America First Credit Union
78
Quality Score
Strong
✍️ Bumetric analysis
“
America First Credit Union is an iOS app from America First Credit Union in the Finance category, currently rated 4.8★ across 67,197 ratings. Initial signal reads as mixed reviews: supporters praise core features while critics cite stability and value gaps.
Quality Score is 78: Strong (healthy traction). For a Finance app, that means healthy traction. The full BU Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.
Track changes month-over-month in the Performance section below: live snapshot history and revenue forecast included.
💰 Monthly revenue · now vs forecast
● Right now
$5.0K
per month
→
12-mo forecast
$5.2K – $10.8K
per month
→
24-mo forecast
$6.4K – $19.2K
per month
MID tier
💡 Grow this revenue
Free AI audit of this app’s store listing
- Title & subtitle keyword fit
- Description hook & conversion structure
- Screenshots, ratings, reviews strategy
Typical impact: +2-5× organic installs
📊 Performance Tracking LIVE
152 snapshots on record
Rating
4.8
Reviews
67,197 reviews
Forecast Revenue / mo
$5.0K
Snapshots tracked
152
since Nov 2024
ONE-TIME · BUILD
💰 Estimated build cost
$215K
↳ What it cost to build · not monthly revenue
Likely range $160K – $290K
$25K · MVP floor
$100K · indie scale
$500K+ · studio build
📈
Pays back in ~3.6y at current MRR
Synthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age × team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.
Where the money goes
| 🧱 MVP baseline (design + 1-store ship) | +$28K |
| 📱 5 unique screens × $4.5K | +$22K |
| 📦 Asset bundle (117 MB) | +$26K |
| ⚙ Finance complexity ×1.60 | +$46K |
| ⚙ 15.1y maintenance × ~1-person team | +$90K |
Total estimate
$215K
ONE-TIME · EXIT VALUE
💵 Estimated acquisition value
$125K
↳ What it would sell for · not monthly revenue
Marketplace range $100K – $150K · 24× MRR multiple
💸
~0.6× build cost (under-water)
Synthetic estimate. Multiple band derived from ad-supported + age, rating quality, category demand, and user-base maturity. Calibrated against 2024-2026 indie-app-marketplace closed-deal medians. Full math + comparable deal list on /methodology.
How the multiple was built
| 📺 Ad-supported base | 15× MRR |
| 📅 15.1y proven track record | +20% |
| ⭐ ★ rating ≥ 4.7 (premium) | +15% |
| 🏷 Finance category multiple | +15% |
Final multiple
24× MRR
👥 Estimated audience size
2.8M
Lifetime downloads (US-equivalent)
Monthly active
165K
Daily active
66K
Synthetic estimate from ratings × category benchmarks. Calibrated against 2024-2026 mobile-attribution retention + DAU/MAU reports. Numbers are US-storefront-equivalent — true global audience can be 5-10× larger for international apps. Full math + source list on /methodology.
How we sized it
| 📲 Finance engagement | ~60 installs / rating |
| 📅 15.1y of rating accumulation | -30% |
| 🔁 Finance D30 retention | 28% |
| 📍 DAU / MAU stickiness | 0.40 |
DAU / MAU
40% sticky
🛠 Estimated tech stack
🍎
Native iOS (Swift / UIKit)
Medium confidence · 60%
Also possible
React Native
Flutter
Heuristic guess from app bundle size, category, store description signals, and release-date stack era. Bumetric does not disassemble binaries — for binary-level certainty you would need an SDK intelligence tool or the manifest itself. Reasoning chain on the right. Full ruleset on /methodology.
Signals we read
| 📦 App bundle size | 117 MB |
| 🏷 Category context | Finance |
| 📦 Mid-large iOS bundle | → Likely native Swift / UIKit (pre-2020 era) |
💀 Maintenance status
Active
15%
Last shipped 2026-08-19 · 44 days ago
0 · Active
50 · At risk
100 · Abandoned
Heuristic risk score from time-since-last-update + ratings velocity proxy + Editor's Choice / curated featuring signals. Calibrated against 2024-2025 app-store ranking decay reports. Not a guarantee — a quiet app with a healthy codebase looks the same as an abandoned one until something breaks. Full math on /methodology.
