JIM: Tap to Pay & Payment Link
76
Quality Score
Strong
✍️ Bumetric analysis
“
JIM: Tap to Pay & Payment Link is an iOS app from CloudWalk, Inc. in the Finance category, currently rated 4.7★ across 6,976 ratings. Initial signal reads as mixed reviews: supporters praise core features while critics cite stability and value gaps.
Quality Score is 76: Strong (healthy traction). For a Finance app, that means healthy traction. The full BU Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.
Track changes month-over-month in the Performance section below: live snapshot history and revenue forecast included.
💰 Monthly revenue · now vs forecast
● Right now
$763
per month
→
12-mo forecast
$668 – $2406
per month
→
24-mo forecast
$619 – $5567
per month
INDIE tier
💡 Grow this revenue
Free AI audit of this app’s store listing
- Title & subtitle keyword fit
- Description hook & conversion structure
- Screenshots, ratings, reviews strategy
Typical impact: +2-5× organic installs
📊 Performance Tracking LIVE
532 snapshots on record
Rating
4.7
Reviews
6,976 reviews
Forecast Revenue / mo
$763
Snapshots tracked
532
since Jul 2025
ONE-TIME · BUILD
💰 Estimated build cost
$155K
↳ What it cost to build · not monthly revenue
Likely range $115K – $210K
$25K · MVP floor
$100K · indie scale
$500K+ · studio build
📈
Slow ROI — current MRR is well below build cost
Synthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age × team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.
Where the money goes
| 🧱 MVP baseline (design + 1-store ship) | +$28K |
| 📱 5 unique screens × $4.5K | +$22K |
| 📦 Asset bundle (224 MB) | +$40K |
| ⚙ Finance complexity ×1.60 | +$54K |
| ⚙ 1.8y maintenance × ~1-person team | +$10K |
Total estimate
$155K
ONE-TIME · EXIT VALUE
💵 Estimated acquisition value
$15K
↳ What it would sell for · not monthly revenue
Marketplace range $10K – $20K · 22× MRR multiple
💸
~0.1× build cost (under-water)
Synthetic estimate. Multiple band derived from ad-supported + age, rating quality, category demand, and user-base maturity. Calibrated against 2024-2026 indie-app-marketplace closed-deal medians. Full math + comparable deal list on /methodology.
How the multiple was built
| 📺 Ad-supported base | 15× MRR |
| 📅 1.8y proven track record | +9% |
| ⭐ ★ rating ≥ 4.7 (premium) | +15% |
| 🏷 Finance category multiple | +15% |
Final multiple
22× MRR
👥 Estimated audience size
380K
Lifetime downloads (US-equivalent)
Monthly active
105K
Daily active
42K
Synthetic estimate from ratings × category benchmarks. Calibrated against 2024-2026 mobile-attribution retention + DAU/MAU reports. Numbers are US-storefront-equivalent — true global audience can be 5-10× larger for international apps. Full math + source list on /methodology.
How we sized it
| 📲 Finance engagement | ~60 installs / rating |
| 📅 1.8y of rating accumulation | -9% |
| 🔁 Finance D30 retention | 28% |
| 📍 DAU / MAU stickiness | 0.40 |
DAU / MAU
40% sticky
🛠 Estimated tech stack
🍎
Native iOS (SwiftUI)
Medium confidence · 55%
Also possible
React Native
Flutter
Heuristic guess from app bundle size, category, store description signals, and release-date stack era. Bumetric does not disassemble binaries — for binary-level certainty you would need an SDK intelligence tool or the manifest itself. Reasoning chain on the right. Full ruleset on /methodology.
Signals we read
| 📦 App bundle size | 224 MB |
| 🏷 Category context | Finance |
| 📦 Large iOS bundle | → Native SwiftUI (post-2020 era) + assets |
💀 Maintenance status
Active
5%
Last shipped 2026-09-02 · 25 days ago
0 · Active
50 · At risk
100 · Abandoned
Heuristic risk score from time-since-last-update + ratings velocity proxy + Editor's Choice / curated featuring signals. Calibrated against 2024-2025 app-store ranking decay reports. Not a guarantee — a quiet app with a healthy codebase looks the same as an abandoned one until something breaks. Full math on /methodology.
