Lake Trust Mobile Banking
35
Quality Score
Emerging
Lake Trust Mobile Banking
by Lake Trust Credit Union
Low confidence
✍️ Bumetric analysis
“
Lake Trust Mobile Banking is an iOS app from Lake Trust Credit Union in the Finance category, currently rated 2.6★ across 63 ratings. Initial signal reads as mostly critical sentiment so far: users flag rough edges and unmet expectations.
Quality Score is 35: Emerging (early traction worth watching). For a Finance app, that means early traction worth watching. The full BU Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.
Track changes month-over-month in the Performance section below: live snapshot history and revenue forecast included.
💰 Monthly revenue · now vs forecast
● Right now
$500
per month
→
12-mo forecast
$437 – $1575
per month
→
24-mo forecast
$405 – $3644
per month
INDIE tier
💡 Grow this revenue
Free AI audit of this app’s store listing
- Title & subtitle keyword fit
- Description hook & conversion structure
- Screenshots, ratings, reviews strategy
Typical impact: +2-5× organic installs
📊 Performance Tracking LIVE
44 snapshots on record
Rating
2.6
Reviews
63 reviews
Forecast Revenue / mo
$500
Snapshots tracked
44
since Feb 2026
ONE-TIME · BUILD
💰 Estimated build cost
$90K
↳ What it cost to build · not monthly revenue
Likely range $70K – $120K
$25K · MVP floor
$100K · indie scale
$500K+ · studio build
📈
Slow ROI — current MRR is well below build cost
Synthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age × team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.
Where the money goes
| 🧱 MVP baseline (design + 1-store ship) | +$28K |
| 📱 5 unique screens × $4.5K | +$22K |
| 📦 Asset bundle (59 MB) | +$3K |
| ⚙ Finance complexity ×1.60 | +$32K |
| ⚙ 0.6y maintenance × ~1-person team | +$3K |
Total estimate
$90K
ONE-TIME · EXIT VALUE
💵 Estimated acquisition value
$5K
↳ What it would sell for · not monthly revenue
Marketplace range $5K – $10K · 13× MRR multiple
💸
~0.1× build cost (under-water)
Synthetic estimate. Multiple band derived from ad-supported + age, rating quality, category demand, and user-base maturity. Calibrated against 2024-2026 indie-app-marketplace closed-deal medians. Full math + comparable deal list on /methodology.
How the multiple was built
| 📺 Ad-supported base | 15× MRR |
| 📅 0.6y proven track record | +3% |
| ⭐ ★ rating < 3.5 (weak) | -18% |
| 🏷 Finance category multiple | +15% |
| ⭐ Small user base (<1K ratings) | -8% |
Final multiple
13× MRR
🛠 Estimated tech stack
🍎
Native iOS (SwiftUI)
Medium confidence · 70%
Also possible
Flutter
Heuristic guess from app bundle size, category, store description signals, and release-date stack era. Bumetric does not disassemble binaries — for binary-level certainty you would need an SDK intelligence tool or the manifest itself. Reasoning chain on the right. Full ruleset on /methodology.
Signals we read
| 📦 App bundle size | 59 MB |
| 🏷 Category context | Finance |
| 📦 Small-mid iOS bundle | → Native SwiftUI (post-2020 era) |
💀 Maintenance status
Active
5%
Last shipped 2026-09-01 · 27 days ago
0 · Active
50 · At risk
100 · Abandoned
Heuristic risk score from time-since-last-update + ratings velocity proxy + Editor's Choice / curated featuring signals. Calibrated against 2024-2025 app-store ranking decay reports. Not a guarantee — a quiet app with a healthy codebase looks the same as an abandoned one until something breaks. Full math on /methodology.
Risk signals
| 📅 27 days since last update | Active development |
Verdict
Active
🔬
How we forecast this revenue
LOW CONFIDENCEBaseline
$500/mo · ML-estimated from 234 triggers
Growth rate
+6.0% MoM · INDIE tier baseline (compound monthly)
Direction
Headwinds: rating drift may slow acquisition, low defensibility moat
6 months
$426 – $993
12 months
$437 – $1.6K
24 months
$405 – $3.6K
Compound growth at +6.0% MoM (tier baseline for INDIE). Range widens with horizon — typical noise band ±40% at 6mo.. Ranges widen with horizon — distant futures carry more uncertainty.
📊
BU Investment Matrix
Pre-traction · 33/100INDIE TIERlimited signalRevenue Strength
2.7
Product Quality
2.0
Market Position
2.0
Growth Velocity
5.0
Defensibility
2.1
Operational Safety
8.0
Founder Strength
3.2
Monetization Maturity
1.0
- 💰 Revenue: Marginal — $200 - $1250/mo · INDIE tier · medium confidence, trajectory unclear.
- ⭐ Quality: 2.56★ across 63 reviews — weak — significant quality concerns.