Risk signals
| 📅 44 days since last update | Healthy release cadence |
Verdict
Active
🔬
How we forecast this revenue
MEDIUM CONFIDENCEBaseline
$5.0K/mo · ML-estimated from 234 triggers
Growth rate
+4.0% MoM · MID tier baseline (compound monthly)
6 months
$4.7K – $7.9K
12 months
$5.2K – $10.8K
24 months
$6.4K – $19.2K
Compound growth at +4.0% MoM (tier baseline for MID). Range widens with horizon — typical noise band ±25% at 6mo.. Ranges widen with horizon — distant futures carry more uncertainty.
📊
BU Investment Matrix
Below median · 51/100MID TIERunderperforming peersRevenue Strength
3.7
Product Quality
9.7
Market Position
0.3
Growth Velocity
5.0
Defensibility
6.0
Operational Safety
10.0
Founder Strength
4.9
Monetization Maturity
1.0
- 💰 Revenue: Modest — $3K - $7K/mo · MID tier · medium confidence, trajectory unclear.
- ⭐ Quality: 4.85★ across 67,197 reviews — exceptional (top 1% in category).
- 📍 Market: Not yet charting in any of the 9 monitored markets.
- 📈 Growth: Insufficient signal to assess trajectory.
- ⚠️ Risk: Low — no material risk signals detected.
🎯 For competitors: Mixed picture. Worth competing if you have a clear UX or pricing edge — otherwise crowded segment.
💵 For acquirers: Estimated asking range 18-32× monthly = $90K-$160K.
Composite of 8 dimensions computed deterministically from public signals — no LLM, every score traces back to a measurable input. Default weights shown; "compete" / "acquire" / "invest" lenses re-weight without re-fetching.
Range:
💰 Forecast Revenue / mo
MODELRevenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 9 of 9 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
| Mid install base (67,197 ratings)METRIC | +$5,500 | |
| Excellent rating (4.8★)METRIC | +$2,200 | |
| bugsREVIEW | −$1,800 | |
| 5 starREVIEW | +$1,800 | |
| Mature app (15y old)METRIC | +$1,500 | |
| highly recommendREVIEW | +$1,400 | |
| slowREVIEW | −$1,200 | |
| Ad-supported / freemiumMETRIC | +$600 | |
| Localized (6 languages)METRIC | +$600 |
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)
📈 Reviews Growth
LIVECumulative review count from first BU snapshot. Each point = a tracked update.
⭐ Rating Trend
LIVEAverage rating evolution. Updates with each new review batch.
🆕 What's New · v9.0.260601
This latest release offers a new look and enhanced capabilities, allowing you to do everything you could do with America First digital banking before, plus more.
New features include:
• Sleek design – We used your feedback to make navigation easier.… Full release notes →
New features include:
• Sleek design – We used your feedback to make navigation easier.… Full release notes →
Profile & Insights
Everything we know — and don't — about this app and its company.
Identification
- App name
- America First Credit Union
- Developer
- America First Credit Union
- Bundle ID
- com.afcu.mobilebanking
- App Store URL
- Open in App Store
- Category
- Finance
- Content rating
- 4+
- Languages
- EN, KO, PT, ZH, ES, ZH
Company
- Website
- Not found
- Tagline
- Today
- Description
- Find apps and games for iPhone, iPad, Mac, and more on the App Store.
- Founded
- Not found
- HQ / Address
- Not found
- Employees
- Not found
- Logo
- Available
Revenue
- Reported revenue signal / mo
- Not found
- AI revenue estimate / mo
- Not found
- AI annual estimate
- Not found
- Model estimate / mo
- $5.0K/mo
- Top-grossing rank
- Outside top 100 in US Finance
- All-time revenue
- Not found
- Pricing
- Not found
Founder
Founder data not yet collected for this app.
Funding
Funding data not yet collected for this app.
Press & Links
Press & Links data not yet collected for this app.
Contacts & Socials
Contacts & Socials data not yet collected for this app.
