Debt Payoff Pro
50
Quality Score
Solid
✍️ Bumetric analysis
“
Debt Payoff Pro is an iOS app from SVT Software in the Finance category, currently rated 3.0★ across 84 ratings. Initial signal reads as mostly critical sentiment so far: users flag rough edges and unmet expectations.
Quality Score is 50: Solid (established niche player). For a Finance app, that means established niche player. The full BU Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.
Track changes month-over-month in the Performance section below: live snapshot history and revenue forecast included.
💰 Monthly revenue · now vs forecast
● Right now
$5.0K
per month
→
12-mo forecast
$5.2K – $10.8K
per month
→
24-mo forecast
$6.4K – $19.2K
per month
MID tier
💡 Grow this revenue
Free AI audit of this app’s store listing
- Title & subtitle keyword fit
- Description hook & conversion structure
- Screenshots, ratings, reviews strategy
Typical impact: +2-5× organic installs
📊 Performance Tracking LIVE
99 snapshots on record
Rating
3.0
Reviews
84 reviews
Forecast Revenue / mo
$5.0K
Snapshots tracked
99
since Apr 2011
ONE-TIME · BUILD
💰 Estimated build cost
$175K
↳ What it cost to build · not monthly revenue
Likely range $130K – $235K
$25K · MVP floor
$100K · indie scale
$500K+ · studio build
📈
Pays back in ~2.9y at current MRR
Synthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age × team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.
Where the money goes
| 🧱 MVP baseline (design + 1-store ship) | +$28K |
| 📱 5 unique screens × $4.5K | +$22K |
| ⚙ Finance complexity ×1.60 | +$30K |
| ⚙ 15.5y maintenance × ~1-person team | +$92K |
Total estimate
$175K
ONE-TIME · EXIT VALUE
💵 Estimated acquisition value
$75K
↳ What it would sell for · not monthly revenue
Marketplace range $50K – $100K · 16× MRR multiple
💸
~0.4× build cost (under-water)
Synthetic estimate. Multiple band derived from ad-supported + age, rating quality, category demand, and user-base maturity. Calibrated against 2024-2026 indie-app-marketplace closed-deal medians. Full math + comparable deal list on /methodology.
How the multiple was built
| 📺 Ad-supported base | 15× MRR |
| 📅 15.5y proven track record | +20% |
| ⭐ ★ rating < 3.5 (weak) | -18% |
| 🏷 Finance category multiple | +15% |
| ⭐ Small user base (<1K ratings) | -8% |
Final multiple
16× MRR
🛠 Estimated tech stack
🍎
Native iOS (Swift / UIKit)
High confidence · 80%
Also possible
Native iOS (SwiftUI)
Heuristic guess from app bundle size, category, store description signals, and release-date stack era. Bumetric does not disassemble binaries — for binary-level certainty you would need an SDK intelligence tool or the manifest itself. Reasoning chain on the right. Full ruleset on /methodology.
Signals we read
| 📦 App bundle size | 4 MB |
| 🏷 Category context | Finance |
| 📦 Compact iOS bundle | → Native Swift / UIKit (pre-2020 era) |
💀 Maintenance status
Likely abandoned
95%
Last shipped 2017-09-19 · 3299 days ago
0 · Active
50 · At risk
100 · Abandoned
Heuristic risk score from time-since-last-update + ratings velocity proxy + Editor's Choice / curated featuring signals. Calibrated against 2024-2025 app-store ranking decay reports. Not a guarantee — a quiet app with a healthy codebase looks the same as an abandoned one until something breaks. Full math on /methodology.
Risk signals
| 📅 9y+ since last update | Likely abandoned |
| 👥 Small user base (84 ratings) + 15.5y old | +10% (solo-project pattern) |
| • 15y old + 1y+ no update | +5% (API deprecation drift) |
Verdict
Likely abandoned
🔬
How we forecast this revenue
MEDIUM CONFIDENCEBaseline
$5.0K/mo · ML-estimated from 234 triggers
Growth rate
+4.0% MoM · MID tier baseline (compound monthly)
Direction
Headwinds: rating drift may slow acquisition
6 months
$4.7K – $7.9K
12 months
$5.2K – $10.8K
24 months
$6.4K – $19.2K
Compound growth at +4.0% MoM (tier baseline for MID). Range widens with horizon — typical noise band ±25% at 6mo.. Ranges widen with horizon — distant futures carry more uncertainty.
📊
BU Investment Matrix
Below median · 43/100MID TIERunderperforming peersGrowth Velocity
5.0
Founder Strength
7.7
Product Quality
2.4
Revenue Strength
3.7
Monetization Maturity
1.0
Defensibility
7.5
Market Position
2.0
Operational Safety
5.0
- 💰 Revenue: Modest — $3K - $7K/mo · MID tier · medium confidence, trajectory unclear.
- ⭐ Quality: 3.01★ across 84 reviews — weak — significant quality concerns.
