Concora Credit
46
Quality Score
Emerging
Concora Credit
by CONCORA CREDIT INC.
Medium confidence
✍️ Bumetric analysis
“
Concora Credit is an iOS app from CONCORA CREDIT INC. in the Finance category, currently rated 3.1★ across 1,169 ratings. Initial signal reads as mostly critical sentiment so far: users flag rough edges and unmet expectations.
Quality Score is 46: Emerging (early traction worth watching). For a Finance app, that means early traction worth watching. The full BU Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.
Track changes month-over-month in the Performance section below: live snapshot history and revenue forecast included.
💰 Monthly revenue · now vs forecast
● Right now
$500
per month
→
12-mo forecast
$437 – $1575
per month
→
24-mo forecast
$405 – $3644
per month
INDIE tier
💡 Grow this revenue
Free AI audit of this app’s store listing
- Title & subtitle keyword fit
- Description hook & conversion structure
- Screenshots, ratings, reviews strategy
Typical impact: +2-5× organic installs
📊 Performance Tracking LIVE
208 snapshots on record
Rating
3.1
Reviews
1,169 reviews
Forecast Revenue / mo
$500
Snapshots tracked
208
since Jul 2023
ONE-TIME · BUILD
💰 Estimated build cost
$110K
↳ What it cost to build · not monthly revenue
Likely range $80K – $150K
$25K · MVP floor
$100K · indie scale
$500K+ · studio build
📈
Slow ROI — current MRR is well below build cost
Synthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age × team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.
Where the money goes
| 🧱 MVP baseline (design + 1-store ship) | +$28K |
| 📱 5 unique screens × $4.5K | +$22K |
| 📦 Asset bundle (67 MB) | +$6K |
| ⚙ Finance complexity ×1.60 | +$34K |
| ⚙ 3.2y maintenance × ~1-person team | +$19K |
Total estimate
$110K
ONE-TIME · EXIT VALUE
💵 Estimated acquisition value
$10K
↳ What it would sell for · not monthly revenue
Marketplace range $5K – $10K · 16× MRR multiple
💸
~0.1× build cost (under-water)
Synthetic estimate. Multiple band derived from ad-supported + age, rating quality, category demand, and user-base maturity. Calibrated against 2024-2026 indie-app-marketplace closed-deal medians. Full math + comparable deal list on /methodology.
How the multiple was built
| 📺 Ad-supported base | 15× MRR |
| 📅 3.2y proven track record | +16% |
| ⭐ ★ rating < 3.5 (weak) | -18% |
| 🏷 Finance category multiple | +15% |
Final multiple
16× MRR
👥 Estimated audience size
58K
Lifetime downloads (US-equivalent)
Monthly active
15K
Daily active
6.0K
Synthetic estimate from ratings × category benchmarks. Calibrated against 2024-2026 mobile-attribution retention + DAU/MAU reports. Numbers are US-storefront-equivalent — true global audience can be 5-10× larger for international apps. Full math + source list on /methodology.
How we sized it
| 📲 Finance engagement | ~60 installs / rating |
| 📅 3.2y of rating accumulation | -16% |
| 🔁 Finance D30 retention | 28% |
| 📍 DAU / MAU stickiness | 0.40 |
DAU / MAU
40% sticky
🛠 Estimated tech stack
🍎
Native iOS (SwiftUI)
Medium confidence · 70%
Also possible
Flutter
Heuristic guess from app bundle size, category, store description signals, and release-date stack era. Bumetric does not disassemble binaries — for binary-level certainty you would need an SDK intelligence tool or the manifest itself. Reasoning chain on the right. Full ruleset on /methodology.
Signals we read
| 📦 App bundle size | 67 MB |
| 🏷 Category context | Finance |
| 📦 Small-mid iOS bundle | → Native SwiftUI (post-2020 era) |
💀 Maintenance status
Active
5%
Last shipped 2026-09-10 · 16 days ago
0 · Active
50 · At risk
100 · Abandoned
Heuristic risk score from time-since-last-update + ratings velocity proxy + Editor's Choice / curated featuring signals. Calibrated against 2024-2025 app-store ranking decay reports. Not a guarantee — a quiet app with a healthy codebase looks the same as an abandoned one until something breaks. Full math on /methodology.
