AYA PAY Wallet
56
Quality Score
Solid
AYA PAY Wallet
Medium confidence
✍️ bumetric analysis
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AYA PAY Wallet is an iOS app from AYA Bank in the Finance category, currently rated 4.3★ across 455 ratings. Initial signal reads as mixed reviews: supporters praise core features while critics cite stability and value gaps.
Quality Score is 56: Solid (established niche player). For a Finance app, that means established niche player. The full BU Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.
Track changes month-over-month in the Performance section below: live snapshot history and revenue forecast included.
💰 Monthly revenue · now vs forecast
● Right now
$500
per month
→
12-mo forecast
$437 – $1575
per month
→
24-mo forecast
$405 – $3644
per month
INDIE tier
💡 Grow this revenue
Free AI audit of this app’s store listing
- Title & subtitle keyword fit
- Description hook & conversion structure
- Screenshots, ratings, reviews strategy
Typical impact: +2-5× organic installs
📊 Performance Tracking LIVE
Loading…
Rating
—
Reviews
—
Forecast Revenue / mo
—
Snapshots tracked
0
since first record
ONE-TIME · BUILD
💰 Estimated build cost
$140K
↳ What it cost to build · not monthly revenue
Likely range $105K – $190K
$25K · MVP floor
$100K · indie scale
$500K+ · studio build
📈
Slow ROI — current MRR is well below build cost
Synthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age × team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.
Where the money goes
| 🧱 MVP baseline (design + 1-store ship) | +$28K |
| 📱 5 unique screens × $4.5K | +$22K |
| 📦 Asset bundle (143 MB) | +$37K |
| ⚙ Finance complexity ×1.60 | +$52K |
Total estimate
$140K
👥 Estimated audience size
27K
Lifetime downloads (US-equivalent)
Monthly active
7.5K
Daily active
3.0K
Synthetic estimate from ratings × category benchmarks. Calibrated against 2024-2026 mobile-attribution retention + DAU/MAU reports. Numbers are US-storefront-equivalent — true global audience can be 5-10× larger for international apps. Full math + source list on /methodology.
How we sized it
| 📲 Finance engagement | ~60 installs / rating |
| 🔁 Finance D30 retention | 28% |
| 📍 DAU / MAU stickiness | 0.40 |
DAU / MAU
40% sticky
🔬
How we forecast this revenue
LOW CONFIDENCEBaseline
$500/mo · ML-estimated from 234 triggers
Growth rate
+6.0% MoM · INDIE tier baseline (compound monthly)
6 months
$426 – $993
12 months
$437 – $1.6K
24 months
$405 – $3.6K
Compound growth at +6.0% MoM (tier baseline for INDIE). Range widens with horizon — typical noise band ±40% at 6mo.. Ranges widen with horizon — distant futures carry more uncertainty.
📊
BU Investment Matrix
Early-stage solo · 44/100INDIE TIERexpected for tierRevenue Strength
2.7
Product Quality
6.0
Market Position
0.3
Growth Velocity
5.0
Defensibility
5.1
Operational Safety
10.0
Founder Strength
5.0
Monetization Maturity
1.0
- 💰 Revenue: Marginal — $200 - $1250/mo · INDIE tier · medium confidence, trajectory unclear.
- ⭐ Quality: 4.26★ across 455 reviews — below category median.
- 📍 Market: Not yet charting in any of the 9 monitored markets.
- 📈 Growth: Insufficient signal to assess trajectory.
- ⚠️ Risk: Low — no material risk signals detected.
🎯 For competitors: Mixed picture. Worth competing if you have a clear UX or pricing edge — otherwise crowded segment.
💵 For acquirers: Estimated asking range 18-32× monthly = $9K-$16K. Portfolio play ($10K/mo combined) commands premium.
Composite of 8 dimensions computed deterministically from public signals — no LLM, every score traces back to a measurable input. Default weights shown; "compete" / "acquire" / "invest" lenses re-weight without re-fetching.
Range:
💰 Forecast Revenue / mo
MODELRevenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 6 of 6 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
| bugsREVIEW | −$1,800 | |
| support teamREVIEW | +$900 | |
| Good rating (4.3★)METRIC | +$800 | |
| Established app (6y old)METRIC | +$800 | |
| Ad-supported / freemiumMETRIC | +$600 | |
| Early-stage install base (455 ratings)METRIC | +$400 |
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)
📈 Reviews Growth
LIVECumulative review count from first BU snapshot. Each point = a tracked update.
⭐ Rating Trend
LIVEAverage rating evolution. Updates with each new review batch.
🆕 What's New · v3.3.16
- General bug fixes and improvements
Profile & Insights
Everything we know — and don't — about this app and its company.
Identification
- App name
- AYA PAY Wallet
- Developer
- AYA Bank
- Bundle ID
- com.ayaplus.subscriber
- App Store URL
- Open in App Store
- Category
- Finance
- Content rating
- 4+
- Languages
- MY, EN, ZH
Company
- Website
- Not found
- Tagline
- Today
- Description
- Find apps and games for iPhone, iPad, Mac, and more on the App Store.
- Founded
- Not found
- HQ / Address
- Not found
- Employees
- Not found
- Logo
- Available
Revenue
- Verified revenue / mo
- Not found
- AI revenue estimate / mo
- Not found
- AI annual estimate
- Not found
- ML model estimate / mo
- $324/mo
- Top-grossing rank
- Outside top 100 in US Finance
- All-time revenue
- Not found
- Pricing
- Not found
Founder
Founder data not yet collected for this app.