- 📍 Market: Not yet charting in any of the 9 monitored markets.
- 📈 Growth: ⚠ last update 3292d ago — possibly dormant.
- ⚠️ Risk: Elevated — dormant (3292d since update).
🎯 For competitors: Vulnerable. Quality drift + slow updates create a clear opening for a fresh competitor with active dev cadence.
💵 For acquirers: Estimated asking range 18-32× monthly = $90K-$160K. Portfolio play ($165K/mo combined) commands premium.
Composite of 8 dimensions computed deterministically from public signals — no LLM, every score traces back to a measurable input. Default weights shown; "compete" / "acquire" / "invest" lenses re-weight without re-fetching.
Range:
💰 Forecast Revenue / mo
MODELRevenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 10 of 10 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
| Paid app ($0.00)METRIC | +$2,800 | |
| bugsREVIEW | −$1,800 | |
| 5 starREVIEW | +$1,800 | |
| securityREVIEW | +$1,800 | |
| excellent appREVIEW | +$1,500 | |
| Below-average rating (3.0★)METRIC | −$1,500 | |
| Mature app (15y old)METRIC | +$1,500 | |
| highly recommendREVIEW | +$1,400 | |
| Single-language (English only)METRIC | −$400 | |
| Pre-traction phase (84 ratings)METRIC | −$300 |
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)
📈 Reviews Growth
LIVECumulative review count from first BU snapshot. Each point = a tracked update.
⭐ Rating Trend
LIVEAverage rating evolution. Updates with each new review batch.
🆕 What's New · v5.1
Fixed issue with app not able to launch on iOS 11
Profile & Insights
Everything we know — and don't — about this app and its company.
Identification
- App name
- Debt Payoff Pro
- Developer
- SVT Software
- Bundle ID
- com.SVTSoftware.DebtPayoff
- App Store URL
- Open in App Store
- Category
- Finance
- Content rating
- 4+
- Languages
- EN
Company
- Website
- Not found
- Tagline
- Today
- Description
- Find apps and games for iPhone, iPad, Mac, and more on the App Store.
- Founded
- Not found
- HQ / Address
- Not found
- Employees
- Not found
- Logo
- Available
Revenue
- Reported revenue signal / mo
- Not found
- AI revenue estimate / mo
- Not found
- AI annual estimate
- Not found
- Model estimate / mo
- $5.0K/mo
- Top-grossing rank
- Outside top 100 in US Finance
- All-time revenue
- Not found
- Pricing
- Not found
Founder
Founder data not yet collected for this app.
Funding
Funding data not yet collected for this app.
Press & Links
Press & Links data not yet collected for this app.
Contacts & Socials
Contacts & Socials data not yet collected for this app.
📈Ratings growth86 ratings+-33% lifetimeShow 3-year history estimate ▾
Tracked (60 weeks) Pre-tracking estimate (0 weeks) · model-based, ±5% noise · anchored to release date and current value
🌍Geographic ReachNot ranked
This app is currently outside the top 100 grossing in all 9 countries we monitor (US, UK, DE, FR, JP, CA, AU, BR, IN). Niche or new apps often launch this way — popularity rankings appear once daily revenue clears the regional threshold.
💰Pricing History$0.00 → $0.99 (+0%)
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.
📝 About this app
*** ON SALE 50% OFF FOR A LIMITED TIME ***
Featured by Apple in "What's Hot" list
Debt Payoff Pro will help you to payoff all your debts using the popular Debt-snowball method. The debt-snowball method is the primary debt management technique taught and recommended by many financial experts. Using this approach, you would pay the minimum payments on all your debts until your first debt is payoff. Then you would use the extra payment from the paid off debt and apply it to the next debt.… View full description on the official store →
Featured by Apple in "What's Hot" list
Debt Payoff Pro will help you to payoff all your debts using the popular Debt-snowball method. The debt-snowball method is the primary debt management technique taught and recommended by many financial experts. Using this approach, you would pay the minimum payments on all your debts until your first debt is payoff. Then you would use the extra payment from the paid off debt and apply it to the next debt.… View full description on the official store →
App Specs
🔐 Own this app? Claim & verify MRR →💾 4 MB🔞 4+📱 iOS 8.0+🔖 v5.1🔄 updated 9y ago🌐 EN📂 Finance💰 Paid🚀 Launched 2011 (15y old)
📅
What Worked™ · Development Pipeline
11 EVENTS TRACKEDDetected changes in this app over its tracked lifetime — each event links cause (what changed) to effect (what moved). Sorted newest first.See full history →Version history →
2026-05
💲
Went paid — introduced $0.99 price point
2026-03
⭐
