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OceanFirst Bank - Mobile

63
Quality Score
Solid

OceanFirst Bank - Mobile

Medium confidence
4.6 ✍️ Editor
✍️ bumetric analysis

OceanFirst Bank - Mobile is an Android app from OceanFirst Bank N.A. in the Finance category, currently rated 4.6★ across 2,706 ratings. Initial signal reads as mixed reviews: supporters praise core features while critics cite stability and value gaps.

Quality Score is 63: Solid (established niche player). For a Finance app, that means established niche player. The full BU Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.

Track changes month-over-month in the Performance section below: live snapshot history and revenue forecast included.

💰 Monthly revenue · now vs forecast
● Right now
$511
per month
12-mo forecast
$447 – $1611
per month
24-mo forecast
$414 – $3727
per month
INDIE tier
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📊 Performance Tracking LIVE

Loading…
idle
0%
Rating
Reviews
Forecast Revenue / mo
Snapshots tracked
0
since first record
ONE-TIME · BUILD💰 Estimated build cost
$125K
What it cost to build · not monthly revenue
Likely range $95K – $170K
$25K · MVP floor$100K · indie scale$500K+ · studio build
📈Slow ROI — current MRR is well below build cost

Synthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age × team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.

Where the money goes
🧱MVP baseline (design + 1-store ship)+$28K
📱5 unique screens × $4.5K+$22K
Finance complexity ×1.60+$30K
🌐Cross-platform reach (iOS + Android)+$44K
Total estimate$125K
ONE-TIME · EXIT VALUE💵 Estimated acquisition value
$10K
What it would sell for · not monthly revenue
Marketplace range $5K – $10K · 19× MRR multiple
💸~0.1× build cost (under-water)

Synthetic estimate. Multiple band derived from ad-supported + age, rating quality, category demand, and user-base maturity. Calibrated against 2024-2026 indie-app-marketplace closed-deal medians. Full math + comparable deal list on /methodology.

How the multiple was built
📺Ad-supported base15× MRR
★ rating ≥ 4.4 (solid)+8%
🏷Finance category multiple+15%
Final multiple19× MRR
👥 Estimated audience size
160K
Lifetime downloads (US-equivalent)
Monthly active
44K
Daily active
17K

Synthetic estimate from ratings × category benchmarks. Calibrated against 2024-2026 mobile-attribution retention + DAU/MAU reports. Numbers are US-storefront-equivalent — true global audience can be 5-10× larger for international apps. Full math + source list on /methodology.

How we sized it
📲Finance engagement~60 installs / rating
🔁Finance D30 retention28%
📍DAU / MAU stickiness0.40
DAU / MAU39% sticky
🔬

How we forecast this revenue

LOW CONFIDENCE
Baseline
$511/mo · ML-estimated from 234 triggers
Growth rate
+6.0% MoM · INDIE tier baseline (compound monthly)
Direction
Headwinds: low defensibility moat
6 months
$435 – $1.0K
12 months
$447 – $1.6K
24 months
$414 – $3.7K
Compound growth at +6.0% MoM (tier baseline for INDIE). Range widens with horizon — typical noise band ±40% at 6mo.. Ranges widen with horizon — distant futures carry more uncertainty.
📊

BU Investment Matrix

Early-stage solo · 41/100INDIE TIERexpected for tier
GrowthFounderQualityRevenueMonetiz.MoatMarketSafety
Growth Velocity
5.0
Founder Strength
3.7
Product Quality
8.3
Revenue Strength
2.7
Monetization Maturity
1.0
Defensibility
2.0
Market Position
0.0
Operational Safety
10.0
  • 💰 Revenue: Marginal — $204 - $1278/mo · INDIE tier · medium confidence, trajectory unclear.
  • ⭐ Quality: 4.6★ across 1,671 reviews — strong (top 10%).
  • 📍 Market: Not yet charting in any of the 9 monitored markets.
  • 📈 Growth: Insufficient signal to assess trajectory.
  • ⚠️ Risk: Low — no material risk signals detected.
🎯 For competitors: Mixed picture. Worth competing if you have a clear UX or pricing edge — otherwise crowded segment.
💵 For acquirers: Estimated asking range 18-32× monthly = $9K-$16K.
Composite of 8 dimensions computed deterministically from public signals — no LLM, every score traces back to a measurable input. Default weights shown; "compete" / "acquire" / "invest" lenses re-weight without re-fetching.
Range:

💰 Forecast Revenue / mo

MODEL
Revenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 4 of 4 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
Excellent rating (4.6★)METRIC
+$2,200
Low install base (2,706 ratings)METRIC
+$1,500
Mature app (14y old)METRIC
+$1,500
Ad-supported / freemiumMETRIC
+$600
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)

📈 Reviews Growth

LIVE
Cumulative review count from first BU snapshot. Each point = a tracked update.