Risk signals
| 📅 25 days since last update | Active development |
Verdict
Active
🔬
How we forecast this revenue
LOW CONFIDENCEBaseline
$763/mo · ML-estimated from 234 triggers
Growth rate
+6.0% MoM · INDIE tier baseline (compound monthly)
6 months
$650 – $1.5K
12 months
$668 – $2.4K
24 months
$619 – $5.6K
Compound growth at +6.0% MoM (tier baseline for INDIE). Range widens with horizon — typical noise band ±40% at 6mo.. Ranges widen with horizon — distant futures carry more uncertainty.
📊
BU Investment Matrix
Early-stage solo · 46/100INDIE TIERexpected for tierRevenue Strength
2.9
Product Quality
8.5
Market Position
0.3
Growth Velocity
5.0
Defensibility
4.0
Operational Safety
10.0
Founder Strength
5.0
Monetization Maturity
1.0
- 💰 Revenue: Marginal — $305 - $1909/mo · INDIE tier · medium confidence, trajectory unclear.
- ⭐ Quality: 4.71★ across 6,976 reviews — strong (top 10%).
- 📍 Market: Not yet charting in any of the 9 monitored markets.
- 📈 Growth: Insufficient signal to assess trajectory.
- ⚠️ Risk: Low — no material risk signals detected.
🎯 For competitors: Mixed picture. Worth competing if you have a clear UX or pricing edge — otherwise crowded segment.
💵 For acquirers: Estimated asking range 18-32× monthly = $13K-$24K. Portfolio play ($10K/mo combined) commands premium.
Composite of 8 dimensions computed deterministically from public signals — no LLM, every score traces back to a measurable input. Default weights shown; "compete" / "acquire" / "invest" lenses re-weight without re-fetching.
Range:
💰 Forecast Revenue / mo
MODELRevenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 11 of 11 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
| Excellent rating (4.7★)METRIC | +$2,200 | |
| bugsREVIEW | −$1,800 | |
| 5 starREVIEW | +$1,800 | |
| excellent appREVIEW | +$1,500 | |
| Low install base (6,976 ratings)METRIC | +$1,500 | |
| highly recommendREVIEW | +$1,400 | |
| slowREVIEW | −$1,200 | |
| support teamREVIEW | +$900 | |
| priceyREVIEW | −$800 | |
| Ad-supported / freemiumMETRIC | +$600 | |
| Growing app (1y old)METRIC | +$200 |
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)
📈 Reviews Growth
LIVECumulative review count from first BU snapshot. Each point = a tracked update.
⭐ Rating Trend
LIVEAverage rating evolution. Updates with each new review batch.
🆕 What's New · v1.4.38
Jim looks different. New icon, new colors, new screens.
We’ve refreshed our brand and improved the experience, while keeping what matters most: fast payments, instant access to your money, and the same transparent fees.
Still building new stuff, too. That never stops.… Full release notes →
We’ve refreshed our brand and improved the experience, while keeping what matters most: fast payments, instant access to your money, and the same transparent fees.
Still building new stuff, too. That never stops.… Full release notes →
Profile & Insights
Everything we know — and don't — about this app and its company.
Identification
- App name
- JIM: Tap to Pay & Payment Link
- Developer
- CloudWalk, Inc.
- Bundle ID
- io.cloudwalk.jim
- App Store URL
- Open in App Store
- Category
- Finance
- Content rating
- 4+
- Languages
- EN, ES
Company
- Website
- Not found
- Tagline
- Today
- Description
- Find apps and games for iPhone, iPad, Mac, and more on the App Store.
- Founded
- Not found
- HQ / Address
- Not found
- Employees
- Not found
- Logo
- Available
Revenue
- Reported revenue signal / mo
- Not found
- AI revenue estimate / mo
- Not found
- AI annual estimate
- Not found
- Model estimate / mo
- $764/mo
- Top-grossing rank
- Outside top 100 in US Finance
- All-time revenue
- Not found
- Pricing
- Not found
Founder
Founder data not yet collected for this app.
Funding
Funding data not yet collected for this app.
Press & Links
Press & Links data not yet collected for this app.
Contacts & Socials
Contacts & Socials data not yet collected for this app.
