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UBS & UBS key4

74
Quality Score
Strong

UBS & UBS key4

Medium confidence
4.7 App Store rating
✍️ Bumetric analysis
“

UBS & UBS key4 is an iOS app from UBS AG in the Finance category, currently rated 4.7★ across 2,021 ratings. Initial signal reads as mixed reviews: supporters praise core features while critics cite stability and value gaps.

Quality Score is 74: Strong (healthy traction). For a Finance app, that means healthy traction. The full BU Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.

Track changes month-over-month in the Performance section below: live snapshot history and revenue forecast included.

💰 Monthly revenue · now vs forecast
● Right now
$2.0M
per month
→
12-mo forecast
$2.1M – $3.3M
per month
→
24-mo forecast
$2.5M – $4.7M
per month
BIG tier
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📊 Performance Tracking LIVE

60 snapshots on record
idle
0%
Rating
4.7
Reviews
2,021 reviews
Forecast Revenue / mo
$2.0M
Snapshots tracked
60
since Nov 2019
ONE-TIME · BUILD 💰 Estimated build cost
$190K
↳ What it cost to build · not monthly revenue
Likely range $140K – $255K
$25K · MVP floor $100K · indie scale $500K+ · studio build
📈 Pays back in under a month at current MRR

Synthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age × team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.

Where the money goes
🧱 MVP baseline (design + 1-store ship) +$28K
📱 5 unique screens × $4.5K +$22K
📦 Asset bundle (567 MB) +$40K
⚙ Finance complexity ×1.60 +$54K
⚙ 7.8y maintenance × ~1-person team +$46K
Total estimate $190K
ONE-TIME · EXIT VALUE 💵 Estimated acquisition value
$47.5M
↳ What it would sell for · not monthly revenue
Marketplace range $35.5M – $62.0M · 24× MRR multiple
💸 ~250× return on build cost

Synthetic estimate. Multiple band derived from ad-supported + age, rating quality, category demand, and user-base maturity. Calibrated against 2024-2026 indie-app-marketplace closed-deal medians. Full math + comparable deal list on /methodology.

How the multiple was built
📺 Ad-supported base 15× MRR
📅 7.8y proven track record +20%
⭐ ★ rating ≥ 4.7 (premium) +15%
🏷 Finance category multiple +15%
Final multiple 24× MRR
👥 Estimated audience size
84K
Lifetime downloads (US-equivalent)
Monthly active
15K
Daily active
6.0K

Synthetic estimate from ratings × category benchmarks. Calibrated against 2024-2026 mobile-attribution retention + DAU/MAU reports. Numbers are US-storefront-equivalent — true global audience can be 5-10× larger for international apps. Full math + source list on /methodology.

How we sized it
📲 Finance engagement ~60 installs / rating
📅 7.8y of rating accumulation -30%
🔁 Finance D30 retention 28%
📍 DAU / MAU stickiness 0.40
DAU / MAU 40% sticky
🛠 Estimated tech stack
🍎
Native iOS (Swift / UIKit)
Medium confidence · 55%
Also possible
React Native Flutter

Heuristic guess from app bundle size, category, store description signals, and release-date stack era. Bumetric does not disassemble binaries — for binary-level certainty you would need an SDK intelligence tool or the manifest itself. Reasoning chain on the right. Full ruleset on /methodology.

Signals we read
📦 App bundle size 567 MB
🏷 Category context Finance
📦 Large iOS bundle → Native Swift / UIKit (pre-2020 era) + assets
💀 Maintenance status
Active
15%
Last shipped 2026-07-15 · 73 days ago
0 · Active 50 · At risk 100 · Abandoned

Heuristic risk score from time-since-last-update + ratings velocity proxy + Editor's Choice / curated featuring signals. Calibrated against 2024-2025 app-store ranking decay reports. Not a guarantee — a quiet app with a healthy codebase looks the same as an abandoned one until something breaks. Full math on /methodology.

Risk signals
📅 73 days since last update Healthy release cadence
Verdict Active
🔬

How we forecast this revenue

MEDIUM CONFIDENCE
Baseline
$2.0M/mo · ML-estimated from 234 triggers
Growth rate
+2.5% MoM · BIG tier baseline (compound monthly)
6 months
$2.0M – $2.7M
12 months
$2.1M – $3.3M
24 months
$2.5M – $4.7M
Compound growth at +2.5% MoM (tier baseline for BIG). Range widens with horizon — typical noise band ±15% at 6mo.. Ranges widen with horizon — distant futures carry more uncertainty.
📊

