云闪付-银行业统一移动支付App
32
Quality Score
Emerging
云闪付-银行业统一移动支付App
Medium confidence
✍️ bumetric analysis
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云闪付-银行业统一移动支付App is an iOS app from 中国银联 in the Finance category, currently rated 1.9★ across 552 ratings. Initial signal reads as mostly critical sentiment so far: users flag rough edges and unmet expectations.
Quality Score is 32: Emerging (early traction worth watching). For a Finance app, that means early traction worth watching. The full BU Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.
Track changes month-over-month in the Performance section below: live snapshot history and revenue forecast included.
💰 Monthly revenue · now vs forecast
● Right now
$5.0K
per month
→
12-mo forecast
$5.2K – $10.8K
per month
→
24-mo forecast
$6.4K – $19.2K
per month
MID tier
💡 Grow this revenue
Free AI audit of this app’s store listing
- Title & subtitle keyword fit
- Description hook & conversion structure
- Screenshots, ratings, reviews strategy
Typical impact: +2-5× organic installs
📊 Performance Tracking LIVE
Loading…
Rating
—
Reviews
—
Forecast Revenue / mo
—
Snapshots tracked
0
since first record
ONE-TIME · BUILD
💰 Estimated build cost
$145K
↳ What it cost to build · not monthly revenue
Likely range $110K – $195K
$25K · MVP floor
$100K · indie scale
$500K+ · studio build
📈
Slow ROI — current MRR is well below build cost
Synthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age × team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.
Where the money goes
| 🧱 MVP baseline (design + 1-store ship) | +$28K |
| 📱 5 unique screens × $4.5K | +$22K |
| 📦 Asset bundle (225 MB) | +$40K |
| ⚙ Finance complexity ×1.60 | +$54K |
Total estimate
$145K
👥 Estimated audience size
33K
Lifetime downloads (US-equivalent)
Monthly active
9.2K
Daily active
3.6K
Synthetic estimate from ratings × category benchmarks. Calibrated against 2024-2026 mobile-attribution retention + DAU/MAU reports. Numbers are US-storefront-equivalent — true global audience can be 5-10× larger for international apps. Full math + source list on /methodology.
How we sized it
| 📲 Finance engagement | ~60 installs / rating |
| 🔁 Finance D30 retention | 28% |
| 📍 DAU / MAU stickiness | 0.40 |
DAU / MAU
39% sticky
🔬
How we forecast this revenue
MEDIUM CONFIDENCEBaseline
$5.0K/mo · ML-estimated from 234 triggers
Growth rate
+4.0% MoM · MID tier baseline (compound monthly)
Direction
Headwinds: rating drift may slow acquisition
6 months
$4.7K – $7.9K
12 months
$5.2K – $10.8K
24 months
$6.4K – $19.2K
Compound growth at +4.0% MoM (tier baseline for MID). Range widens with horizon — typical noise band ±25% at 6mo.. Ranges widen with horizon — distant futures carry more uncertainty.
📊
BU Investment Matrix
Stalled · 37/100MID TIERno growth momentumGrowth Velocity
5.0
Founder Strength
3.0
Product Quality
2.6
Revenue Strength
3.7
Monetization Maturity
1.0
Defensibility
4.5
Market Position
1.5
Operational Safety
8.0
- 💰 Revenue: Modest — $3K - $7K/mo · MID tier · medium confidence, trajectory unclear.
- ⭐ Quality: 1.86★ across 552 reviews — weak — significant quality concerns.
- 📍 Market: Not yet charting in any of the 9 monitored markets.
- 📈 Growth: Insufficient signal to assess trajectory.
- ⚠️ Risk: Moderate — no material risk signals detected.
🎯 For competitors: Mixed picture. Worth competing if you have a clear UX or pricing edge — otherwise crowded segment.
💵 For acquirers: Estimated asking range 18-32× monthly = $90K-$160K.
Composite of 8 dimensions computed deterministically from public signals — no LLM, every score traces back to a measurable input. Default weights shown; "compete" / "acquire" / "invest" lenses re-weight without re-fetching.
Range:
💰 Forecast Revenue / mo
MODELRevenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 6 of 6 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
| Below-average rating (1.9★)METRIC | −$1,500 | |
| Mature app (13y old)METRIC | +$1,500 | |
| annoying adsREVIEW | −$1,100 | |
| Ad-supported / freemiumMETRIC | +$600 | |
| Localized (7 languages)METRIC | +$600 | |
| Early-stage install base (552 ratings)METRIC | +$400 |
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)
📈 Reviews Growth
LIVECumulative review count from first BU snapshot. Each point = a tracked update.
⭐ Rating Trend
LIVEAverage rating evolution. Updates with each new review batch.
🆕 What's New · v10.3.3
Fixed known problems.
Profile & Insights
Everything we know — and don't — about this app and its company.
Identification
- App name
- 云闪付-银行业统一移动支付App
- Developer
- 中国银联
- Bundle ID
- com.unionpay.chsp
- App Store URL
- Open in App Store
- Category
- Finance
- Content rating
- 17+
- Languages
- EN, JA, KO, ZH, BO, ZH, UG
Company
- Website
- Not found
- Tagline
- Today
- Description
- Find apps and games for iPhone, iPad, Mac, and more on the App Store.
