中国银行
34
Quality Score
Emerging
✍️ Bumetric analysis
“
中国银行 is an iOS app from 中国银行股份有限公司 in the Finance category, currently rated 2.0★ across 593 ratings. Initial signal reads as mostly critical sentiment so far: users flag rough edges and unmet expectations.
Quality Score is 34: Emerging (early traction worth watching). For a Finance app, that means early traction worth watching. The full BU Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.
Track changes month-over-month in the Performance section below: live snapshot history and revenue forecast included.
💰 Monthly revenue · now vs forecast
● Right now
$5.0K
per month
→
12-mo forecast
$5.2K – $10.8K
per month
→
24-mo forecast
$6.4K – $19.2K
per month
MID tierFREE
💡 Grow this revenue
Free AI audit of this app’s store listing
- Title & subtitle keyword fit
- Description hook & conversion structure
- Screenshots, ratings, reviews strategy
Typical impact: +2-5× organic installs
📊 Performance Tracking LIVE
154 snapshots on record
Rating
2.0
Reviews
593 reviews
Forecast Revenue / mo
$5.0K
Snapshots tracked
154
since Nov 2010
ONE-TIME · BUILD
💰 Estimated build cost
$240K
↳ What it cost to build · not monthly revenue
Likely range $180K – $325K
$25K · MVP floor
$100K · indie scale
$500K+ · studio build
📈
Pays back in ~4.0y at current MRR
Synthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age × team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.
Where the money goes
| 🧱 MVP baseline (design + 1-store ship) | +$28K |
| 📱 5 unique screens × $4.5K | +$22K |
| 📦 Asset bundle (364 MB) | +$40K |
| ⚙ Finance complexity ×1.60 | +$54K |
| ⚙ 15.9y maintenance × ~1-person team | +$95K |
Total estimate
$240K
ONE-TIME · EXIT VALUE
💵 Estimated acquisition value
$75K
↳ What it would sell for · not monthly revenue
Marketplace range $50K – $100K · 16× MRR multiple
💸
~0.3× build cost (under-water)
Synthetic estimate. Multiple band derived from ad-supported + age, rating quality, category demand, and user-base maturity. Calibrated against 2024-2026 indie-app-marketplace closed-deal medians. Full math + comparable deal list on /methodology.
How the multiple was built
| 📺 Ad-supported base | 15× MRR |
| 📅 15.9y proven track record | +20% |
| ⭐ ★ rating < 3.5 (weak) | -18% |
| 🏷 Finance category multiple | +15% |
| ⭐ Small user base (<1K ratings) | -8% |
Final multiple
16× MRR
👥 Estimated audience size
24K
Lifetime downloads (US-equivalent)
Monthly active
1.3K
Daily active
520
Synthetic estimate from ratings × category benchmarks. Calibrated against 2024-2026 mobile-attribution retention + DAU/MAU reports. Numbers are US-storefront-equivalent — true global audience can be 5-10× larger for international apps. Full math + source list on /methodology.
How we sized it
| 📲 Finance engagement | ~60 installs / rating |
| 📅 15.9y of rating accumulation | -30% |
| 🔁 Finance D30 retention | 28% |
| 📍 DAU / MAU stickiness | 0.40 |
DAU / MAU
40% sticky
🛠 Estimated tech stack
🍎
Native iOS (Swift / UIKit)
Medium confidence · 55%
Also possible
React Native
Flutter
Heuristic guess from app bundle size, category, store description signals, and release-date stack era. Bumetric does not disassemble binaries — for binary-level certainty you would need an SDK intelligence tool or the manifest itself. Reasoning chain on the right. Full ruleset on /methodology.
Signals we read
| 📦 App bundle size | 364 MB |
| 🏷 Category context | Finance |
| 📦 Large iOS bundle | → Native Swift / UIKit (pre-2020 era) + assets |
💀 Maintenance status
Active
5%
Last shipped 2026-09-18 · 9 days ago
0 · Active
50 · At risk
100 · Abandoned
Heuristic risk score from time-since-last-update + ratings velocity proxy + Editor's Choice / curated featuring signals. Calibrated against 2024-2025 app-store ranking decay reports. Not a guarantee — a quiet app with a healthy codebase looks the same as an abandoned one until something breaks. Full math on /methodology.