📈Ratings growth12,486 ratings+2540% lifetimeShow 3-year history estimate ▾
Tracked (60 weeks) Pre-tracking estimate (0 weeks) · model-based, ±5% noise · anchored to release date and current value
🌍Geographic ReachNot ranked
This app is currently outside the top 100 grossing in all 9 countries we monitor (US, UK, DE, FR, JP, CA, AU, BR, IN). Niche or new apps often launch this way — popularity rankings appear once daily revenue clears the regional threshold.
🚀Update Frequency · Releases per Quarter13 releases tracked
🚀Version Release Timeline8 releases tracked
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.
📝 About this app
Download Jim and the phone in your hand starts taking card payments. No reader to buy. No cables. No monthly fees. Your customer taps, you get paid, and the money hits your Jim Card in seconds.
Built for barbers, nail techs, food trucks, tutors, drivers, market sellers, photographers — anyone who sells something and needs to get paid.
TAP TO PAY. 1.99% PER SALE
With Tap to Pay, customers tap their card, phone, or watch directly on your phone.
No reader. No cables. No bulky machine taking up space.
Accept major card brands, Apple Pay, Google Pay, and Samsung Pay for one flat fee of 1.… View full description on the official store →
Built for barbers, nail techs, food trucks, tutors, drivers, market sellers, photographers — anyone who sells something and needs to get paid.
TAP TO PAY. 1.99% PER SALE
With Tap to Pay, customers tap their card, phone, or watch directly on your phone.
No reader. No cables. No bulky machine taking up space.
Accept major card brands, Apple Pay, Google Pay, and Samsung Pay for one flat fee of 1.… View full description on the official store →
App Specs
🔐 Own this app? Claim & verify MRR →💾 224 MB🔞 4+📱 iOS 17.4+🔖 v1.4.38🔄 updated 3w ago🌐 EN, ES📂 Finance💰 Paid🚀 Launched 2024 (1y old)
📅
What Worked™ · Development Pipeline
24 EVENTS TRACKEDDetected changes in this app over its tracked lifetime — each event links cause (what changed) to effect (what moved). Sorted newest first.See full history →Version history →
2026-09
📸
Refreshed store screenshots — 6 of 8 updated
2026-09
🔧
Shipped update — v1.3.108 → v1.4.38
→ 30 days after: reviews +1,583 medium · co-occurring
2026-07
🔧
Shipped update — v1.3.104 → v1.3.108
→ 30 days after: reviews +2,133 medium · co-occurring
2026-07
🔧
Shipped update — v1.3.100 → v1.3.104
→ 30 days after: reviews +2,254 low · multiple changes
2026-07
🔧
Shipped update — v1.3.96 → v1.3.100
→ 30 days after: reviews +2,866 low · multiple changes
2026-07
🔧
Shipped update — v1.3.90 → v1.3.96
→ 30 days after: reviews +1,357 low · multiple changes
2026-07
📈
Crossed 10,000 ratings — social-proof flywheel kicking in
→ 30 days after: reviews +1,357 low · multiple changes
2026-07
🔧
Shipped update — v1.3.84 → v1.3.90
→ 30 days after: reviews +1,569 low · multiple changes
2026-07
🔧
Shipped update — v1.3.72 → v1.3.84
→ 30 days after: reviews +2,332 medium · co-occurring
2026-07
🔧
Shipped update — v1.3.49 → v1.3.72
→ 30 days after: reviews +2,234 medium · co-occurring
2026-06
🔧
Shipped update — v1.3.44 → v1.3.49
→ 30 days after: reviews +1,398 medium · co-occurring
2026-06
🔧
Shipped update — v1.3.38 → v1.3.44
→ 30 days after: reviews +1,368 medium · co-occurring
2026-05
🔧
Shipped update — v1.3.34 → v1.3.38
→ 30 days after: reviews +1,472 medium · co-occurring
2026-05
🔧
Shipped update — v1.3.30 → v1.3.34
→ 30 days after: reviews +557 medium · co-occurring
2026-05
🔧
Shipped update — v? → v1.3.30
→ 30 days after: reviews +1,775 medium · co-occurring
2026-04
⭐
Rating ↑ 3.78 → 4.69 (improved 0.91★)
→ 30 days after: reviews +1,218 high confidence
2026-04
📈
Crossed 1,000 ratings — social-proof flywheel kicking in
→ 30 days after: reviews +1,218 high confidence
2026-03
📈
Crossed 500 ratings — social-proof flywheel kicking in
→ 30 days after: revenue +$9.6K/mo · rating +0.92★ · reviews +5,270 high confidence
2025-08
📈
Crossed 100 ratings — social-proof flywheel kicking in
→ 30 days after: revenue +$114/mo · rating −0.11★ · reviews +68 high confidence
2025-07
📈
Crossed 50 ratings — social-proof flywheel kicking in
→ 30 days after: revenue +$162/mo · rating −0.16★ · reviews +95 high confidence
📸
Store Page History
6 SCREENSHOT CHANGESEvery time a developer swaps a store screenshot we archive both versions. Compare side-by-side to see what messaging / visuals changed.