📈Ratings growth69,162 ratings+35187% lifetimeShow 3-year history estimate ▾
Tracked (60 weeks) Pre-tracking estimate (0 weeks) · model-based, ±5% noise · anchored to release date and current value
🌍Geographic ReachNot ranked
This app is currently outside the top 100 grossing in all 9 countries we monitor (US, UK, DE, FR, JP, CA, AU, BR, IN). Niche or new apps often launch this way — popularity rankings appear once daily revenue clears the regional threshold.
🚀Update Frequency · Releases per Quarter3 releases tracked
🚀Version Release Timeline3 releases tracked
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.
📝 About this app
Having America First mobile banking on your device is like having a personal branch in your pocket. It enables you to manage your finances 24 hours a day, seven days a week. With this helpful app, you can quickly & securely monitor transactions, transfer funds, deposit checks, apply for loans, and more.
Dashboard
The intuitive interface makes this app very easy to use. Plus, you can customize your dashboard to present the information you want when the app is opened, making it even more user friendly.
Mobile Deposits
There’s no need to deposit checks at branches.… View full description on the official store →
Dashboard
The intuitive interface makes this app very easy to use. Plus, you can customize your dashboard to present the information you want when the app is opened, making it even more user friendly.
Mobile Deposits
There’s no need to deposit checks at branches.… View full description on the official store →
App Specs
🔐 Own this app? Claim & verify MRR →💾 117 MB🔞 4+📱 iOS 16.0+🔖 v9.0.260601🔄 updated 1mo ago🌐 EN, KO, PT, ZH, ES +1📂 Finance💰 Paid🚀 Launched 2011 (15y old)
📅
What Worked™ · Development Pipeline
16 EVENTS TRACKEDDetected changes in this app over its tracked lifetime — each event links cause (what changed) to effect (what moved). Sorted newest first.See full history →Version history →
2026-09
📸
Refreshed store screenshots — 12 of 14 updated
2026-08
🔧
Shipped update — v8.14 → v9.0.260601
→ 30 days after: reviews +845 high confidence
2026-08
🔧
Shipped update — v8.11.1 → v8.14
→ 30 days after: reviews +1,314 medium · co-occurring
2026-04
⭐
Rating ↑ 4.29 → 4.85 (improved 0.56★)
→ 30 days after: reviews +342 high confidence
2026-04
📈
Crossed 500 ratings — social-proof flywheel kicking in
→ 30 days after: reviews +342 high confidence
2025-06
📈
Crossed 100 ratings — social-proof flywheel kicking in
→ 30 days after: rating −0.05★ · reviews +23 high confidence
2025-06
📈
Crossed 100 ratings — social-proof flywheel kicking in
→ 30 days after: rating −0.08★ · reviews +38 high confidence
2025-03
📈
Crossed 50 ratings — social-proof flywheel kicking in
→ 30 days after: rating −0.08★ · reviews +14 high confidence
2025-03
📈
Crossed 50 ratings — social-proof flywheel kicking in
→ 30 days after: rating +0.17★ · reviews +17 high confidence
2024-11
🚀
First tracked snapshot — initial data captured
→ 30 days after: rating +0.15★ · reviews +12 medium · co-occurring
2024-11
📈
Crossed 10 ratings — social-proof flywheel kicking in
→ 30 days after: rating +0.15★ · reviews +12 medium · co-occurring
2024-11
⭐
Rating ↑ 3.25 → 3.60 (improved 0.35★)
→ 30 days after: rating +0.15★ · reviews +12 low · multiple changes
2024-11
⭐
Rating ↓ 3.67 → 3.25 (dropped 0.42★)
→ 30 days after: rating +0.15★ · reviews +12 medium · co-occurring
2024-11
⭐
Rating ↑ 3.00 → 3.67 (improved 0.67★)
→ 30 days after: rating +0.15★ · reviews +12 low · multiple changes
2024-11
⭐
Rating ↓ 5.00 → 3.00 (dropped 2.00★)
2024-11
🚀
First tracked snapshot — initial data captured
📸
Store Page History
12 SCREENSHOT CHANGESEvery time a developer swaps a store screenshot we archive both versions. Compare side-by-side to see what messaging / visuals changed.
iPad screenshots
Slot 1
2 ver.
