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中国银行

34
Quality Score
Emerging

中国银行

Medium confidence
2.0 ✍️ Editor
✍️ bumetric analysis

中国银行 is an iOS app from 中国银行股份有限公司 in the Finance category, currently rated 2.0★ across 593 ratings. Initial signal reads as mostly critical sentiment so far: users flag rough edges and unmet expectations.

Quality Score is 34: Emerging (early traction worth watching). For a Finance app, that means early traction worth watching. The full BU Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.

Track changes month-over-month in the Performance section below: live snapshot history and revenue forecast included.

💰 Monthly revenue · now vs forecast
● Right now
$5.0K
per month
12-mo forecast
$5.2K – $10.8K
per month
24-mo forecast
$6.4K – $19.2K
per month
MID tier
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📊 Performance Tracking LIVE

Loading…
idle
0%
Rating
Reviews
Forecast Revenue / mo
Snapshots tracked
0
since first record
ONE-TIME · BUILD 💰 Estimated build cost
$145K
What it cost to build · not monthly revenue
Likely range $110K – $195K
$25K · MVP floor $100K · indie scale $500K+ · studio build
📈 Slow ROI — current MRR is well below build cost

Synthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age × team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.

Where the money goes
🧱 MVP baseline (design + 1-store ship) +$28K
📱 5 unique screens × $4.5K +$22K
📦 Asset bundle (570 MB) +$40K
Finance complexity ×1.60 +$54K
Total estimate $145K
👥 Estimated audience size
35K
Lifetime downloads (US-equivalent)
Monthly active
9.9K
Daily active
3.9K

Synthetic estimate from ratings × category benchmarks. Calibrated against 2024-2026 mobile-attribution retention + DAU/MAU reports. Numbers are US-storefront-equivalent — true global audience can be 5-10× larger for international apps. Full math + source list on /methodology.

How we sized it
📲 Finance engagement ~60 installs / rating
🔁 Finance D30 retention 28%
📍 DAU / MAU stickiness 0.40
DAU / MAU 39% sticky
🔬

How we forecast this revenue

MEDIUM CONFIDENCE
Baseline
$5.0K/mo · ML-estimated from 234 triggers
Growth rate
+4.0% MoM · MID tier baseline (compound monthly)
Direction
Headwinds: rating drift may slow acquisition
6 months
$4.7K – $7.9K
12 months
$5.2K – $10.8K
24 months
$6.4K – $19.2K
Compound growth at +4.0% MoM (tier baseline for MID). Range widens with horizon — typical noise band ±25% at 6mo.. Ranges widen with horizon — distant futures carry more uncertainty.
📊

BU Investment Matrix

Stalled · 39/100MID TIERno growth momentum
GrowthFounderQualityRevenueMonetiz.MoatMarketSafety
Growth Velocity
5.0
Founder Strength
2.9
Product Quality
2.9
Revenue Strength
3.7
Monetization Maturity
1.0
Defensibility
6.0
Market Position
2.0
Operational Safety
8.0
  • 💰 Revenue: Modest — $3K - $7K/mo · MID tier · medium confidence, trajectory unclear.
  • ⭐ Quality: 2.04★ across 593 reviews — weak — significant quality concerns.
  • 📍 Market: Not yet charting in any of the 9 monitored markets.
  • 📈 Growth: Insufficient signal to assess trajectory.
  • ⚠️ Risk: Moderate — no material risk signals detected.
🎯 For competitors: Mixed picture. Worth competing if you have a clear UX or pricing edge — otherwise crowded segment.
💵 For acquirers: Estimated asking range 18-32× monthly = $90K-$160K.
Composite of 8 dimensions computed deterministically from public signals — no LLM, every score traces back to a measurable input. Default weights shown; "compete" / "acquire" / "invest" lenses re-weight without re-fetching.
Range:

💰 Forecast Revenue / mo

MODEL
Revenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 7 of 7 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
bugsREVIEW
−$1,800
Below-average rating (2.0★)METRIC
−$1,500
Mature app (15y old)METRIC
+$1,500
slowREVIEW
−$1,200
Ad-supported / freemiumMETRIC
+$600
Localized (5 languages)METRIC
+$600
Early-stage install base (593 ratings)METRIC
+$400
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)

📈 Reviews Growth

LIVE
Cumulative review count from first BU snapshot. Each point = a tracked update.

