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76
BU Score
Strong

FairMoney: Loan App In Nigeria

4.6 ✍️ Editor
✍️ BU Analytics Review

FairMoney: Loan App In Nigeria is an iOS app from FAIRMONEY MICROFINANCE BANK LIMITED in the Finance category, currently rated 4.6★ across 13,732 ratings. Initial signal reads as mixed reviews — supporters praise core features while critics cite stability/value gaps.

Our BU Score puts it at 76Strong (healthy traction). For a Finance app, that means healthy traction.

Track changes month-over-month in the Performance section below — live snapshot history and revenue forecast included.

📊 Performance Tracking LIVE

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Rating
Reviews
Forecast Revenue / mo
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💰 Forecast Revenue / mo

MODEL
Revenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 8 of 8 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
Mid install base (13,732 ratings)METRIC
+$5,500
Excellent rating (4.6★)METRIC
+$2,200
5 starREVIEW
+$1,800
securityREVIEW
+$1,800
slowREVIEW
−$1,200
Ad-supported / freemiumMETRIC
+$600
Single-language (English only)METRIC
−$400
Growing app (2y old)METRIC
+$200
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)

📈 Reviews Growth

LIVE
Cumulative review count from first BU snapshot. Each point = a tracked update.
💚Sentiment Over Time↑ green = positive · ↓ red = negative
Jun 25
Jul 25
Aug 25
Sep 25
Oct 25
Nov 25
Dec 25
Jan 26
Feb 26
Mar 26
Apr 26
May 26

⭐ Rating Trend

LIVE
Average rating evolution. Updates with each new review batch.

🗓️ Snapshot Timeline

HISTORY
Each bar shows a tracked update and the metric delta from the previous snapshot.
App Specs
🔐 Own this app? Claim & verify MRR →
💾 240 MB🔞 4+📱 iOS 16.0+🔖 v1.20.2🔄 updated 1d ago🌐 EN📂 Finance💰 Paid🚀 Launched 2023 (2y old)

📝 About this app

FairMoney - Nigeria’s Leading Online Loan App

Need an urgent loan or a reliable cash loan solution? FairMoney is your go-to loan app in Nigeria, providing fast and easy access to funds anytime, anywhere. With over 5 million users and 10,000+ daily loan disbursements, FairMoney stands out as the top loan app for individuals and businesses.

Why Choose FairMoney?

FairMoney is a trusted finance partner that offers a seamless loan borrowing experience with a variety of features designed to meet your financial needs.

1. Instant Loan

Facing an unexpected expense? Get an instant loan of up to NGN 3,000,000 in less than 5 minutes. No paperwork, no long queues, and no collateral—just a simple and secure loan app experience.

2. Flexible Repayment Plans

Choose from loan repayment options ranging between 30 to 180 days, making it easier to manage your finances. Whether you need a small loan for personal use or a larger business loan, FairMoney is the fast loan app that adapts to your needs.

3. Fastest Loan App – Quick Approvals & Instant Disbursal

FairMoney is the fastest loan app in Nigeria, offering quick loans without lengthy verification processes. Apply, get approved, and receive your fast cash directly in your bank account.

More than Just a Loan App

FairMoney isn’t just about loans; it’s an all-in-one finance platform designed to help you save, spend, and grow your money.

・Earn While You Save

Looking for a smarter way to save? FairMoney’s FairSave and FairLock features offer up to 30% interest on your deposits, outperforming traditional banks and microfinance institutions.

・Seamless Transactions with the FairMoney ATM Card

Make online and offline payments effortlessly with the FairMoney ATM card. Enjoy exclusive rewards and cashback, making everyday transactions rewarding.

・Zero Hidden Charges – Transparent & Affordable Services

With FairMoney, what you see is what you get. Enjoy zero service charges on bill payments and free bank transfers. Say goodbye to hidden fees and enjoy an stress-free finance experience.

・Security You Can Trust

Your security is our priority. FairMoney employs facial recognition technology, instant card freezing, and advanced security measures to protect your funds and data. Whether you're taking a business loan or using the fastest loan app, your financial information remains safe.

How to Get a Loan with FairMoney?

Getting started with FairMoney is simple:

1. Download the FairMoney loan app from Apple App Store.
2. Register and create your account in minutes.
3. Apply for an instant loan or business loan.
4. Receive fast cash directly into your bank account.