- 📍 Market: Not yet charting in any of the 9 monitored markets.
- 📈 Growth: Insufficient signal to assess trajectory.
- ⚠️ Risk: Moderate — no material risk signals detected.
🎯 For competitors: Mixed picture. Worth competing if you have a clear UX or pricing edge — otherwise crowded segment.
💵 For acquirers: Estimated asking range 18-32× monthly = $9K-$16K.
Composite of 8 dimensions computed deterministically from public signals — no LLM, every score traces back to a measurable input. Default weights shown; "compete" / "acquire" / "invest" lenses re-weight without re-fetching.
Range:
💰 Forecast Revenue / mo
MODELRevenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 5 of 5 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
| Below-average rating (2.6★)METRIC | −$1,500 | |
| New app (7 months old)METRIC | −$700 | |
| Ad-supported / freemiumMETRIC | +$600 | |
| Single-language (English only)METRIC | −$400 | |
| Pre-traction phase (63 ratings)METRIC | −$300 |
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)
📈 Reviews Growth
LIVECumulative review count from first BU snapshot. Each point = a tracked update.
⭐ Rating Trend
LIVEAverage rating evolution. Updates with each new review batch.
🆕 What's New · v1.1.5
- Fix intermittent network request issues
Profile & Insights
Everything we know — and don't — about this app and its company.
Identification
- App name
- Lake Trust Mobile Banking
- Developer
- Lake Trust Credit Union
- Bundle ID
- com.laketrustcreditunion.app
- App Store URL
- Open in App Store
- Category
- Finance
- Content rating
- 4+
- Languages
- EN
Company
- Website
- Not found
- Tagline
- Today
- Description
- Find apps and games for iPhone, iPad, Mac, and more on the App Store.
- Founded
- Not found
- HQ / Address
- Not found
- Employees
- Not found
- Logo
- Available
Revenue
- Reported revenue signal / mo
- Not found
- AI revenue estimate / mo
- Not found
- AI annual estimate
- Not found
- Model estimate / mo
- $500/mo
- Top-grossing rank
- Outside top 100 in US Finance
- All-time revenue
- Not found
- Pricing
- Not found
Founder
Founder data not yet collected for this app.
Funding
Funding data not yet collected for this app.
Press & Links
Press & Links data not yet collected for this app.
Contacts & Socials
Contacts & Socials data not yet collected for this app.
📈Ratings growth71 ratings+7000% lifetimeShow 3-year history estimate ▾
Tracked (44 weeks) Pre-tracking estimate (0 weeks) · model-based, ±5% noise · anchored to release date and current value
🌍Geographic ReachNot ranked
This app is currently outside the top 100 grossing in all 9 countries we monitor (US, UK, DE, FR, JP, CA, AU, BR, IN). Niche or new apps often launch this way — popularity rankings appear once daily revenue clears the regional threshold.
🚀Update Frequency · Releases per Quarter5 releases tracked
🚀Version Release Timeline5 releases tracked
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.
📝 About this app
Lake Trust Credit Union’s Mobile App makes it easy to manage your accounts. And get closer to your financial goals. All from your mobile device. It’s fast, secure, and free.
- Check available balances & transaction history
- Deposit checks from your iPhone or iPad
- Pay bills and credit cards
- Transfer money between Lake Trust accounts
- Transfer money to other financial institutions
- Find Lake Trust relationship centers, ATMs & VTMs
- Send us a message
You must be a Lake Trust member and enrolled in our online banking service. To sign up, visit www.laketrust.org.
- Check available balances & transaction history
- Deposit checks from your iPhone or iPad
- Pay bills and credit cards
- Transfer money between Lake Trust accounts
- Transfer money to other financial institutions
- Find Lake Trust relationship centers, ATMs & VTMs
- Send us a message
You must be a Lake Trust member and enrolled in our online banking service. To sign up, visit www.laketrust.org.
