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UrMoney 記帳家

66
Quality Score
Solid

UrMoney 記帳家

Medium confidence
5.0 ✍️ Editor
✍️ bumetric analysis

UrMoney 記帳家 is an Android app from Kuang Chiao in the Finance category, currently rated 5.0★ across 1,841 ratings. Initial signal reads as largely positive sentiment, users highlighting consistency and feature depth.

Quality Score is 66: Solid (established niche player). For a Finance app, that means established niche player. The full BU Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.

Track changes month-over-month in the Performance section below: live snapshot history and revenue forecast included.

💰 Monthly revenue · now vs forecast
● Right now
$5.0K
per month
12-mo forecast
$5.2K – $10.8K
per month
24-mo forecast
$6.4K – $19.2K
per month
MID tier
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📊 Performance Tracking LIVE

Loading…
idle
0%
Rating
Reviews
Forecast Revenue / mo
Snapshots tracked
0
since first record
ONE-TIME · BUILD💰 Estimated build cost
$150K
What it cost to build · not monthly revenue
Likely range $110K – $200K
$25K · MVP floor$100K · indie scale$500K+ · studio build
📈Slow ROI — current MRR is well below build cost

Synthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age × team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.

Where the money goes
🧱MVP baseline (design + 1-store ship)+$28K
📱5 unique screens × $4.5K+$22K
💎In-app purchase plumbing+$9K
Finance complexity ×1.60+$35K
🌐Cross-platform reach (iOS + Android)+$52K
Total estimate$150K
ONE-TIME · EXIT VALUE💵 Estimated acquisition value
$20K
What it would sell for · not monthly revenue
Marketplace range $15K – $25K · 37× MRR multiple
💸~0.1× build cost (under-water)

Synthetic estimate. Multiple band derived from iap / freemium model + age, rating quality, category demand, and user-base maturity. Calibrated against 2024-2026 indie-app-marketplace closed-deal medians. Full math + comparable deal list on /methodology.

How the multiple was built
💎IAP / freemium model base28× MRR
★ rating ≥ 4.7 (premium)+15%
🏷Finance category multiple+15%
Final multiple37× MRR
👥 Estimated audience size
110K
Lifetime downloads (US-equivalent)
Monthly active
30K
Daily active
12K

Synthetic estimate from ratings × category benchmarks. Calibrated against 2024-2026 mobile-attribution retention + DAU/MAU reports. Numbers are US-storefront-equivalent — true global audience can be 5-10× larger for international apps. Full math + source list on /methodology.

How we sized it
📲Finance engagement~60 installs / rating
🔁Finance D30 retention28%
📍DAU / MAU stickiness0.40
DAU / MAU39% sticky
🔬

How we forecast this revenue

MEDIUM CONFIDENCE
Baseline
$5.0K/mo · ML-estimated from 234 triggers
Growth rate
+4.0% MoM · MID tier baseline (compound monthly)
6 months
$4.7K – $7.9K
12 months
$5.2K – $10.8K
24 months
$6.4K – $19.2K
Compound growth at +4.0% MoM (tier baseline for MID). Range widens with horizon — typical noise band ±25% at 6mo.. Ranges widen with horizon — distant futures carry more uncertainty.
📊

BU Investment Matrix

Below median · 52/100MID TIERunderperforming peers
RevenueQualityMarketGrowthMoatSafetyFounderMonetiz.
Revenue Strength
3.7
Product Quality
9.0
Market Position
0.0
Growth Velocity
5.0
Defensibility
7.0
Operational Safety
9.0
Founder Strength
3.7
Monetization Maturity
4.0
  • 💰 Revenue: Modest — $3K - $7K/mo · MID tier · medium confidence, trajectory unclear.
  • ⭐ Quality: 5.0★ across 1,841 reviews — exceptional (top 1% in category).
  • 📍 Market: Not yet charting in any of the 9 monitored markets.
  • 📈 Growth: last update 296d ago — slow cadence.
  • ⚠️ Risk: Low — no material risk signals detected.
🎯 For competitors: Mixed picture. Worth competing if you have a clear UX or pricing edge — otherwise crowded segment.
💵 For acquirers: Estimated asking range 18-32× monthly = $90K-$160K.
Composite of 8 dimensions computed deterministically from public signals — no LLM, every score traces back to a measurable input. Default weights shown; "compete" / "acquire" / "invest" lenses re-weight without re-fetching.
Range:

💰 Forecast Revenue / mo

MODEL
Revenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 4 of 4 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
Excellent rating (5.0★)METRIC
+$2,200
Low install base (1,841 ratings)METRIC
+$1,500
Mature app (12y old)METRIC
+$1,500
Ad-supported / freemiumMETRIC
+$600
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)

📈 Reviews Growth

LIVE
Cumulative review count from first BU snapshot. Each point = a tracked update.