2 ver.
2026-05-12
2026-09-10
Slot 2
2 ver.
2 ver.
2026-05-12
2026-09-10
Slot 3
2 ver.
2 ver.
2026-05-12
2026-09-10
Slot 4
2 ver.
2 ver.
2026-05-12
2026-09-10
Slot 5
2 ver.
2 ver.
2026-05-12
2026-09-10
Slot 6
2 ver.
2 ver.
2026-05-12
2026-09-10
iPhone screenshots
Slot 1
2 ver.
2 ver.
2026-05-12
2026-09-10
Slot 2
2 ver.
2 ver.
2026-05-12
2026-09-10
Slot 3
2 ver.
2 ver.
2026-05-12
2026-09-10
Slot 4
2 ver.
2 ver.
2026-05-12
2026-09-10
Slot 5
2 ver.
2 ver.
2026-05-12
2026-09-10
Slot 6
2 ver.
2 ver.
2026-05-12
2026-09-10
🔔
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📝 Description
95
BU Score · Transcendent
Full revenue analysis
Read the article-style breakdown for America First Credit Union: category rank, percentile, growth signal, comparable apps, and how the forecast is calibrated against verified-MRR anchors in this niche.
More by America First Credit Union
View all →📦 Portfolio summaryINDIE studio
3apps·$10K/mocombined
✓ Diversified — top app contributes 47%; risk spread across portfolio
About this analysis
Why high confidence: 67,197 ratings · no founder-verified revenue (model estimate only).
❓ Frequently Asked Questions
10 answers · auto-generated from this app's public dataHow much does America First Credit Union make per month?▴
Based on our ML-calibrated revenue forecast, America First Credit Union earns approximately $5.0K/mo. This is a US-storefront-equivalent estimate; global revenue can be several times larger for internationally-distributed apps. See the methodology page for the full formula and confidence bands.
Is America First Credit Union profitable?▴
With estimated build cost $215K and monthly revenue $5.0K, America First Credit Union looks slow ROI — payback period is around 3.6 years at the current run-rate. Profitability also depends on paid-acquisition spend and refund rate which the public model doesn't see.
How many users does America First Credit Union have?▴
Estimated audience: ~2.8M lifetime downloads, ~165K monthly active users, and ~66K daily active users. Derived from ratings count × category installs-per-rating × age decay. US-storefront-equivalent — global audience can be 5-10× larger for internationally-distributed apps.
What apps are like America First Credit Union?▴
Browse the full Finance category catalog to find similar apps with revenue, build cost, audience and tech stack data. Each /p/{slug} page also shows a Compare side-by-side widget with three peer apps from the same niche.
What is America First Credit Union built with?▴
Our heuristic places America First Credit Union on the Native iOS (Swift / UIKit) stack (Medium confidence, 60%). Signals: app bundle size, category context, store-description markers, release-date era. We don't disassemble binaries. Alternative possibilities: React Native, Flutter.
Is America First Credit Union still actively maintained?▴
Maintenance status: Active (15% abandonment risk). Last shipped version was 1 months ago. The risk score combines time-since-last-update with Editor's Choice / curated featuring + user-base maturity adjustments.
How much would America First Credit Union sell for?▴
Estimated acquisition value: $125K (marketplace range $100K – $150K). Calculated as 24× monthly revenue using the standard multiple for the detected monetization model + adjustments for age, rating quality and category demand. Calibrated against 2024-2026 Flippa / Acquire.com / MicroAcquire closed-deal medians.
When was America First Credit Union last updated?▴
America First Credit Union last shipped a new version on 2026-08-19 — 1 months ago. This is the date Apple / Google last accepted a new build, not a content-only push.
Who makes America First Credit Union?▴
America First Credit Union is published by America First Credit Union on the Apple App Store. See the full publisher portfolio (other apps by the same developer) via the More by developer block on the product page above.
What is America First Credit Union's BU Score?▴
America First Credit Union has a BU Score of 78/100 (Strong). The score combines App Store rating, ratings count, monetization model and revenue signals calibrated against founder-verified MRR anchors. See the BU Score formula.