⭐ Rating Trend

LIVE
Average rating evolution. Updates with each new review batch.

🆕 What's New · v9.9.31

1、新增钞汇互转功能。
2、一键绑卡功能新增支持签约快手。
3、网点营业信息新增展示支付系统联行号。
4、优化理财、代销资管等功能。

Profile & Insights

Everything we know — and don't — about this app and its company.

Identification

App name
中国银行
Developer
中国银行股份有限公司
Bundle ID
com.boc.BOCMBCI
App Store URL
Open in App Store
Category
Finance
Content rating
17+
Languages
EN, MN, ZH, BO, UG

Company

Website
Not found
Tagline
Not found
Description
Not found
Founded
Not found
HQ / Address
Not found
Employees
Not found
Logo
Not found

Revenue

Verified revenue / mo
Not found
AI revenue estimate / mo
Not found
AI annual estimate
Not found
ML model estimate / mo
$281/mo
Top-grossing rank
Outside top 100 in US Finance
All-time revenue
Not found
Pricing
Not found

Founder

Founder data not yet collected for this app.

Funding

Funding data not yet collected for this app.

Press & Links

Press & Links data not yet collected for this app.

Contacts & Socials

Contacts & Socials data not yet collected for this app.
📈Ratings growth593 ratings+165% lifetimeShow 3-year history estimate ▾Jan 2021Oct 2024Aug 2026
Tracked (60 weeks) Pre-tracking estimate (34 weeks) · model-based, ±5% noise · anchored to release date and current value
🌍Geographic ReachNot ranked
This app is currently outside the top 100 grossing in all 9 countries we monitor (US, UK, DE, FR, JP, CA, AU, BR, IN). Niche or new apps often launch this way — popularity rankings appear once daily revenue clears the regional threshold.
🚀Update Frequency · Releases per Quarter3 releases tracked
21Q2 2026Q3 2026
🚀Version Release Timeline3 releases tracked
v9.9.25May 2026v9.9.28Jun 2026v9.9.31Jul 2026
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.

📝 About this app

中国银行手机银行匠心打造“便民、富民、惠民、乐民”综合服务平台:推出六大客群专属服务,满足您多元化服务需求;提供六大王牌财富管理服务,全程陪伴您的财富旅程;升级美好生活平台,丰富生活服务供给;推出“福仔云游记”,趣味互动让您畅享美好生活。
一键开启,便捷为您。中国银行面向新市民、县域、养老、代发薪、少数民族、交通出行六大客群,打造专属服务体验。
一键解锁,智富为您。推出财富管理开放平台,财富购物车、家庭财富全景视图、资产报告和资产诊断、甄选产品池、陪伴式服务、全方位安全保障六大王牌财富服务,通过专业、智能的财富管理能力,帮您管好“钱袋子”。
一键触达,惠泽为您。上线重点帮扶公益版块,引入中行精准帮扶平台“公益中国”,助力乡村振兴,搭建“爱心捐款”公益版块,提供扶贫救灾、教育助学、扶老助残三类捐款通道;生活频道合作商户拓展至16大类400余户;全新升级权益中心,积分兑换权益更丰富。
一键乐享,快乐为您。聚合四大特色场景,推出“福仔云游记”养成类游戏,升级趣味玩法,让金融也可以很快乐。
App Specs
🔐 Own this app? Claim & verify MRR →
💾 570 MB🔞 17+📱 iOS 11.0+🔖 v9.9.31🔄 updated 0d ago🌐 EN, MN, ZH, BO, UG📂 Finance💰 Free
📅