Example Loan Offer

・Loan Amount: NGN 100,000
・Tenure: 3 months
・Interest: NGN 6,000 (6%)
・Total Repayment: NGN 106,000
・Monthly Installment: NGN 35,333
・Representative APR: 24%

Join the FairMoney Community

Become part of the millions who trust FairMoney as their preferred online loan app. Whether you need a fast loan, quick loan, or a platform for saving, FairMoney has you covered.

All deposits on FairMoney are insured by NDIC, ensuring your funds are protected.

Get in Touch

We’re always happy to hear from you! Reach out to us for any questions or assistance.

・Email: help@fairmoney.io
・Phone: 017001276 / 01 888 5577
・Address: 28 Pade Odanye Close, Off Adeniyi Jones, Ikeja, Nigeria

Stay Connected

Follow us on social media for the latest updates:

・Facebook: FairMoney Microfinance Bank | Lagos
・Instagram: Instagram (@fairmoney_ng)
・Twitter: FairMoney Microfinance Bank (@fairmoney_ng) on X
・LinkedIn: https://www.linkedin.com/company/fairmoney/

Download FairMoney Today!

Get the fastest loan app in Nigeria and enjoy the convenience of a secure and reliable cash loan solution. Download FairMoney now and experience effortless finance management like never before!

🆕 What's New · v1.20.2

Welcome to FairMoney 1.120.2!
We have made performance improvements to ensure a smoother, more reliable app experience. Update now to enjoy the latest enhancements! Got questions or feedback? We're always here at help@fairmoney.io. Thanks for being a part of our journey

Profile & Insights

Everything we know — and don't — about this app and its company.

Identification

App name
FairMoney: Loan App In Nigeria
Developer
FAIRMONEY MICROFINANCE BANK LIMITED
Bundle ID
io.fairmoney.app
App Store URL
Open in App Store
Category
Finance
Content rating
4+
Languages
EN

Company

Website
Not found
Tagline
FairMoney Nigeria - Quick Loans, Smart Savings & Digital Banking
Description
Get quick loans, save smarter and manage your finances—all in one app. Licensed by NDIC, trusted by millions. Download FairMoney today.
Founded
Not found
HQ / Address
Ikeja, Lagos
Employees
Not found
Logo
OG image

Revenue

Verified revenue / mo
Not found
AI revenue estimate / mo
Not found
AI annual estimate
Not found
ML model estimate / mo
$13.9K/mo
Top-grossing rank
Outside top 100 in US Finance
All-time revenue
Not found
Pricing
Not found

Founder

Name
Not found
X / Twitter
Not found
LinkedIn
Not found
GitHub
Not found
X followers
Not found
Public statements
Not found

Funding

Total raised
Not found
Last round
Not found
Investors
Not found
Crunchbase
Not found
AngelList
Not found

Press & Links

Articles found
Not found
Listed on
Not found
Blog
https://fairmoney.io/blog
Press / News
Not found

Contacts & Socials

Socials
Not found
Email
Not found
Phone
Not found
Contact page
https://fairmoney.io/contact
About page
https://fairmoney.io/about
Recent App Store Reviews49 latest · avg 3.06★ · 40.8% 5★ · 38.8% 1★
5★
20 (41%)
4★
3 (6%)
3★
5 (10%)
2★
2 (4%)
1★
19 (39%)
+58 ratings/week
Praise: best ×5 recommend ×3 great ×3 excellent ×1 love ×1Complaints: scam ×2 hate ×2
Top positive
★★★★★ Mr
Great…
★★★★★ Thanks FairMoney
Wow fair money is now the best app to use for savings and transfers, I really enjoy using this app please guys I’ll recommend it for everyone…
Top negative
★☆☆☆☆ Scammers
Please don't fall victim to them, they do nothing but receive your deposit and deny you access to your account…
★☆☆☆☆ It’s easy to open but hard to get a loan
I’ve been stuck in a menu for the past hours I can’t even get the loan after verifying everything they asked lol don’t asked my connection cause I’ve 5G connection so it’s not my fault but yours no one should use fair money or whatever you’…
📈Ratings growth13,732 ratings+922% lifetimeShow 3-year history estimate ▾Dec 2023Nov 2025May 2026
Tracked (48 weeks) Pre-tracking estimate (29 weeks) · model-based, ±5% noise · anchored to release date and current value
🌍Geographic ReachNot ranked
This app is currently outside the top 100 grossing in all 9 countries we monitor (US, UK, DE, FR, JP, CA, AU, BR, IN). Niche or new apps often launch this way — popularity rankings appear once daily revenue clears the regional threshold.
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.
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