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49
BU Score
Emerging

SmartCredit®

3.3 ✍️ Editor
✍️ BU Analytics Review

SmartCredit® is an iOS app from ConsumerDirect Inc in the Productivity category, currently rated 3.3★ across 144 ratings. Initial signal reads as mostly critical sentiment so far — users flag rough edges and unmet expectations.

Our BU Score puts it at 49Emerging (early traction worth watching). For a Productivity app, that means early traction worth watching.

Track changes month-over-month in the Performance section below — live snapshot history and revenue forecast included.

📊 Performance Tracking LIVE

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idle
0%
Rating
Reviews
Forecast Revenue / mo
Snapshots tracked
0
since first record
Range:

💰 Forecast Revenue / mo

MODEL
Revenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 6 of 6 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
Below-average rating (3.3★)METRIC
−$1,500
Mature app (12y old)METRIC
+$1,500
highly recommendREVIEW
+$1,400
Ad-supported / freemiumMETRIC
+$600
Early-stage install base (144 ratings)METRIC
+$400
Single-language (English only)METRIC
−$400
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)

📈 Reviews Growth

LIVE
Cumulative review count from first BU snapshot. Each point = a tracked update.
💚Sentiment Over Time↑ green = positive · ↓ red = negative
Oct 24
Dec 24
Jan 25
Mar 25
Jun 25
Jul 25
Sep 25
Oct 25
Nov 25
Jan 26
Mar 26

⭐ Rating Trend

LIVE
Average rating evolution. Updates with each new review batch.

🗓️ Snapshot Timeline

HISTORY
Each bar shows a tracked update and the metric delta from the previous snapshot.
App Specs
🔐 Own this app? Claim & verify MRR →
💾 28 MB🔞 4+📱 iOS 15.6+🔖 v2.2.4🔄 updated 2mo ago🌐 EN📂 Productivity💰 Paid🚀 Launched 2014 (12y old)

📝 About this app

SmartCredit®
Control your future credit score!™
SmartCredit® helps you control your credit score, money and identity in one place. Easily see what's helping or hurting your credit score and get a personalized plan to make it better, so you can qualify for loans with the best rates, as quickly as possible.
SmartCredit® even safeguards the points you gain with unmatched credit monitoring and ID fraud insurance.

KEY FEATURES:
SCORETRACKER
Easily track all your scores with simple charts or in-depth information.

SCOREBUILDER®
See exactly what's helping or hurting your credit score and get your personalized, 120-Day Plan to a better score.

SCOREBOOST™
Discover how your spending strategies can unlock hidden credit points using our patented credit data science.

PRIVACYMASTER®
See where your private information is exposed online and request removal with one swipe.

NEWLY DESIGNED 3B REPORTS & SCORES
It's never been so easy to read and understand your TransUnion, Equifax and Experian credit reports.

ACTION BUTTONS
Remove credit reporting errors, identity theft and ask questions directly with your creditors using our patented Action Buttons.

MONEY MANAGER
All your online banking, credit cards and investments in one place, with Action Buttons to quickly resolve problems or ask questions with your financial institutions.

$1 MILLION WHOLE FAMILY FRAUD INSURANCE
Full coverage for your whole family, including pre-existing issues you did not know about. Free with your membership. Activation is required.

🆕 What's New · v2.2.4

Misc bug fixes.

Profile & Insights

Everything we know — and don't — about this app and its company.

Identification

App name
SmartCredit®
Developer
ConsumerDirect Inc
Bundle ID
com.booyamedia.smartcredit
App Store URL
Open in App Store
Category
Productivity
Content rating
4+
Languages
EN

Company

Website
www.smartcredit.com
Tagline
Not found
Description
Not found
Founded
Not found
HQ / Address
Not found
Employees
Not found
Logo
Not found

Revenue

Verified revenue / mo
Not found
AI revenue estimate / mo
Not found
AI annual estimate
Not found
ML model estimate / mo
$8.1K/mo
Top-grossing rank
Outside top 100 in US Productivity
All-time revenue
Not found
Pricing
Not found

Founder

Name
Not found
X / Twitter
Not found
LinkedIn
Not found
GitHub
Not found
X followers
Not found
Public statements
Not found

Funding

Total raised
Not found
Last round
Not found
Investors
Not found
Crunchbase
Not found
AngelList
Not found

Press & Links

Articles found
Not found
Listed on
Not found
Blog
Not found
Press / News
Not found

Contacts & Socials

Socials
Not found
Email
Not found
Phone
Not found
Contact page
Not found
About page
Not found
📈Ratings growth144 ratings+206% lifetimeShow 3-year history estimate ▾Nov 2021Apr 2024May 2026
Tracked (55 weeks) Pre-tracking estimate (37 weeks) · model-based, ±5% noise · anchored to release date and current value
🌍Geographic ReachNot ranked
This app is currently outside the top 100 grossing in all 9 countries we monitor (US, UK, DE, FR, JP, CA, AU, BR, IN). Niche or new apps often launch this way — popularity rankings appear once daily revenue clears the regional threshold.
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.
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