46
BU Score
Emerging
Debt 2 Income Calculator
✍️ bumetric analysis
“
Debt 2 Income Calculator is an iOS app from Heng Jia Liang in the Finance category, currently rated 4.2★ across 6 ratings. Initial signal reads as no scraped reviews yet: judgment based on metadata only.
Our BU Score puts it at 46: Emerging (early traction worth watching). For a Finance app, that means early traction worth watching.
Track changes month-over-month in the Performance section below: live snapshot history and revenue forecast included.
📊 Performance Tracking LIVE
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Rating
—
Reviews
—
Forecast Revenue / mo
—
Snapshots tracked
0
since first record
Range:
💰 Forecast Revenue / mo
MODELRevenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 5 of 5 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
| Paid app ($2.99)METRIC | +$2,800 | |
| Good rating (4.2★)METRIC | +$800 | |
| Established app (3y old)METRIC | +$800 | |
| Localized (9 languages)METRIC | +$600 | |
| Pre-traction phase (6 ratings)METRIC | −$300 |
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)
📈 Reviews Growth
LIVECumulative review count from first BU snapshot. Each point = a tracked update.
⭐ Rating Trend
LIVEAverage rating evolution. Updates with each new review batch.
🗓️ Snapshot Timeline
HISTORYEach bar shows a tracked update and the metric delta from the previous snapshot.
App Specs
🔐 Own this app? Claim & verify MRR →💾 821 KB🔞 4+📱 iOS 18.6+🔖 v1.5🔄 updated 3w ago🌐 EN, FR, DE, JA, KO +4📂 Finance💰 Paid🚀 Launched 2022 (3y old)
📝 About this app
Managing your finances starts with understanding your Debt-to-Income ratio. Debt to Income Calculator gives you a clear, instant picture of your financial health so you can make smarter money decisions.
What is DTI?
Your Debt-to-Income (DTI) ratio is the percentage of your monthly income that goes toward paying debts. Lenders use it to evaluate your ability to manage payments and take on new credit. A lower DTI means better financial health.
CALCULATE YOUR DTI IN SECONDS
Add your income sources and monthly debts, and get your DTI ratio instantly. The color-coded gauge makes it easy to see where you stand:
• Green (below 36%) — Healthy
• Yellow (36%–43%) — Caution
• Red (above 43%) — At Risk
LOAN SIMULATOR
Thinking about a new car, mortgage, or personal loan? Use the built-in simulator to see how additional debt or income changes would affect your DTI before you commit.
SMART FINANCIAL INSIGHTS
Receive personalized, actionable suggestions based on your data. Find out exactly how much debt to reduce or income to add to reach a healthy ratio.
VISUAL CHARTS
See your finances at a glance with clear pie charts for debt and income breakdowns, plus a bar chart comparing total income versus total debt.
SAVE MULTIPLE PROFILES
Track different financial scenarios by saving profiles. Compare your DTI over time or plan for major life changes like buying a home or paying off student loans.
FEATURES:
• Instant DTI ratio calculation
• Color-coded financial health gauge
• Add, edit, and delete income and debt items
• Quick-select common item names
• Loan and income scenario simulator
• Pie and bar charts with Swift Charts
• Save and load multiple financial profiles
• 10 currency options (USD, EUR, GBP, JPY, and more)
• Tap-to-copy results
• Dark Mode support
• No account required — all data stays on your device
• No ads, no subscriptions, no third-party tracking
Whether you are preparing for a mortgage application, paying down credit cards, or simply want to understand your finances better, Debt to Income Calculator is the straightforward tool you need.
Download now and take control of your financial health.
Thanks for your support and do visit nitrio.com for more apps for your iOS devices.
What is DTI?
Your Debt-to-Income (DTI) ratio is the percentage of your monthly income that goes toward paying debts. Lenders use it to evaluate your ability to manage payments and take on new credit. A lower DTI means better financial health.
