How much does BHIM Bharat's Own Payments App make per month?

Based on our ML-calibrated revenue forecast, BHIM Bharat's Own Payments App earns approximately $4.7K/mo. This is a US-storefront-equivalent estimate; global revenue can be several times larger for internationally-distributed apps. See the methodology page for the full formula and confidence bands.

What apps are like BHIM Bharat's Own Payments App?

Browse the full Finance category catalog to find similar apps with revenue, build cost, audience and tech stack data. Each /p/{slug} page also shows a Compare side-by-side widget with three peer apps from the same niche.

Who makes BHIM Bharat's Own Payments App?

BHIM Bharat's Own Payments App is published by National Payments Corporation of India (NPCI) on the Google Play Store. See the full publisher portfolio (other apps by the same developer) via the More by developer block on the product page above.

What is BHIM Bharat's Own Payments App's BU Score?

BHIM Bharat's Own Payments App has a BU Score of 80/100 (Excellent). The score combines App Store rating, ratings count, monetization model and revenue signals calibrated against founder-verified MRR anchors. See the BU Score formula.

BHIM Bharat's Own Payments App

Quality Score

Excellent

BHIM Bharat's Own Payments App

Name: BHIM Bharat's Own Payments App — app revenue, audience, build cost & risk profile
Creator: bumetric
License: https://creativecommons.org/licenses/by/4.0/
Keywords: BHIM Bharat's Own Payments App revenue, BHIM Bharat's Own Payments App app analytics, mobile app revenue estimate, Finance revenue, Android app revenue

High confidence

4.4 ✍️ Editor

✍️ bumetric analysis

“

This Android finance app, BHIM, serves the Indian digital payments market, directly competing with established UPI platforms like Google Pay and PhonePe. Its high user rating across nearly two million reviews signals significant traction and a mature, widely adopted product, indicating it's well past the early growth stage. The app’s free monetization model, typical for government-backed infrastructure, means direct revenue generation isn't the primary goal. However, in this category, other free apps often explore indirect monetization through partnerships with merchants, offering integrated services, or leveraging user data for value-added financial products, which BHIM could potentially explore to further its ecosystem impact beyond its core payment functionality. The consistent updates, with a recent one in April 2026, suggest ongoing development and commitment to user experience and security.

BU Score 80 · Excellent — strong product-market fit. The full Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.

Track snapshot history and revenue forecast in the Performance section below.

💰 Monthly revenue · now vs forecast

● Right now

$5.0K

per month

→

12-mo forecast

$5.2K – $10.8K

per month

→

24-mo forecast

$6.4K – $19.2K

per month

MID tier

💡 Grow this revenue

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Title & subtitle keyword fit
Description hook & conversion structure
Screenshots, ratings, reviews strategy

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Typical impact: +2-5× organic installs

📊 Performance Tracking LIVE

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idle

Rating

—

Reviews

—

Forecast Revenue / mo

—

Snapshots tracked

since first record

ONE-TIME · BUILD💰 Estimated build cost

$125K

↳ What it cost to build · not monthly revenue

Likely range $95K – $170K

$25K · MVP floor$100K · indie scale$500K+ · studio build

📈Pays back in ~2.2y at current MRR

Synthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age × team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.

Where the money goes

🧱MVP baseline (design + 1-store ship)	+$28K
📱5 unique screens × $4.5K	+$22K
⚙Finance complexity ×1.60	+$30K
🌐Cross-platform reach (iOS + Android)	+$44K

Total estimate$125K

ONE-TIME · EXIT VALUE💵 Estimated acquisition value

$75K

↳ What it would sell for · not monthly revenue

Marketplace range $75K – $125K · 19× MRR multiple

💸~0.6× build cost (under-water)

Synthetic estimate. Multiple band derived from ad-supported + age, rating quality, category demand, and user-base maturity. Calibrated against 2024-2026 indie-app-marketplace closed-deal medians. Full math + comparable deal list on /methodology.

How the multiple was built

📺Ad-supported base	15× MRR
🏷Finance category multiple	+15%
⭐Mature user base (1M+ ratings)	+8%

Final multiple19× MRR

👥 Estimated audience size

114.0M

Lifetime downloads (US-equivalent)

Monthly active

31.5M

Daily active

12.5M

Synthetic estimate from ratings × category benchmarks. Calibrated against 2024-2026 mobile-attribution retention + DAU/MAU reports. Numbers are US-storefront-equivalent — true global audience can be 5-10× larger for international apps. Full math + source list on /methodology.

How we sized it

📲Finance engagement	~60 installs / rating
🔁Finance D30 retention	28%
📍DAU / MAU stickiness	0.40

DAU / MAU40% sticky

🛠 Estimated tech stack

🤖

Native Android (Kotlin)

High confidence · 80%

Also possible

Flutter

Heuristic guess from app bundle size, category, store description signals, and release-date stack era. Bumetric does not disassemble binaries — for binary-level certainty you would need an SDK intelligence tool or the manifest itself. Reasoning chain on the right. Full ruleset on /methodology.

