category installs-per-rating × age decay. US-storefront-equivalent — global audience can be 5-10× larger for internationally-distributed apps.
What apps are like MyRaif – mobile bank?▴
Browse the full Utilities category catalog to find similar apps with revenue, build cost, audience and tech stack data. Each /p/{slug} page also shows a Compare side-by-side widget with three peer apps from the same niche.
How much would MyRaif – mobile bank sell for?▴
Estimated acquisition value: $75K (marketplace range $50K – $100K). Calculated as 16× monthly revenue using the standard multiple for the detected monetization model + adjustments for age, rating quality and category demand. Calibrated against 2024-2026 Flippa / Acquire.com / MicroAcquire closed-deal medians.
Who makes MyRaif – mobile bank?▴
MyRaif – mobile bank is published by RAIFFEISEN BANK, JSC on the Apple App Store. See the full publisher portfolio (other apps by the same developer) via the More by developer block on the product page above.
What is MyRaif – mobile bank's BU Score?▴
MyRaif – mobile bank has a BU Score of 74/100 (Strong). The score combines App Store rating, ratings count, monetization model and revenue signals calibrated against founder-verified MRR anchors. See the BU Score formula.