BU Investment Matrix

Mixed signals · 59/100BIG TIERcompetitive but cautious
GrowthFounderQualityRevenueMonetiz.MoatMarketSafety
Growth Velocity
5.0
Founder Strength
7.2
Product Quality
8.5
Revenue Strength
6.3
Monetization Maturity
1.0
Defensibility
7.0
Market Position
2.0
Operational Safety
10.0
  • 💰 Revenue: Healthy — $800K - $4400K/mo · BIG tier · medium-low confidence, trajectory unclear.
  • ⭐ Quality: 4.72★ across 2,021 reviews — strong (top 10%).
  • 📍 Market: Not yet charting in any of the 9 monitored markets.
  • 📈 Growth: Insufficient signal to assess trajectory.
  • ⚠️ Risk: Low — no material risk signals detected.
🎯 For competitors: Mixed picture. Worth competing if you have a clear UX or pricing edge — otherwise crowded segment.
💵 For acquirers: Estimated asking range 18-32× monthly = $36.0M-$64.0M.
Composite of 8 dimensions computed deterministically from public signals — no LLM, every score traces back to a measurable input. Default weights shown; "compete" / "acquire" / "invest" lenses re-weight without re-fetching.
Range:

💰 Forecast Revenue / mo

MODEL
Revenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 11 of 11 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
Excellent rating (4.7★)METRIC
+$2,200
bugsREVIEW
−$1,800
5 starREVIEW
+$1,800
securityREVIEW
+$1,800
excellent appREVIEW
+$1,500
Low install base (2,021 ratings)METRIC
+$1,500
highly recommendREVIEW
+$1,400
slowREVIEW
−$1,200
Established app (7y old)METRIC
+$800
Ad-supported / freemiumMETRIC
+$600
Localized (7 languages)METRIC
+$600
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)

📈 Reviews Growth

LIVE
Cumulative review count from first BU snapshot. Each point = a tracked update.

⭐ Rating Trend

LIVE
Average rating evolution. Updates with each new review batch.

🆕 What's New · v26.07

Small improvements and bug fixes.

Profile & Insights

Everything we know — and don't — about this app and its company.

Identification

App name
UBS & UBS key4
Developer
UBS AG
Bundle ID
com.ubs.mobileBanking
App Store URL
Open in App Store
Category
Finance
Content rating
4+
Languages
EN, FR, DE, IT, PT, ZH, ES

Company

Website
Not found
Tagline
Today
Description
Find apps and games for iPhone, iPad, Mac, and more on the App Store.
Founded
Not found
HQ / Address
Not found
Employees
Not found
Logo
Available

Revenue

Reported revenue signal / mo
Not found
AI revenue estimate / mo
Not found
AI annual estimate
Not found
Model estimate / mo
$2.0M/mo
Top-grossing rank
Outside top 100 in US Finance
All-time revenue
Not found
Pricing
Not found

Founder

Founder data not yet collected for this app.

Funding

Funding data not yet collected for this app.

Press & Links

Press & Links data not yet collected for this app.

Contacts & Socials

Contacts & Socials data not yet collected for this app.
📈Ratings growth2,171 ratings+217000% lifetimeShow 3-year history estimate ▾Nov 2019Nov 2025Sep 2026
Tracked (60 weeks) Pre-tracking estimate (0 weeks) · model-based, ±5% noise · anchored to release date and current value
🌍Geographic ReachNot ranked
This app is currently outside the top 100 grossing in all 9 countries we monitor (US, UK, DE, FR, JP, CA, AU, BR, IN). Niche or new apps often launch this way — popularity rankings appear once daily revenue clears the regional threshold.
🚀Update Frequency · Releases per Quarter6 releases tracked
42Q2 2026Q3 2026
🚀Version Release Timeline6 releases tracked
v26.04.0May 2026v26.05.0May 2026v26.05.1May 2026v26.06.0Jun 2026v26.06.1Jul 2026v26.07Jul 2026
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.

📝 About this app

This is the UBS Mobile Banking App for all our UBS clients (excl. the United States and Australia) who can benefit from these digital services.
Please note, that the available functionalities of our app may vary depending on your domicile.

If you live in Switzerland, you can open directly via the app.
Do you meet the requirements to use our Mobile Banking App?
•  You are client of a UBS Group company and benefit from UBS’s corresponding digital services.

How secure is our Mobile Banking App?
In short, UBS Mobile Banking provides state-of-the-art security.… View full description on the official store →
App Specs
🔐 Own this app? Claim & verify MRR →
💾 567 MB🔞 4+📱 iOS 18.0+🔖 v26.07🔄 updated 2mo ago🌐 EN, FR, DE, IT, PT +2📂 Finance💰 Paid🚀 Launched 2018 (7y old)
📅