Signals we read

🏷Category context	Finance
📦Compact Android bundle	→ Native Kotlin

🔬

How we forecast this revenue

MEDIUM CONFIDENCE

Baseline

$5.0K/mo · ML-estimated from 234 triggers

Growth rate

+4.0% MoM · MID tier baseline (compound monthly)

Direction

Headwinds: low defensibility moat

6 months

$4.7K – $7.9K

12 months

$5.2K – $10.8K

24 months

$6.4K – $19.2K

Compound growth at +4.0% MoM (tier baseline for MID). Range widens with horizon — typical noise band ±25% at 6mo.. Ranges widen with horizon — distant futures carry more uncertainty.

📊

BU Investment Matrix

Below median · 44/100MID TIERunderperforming peers

Revenue Strength

3.7

Product Quality

8.8

Market Position

0.0

Growth Velocity

5.0

Defensibility

2.0

Operational Safety

10.0

Founder Strength

4.7

Monetization Maturity

1.0

💰 Revenue: Modest — $3K - $7K/mo · MID tier · medium confidence, trajectory unclear.
⭐ Quality: 4.38★ across 1,902,332 reviews — strong (top 10%).
📍 Market: Not yet charting in any of the 9 monitored markets.
📈 Growth: Insufficient signal to assess trajectory.
⚠️ Risk: Low — no material risk signals detected.

🎯 For competitors: Mixed picture. Worth competing if you have a clear UX or pricing edge — otherwise crowded segment.

💵 For acquirers: Estimated asking range 18-32× monthly = $90K-$160K.

Composite of 8 dimensions computed deterministically from public signals — no LLM, every score traces back to a measurable input. Default weights shown; "compete" / "acquire" / "invest" lenses re-weight without re-fetching.

Range:

💰 Forecast Revenue / mo

MODEL

Revenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.

🔬Forecast Breakdown — Why This Estimate?Top 3 of 3 triggers

Our ML model uses 200+ signals from public data. These are the most influential for this app:

High install base (1,902,332 ratings)METRIC		+$12,000
Good rating (4.4★)METRIC		+$800
Ad-supported / freemiumMETRIC		+$600

METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)

📥 Estimated Downloads / week

PROXY · ratings × 50/wk —

Industry-rule estimate (Sensor Tower / data.ai): one weekly install ≈ 50 new ratings. Solid points = tracked snapshots · faded line = pre-tracking model backfill.

📈 Reviews Growth

LIVE

Cumulative review count from first BU snapshot. Each point = a tracked update.

⭐ Rating Trend

LIVE

Average rating evolution. Updates with each new review batch.

🗓️ Snapshot Timeline

HISTORY

Each bar shows a tracked update and the metric delta from the previous snapshot.

Profile & Insights

Everything we know — and don't — about this app and its company.

Identification

App name: BHIM Bharat's Own Payments App
Developer: National Payments Corporation of India (NPCI)
Bundle ID: in.org.npci.upiapp
App Store URL: Open in App Store
Category: Finance
Content rating: Not found
Languages: Not found

Company

Website: Not found
Tagline: Not found
Description: Not found
Founded: Not found
HQ / Address: Not found
Employees: Not found
Logo: Not found

Revenue

Verified revenue / mo: Not found
AI revenue estimate / mo: $37.0K ($33.3K – $40.7K)AI medium
AI annual estimate: $443.0K/yr
ML model estimate / mo: $4.7K/mo
Top-grossing rank: Not found
All-time revenue: Not found
Pricing: Not found

Founder

Founder data not yet collected for this app.

Funding

Funding data not yet collected for this app.

Press & Links

Press & Links data not yet collected for this app.

Contacts & Socials

Contacts & Socials data not yet collected for this app.

✨AI Revenue EstimateCONFIDENCE: MEDIUM

The BHIM app, developed by NPCI, reported an annual revenue of approximately ₹3.7 crore (around $443,000 USD) for the fiscal year ending March 31, 2025, leading to an estimated monthly revenue of about $37,000 USD. The app primarily generates revenue from small fees on larger transactions, as it does not have in-app purchases.

Sources mentioned: Motilal Oswal, CoinLaw, Coolest Gadgets, Sensor Tower, Wikipedia, The Economic Times, BHIM UPI

Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.

📝 About this app

BHIM (Bharat Interface for Money) is Bharat Ka Apna Payments App—a UPI payment app developed by the National Payments Corporation of India (NPCI). Designed for every Indian, BHIM Payments App makes digital transactions easier, safer, and faster with an intuitive interface and cutting-edge features.

With BHIM Payments App, experience seamless and rewarding payments while enjoying the highest level of security. Built for trust and simplicity, with 12+ Languages, BHIM App ensures that digital payments are accessible to all.

🚀 Why Choose BHIM Payments App?… View full description on the official store →

App Specs

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🔖 v4.0.21🔄 updated 0d ago📂 Finance💰 Free

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📝 Description

BU Score · Transcendent

Full revenue analysis

Read the article-style breakdown for BHIM Bharat's Own Payments App: category rank, percentile, growth signal, comparable apps, and how the forecast is calibrated against verified-MRR anchors in this niche.

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