What Worked™ · Development Pipeline

15 EVENTS TRACKED
Detected changes in this app over its tracked lifetime — each event links cause (what changed) to effect (what moved). Sorted newest first.See full history →Version history →
2026-07
🔧
Shipped update — v9.9.28 → v9.9.31
→ 30 days after: reviews +8 medium · co-occurring
2026-05
🔧
Shipped update — v9.9.25 → v9.9.28
→ 30 days after: reviews +7 high confidence
2026-05
📈
Crossed 500 ratings — social-proof flywheel kicking in
→ 30 days after: reviews +7 high confidence
2026-05
Rating ↑ 1.42 → 2.04 (improved 0.62★)
→ 30 days after: reviews +7 high confidence
2026-03
Rating ↓ 1.90 → 1.42 (dropped 0.48★)
2026-03
Rating ↑ 1.42 → 1.90 (improved 0.48★)
2026-03
📈
Crossed 500 ratings — social-proof flywheel kicking in
2016-01
📈
Crossed 100 ratings — social-proof flywheel kicking in
2016-01
📈
Crossed 100 ratings — social-proof flywheel kicking in
→ 30 days after: reviews +6 high confidence
2014-02
📈
Crossed 50 ratings — social-proof flywheel kicking in
2011-08
📈
Crossed 10 ratings — social-proof flywheel kicking in
2010-11
Rating ↓ 2.00 → 1.67 (dropped 0.33★)
→ 30 days after: rating −0.17★ high confidence
2010-11
🚀
First tracked snapshot — initial data captured
→ 30 days after: rating −0.17★ high confidence
2010-11
Rating ↑ 1.00 → 2.00 (improved 1.00★)
→ 30 days after: rating −0.17★ medium · co-occurring
2010-11
🚀
First tracked snapshot — initial data captured
→ 30 days after: rating −0.17★ medium · co-occurring
🌍

Multi-Country Performance

Available in 9 of 9 monitored markets
MarketRatingReviewsCurrent version
🇦🇺 AU2.04097★1222.04097★ this version
🇧🇷 BR2.5★22.5★ this version
🇨🇦 CA2.20988★812.20988★ this version
🇩🇪 DE2.02778★362.02778★ this version
🇫🇷 FR2.43478★232.43478★ this version
🇬🇧 GB1.8626★1311.8626★ this version
🇮🇳 IN4.66667★94.66667★ this version
🇯🇵 JP2.02843★2112.02843★ this version
🇺🇸 US2.01639★6102.01639★ this version
🔔

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📝 Description

95
BU Score · Transcendent
Full revenue analysis
Read the article-style breakdown for 中国银行: category rank, percentile, growth signal, comparable apps, and how the forecast is calibrated against verified-MRR anchors in this niche.
Read deep-dive →

More by 中国银行股份有限公司

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📦 Portfolio summaryINDIE studio
2apps·$86/mocombined
⚠ Concentrated — top app contributes 100% of combined revenue (single-app dependency)

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About this analysis
ZCAnalyzed by Zakhar Chumak · founder, bumetric·Full methodology·Medium confidence

Why medium confidence: 593 ratings · no founder-verified revenue (model estimate only).

Frequently Asked Questions

4 answers · auto-generated from this app's public data
How much does 中国银行 make per month?
Based on our ML-calibrated revenue forecast, 中国银行 earns approximately $281/mo. This is a US-storefront-equivalent estimate; global revenue can be several times larger for internationally-distributed apps. See the methodology page for the full formula and confidence bands.
What apps are like 中国银行?
Browse the full Finance category catalog to find similar apps with revenue, build cost, audience and tech stack data. Each /p/{slug} page also shows a Compare side-by-side widget with three peer apps from the same niche.
Who makes 中国银行?
中国银行 is published by 中国银行股份有限公司 on the Apple App Store. See the full publisher portfolio (other apps by the same developer) via the More by developer block on the product page above.
What is 中国银行's BU Score?
中国银行 has a BU Score of 34/100 (Emerging). The score combines App Store rating, ratings count, monetization model and revenue signals calibrated against founder-verified MRR anchors. See the BU Score formula.