- Founded
- Not found
- HQ / Address
- Not found
- Employees
- Not found
- Logo
- Available
Revenue
- Verified revenue / mo
- Not found
- AI revenue estimate / mo
- Not found
- AI annual estimate
- Not found
- ML model estimate / mo
- $279/mo
- Top-grossing rank
- Outside top 100 in US Finance
- All-time revenue
- Not found
- Pricing
- Not found
Founder
Founder data not yet collected for this app.
Funding
Funding data not yet collected for this app.
Press & Links
Press & Links data not yet collected for this app.
Contacts & Socials
Contacts & Socials data not yet collected for this app.
📈Ratings growth552 ratings+29% lifetimeShow 3-year history estimate ▾
Tracked (57 weeks) Pre-tracking estimate (37 weeks) · model-based, ±5% noise · anchored to release date and current value
🌍Geographic ReachNot ranked
This app is currently outside the top 100 grossing in all 9 countries we monitor (US, UK, DE, FR, JP, CA, AU, BR, IN). Niche or new apps often launch this way — popularity rankings appear once daily revenue clears the regional threshold.
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.
📝 About this app
UnionPay APP is a strategic product for integrated mobile payment in the banking sector. It provides comprehensive management of bank cards and brings together all card discounts and special offers.
【Main Features】
1. Scan-to-pay feature with UnionPay's financial-grade security protection, ensuring worry-free fund security.
【Official Website】https://www.95516.com/
【Official WeChat】Yinlian_KY
【Main Features】
1. Scan-to-pay feature with UnionPay's financial-grade security protection, ensuring worry-free fund security.
【Official Website】https://www.95516.com/
【Official WeChat】Yinlian_KY
App Specs
🔐 Own this app? Claim & verify MRR →💾 225 MB🔞 17+📱 iOS 12.0+🔖 v10.3.3🔄 updated 0d ago🌐 EN, JA, KO, ZH, BO +2📂 Finance💰 Free
📅
What Worked™ · Development Pipeline
12 EVENTS TRACKEDDetected changes in this app over its tracked lifetime — each event links cause (what changed) to effect (what moved). Sorted newest first.See full history →Version history →
2026-05
⭐
Rating ↑ 1.55 → 1.86 (improved 0.31★)
2026-05
📈
Crossed 500 ratings — social-proof flywheel kicking in
2026-03
⭐
Rating ↓ 2.10 → 1.55 (dropped 0.55★)
2026-03
⭐
Rating ↑ 1.56 → 2.10 (improved 0.54★)
2026-03
📈
Crossed 500 ratings — social-proof flywheel kicking in
2022-04
📈
Crossed 100 ratings — social-proof flywheel kicking in
2019-08
📈
Crossed 50 ratings — social-proof flywheel kicking in
2017-12
📈
Crossed 10 ratings — social-proof flywheel kicking in
2017-09
⭐
Rating ↓ 3.67 → 3.29 (dropped 0.38★)
2017-05
⭐
Rating ↓ 4.33 → 3.50 (dropped 0.83★)
2015-05
⭐
Rating ↓ 5.00 → 4.50 (dropped 0.50★)
2013-06
🚀
First tracked snapshot — initial data captured
🌍
Multi-Country Performance
Available in 5 of 9 monitored markets| Market | Rating | Reviews | Current version |
|---|---|---|---|
| 🇦🇺 AU | 2.47059★ | 34 | 2.47059★ this version |
| 🇧🇷 BR | 4★ | 2 | 4★ this version |
| 🇩🇪 DE | 2.125★ | 8 | 2.125★ this version |
| 🇬🇧 GB | 2.14286★ | 35 | 2.14286★ this version |
| 🇺🇸 US | 1.85971★ | 556 | 1.85971★ this version |
🔔
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📝 Description
95
BU Score · Transcendent
Full revenue analysis
Read the article-style breakdown for 云闪付-银行业统一移动支付App: category rank, percentile, growth signal, comparable apps, and how the forecast is calibrated against verified-MRR anchors in this niche.
About this analysis
Why medium confidence: 552 ratings · no founder-verified revenue (model estimate only).
❓ Frequently Asked Questions
4 answers · auto-generated from this app's public dataHow much does 云闪付-银行业统一移动支付App make per month?▴
Based on our ML-calibrated revenue forecast, 云闪付-银行业统一移动支付App earns approximately $278/mo. This is a US-storefront-equivalent estimate; global revenue can be several times larger for internationally-distributed apps. See the methodology page for the full formula and confidence bands.
What apps are like 云闪付-银行业统一移动支付App?▴
Browse the full Finance category catalog to find similar apps with revenue, build cost, audience and tech stack data. Each /p/{slug} page also shows a Compare side-by-side widget with three peer apps from the same niche.
Who makes 云闪付-银行业统一移动支付App?▴
云闪付-银行业统一移动支付App is published by 中国银联 on the Apple App Store. See the full publisher portfolio (other apps by the same developer) via the More by developer block on the product page above.
What is 云闪付-银行业统一移动支付App's BU Score?▴
云闪付-银行业统一移动支付App has a BU Score of 32/100 (Emerging). The score combines App Store rating, ratings count, monetization model and revenue signals calibrated against founder-verified MRR anchors. See the BU Score formula.