Risk signals
| 📅 9 days since last update | Active development |
Verdict
Active
🔬
How we forecast this revenue
MEDIUM CONFIDENCEBaseline
$5.0K/mo · ML-estimated from 234 triggers
Growth rate
+4.0% MoM · MID tier baseline (compound monthly)
Direction
Headwinds: rating drift may slow acquisition
6 months
$4.7K – $7.9K
12 months
$5.2K – $10.8K
24 months
$6.4K – $19.2K
Compound growth at +4.0% MoM (tier baseline for MID). Range widens with horizon — typical noise band ±25% at 6mo.. Ranges widen with horizon — distant futures carry more uncertainty.
📊
BU Investment Matrix
Stalled · 35/100MID TIERFREE (NO MONETIZATION)no growth momentumGrowth Velocity
5.0
Founder Strength
2.9
Product Quality
1.4
Revenue Strength
3.7
Monetization Maturity
0.5
Defensibility
6.0
Market Position
2.0
Operational Safety
6.5
- 💰 Revenue: Modest — $3K - $7K/mo · MID tier · medium confidence, trajectory unclear.
- ⭐ Quality: 2.04★ across 593 reviews — weak — significant quality concerns.
- 📍 Market: Not yet charting in any of the 9 monitored markets.
- 📈 Growth: dev shipping weekly.
- ⚠️ Risk: Moderate — rating drift -0.64 ★ (recent 50 vs lifetime).
🎯 For competitors: Mixed picture. Worth competing if you have a clear UX or pricing edge — otherwise crowded segment.
💵 For acquirers: Estimated asking range 18-32× monthly = $90K-$160K.
Composite of 8 dimensions computed deterministically from public signals — no LLM, every score traces back to a measurable input. Default weights shown; "compete" / "acquire" / "invest" lenses re-weight without re-fetching.
Range:
💰 Forecast Revenue / mo
MODELRevenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 7 of 7 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
| bugsREVIEW | −$1,800 | |
| Below-average rating (2.0★)METRIC | −$1,500 | |
| Mature app (15y old)METRIC | +$1,500 | |
| slowREVIEW | −$1,200 | |
| Ad-supported / freemiumMETRIC | +$600 | |
| Localized (5 languages)METRIC | +$600 | |
| Early-stage install base (593 ratings)METRIC | +$400 |
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)
📈 Reviews Growth
LIVECumulative review count from first BU snapshot. Each point = a tracked update.
⭐ Rating Trend
LIVEAverage rating evolution. Updates with each new review batch.
🆕 What's New · v9.9.36
1、新增黄金专区服务。
2、投资理财、支付、贷款等功能优化。
2、投资理财、支付、贷款等功能优化。
Profile & Insights
Everything we know — and don't — about this app and its company.
Identification
- App name
- 中国银行
- Developer
- 中国银行股份有限公司
- Bundle ID
- com.boc.BOCMBCI
- App Store URL
- Open in App Store
- Category
- Finance
- Content rating
- 17+
- Languages
- EN, MN, ZH, BO, UG
Company
- Website
- Not found
- Tagline
- Today
- Description
- Find apps and games for iPhone, iPad, Mac, and more on the App Store.
- Founded
- Not found
- HQ / Address
- Not found
- Employees
- Not found
- Logo
- Available
Revenue
- Reported revenue signal / mo
- Not found
- AI revenue estimate / mo
- Not found
- AI annual estimate
- Not found
- Model estimate / mo
- $5.0K/mo
- Top-grossing rank
- Outside top 100 in US Finance
- All-time revenue
- Not found
- Pricing
- Not found
Founder
Founder data not yet collected for this app.
Funding
Funding data not yet collected for this app.
Press & Links
Press & Links data not yet collected for this app.
Contacts & Socials
Contacts & Socials data not yet collected for this app.
📈Ratings growth613 ratings+168% lifetimeShow 3-year history estimate ▾
Tracked (60 weeks) Pre-tracking estimate (0 weeks) · model-based, ±5% noise · anchored to release date and current value
🌍Geographic ReachNot ranked
This app is currently outside the top 100 grossing in all 9 countries we monitor (US, UK, DE, FR, JP, CA, AU, BR, IN). Niche or new apps often launch this way — popularity rankings appear once daily revenue clears the regional threshold.
🚀Update Frequency · Releases per Quarter5 releases tracked
🚀Version Release Timeline5 releases tracked
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.