⭐ Rating Trend

LIVE
Average rating evolution. Updates with each new review batch.

Profile & Insights

Everything we know — and don't — about this app and its company.

Identification

App name
UrMoney 記帳家
Developer
Kuang Chiao
Bundle ID
com.urmoney.tolink
App Store URL
Open in App Store
Category
Finance
Content rating
Not found
Languages
Not found

Company

Website
www.urmoney.com.tw
Tagline
Not found
Description
Not found
Founded
Not found
HQ / Address
Not found
Employees
Not found
Logo
Not found

Revenue

Verified revenue / mo
Not found
AI revenue estimate / mo
Not found
AI annual estimate
Not found
ML model estimate / mo
$526/mo
Top-grossing rank
Not found
All-time revenue
Not found
Pricing
$3.14 - $31.63 per item

Founder

Founder data not yet collected for this app.

Funding

Funding data not yet collected for this app.

Press & Links

Press & Links data not yet collected for this app.

Contacts & Socials

Contacts & Socials data not yet collected for this app.
📈Ratings growth1,841 ratings+2% lifetimeShow 3-year history estimate ▾Jun 2023Dec 2024May 2026
Tracked (1 weeks) Pre-tracking estimate (36 weeks) · model-based, ±5% noise · anchored to release date and current value
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.

📝 About this app

記帳,就由這裡開始吧.
簡單的操作介面將帶著您入門, 專業的統計資料可幫助您輕鬆取得自己的理財資訊.
記帳家APP提供了與雲端空間(https://www.urmoney.com.tw), 無間斷的行動記帳模式, 您可以在電腦上網記帳, 也可以在離線時使用APP記帳, 並透過上線的時間, 將帳目上傳到雲端空間裡, 享受隨手記帳和查詢帳目的便利性.

本軟體特別為手機記帳提供以下解決方案:
1. 不用擔心換手機或手機故障
因為記帳資料保存在雲端網站(https://www.urmoney.com.tw)
2. 想記帳隨時隨地都可以記
當無法使用手機時, 請用電腦瀏覽器連上雲端網站(https://www.urmoney.com.tw)
3. 延伸手機記帳的範圍
手機畫面太小許多功能不方便操作, 請用電腦瀏覽器連上雲端網站(https://www.urmoney.com.tw) , 我們還提供許多查帳和統計報表, 並且股票, 基金 都可以記帳的.

本軟體提供了以下功能:
1. 記錄 消費, 收入, 和 轉帳的帳目
2. 訂定個人化的科目和帳戶
3. 提供查帳的功能
4. 有清楚亦懂的統計圖表
5. 隨時顯示帳戶的餘額
6. 上傳帳目到雲端
7. 記帳時, 一併記錄地點和照片
8. 提供密碼鎖, 增加隱私保護
9.… View full description on the official store →
App Specs
🔐 Own this app? Claim & verify MRR →
🔖 v2.10.12🔄 updated 0d ago📂 Finance💰 Free💎 IAP $3.14 - $31.63 per item
🔔

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📝 Description

95
BU Score · Transcendent
Full revenue analysis
Read the article-style breakdown for UrMoney 記帳家: category rank, percentile, growth signal, comparable apps, and how the forecast is calibrated against verified-MRR anchors in this niche.
Read deep-dive →

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About this analysis
ZCAnalyzed by Zakhar Chumak · founder, bumetric·Full methodology·Medium confidence

Why medium confidence: 1,841 ratings · no founder-verified revenue (model estimate only).

Frequently Asked Questions

4 answers · auto-generated from this app's public data
How much does UrMoney 記帳家 make per month?
Based on our ML-calibrated revenue forecast, UrMoney 記帳家 earns approximately $525/mo. This is a US-storefront-equivalent estimate; global revenue can be several times larger for internationally-distributed apps. See the methodology page for the full formula and confidence bands.
What apps are like UrMoney 記帳家?
Browse the full Finance category catalog to find similar apps with revenue, build cost, audience and tech stack data. Each /p/{slug} page also shows a Compare side-by-side widget with three peer apps from the same niche.
Who makes UrMoney 記帳家?
UrMoney 記帳家 is published by Kuang Chiao on the Google Play Store. See the full publisher portfolio (other apps by the same developer) via the More by developer block on the product page above.
What is UrMoney 記帳家's BU Score?
UrMoney 記帳家 has a BU Score of 66/100 (Solid). The score combines App Store rating, ratings count, monetization model and revenue signals calibrated against founder-verified MRR anchors. See the BU Score formula.