Funding
Funding data not yet collected for this app.
Press & Links
Press & Links data not yet collected for this app.
Contacts & Socials
Contacts & Socials data not yet collected for this app.
⭐Recent App Store Reviews33 latest · avg 2.82★ · 42.4% 5★ · 48.5% 1★
5★14 (42%)
4★0 (0%)
3★1 (3%)
2★2 (6%)
1★16 (48%)
+3 ratings/week
Praise: best ×3 great ×1 excellent ×1 love ×1 amazing ×1Complaints: bug ×3 worst ×2 crash ×1 scam ×1
Top positive
★★★★★ Good review
Best service…
★★★★★ Simple Wallet
Really simple and easy to use.…
Top negative
★☆☆☆☆ No Lock to Open Aya Pay
So far, my Aya Pay app not yet get log in step to enter this app. This pay can see all Bank account with amount. Even though, one click open to see inside of app. Why no lock for this Pay app?…
★☆☆☆☆ The worst app ever. You all need to fix the app system!
Especially the system sending from bank to aya wallet pay can't be available all the time. Sometime when using vpn or anything can rarely send but most of time it's really bad. You all need to fix your app and check back the bad r…
📈Ratings growth455 ratings+45400% lifetimeShow 3-year history estimate ▾
Tracked (30 weeks) Pre-tracking estimate (37 weeks) · model-based, ±5% noise · anchored to release date and current value
🌍Geographic ReachNot ranked
This app is currently outside the top 100 grossing in all 9 countries we monitor (US, UK, DE, FR, JP, CA, AU, BR, IN). Niche or new apps often launch this way — popularity rankings appear once daily revenue clears the regional threshold.
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.
📝 About this app
Subscriber App is an app of AYAPAY system that is designed to bring convenience payments and money transfers into your everyday life
With the Subscriber App, you can:
- Top up your mobile phone with 5 networks: MPT, Mytel, Ooredoo, Telenor, Mipec
- Cash in your Wallet at Agents or by verified AYA bank account
- Cash-out money at Agents or at ATMs
- Simply transfer money to Wallets, to Unwallet by OTP/NRIC or request transfer to receive money
- Easily bills payment at any time with 2 billers: Ananda, Canal+… View full description on the official store →
With the Subscriber App, you can:
- Top up your mobile phone with 5 networks: MPT, Mytel, Ooredoo, Telenor, Mipec
- Cash in your Wallet at Agents or by verified AYA bank account
- Cash-out money at Agents or at ATMs
- Simply transfer money to Wallets, to Unwallet by OTP/NRIC or request transfer to receive money
- Easily bills payment at any time with 2 billers: Ananda, Canal+… View full description on the official store →
App Specs
🔐 Own this app? Claim & verify MRR →💾 143 MB🔞 4+📱 iOS 15.1+🔖 v3.3.16🔄 updated 0d ago🌐 MY, EN, ZH📂 Finance💰 Free
📅
What Worked™ · Development Pipeline
10 EVENTS TRACKEDDetected changes in this app over its tracked lifetime — each event links cause (what changed) to effect (what moved). Sorted newest first.See full history →Version history →
2026-04
🔧
Shipped update — v? → v3.3.16
2026-04
⭐
Rating ↑ 2.82 → 4.26 (improved 1.44★)
2026-04
📈
Crossed 50 ratings — social-proof flywheel kicking in
2023-05
📈
Crossed 10 ratings — social-proof flywheel kicking in
2021-08
⭐
Rating ↑ 2.29 → 2.63 (improved 0.34★)
2020-06
⭐
Rating ↓ 3.00 → 2.60 (dropped 0.40★)
2020-04
⭐
Rating ↑ 2.33 → 3.00 (improved 0.67★)
2020-04
⭐
Rating ↓ 3.00 → 2.33 (dropped 0.67★)
2020-01
⭐
Rating ↓ 5.00 → 3.00 (dropped 2.00★)
2020-01
🚀
First tracked snapshot — initial data captured
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📝 Description
95
BU Score · Transcendent
Full revenue analysis
Read the article-style breakdown for AYA PAY Wallet: category rank, percentile, growth signal, comparable apps, and how the forecast is calibrated against verified-MRR anchors in this niche.
More by AYA Bank
View all →📦 Portfolio summaryINDIE studio
2apps·$10K/mocombined
⚠ Concentrated — top app contributes 100% of combined revenue (single-app dependency)
About this analysis
Why medium confidence: 455 ratings · no founder-verified revenue (model estimate only).
❓ Frequently Asked Questions
4 answers · auto-generated from this app's public dataHow much does AYA PAY Wallet make per month?▴
Based on our ML-calibrated revenue forecast, AYA PAY Wallet earns approximately $324/mo. This is a US-storefront-equivalent estimate; global revenue can be several times larger for internationally-distributed apps. See the methodology page for the full formula and confidence bands.
What apps are like AYA PAY Wallet?▴
Browse the full Finance category catalog to find similar apps with revenue, build cost, audience and tech stack data. Each /p/{slug} page also shows a Compare side-by-side widget with three peer apps from the same niche.
Who makes AYA PAY Wallet?▴
AYA PAY Wallet is published by AYA Bank on the Apple App Store. See the full publisher portfolio (other apps by the same developer) via the More by developer block on the product page above.
What is AYA PAY Wallet's BU Score?▴
AYA PAY Wallet has a BU Score of 56/100 (Solid). The score combines App Store rating, ratings count, monetization model and revenue signals calibrated against founder-verified MRR anchors. See the BU Score formula.