CALCULATE YOUR DTI IN SECONDS
Add your income sources and monthly debts, and get your DTI ratio instantly. The color-coded gauge makes it easy to see where you stand:
• Green (below 36%) — Healthy
• Yellow (36%–43%) — Caution
• Red (above 43%) — At Risk
LOAN SIMULATOR
Thinking about a new car, mortgage, or personal loan? Use the built-in simulator to see how additional debt or income changes would affect your DTI before you commit.
SMART FINANCIAL INSIGHTS
Receive personalized, actionable suggestions based on your data. Find out exactly how much debt to reduce or income to add to reach a healthy ratio.
VISUAL CHARTS
See your finances at a glance with clear pie charts for debt and income breakdowns, plus a bar chart comparing total income versus total debt.
SAVE MULTIPLE PROFILES
Track different financial scenarios by saving profiles. Compare your DTI over time or plan for major life changes like buying a home or paying off student loans.
FEATURES:
• Instant DTI ratio calculation
• Color-coded financial health gauge
• Add, edit, and delete income and debt items
• Quick-select common item names
• Loan and income scenario simulator
• Pie and bar charts with Swift Charts
• Save and load multiple financial profiles
• 10 currency options (USD, EUR, GBP, JPY, and more)
• Tap-to-copy results
• Dark Mode support
• No account required — all data stays on your device
• No ads, no subscriptions, no third-party tracking
Whether you are preparing for a mortgage application, paying down credit cards, or simply want to understand your finances better, Debt to Income Calculator is the straightforward tool you need.
Download now and take control of your financial health.
Thanks for your support and do visit nitrio.com for more apps for your iOS devices.
🆕 What's New · v1.5
- Optimized for the latest devices.
- Fixed minor bugs.
- Improved and redesigned the UI.
- Fixed minor bugs.
- Improved and redesigned the UI.
Profile & Insights
Everything we know — and don't — about this app and its company.
Identification
- App name
- Debt 2 Income Calculator
- Developer
- Heng Jia Liang
- Bundle ID
- com.nitrio.debt2incomecalculator
- App Store URL
- Open in App Store
- Category
- Finance
- Content rating
- 4+
- Languages
- EN, FR, DE, JA, KO, PT, ZH, ES, ZH
Company
- Website
- www.nitrio.com
- Tagline
- Not found
- Description
- Nitrio - Amazing iOS/iPadOS Apps for your iPhone and iPad. Get Nitrio apps from Apple Itunes App Store.
- Founded
- Not found
- HQ / Address
- Not found
- Employees
- Not found
- Logo
- Not found
Revenue
- Verified revenue / mo
- Not found
- AI revenue estimate / mo
- Not found
- AI annual estimate
- Not found
- ML model estimate / mo
- $86/mo
- Top-grossing rank
- Outside top 100 in US Finance
- All-time revenue
- Not found
- Pricing
- Not found
Founder
- Name
- Not found
- X / Twitter
- Not found
- Not found
- GitHub
- Not found
- X followers
- Not found
- Public statements
- Not found
Funding
- Total raised
- Not found
- Last round
- Not found
- Investors
- Not found
- Crunchbase
- Not found
- AngelList
- Not found
Press & Links
- Articles found
- Not found
- Listed on
- Not found
- Blog
- Not found
- Press / News
- Not found
Contacts & Socials
- Socials
- youtube
- Not found
- Phone
- Not found
- Contact page
- http://www.nitrio.com/contact-us/
- About page
- http://www.nitrio.com/about-us/
📈Ratings growth6 ratings+200% lifetimeShow 3-year history estimate ▾
Tracked (1 weeks) Pre-tracking estimate (37 weeks) · model-based, ±5% noise · anchored to release date and current value
🌍Geographic ReachNot ranked
This app is currently outside the top 100 grossing in all 9 countries we monitor (US, UK, DE, FR, JP, CA, AU, BR, IN). Niche or new apps often launch this way — popularity rankings appear once daily revenue clears the regional threshold.
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.
More by Heng Jia Liang
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Full revenue analysis
Read the article-style breakdown for Debt 2 Income Calculator: category rank, percentile, growth signal, comparable apps, and how the forecast is calibrated against verified-MRR anchors in this niche.