Risk signals
| 📅 16 days since last update | Active development |
Verdict
Active
🔬
How we forecast this revenue
LOW CONFIDENCEBaseline
$500/mo · ML-estimated from 234 triggers
Growth rate
+6.0% MoM · INDIE tier baseline (compound monthly)
Direction
Headwinds: low defensibility moat
6 months
$426 – $993
12 months
$437 – $1.6K
24 months
$405 – $3.6K
Compound growth at +6.0% MoM (tier baseline for INDIE). Range widens with horizon — typical noise band ±40% at 6mo.. Ranges widen with horizon — distant futures carry more uncertainty.
📊
BU Investment Matrix
Pre-traction · 35/100INDIE TIERlimited signalGrowth Velocity
5.0
Founder Strength
3.0
Product Quality
5.5
Revenue Strength
2.7
Monetization Maturity
1.0
Defensibility
2.8
Market Position
0.3
Operational Safety
8.0
- 💰 Revenue: Marginal — $200 - $1250/mo · INDIE tier · medium confidence, trajectory unclear.
- ⭐ Quality: 3.08★ across 1,169 reviews — below category median.
- 📍 Market: Not yet charting in any of the 9 monitored markets.
- 📈 Growth: dev shipping weekly.
- ⚠️ Risk: Moderate — no material risk signals detected.
🎯 For competitors: Mixed picture. Worth competing if you have a clear UX or pricing edge — otherwise crowded segment.
💵 For acquirers: Estimated asking range 18-32× monthly = $9K-$16K.
Composite of 8 dimensions computed deterministically from public signals — no LLM, every score traces back to a measurable input. Default weights shown; "compete" / "acquire" / "invest" lenses re-weight without re-fetching.
Range:
💰 Forecast Revenue / mo
MODELRevenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 10 of 10 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
| bugsREVIEW | −$1,800 | |
| 5 starREVIEW | +$1,800 | |
| cancelledREVIEW | −$1,500 | |
| Low install base (1,169 ratings)METRIC | +$1,500 | |
| Below-average rating (3.1★)METRIC | −$1,500 | |
| highly recommendREVIEW | +$1,400 | |
| slowREVIEW | −$1,200 | |
| Established app (3y old)METRIC | +$800 | |
| Ad-supported / freemiumMETRIC | +$600 | |
| Single-language (English only)METRIC | −$400 |
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)
📈 Reviews Growth
LIVECumulative review count from first BU snapshot. Each point = a tracked update.
⭐ Rating Trend
LIVEAverage rating evolution. Updates with each new review batch.
🆕 What's New · v3.0.18
New enhancement and bug fixes to improve overall user experience.
Profile & Insights
Everything we know — and don't — about this app and its company.
Identification
- App name
- Concora Credit
- Developer
- CONCORA CREDIT INC.
- Bundle ID
- org.genesis.fs.prod.MobileApplication
- App Store URL
- Open in App Store
- Category
- Finance
- Content rating
- 4+
- Languages
- EN
Company
- Website
- Not found
- Tagline
- Today
- Description
- Find apps and games for iPhone, iPad, Mac, and more on the App Store.
- Founded
- Not found
- HQ / Address
- Not found
- Employees
- Not found
- Logo
- Available
Revenue
- Reported revenue signal / mo
- Not found
- AI revenue estimate / mo
- Not found
- AI annual estimate
- Not found
- Model estimate / mo
- $500/mo
- Top-grossing rank
- Outside top 100 in US Finance
- All-time revenue
- Not found
- Pricing
- Not found
Founder
Founder data not yet collected for this app.
Funding
Funding data not yet collected for this app.
Press & Links
Press & Links data not yet collected for this app.
Contacts & Socials
Contacts & Socials data not yet collected for this app.