⭐ Rating Trend

LIVE
Average rating evolution. Updates with each new review batch.
App Specs
🔐 Own this app? Claim & verify MRR →
🔖 vVaries with device📂 Finance💰 Free📺 Ad-supported

📝 About this app

With the OceanFirst Bank App you can securely manage your accounts anytime, anywhere from the convenience of your smartphone or tablet.

- Register for Digital Banking Access
- View Account Balances
- Deposit Checks
- Transfer Funds
- Pay Bills
- Send Money Using Zelle®
- Manage Your Debit Card & Travel Notifications
- Locate OceanFirst Branches & ATMs

For questions about mobile banking, please contact the OceanFirst Customer Care Center at 1.888.623.2698.

To learn more about how we protect your accounts and your privacy, please visit https://oceanfirst.… View full description on the official store →
🔔

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Profile & Insights

Everything we know — and don't — about this app and its company.

Identification

App name
OceanFirst Bank - Mobile
Developer
OceanFirst Bank N.A.
Bundle ID
com.ifs.banking.fiid7248
App Store URL
Open in App Store
Category
Finance
Content rating
Not found
Languages
Not found

Company

Website
oceanfirst.com
Tagline
Not found
Description
Not found
Founded
Not found
HQ / Address
Not found
Employees
Not found
Logo
Not found

Revenue

Verified revenue / mo
Not found
AI revenue estimate / mo
Not found
AI annual estimate
Not found
ML model estimate / mo
$511/mo
Top-grossing rank
Not found
All-time revenue
Not found
Pricing
Not found

Founder

Founder data not yet collected for this app.

Funding

Funding data not yet collected for this app.

Press & Links

Press & Links data not yet collected for this app.

Contacts & Socials

Contacts & Socials data not yet collected for this app.
📈Ratings growth2,706 ratings+19% lifetimeShow 3-year history estimate ▾Jun 2023Dec 2024May 2026
Tracked (1 weeks) Pre-tracking estimate (36 weeks) · model-based, ±5% noise · anchored to release date and current value
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.

📝 Description

95
BU Score · Transcendent

Similar apps in Finance

Full revenue analysis
Read the article-style breakdown for OceanFirst Bank - Mobile: category rank, percentile, growth signal, comparable apps, and how the forecast is calibrated against verified-MRR anchors in this niche.
Read deep-dive →
About this analysis
ZCAnalyzed by Zakhar Chumak · founder, bumetric·Full methodology·Medium confidence

Why medium confidence: 2,706 ratings · no founder-verified revenue (model estimate only).

Frequently Asked Questions

4 answers · auto-generated from this app's public data
How much does OceanFirst Bank - Mobile make per month?
Based on our ML-calibrated revenue forecast, OceanFirst Bank - Mobile earns approximately $511/mo. This is a US-storefront-equivalent estimate; global revenue can be several times larger for internationally-distributed apps. See the methodology page for the full formula and confidence bands.
What apps are like OceanFirst Bank - Mobile?
Browse the full Finance category catalog to find similar apps with revenue, build cost, audience and tech stack data. Each /p/{slug} page also shows a Compare side-by-side widget with three peer apps from the same niche.
Who makes OceanFirst Bank - Mobile?
OceanFirst Bank - Mobile is published by OceanFirst Bank N.A. on the Google Play Store. See the full publisher portfolio (other apps by the same developer) via the More by developer block on the product page above.
What is OceanFirst Bank - Mobile's BU Score?
OceanFirst Bank - Mobile has a BU Score of 63/100 (Solid). The score combines App Store rating, ratings count, monetization model and revenue signals calibrated against founder-verified MRR anchors. See the BU Score formula.