Bills To Budget

Late fees and overdrafts can cost more than $30 each — and wreck your credit score. Bills to Budget is the modern checkbook register that helps you stay organized, track every bill, and know exactly what's cleared and what's still pending. If you've ever been surprised by a payment hitting your account at the wrong time, this app is for you.

FINALLY KNOW WHAT'S REALLY IN YOUR ACCOUNT

The biggest problem with online banking? It only shows what's cleared. Bills to Budget lets you mark payments as "Paid but not Cleared" — so you always know your true available balance, not just what the bank says. No more mental math. No more overdrafts from forgotten pending checks.

STAY AHEAD OF EVERY BILL

Add your bills once, and Bills to Budget reminds you before they're due. Mark a bill as paid, and it automatically resets for next month, next quarter, or whatever schedule you need. See everything organized by your pay schedule, so you always know what's due before your next paycheck arrives.

BUDGET WITHOUT THE SPREADSHEETS

Once your bills are under control, take the next step: create simple spending budgets and track purchases as they happen. See exactly where your money goes — whether you pay by check, debit card, or cash. Get alerts when you're close to overspending, so you can adjust before it's too late.

SEE YOUR FINANCIAL FUTURE

The calendar view shows your complete financial picture: upcoming bills, paydays, and projected balances all in one place. Spot problems days or weeks before they become stress. Know exactly how much you can afford to spend today.

BUILT FOR REAL LIFE

- Works on iPhone, iPad, and Mac with seamless iCloud sync
- Supports multiple accounts — checking, savings, credit cards
- Tracks check numbers for your checkbook register
- Family sharing lets everyone stay on the same page
- Widgets put your bills and budgets front and center
- Siri Shortcuts support for quick access

Bills to Budget brings the reliability of a traditional checkbook register into the modern age — helping you organize your bills, track your spending, and finally feel in control of your money.

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Income now fits into your plan. Track recurring income with pay schedules, add one-time income for irregular deposits, and use the new Account Review flow to confirm balances, pending activity, and budget carryover before the next cycle.