📈Ratings growth1,484 ratings+312% lifetimeShow 3-year history estimate ▾
Tracked (60 weeks) Pre-tracking estimate (0 weeks) · model-based, ±5% noise · anchored to release date and current value
🌍Geographic ReachNot ranked
This app is currently outside the top 100 grossing in all 9 countries we monitor (US, UK, DE, FR, JP, CA, AU, BR, IN). Niche or new apps often launch this way — popularity rankings appear once daily revenue clears the regional threshold.
🚀Update Frequency · Releases per Quarter5 releases tracked
🚀Version Release Timeline5 releases tracked
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.
📝 About this app
See all of your accounts serviced by Concora Credit with one login. Manage your account with the Concora Credit App.
With the app, you can activate your card, make payments, stay up to date with your transactions, and manage your account information 24/7.
The Concora Credit App works with the Milestone Mastercard, Destiny Mastercard, Indigo Mastercard, Earniva Mastercard, Kay Jewelers Account, GEM (Zales) Account, Jared The Galleria Of Jewelry Account, The Sterling Family of Jewelers Account, Helzberg Diamonds Private Account, Fred Meyer Jewelers Gold Preferred Account, Littman Jewelers… View full description on the official store →
With the app, you can activate your card, make payments, stay up to date with your transactions, and manage your account information 24/7.
The Concora Credit App works with the Milestone Mastercard, Destiny Mastercard, Indigo Mastercard, Earniva Mastercard, Kay Jewelers Account, GEM (Zales) Account, Jared The Galleria Of Jewelry Account, The Sterling Family of Jewelers Account, Helzberg Diamonds Private Account, Fred Meyer Jewelers Gold Preferred Account, Littman Jewelers… View full description on the official store →
App Specs
🔐 Own this app? Claim & verify MRR →💾 67 MB🔞 4+📱 iOS 15.1+🔖 v3.0.18🔄 updated 2w ago🌐 EN📂 Finance💰 Free🚀 Launched 2023 (3y old)
📅
What Worked™ · Development Pipeline
20 EVENTS TRACKEDDetected changes in this app over its tracked lifetime — each event links cause (what changed) to effect (what moved). Sorted newest first.See full history →Version history →
2026-09
🔧
Shipped update — v3.0.17 → v3.0.18
→ 30 days after: reviews +36 high confidence
2026-08
🔧
Shipped update — v3.0.16 → v3.0.17
→ 30 days after: reviews +90 high confidence
2026-06
🔧
Shipped update — v3.0.13 → v3.0.16
→ 30 days after: reviews +169 high confidence
2026-05
🔧
Shipped update — v3.0.11 → v3.0.13
→ 30 days after: reviews +56 high confidence
2026-04
🔧
Shipped update — v? → v3.0.11
→ 30 days after: reviews +58 medium · co-occurring
2026-04
⭐
Rating ↑ 2.08 → 3.10 (improved 1.02★)
→ 30 days after: reviews +58 medium · co-occurring
2026-04
📈
Crossed 500 ratings — social-proof flywheel kicking in
→ 30 days after: reviews +58 medium · co-occurring
2024-08
📈
Crossed 100 ratings — social-proof flywheel kicking in
→ 30 days after: reviews +27 medium · co-occurring
2024-08
📈
Crossed 100 ratings — social-proof flywheel kicking in
→ 30 days after: rating +0.16★ · reviews +56 medium · co-occurring
2024-05
📈
Crossed 50 ratings — social-proof flywheel kicking in
→ 30 days after: rating −0.19★ · reviews +7 high confidence
2024-04
⭐
Rating ↓ 3.50 → 3.11 (dropped 0.39★)
→ 30 days after: rating −0.15★ · reviews +6 high confidence
2023-12
⭐
Rating ↑ 3.20 → 3.52 (improved 0.32★)
→ 30 days after: rating +0.07★ · reviews +6 high confidence
2023-11
📈
Crossed 10 ratings — social-proof flywheel kicking in
→ 30 days after: rating +0.32★ · reviews +6 high confidence
2023-11
📈
Crossed 10 ratings — social-proof flywheel kicking in
→ 30 days after: rating +0.07★ · reviews +7 high confidence
2023-10
⭐
Rating ↓ 3.43 → 3.13 (dropped 0.30★)
→ 30 days after: rating +0.07★ · reviews +7 medium · co-occurring
2023-10
⭐