iPhone screenshots
Slot 1
2 ver.
2 ver.
2026-08-05
2026-09-06
Slot 2
2 ver.
2 ver.
2026-08-05
2026-09-06
Slot 3
2 ver.
2 ver.
2026-08-05
2026-09-06
Slot 4
2 ver.
2 ver.
2026-08-05
2026-09-06
Slot 5
2 ver.
2 ver.
2026-08-05
2026-09-06
Slot 6
2 ver.
2 ver.
2026-08-05
2026-09-06
🔔
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📝 Description
95
BU Score · Transcendent
Full revenue analysis
Read the article-style breakdown for JIM: Tap to Pay & Payment Link: category rank, percentile, growth signal, comparable apps, and how the forecast is calibrated against verified-MRR anchors in this niche.
More by CloudWalk, Inc.
View all →📦 Portfolio summaryINDIE studio
2apps·$1K/mocombined
Lead-app heavy — top app contributes 60%
About this analysis
Why medium confidence: 6,976 ratings · no founder-verified revenue (model estimate only).
❓ Frequently Asked Questions
10 answers · auto-generated from this app's public dataHow much does JIM make per month?▴
Based on our ML-calibrated revenue forecast, JIM earns approximately $763/mo. This is a US-storefront-equivalent estimate; global revenue can be several times larger for internationally-distributed apps. See the methodology page for the full formula and confidence bands.
Is JIM profitable?▴
With estimated build cost $155K and monthly revenue $763, JIM looks well below break-even — current monthly revenue is much smaller than the estimated build cost. Profitability also depends on paid-acquisition spend and refund rate which the public model doesn't see.
How many users does JIM have?▴
Estimated audience: ~380K lifetime downloads, ~105K monthly active users, and ~42K daily active users. Derived from ratings count × category installs-per-rating × age decay. US-storefront-equivalent — global audience can be 5-10× larger for internationally-distributed apps.
What apps are like JIM?▴
Browse the full Finance category catalog to find similar apps with revenue, build cost, audience and tech stack data. Each /p/{slug} page also shows a Compare side-by-side widget with three peer apps from the same niche.
What is JIM built with?▴
Our heuristic places JIM on the Native iOS (SwiftUI) stack (Medium confidence, 55%). Signals: app bundle size, category context, store-description markers, release-date era. We don't disassemble binaries. Alternative possibilities: React Native, Flutter.
Is JIM still actively maintained?▴
Maintenance status: Active (5% abandonment risk). Last shipped version was 25 days ago. The risk score combines time-since-last-update with Editor's Choice / curated featuring + user-base maturity adjustments.
How much would JIM sell for?▴
Estimated acquisition value: $15K (marketplace range $10K – $20K). Calculated as 22× monthly revenue using the standard multiple for the detected monetization model + adjustments for age, rating quality and category demand. Calibrated against 2024-2026 Flippa / Acquire.com / MicroAcquire closed-deal medians.
When was JIM last updated?▴
JIM last shipped a new version on 2026-09-02 — less than a month ago. This is the date Apple / Google last accepted a new build, not a content-only push.
Who makes JIM?▴
JIM is published by CloudWalk, Inc. on the Apple App Store. See the full publisher portfolio (other apps by the same developer) via the More by developer block on the product page above.
What is JIM's BU Score?▴
JIM has a BU Score of 76/100 (Strong). The score combines App Store rating, ratings count, monetization model and revenue signals calibrated against founder-verified MRR anchors. See the BU Score formula.