Rating ↓ 3.55 → 3.00 (dropped 0.55★)
2013-06
📈
Crossed 100 ratings — social-proof flywheel kicking in
→ 30 days after: revenue +$389/mo high confidence
2011-11
📈
Crossed 50 ratings — social-proof flywheel kicking in
→ 30 days after: revenue +$476/mo medium · co-occurring
2011-11
📈
Crossed 50 ratings — social-proof flywheel kicking in
→ 30 days after: revenue +$3.8K/mo · rating +0.14★ · reviews +16 low · multiple changes
2011-06
⭐
Rating ↓ 4.67 → 4.22 (dropped 0.45★)
→ 30 days after: revenue +$828/mo · rating −0.18★ high confidence
2011-05
⭐
Rating ↓ 5.00 → 4.67 (dropped 0.33★)
→ 30 days after: revenue +$993/mo · rating −0.45★ · reviews +5 high confidence
2011-05
📈
Crossed 10 ratings — social-proof flywheel kicking in
→ 30 days after: revenue +$993/mo · rating −0.45★ · reviews +5 high confidence
2011-05
📈
Crossed 10 ratings — social-proof flywheel kicking in
→ 30 days after: revenue +$2.1K/mo · rating −0.33★ · reviews +9 high confidence
2011-04
🚀
First tracked snapshot — initial data captured
→ 30 days after: revenue +$2.1K/mo · rating −0.33★ · reviews +9 high confidence
2011-04
🚀
First tracked snapshot — initial data captured
🌍
Multi-Country Performance
Available in 9 of 9 monitored markets| Market | Rating | Reviews | Current version |
|---|---|---|---|
| 🇦🇺 AU | 3.5★ | 4 | 3.5★ this version |
| 🇧🇷 BR | 0★ | 0 | — |
| 🇨🇦 CA | 2.72727★ | 11 | 2.72727★ this version |
| 🇩🇪 DE | 3★ | 1 | 3★ this version |
| 🇫🇷 FR | 0★ | 0 | — |
| 🇬🇧 GB | 3.46154★ | 13 | 3.46154★ this version |
| 🇮🇳 IN | 2★ | 1 | 2★ this version |
| 🇯🇵 JP | 0★ | 0 | — |
| 🇺🇸 US | 3.05747★ | 87 | 3.05747★ this version |
🔔
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📝 Description
95
BU Score · Transcendent
More by SVT Software
View all →📦 Portfolio summaryBIG studio
6apps·$2.0M/mocombined
⚠ Concentrated — top app contributes 99% of combined revenue (single-app dependency)
About this analysis
Why low confidence: only 84 ratings · no founder-verified revenue (model estimate only) · revenue figure is directional only.
❓ Frequently Asked Questions
9 answers · auto-generated from this app's public dataHow much does Debt Payoff Pro make per month?▴
Based on our ML-calibrated revenue forecast, Debt Payoff Pro earns approximately $5.0K/mo. This is a US-storefront-equivalent estimate; global revenue can be several times larger for internationally-distributed apps. See the methodology page for the full formula and confidence bands.
Is Debt Payoff Pro profitable?▴
With estimated build cost $175K and monthly revenue $5.0K, Debt Payoff Pro looks break-even-grade — payback period sits around 2.9 years. Profitability also depends on paid-acquisition spend and refund rate which the public model doesn't see.
What apps are like Debt Payoff Pro?▴
Browse the full Finance category catalog to find similar apps with revenue, build cost, audience and tech stack data. Each /p/{slug} page also shows a Compare side-by-side widget with three peer apps from the same niche.
What is Debt Payoff Pro built with?▴
Our heuristic places Debt Payoff Pro on the Native iOS (Swift / UIKit) stack (High confidence, 80%). Signals: app bundle size, category context, store-description markers, release-date era. We don't disassemble binaries. Alternative possibilities: Native iOS (SwiftUI).
Is Debt Payoff Pro still actively maintained?▴
Maintenance status: Likely abandoned (95% abandonment risk). Last shipped version was 9+ years ago. The risk score combines time-since-last-update with Editor's Choice / curated featuring + user-base maturity adjustments.
How much would Debt Payoff Pro sell for?▴
Estimated acquisition value: $75K (marketplace range $50K – $100K). Calculated as 16× monthly revenue using the standard multiple for the detected monetization model + adjustments for age, rating quality and category demand. Calibrated against 2024-2026 Flippa / Acquire.com / MicroAcquire closed-deal medians.
When was Debt Payoff Pro last updated?▴
Debt Payoff Pro last shipped a new version on 2017-09-19 — more than 9 year(s) ago. This is the date Apple / Google last accepted a new build, not a content-only push.
Who makes Debt Payoff Pro?▴
Debt Payoff Pro is published by SVT Software on the Apple App Store. See the full publisher portfolio (other apps by the same developer) via the More by developer block on the product page above.
What is Debt Payoff Pro's BU Score?▴
Debt Payoff Pro has a BU Score of 50/100 (Solid). The score combines App Store rating, ratings count, monetization model and revenue signals calibrated against founder-verified MRR anchors. See the BU Score formula.