App Specs
🔐 Own this app? Claim & verify MRR →💾 59 MB🔞 4+📱 iOS 16.4+🔖 v1.1.5🔄 updated 3w ago🌐 EN📂 Finance💰 Paid🚀 Launched 2026 (0y old)
📅
What Worked™ · Development Pipeline
14 EVENTS TRACKEDDetected changes in this app over its tracked lifetime — each event links cause (what changed) to effect (what moved). Sorted newest first.See full history →Version history →
2026-09
🔧
Shipped update — v1.1.0 → v1.1.5
2026-07
📦
Bundle ↑ 49MB → 66MB — likely major code refresh
2026-07
🔧
Shipped update — v1.0.10 → v1.1.0
2026-06
🔧
Shipped update — v1.0.8 → v1.0.10
→ 30 days after: rating −0.05★ high confidence
2026-05
🔧
Shipped update — v1.0.7 → v1.0.8
→ 30 days after: reviews +6 high confidence
2026-05
🔧
Shipped update — v? → v1.0.7
→ 30 days after: reviews +9 medium · co-occurring
2026-04
📈
Crossed 50 ratings — social-proof flywheel kicking in
→ 30 days after: reviews +6 high confidence
2026-04
⭐
Rating ↑ 2.19 → 2.60 (improved 0.41★)
→ 30 days after: reviews +6 high confidence
2026-03
📈
Crossed 10 ratings — social-proof flywheel kicking in
→ 30 days after: revenue +$140/mo · rating −2.40★ · reviews +56 low · multiple changes
2026-03
⭐
Rating ↑ 2.43 → 2.75 (improved 0.32★)
→ 30 days after: revenue +$140/mo · rating −2.40★ · reviews +56 low · multiple changes
2026-03
⭐
Rating ↓ 3.00 → 2.67 (dropped 0.33★)
→ 30 days after: rating −2.81★ · reviews +20 low · multiple changes
2026-02
⭐
Rating ↓ 3.50 → 3.00 (dropped 0.50★)
→ 30 days after: rating −2.81★ · reviews +20 low · multiple changes
2026-02
⭐
Rating ↓ 5.00 → 3.50 (dropped 1.50★)
→ 30 days after: rating −2.81★ · reviews +20 low · multiple changes
2026-02
🚀
First tracked snapshot — initial data captured
→ 30 days after: rating −2.81★ · reviews +20 low · multiple changes
🌍
Multi-Country Performance
Available in 8 of 9 monitored markets| Market | Rating | Reviews | Current version |
|---|---|---|---|
| 🇺🇸 US | 2.54167★ | 72 | 2.54167★ this version |
| 🇬🇧 GB | 0★ | 0 | — |
| 🇩🇪 DE | 0★ | 0 | — |
| 🇫🇷 FR | 0★ | 0 | — |
| 🇯🇵 JP | 0★ | 0 | — |
| 🇨🇦 CA | 0★ | 0 | — |
| 🇦🇺 AU | 0★ | 0 | — |
| 🇧🇷 BR | 0★ | 0 | — |
🔔
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📝 Description
95
BU Score · Transcendent
About this analysis
Why low confidence: only 63 ratings · no founder-verified revenue (model estimate only) · revenue figure is directional only.
❓ Frequently Asked Questions
9 answers · auto-generated from this app's public dataHow much does Lake Trust Mobile Banking make per month?▴
Based on our ML-calibrated revenue forecast, Lake Trust Mobile Banking earns approximately $500/mo. This is a US-storefront-equivalent estimate; global revenue can be several times larger for internationally-distributed apps. See the methodology page for the full formula and confidence bands.
Is Lake Trust Mobile Banking profitable?▴
With estimated build cost $90K and monthly revenue $500, Lake Trust Mobile Banking looks well below break-even — current monthly revenue is much smaller than the estimated build cost. Profitability also depends on paid-acquisition spend and refund rate which the public model doesn't see.
What apps are like Lake Trust Mobile Banking?▴
Browse the full Finance category catalog to find similar apps with revenue, build cost, audience and tech stack data. Each /p/{slug} page also shows a Compare side-by-side widget with three peer apps from the same niche.
What is Lake Trust Mobile Banking built with?▴
Our heuristic places Lake Trust Mobile Banking on the Native iOS (SwiftUI) stack (Medium confidence, 70%). Signals: app bundle size, category context, store-description markers, release-date era. We don't disassemble binaries. Alternative possibilities: Flutter.
Is Lake Trust Mobile Banking still actively maintained?▴
Maintenance status: Active (5% abandonment risk). Last shipped version was 27 days ago. The risk score combines time-since-last-update with Editor's Choice / curated featuring + user-base maturity adjustments.
How much would Lake Trust Mobile Banking sell for?▴
Estimated acquisition value: $5.0K (marketplace range $5.0K – $10K). Calculated as 13× monthly revenue using the standard multiple for the detected monetization model + adjustments for age, rating quality and category demand. Calibrated against 2024-2026 Flippa / Acquire.com / MicroAcquire closed-deal medians.
When was Lake Trust Mobile Banking last updated?▴
Lake Trust Mobile Banking last shipped a new version on 2026-09-01 — less than a month ago. This is the date Apple / Google last accepted a new build, not a content-only push.
Who makes Lake Trust Mobile Banking?▴
Lake Trust Mobile Banking is published by Lake Trust Credit Union on the Apple App Store. See the full publisher portfolio (other apps by the same developer) via the More by developer block on the product page above.
What is Lake Trust Mobile Banking's BU Score?▴
Lake Trust Mobile Banking has a BU Score of 35/100 (Emerging). The score combines App Store rating, ratings count, monetization model and revenue signals calibrated against founder-verified MRR anchors. See the BU Score formula.