Instant Personal Loan App Fibe

The Fibe instant personal loan app is your one-stop solution for all your finance needs - trusted by 3 million+ Indians.
Get a wide range of products such as instant personal loans, credit cards, fixed deposits, loans against mutual funds, credit score analyser & impact loans.
Download Fibe to get instant financial upgrades at your fingertips.

Benefits of a Fibe Instant Personal Loan:

-Get up to ₹10 lakhs
- Instant disbursal - direct to your bank in 2 minutes
-Flexible repayment from 6 to 36 months
-No foreclosure charges - close your loan anytime, at zero extra cost
-100% digital process with zero paperwork
-Affordable EMIs for every need

Flexible Tenures for Easier Monthly Payments - Here’s how your monthly payout reduces when you choose a longer repayment period:

₹1,00,000 for 6 months → Approx. ₹17,500/month
₹1,00,000 for 12 months → Approx. ₹9,300/month

With a longer tenure, your EMI becomes much lower - making repayment easier & more affordable every month.

Personal Loan Fees & Charges:

-Interest: Starting from 16.75%
-Processing fee: 3 – 3.5% of loan amount
-Foreclosure charges: Free!
-Late payment: ₹500 or 3% (whichever is higher)
-Bounced payment: ₹500/bounce
-APR: 16.75% – 45%
-Stamp duty: 0.1% of loan amount
-Mandate rejection: ₹250 + GST

Example of How Personal Loans from Fibe Work

-Amount borrowed: ₹5,00,000 for 3 years
-Processing fee (3% + GST + stamp duty): ₹18,200
-Interest rate: 20% p.a. (reducing balance)
-EMI: ₹18,582
-Total payable: ₹6,68,952
-Total interest: ₹1,68,944
-Total cost of loan: ₹1,87,144

Impact Loans on the Fibe App

Our impact-focused loans make life’s most important needs affordable & within reach. Fibe is the go-to financing partner across 8,500+ centres.

Healthcare Financing

-Cover medical procedures & emergencies up to ₹10 lakhs
-Low EMIs with flexible tenures
-Accepted at top partner hospitals & clinics like Motherhood, Aster, VLCC, Narayana Health, Sabka Dentist & many more

Education & Upskilling Financing

-Finance coaching, courses, certifications & upskilling
-Affordable repayment plans
-Available at leading institutes across India like Upgrad, Scaler, Amity University, Sharda University, & more

Benefits of a Fixed Deposit on Fibe:

-Invest from ₹1,000 to ₹5 lakhs
-100% digital FD booking
-Easy withdrawals
-Deposits up to ₹5 lakhs insured by DICGC
-Invest in RBI-approved banks & NBFCs such as Bajaj Finance, Shriram Finance, Utkarsh Small Finance Bank, etc.

Benefits of a Loan Against Mutual Funds:

-Credit limit up to ₹10 lakhs
-Interest-only EMIs starting at 11%
-Works across 8,000+ approved mutual fund schemes
-Access instant funds while your investments continue to grow

Other features of the Fibe app:

-Access all your financial transactions in one place
-Shop for gift vouchers & explore offers from the biggest brands
-Get exclusive credit card offers
-Check & monitor your credit score for free
-Exclusive referral programs that help you earn up to ₹1,000 every month

At Fibe, we believe in transparency. All fees & charges are clearly communicated to our customers through the agreement shared on their registered email IDs. You can also access your transaction details with Fibe 24/7 through our app.

About Fibe:

The Fibe app is owned by Social Worth Technologies Pvt Ltd & facilitates lending services primarily through our RBI registered NBFC arm, EarlySalary Services Pvt Ltd & other partner NBFCs. It is ISO/IEC 27001 certified & its app is PCI DSS compliant & ensures better data security. It has won the Best Fintech Startup Award at the G20 DIA Mega Summit.
Download Fibe today!

Our Partner NBFCs:

EarlySalary Services Pvt Ltd
HDB Financial Services
TATA CAPITAL Ltd
Northern Arc Capital LTD
Incred Financial Services
Kisetsu Saison Finance (India) Pvt Ltd
Piramal Finance Ltd. (Formerly Piramal Capital & Housing Finance Ltd.)
Oxyzo Financial Services Ltd

Contact details

Telephone: 020-67639797
Email: care@fibe.in

Address:

404, The Chambers
Viman Nagar
Pune – 411014