Rating ↓ 3.83 → 3.43 (dropped 0.40★)
→ 30 days after: rating −0.60★ · reviews +10 low · multiple changes
2023-08
⭐
Rating ↓ 4.67 → 3.75 (dropped 0.92★)
→ 30 days after: rating +0.05★ medium · co-occurring
2023-08
⭐
Rating ↓ 5.00 → 4.67 (dropped 0.33★)
→ 30 days after: rating −1.20★ medium · co-occurring
2023-07
🚀
First tracked snapshot — initial data captured
→ 30 days after: rating −1.25★ medium · co-occurring
2023-07
🚀
First tracked snapshot — initial data captured
→ 30 days after: rating −1.25★ medium · co-occurring
🔔
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📝 Description
95
BU Score · Transcendent
Full revenue analysis
Read the article-style breakdown for Concora Credit: category rank, percentile, growth signal, comparable apps, and how the forecast is calibrated against verified-MRR anchors in this niche.
About this analysis
Why medium confidence: 1,169 ratings · no founder-verified revenue (model estimate only).
❓ Frequently Asked Questions
10 answers · auto-generated from this app's public dataHow much does Concora Credit make per month?▴
Based on our ML-calibrated revenue forecast, Concora Credit earns approximately $500/mo. This is a US-storefront-equivalent estimate; global revenue can be several times larger for internationally-distributed apps. See the methodology page for the full formula and confidence bands.
Is Concora Credit profitable?▴
With estimated build cost $110K and monthly revenue $500, Concora Credit looks well below break-even — current monthly revenue is much smaller than the estimated build cost. Profitability also depends on paid-acquisition spend and refund rate which the public model doesn't see.
How many users does Concora Credit have?▴
Estimated audience: ~58K lifetime downloads, ~15K monthly active users, and ~6K daily active users. Derived from ratings count × category installs-per-rating × age decay. US-storefront-equivalent — global audience can be 5-10× larger for internationally-distributed apps.
What apps are like Concora Credit?▴
Browse the full Finance category catalog to find similar apps with revenue, build cost, audience and tech stack data. Each /p/{slug} page also shows a Compare side-by-side widget with three peer apps from the same niche.
What is Concora Credit built with?▴
Our heuristic places Concora Credit on the Native iOS (SwiftUI) stack (Medium confidence, 70%). Signals: app bundle size, category context, store-description markers, release-date era. We don't disassemble binaries. Alternative possibilities: Flutter.
Is Concora Credit still actively maintained?▴
Maintenance status: Active (5% abandonment risk). Last shipped version was 16 days ago. The risk score combines time-since-last-update with Editor's Choice / curated featuring + user-base maturity adjustments.
How much would Concora Credit sell for?▴
Estimated acquisition value: $10K (marketplace range $5.0K – $10K). Calculated as 16× monthly revenue using the standard multiple for the detected monetization model + adjustments for age, rating quality and category demand. Calibrated against 2024-2026 Flippa / Acquire.com / MicroAcquire closed-deal medians.
When was Concora Credit last updated?▴
Concora Credit last shipped a new version on 2026-09-10 — less than a month ago. This is the date Apple / Google last accepted a new build, not a content-only push.
Who makes Concora Credit?▴
Concora Credit is published by CONCORA CREDIT INC. on the Apple App Store. See the full publisher portfolio (other apps by the same developer) via the More by developer block on the product page above.
What is Concora Credit's BU Score?▴
Concora Credit has a BU Score of 46/100 (Emerging). The score combines App Store rating, ratings count, monetization model and revenue signals calibrated against founder-verified MRR anchors. See the BU Score formula.