What Worked™ · Development Pipeline

14 EVENTS TRACKED
Detected changes in this app over its tracked lifetime — each event links cause (what changed) to effect (what moved). Sorted newest first.See full history →Version history →
2026-07
🔧
Shipped update — v26.06.1 → v26.07
→ 30 days after: revenue +$20.2K/mo · reviews +42 high confidence
2026-06
🔧
Shipped update — v26.06.0 → v26.06.1
→ 30 days after: revenue +$20.2K/mo · reviews +51 medium · co-occurring
2026-06
🔧
Shipped update — v26.05.1 → v26.06.0
→ 30 days after: revenue +$20.2K/mo · reviews +52 medium · co-occurring
2026-05
🔧
Shipped update — v26.05.0 → v26.05.1
→ 30 days after: reviews +40 high confidence
2026-05
🔧
Shipped update — v26.04.0 → v26.05.0
→ 30 days after: reviews +38 medium · co-occurring
2026-05
🔄
Monetization changed: freemium → free
→ 30 days after: reviews +23 medium · co-occurring
2026-03
📈
Crossed 50 ratings — social-proof flywheel kicking in
2026-03
⭐
Rating ↑ 2.61 → 4.70 (improved 2.09★)
2024-03
⭐
Rating ↑ 1.84 → 2.14 (improved 0.30★)
2022-06
📈
Crossed 10 ratings — social-proof flywheel kicking in
→ 30 days after: rating +0.09★ high confidence
2020-07
⭐
Rating ↑ 1.20 → 1.83 (improved 0.63★)
2020-01
⭐
Rating ↓ 2.00 → 1.33 (dropped 0.67★)
2020-01
⭐
Rating ↓ 2.00 → 1.50 (dropped 0.50★)
→ 30 days after: rating −0.67★ low · multiple changes
2019-11
🚀
First tracked snapshot — initial data captured
🌍

Multi-Country Performance

Available in 9 of 9 monitored markets
MarketRatingReviewsCurrent version
🇦🇺 AU4.39583★964.39583★ this version
🇧🇷 BR4.81322★3484.81322★ this version
🇨🇦 CA4.72614★2414.72614★ this version
🇩🇪 DE4.71948★7,7504.71948★ this version
🇫🇷 FR4.73832★13,3834.73832★ this version
🇬🇧 GB4.64939★2,7014.64939★ this version
🇮🇳 IN4.88213★5264.88213★ this version
🇯🇵 JP4.72903★1554.72903★ this version
🇺🇸 US4.72611★2,1874.72611★ this version
🔔

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📝 Description

95
BU Score · Transcendent
Full revenue analysis
Read the article-style breakdown for UBS & UBS key4: category rank, percentile, growth signal, comparable apps, and how the forecast is calibrated against verified-MRR anchors in this niche.
Read deep-dive →

More by UBS AG

View all →
📦 Portfolio summaryBIG studio
16apps·$8.0M/mocombined
✓ Diversified — top app contributes 25%; risk spread across portfolio

Similar apps in Finance

About this analysis
ZCAnalyzed by Zakhar Chumak · founder, Bumetric·Full methodology·Medium confidence

Why medium confidence: 2,021 ratings · no founder-verified revenue (model estimate only).

❓ Frequently Asked Questions

10 answers · auto-generated from this app's public data
How much does UBS & UBS key4 make per month?▴
Based on our ML-calibrated revenue forecast, UBS & UBS key4 earns approximately $2.0M/mo. This is a US-storefront-equivalent estimate; global revenue can be several times larger for internationally-distributed apps. See the methodology page for the full formula and confidence bands.
Is UBS & UBS key4 profitable?▴
With estimated build cost $190K and monthly revenue $2.0M, UBS & UBS key4 looks highly profitable — pays back its build investment in under a month at the current run-rate. Profitability also depends on paid-acquisition spend and refund rate which the public model doesn't see.
How many users does UBS & UBS key4 have?▴
Estimated audience: ~84K lifetime downloads, ~15K monthly active users, and ~6K daily active users. Derived from ratings count × category installs-per-rating × age decay. US-storefront-equivalent — global audience can be 5-10× larger for internationally-distributed apps.
What apps are like UBS & UBS key4?▴
Browse the full Finance category catalog to find similar apps with revenue, build cost, audience and tech stack data. Each /p/{slug} page also shows a Compare side-by-side widget with three peer apps from the same niche.
What is UBS & UBS key4 built with?▴
Our heuristic places UBS & UBS key4 on the Native iOS (Swift / UIKit) stack (Medium confidence, 55%). Signals: app bundle size, category context, store-description markers, release-date era. We don't disassemble binaries. Alternative possibilities: React Native, Flutter.
Is UBS & UBS key4 still actively maintained?▴
Maintenance status: Active (15% abandonment risk). Last shipped version was 2 months ago. The risk score combines time-since-last-update with Editor's Choice / curated featuring + user-base maturity adjustments.
How much would UBS & UBS key4 sell for?▴
Estimated acquisition value: $47.5M (marketplace range $35.5M – $62.0M). Calculated as 24× monthly revenue using the standard multiple for the detected monetization model + adjustments for age, rating quality and category demand. Calibrated against 2024-2026 Flippa / Acquire.com / MicroAcquire closed-deal medians.
When was UBS & UBS key4 last updated?▴
UBS & UBS key4 last shipped a new version on 2026-07-15 — 2 months ago. This is the date Apple / Google last accepted a new build, not a content-only push.
Who makes UBS & UBS key4?▴
UBS & UBS key4 is published by UBS AG on the Apple App Store. See the full publisher portfolio (other apps by the same developer) via the More by developer block on the product page above.
What is UBS & UBS key4's BU Score?▴
UBS & UBS key4 has a BU Score of 74/100 (Strong). The score combines App Store rating, ratings count, monetization model and revenue signals calibrated against founder-verified MRR anchors. See the BU Score formula.