📝 About this app
中国银行手机银行匠心打造“便民、富民、惠民、乐民”综合服务平台：推出六大客群专属服务，满足您多元化服务需求；提供六大王牌财富管理服务，全程陪伴您的财富旅程；升级美好生活平台，丰富生活服务供给；推出“福仔云游记”，趣味互动让您畅享美好生活。
一键开启，便捷为您。中国银行面向新市民、县域、养老、代发薪、少数民族、交通出行六大客群，打造专属服务体验。
一键解锁，智富为您。推出财富管理开放平台，财富购物车、家庭财富全景视图、资产报告和资产诊断、甄选产品池、陪伴式服务、全方位安全保障六大王牌财富服务，通过专业、智能的财富管理能力，帮您管好“钱袋子”。
一键触达，惠泽为您。上线重点帮扶公益版块，引入中行精准帮扶平台“公益中国”，助力乡村振兴，搭建“爱心捐款”公益版块，提供扶贫救灾、教育助学、扶老助残三类捐款通道；生活频道合作商户拓展至16大类400余户；全新升级权益中心，积分兑换权益更丰富。
一键乐享，快乐为您。聚合四大特色场景，推出“福仔云游记”养成类游戏，升级趣味玩法，让金融也可以很快乐。
一键开启，便捷为您。中国银行面向新市民、县域、养老、代发薪、少数民族、交通出行六大客群，打造专属服务体验。
一键解锁，智富为您。推出财富管理开放平台，财富购物车、家庭财富全景视图、资产报告和资产诊断、甄选产品池、陪伴式服务、全方位安全保障六大王牌财富服务，通过专业、智能的财富管理能力，帮您管好“钱袋子”。
一键触达，惠泽为您。上线重点帮扶公益版块，引入中行精准帮扶平台“公益中国”，助力乡村振兴，搭建“爱心捐款”公益版块，提供扶贫救灾、教育助学、扶老助残三类捐款通道；生活频道合作商户拓展至16大类400余户；全新升级权益中心，积分兑换权益更丰富。
一键乐享，快乐为您。聚合四大特色场景，推出“福仔云游记”养成类游戏，升级趣味玩法，让金融也可以很快乐。
App Specs
🔐 Own this app? Claim & verify MRR →💾 364 MB🔞 17+📱 iOS 13.0+🔖 v9.9.36🔄 updated 1w ago🌐 EN, MN, ZH, BO, UG📂 Finance💰 Free🚀 Launched 2010 (15y old)
📅
What Worked™ · Development Pipeline
18 EVENTS TRACKEDDetected changes in this app over its tracked lifetime — each event links cause (what changed) to effect (what moved). Sorted newest first.See full history →Version history →
2026-09
🔧
Shipped update — v9.9.32 → v9.9.36
2026-09
📦
Bundle ↓ 602MB → 382MB — likely major code refresh
2026-07
🔧
Shipped update — v9.9.31 → v9.9.32
→ 30 days after: reviews +5 high confidence
2026-07
🔧
Shipped update — v9.9.28 → v9.9.31
→ 30 days after: reviews +13 medium · co-occurring
2026-05
🔧
Shipped update — v9.9.25 → v9.9.28
→ 30 days after: reviews +7 high confidence
2026-05
📈
Crossed 500 ratings — social-proof flywheel kicking in
→ 30 days after: reviews +7 high confidence
2026-05
⭐
Rating ↑ 1.42 → 2.04 (improved 0.62★)
→ 30 days after: reviews +7 high confidence
2026-03
⭐
Rating ↓ 1.90 → 1.42 (dropped 0.48★)
2026-03
⭐
Rating ↑ 1.42 → 1.90 (improved 0.48★)
2026-03
📈
Crossed 500 ratings — social-proof flywheel kicking in
2016-01
📈
Crossed 100 ratings — social-proof flywheel kicking in
2016-01
📈
Crossed 100 ratings — social-proof flywheel kicking in
→ 30 days after: reviews +6 high confidence
2014-02
📈
Crossed 50 ratings — social-proof flywheel kicking in
2011-08
📈
Crossed 10 ratings — social-proof flywheel kicking in
2010-11
⭐
Rating ↓ 2.00 → 1.67 (dropped 0.33★)
→ 30 days after: rating −0.17★ high confidence
2010-11
🚀
First tracked snapshot — initial data captured
→ 30 days after: rating −0.17★ high confidence
2010-11
⭐
Rating ↑ 1.00 → 2.00 (improved 1.00★)
→ 30 days after: rating −0.17★ medium · co-occurring
2010-11
🚀
First tracked snapshot — initial data captured
→ 30 days after: rating −0.17★ medium · co-occurring
🗣
Voice of Customer
Based on 67 reviews across 2 markets● 6% positive · ● 84% neutral · ● 10% negative · Rating drift: -0.64★ (declining — recent 50: 1.4★ vs lifetime: 2.04★)
VADER compound sentiment per quarter (−1 = fully negative, +1 = fully positive). Each point ≥ 5 reviews.
Sentiment by country (−1 to +1)
🇦🇺 AU
-0.02
🇺🇸 US
-0.04
Top praise themes
— no recurring praise themes
Top complaint themes
无法登陆 ×5 please ×5 face ×4 破软件 ×3 bad ×3 垃圾银行 ×3
🌍
Multi-Country Performance
Available in 9 of 9 monitored markets| Market | Rating | Reviews | Current version |
|---|---|---|---|
| 🇦🇺 AU | 2.05645★ | 124 | 2.05645★ this version |
| 🇧🇷 BR | 2.5★ | 2 | 2.5★ this version |
| 🇨🇦 CA | 2.20481★ | 83 | 2.20481★ this version |
| 🇩🇪 DE | 2★ | 37 | 2★ this version |
| 🇫🇷 FR | 2.43478★ | 23 | 2.43478★ this version |
| 🇬🇧 GB | 1.84962★ | 133 | 1.84962★ this version |
| 🇮🇳 IN | 4.66667★ | 9 | 4.66667★ this version |
| 🇯🇵 JP | 2.02358★ | 212 | 2.02358★ this version |
| 🇺🇸 US | 2.01304★ | 613 | 2.01304★ this version |
🔔
Track this app’s revenue
FREEGet an email when revenue moves by your threshold. No spam, unsubscribe in one click.
📝 Description
95
BU Score · Transcendent
Full revenue analysis
Read the article-style breakdown for 中国银行: category rank, percentile, growth signal, comparable apps, and how the forecast is calibrated against verified-MRR anchors in this niche.
More by 中国银行股份有限公司
View all →📦 Portfolio summaryINDIE studio
2apps·$5K/mocombined
⚠ Concentrated — top app contributes 91% of combined revenue (single-app dependency)
About this analysis
Why medium confidence: 593 ratings · no founder-verified revenue (model estimate only).
❓ Frequently Asked Questions
10 answers · auto-generated from this app's public dataHow much does 中国银行 make per month?▴
Based on our ML-calibrated revenue forecast, 中国银行 earns approximately $5.0K/mo. This is a US-storefront-equivalent estimate; global revenue can be several times larger for internationally-distributed apps. See the methodology page for the full formula and confidence bands.
Is 中国银行 profitable?▴
With estimated build cost $240K and monthly revenue $5.0K, 中国银行 looks slow ROI — payback period is around 4.0 years at the current run-rate. Profitability also depends on paid-acquisition spend and refund rate which the public model doesn't see.
How many users does 中国银行 have?▴
Estimated audience: ~24K lifetime downloads, ~1K monthly active users, and ~520 daily active users. Derived from ratings count × category installs-per-rating × age decay. US-storefront-equivalent — global audience can be 5-10× larger for internationally-distributed apps.
What apps are like 中国银行?▴
Browse the full Finance category catalog to find similar apps with revenue, build cost, audience and tech stack data. Each /p/{slug} page also shows a Compare side-by-side widget with three peer apps from the same niche.
What is 中国银行 built with?▴
Our heuristic places 中国银行 on the Native iOS (Swift / UIKit) stack (Medium confidence, 55%). Signals: app bundle size, category context, store-description markers, release-date era. We don't disassemble binaries. Alternative possibilities: React Native, Flutter.
Is 中国银行 still actively maintained?▴
Maintenance status: Active (5% abandonment risk). Last shipped version was 9 days ago. The risk score combines time-since-last-update with Editor's Choice / curated featuring + user-base maturity adjustments.
How much would 中国银行 sell for?▴
Estimated acquisition value: $75K (marketplace range $50K – $100K). Calculated as 16× monthly revenue using the standard multiple for the detected monetization model + adjustments for age, rating quality and category demand. Calibrated against 2024-2026 Flippa / Acquire.com / MicroAcquire closed-deal medians.
When was 中国银行 last updated?▴
中国银行 last shipped a new version on 2026-09-18 — less than a month ago. This is the date Apple / Google last accepted a new build, not a content-only push.
Who makes 中国银行?▴
中国银行 is published by 中国银行股份有限公司 on the Apple App Store. See the full publisher portfolio (other apps by the same developer) via the More by developer block on the product page above.
What is 中国银行's BU Score?▴
中国银行 has a BU Score of 34/100 (Emerging). The score combines App Store rating, ratings count, monetization model and revenue signals calibrated against founder-verified MRR anchors. See the BU Score formula.