How much does BT Pay make per month?

Based on our ML-calibrated revenue forecast, BT Pay earns approximately $86/mo. This is a US-storefront-equivalent estimate; global revenue can be several times larger for internationally-distributed apps. See the methodology page for the full formula and confidence bands.

What apps are like BT Pay?

Browse the full Finance category catalog to find similar apps with revenue, build cost, audience and tech stack data. Each /p/{slug} page also shows a Compare side-by-side widget with three peer apps from the same niche.

BT Pay is published by Banca Transilvania on the Apple App Store. See the full publisher portfolio (other apps by the same developer) via the More by developer block on the product page above.

What is BT Pay's BU Score?

BT Pay has a BU Score of 64/100 (Solid). The score combines App Store rating, ratings count, monetization model and revenue signals calibrated against founder-verified MRR anchors. See the BU Score formula.

BT Pay

Quality Score

Solid

BT Pay

Name: BT Pay — app revenue, audience, build cost & risk profile
Creator: bumetric
License: https://creativecommons.org/licenses/by/4.0/
Keywords: BT Pay revenue, BT Pay app analytics, mobile app revenue estimate, Finance revenue, iOS app revenue

Medium confidence

4.8 ✍️ Editor

✍️ bumetric analysis

“

BT Pay is an iOS app from Banca Transilvania in the Finance category, currently rated 4.8★ across 1,750 ratings. Initial signal reads as mostly critical sentiment so far: users flag rough edges and unmet expectations.

Quality Score is 64: Solid (established niche player). For a Finance app, that means established niche player. The full BU Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.

Track changes month-over-month in the Performance section below: live snapshot history and revenue forecast included.

💰 Monthly revenue · now vs forecast

● Right now

$5.0K

per month

→

12-mo forecast

$5.2K – $10.8K

per month

→

24-mo forecast

$6.4K – $19.2K

per month

MID tier

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Typical impact: +2-5× organic installs

📊 Performance Tracking LIVE

Loading…

idle

Rating

—

Reviews

—

Forecast Revenue / mo

—

Snapshots tracked

since first record

🤖Also on Android

BT Pay

$2.4K/mo · 265K ratings · 4.0★

View →

ONE-TIME · BUILD 💰 Estimated build cost

$145K

↳ What it cost to build · not monthly revenue

Likely range $110K – $195K

$25K · MVP floor $100K · indie scale $500K+ · studio build

📈 Slow ROI — current MRR is well below build cost

Synthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age × team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.

Where the money goes

🧱 MVP baseline (design + 1-store ship)	+$28K
📱 5 unique screens × $4.5K	+$22K
📦 Asset bundle (287 MB)	+$40K
⚙ Finance complexity ×1.60	+$54K

Total estimate $145K

👥 Estimated audience size

105K

Lifetime downloads (US-equivalent)

Monthly active

29K

Daily active

11K

Synthetic estimate from ratings × category benchmarks. Calibrated against 2024-2026 mobile-attribution retention + DAU/MAU reports. Numbers are US-storefront-equivalent — true global audience can be 5-10× larger for international apps. Full math + source list on /methodology.

How we sized it

📲 Finance engagement	~60 installs / rating
🔁 Finance D30 retention	28%
📍 DAU / MAU stickiness	0.40

DAU / MAU 40% sticky

🔬

How we forecast this revenue

MEDIUM CONFIDENCE

Baseline

$5.0K/mo · ML-estimated from 234 triggers

Growth rate

+4.0% MoM · MID tier baseline (compound monthly)

6 months

$4.7K – $7.9K

12 months

$5.2K – $10.8K

24 months

$6.4K – $19.2K

Compound growth at +4.0% MoM (tier baseline for MID). Range widens with horizon — typical noise band ±25% at 6mo.. Ranges widen with horizon — distant futures carry more uncertainty.

📊

BU Investment Matrix

Below median · 51/100MID TIERunderperforming peers

Growth Velocity

5.0

Founder Strength

5.2

Product Quality

8.6

Revenue Strength

3.7

Monetization Maturity

1.0

Defensibility

5.0

Market Position

2.0

Operational Safety

10.0

💰 Revenue: Modest — $3K - $7K/mo · MID tier · medium confidence, trajectory unclear.
⭐ Quality: 4.78★ across 1,750 reviews — strong (top 10%).
📍 Market: Not yet charting in any of the 9 monitored markets.
📈 Growth: Insufficient signal to assess trajectory.
⚠️ Risk: Low — no material risk signals detected.

🎯 For competitors: Mixed picture. Worth competing if you have a clear UX or pricing edge — otherwise crowded segment.

💵 For acquirers: Estimated asking range 18-32× monthly = $90K-$160K.

Composite of 8 dimensions computed deterministically from public signals — no LLM, every score traces back to a measurable input. Default weights shown; "compete" / "acquire" / "invest" lenses re-weight without re-fetching.

Range:

💰 Forecast Revenue / mo

MODEL

Revenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.

🔬Forecast Breakdown — Why This Estimate?Top 4 of 4 triggers

Our ML model uses 200+ signals from public data. These are the most influential for this app:

Excellent rating (4.8★)METRIC		+$2,200
Low install base (1,750 ratings)METRIC		+$1,500
Established app (6y old)METRIC		+$800
Ad-supported / freemiumMETRIC		+$600

METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)

📥 Estimated Downloads / week

PROXY · ratings × 50/wk —

Industry-rule estimate (Sensor Tower / data.ai): one weekly install ≈ 50 new ratings. Solid points = tracked snapshots · faded line = pre-tracking model backfill.

📈 Reviews Growth

LIVE

Cumulative review count from first BU snapshot. Each point = a tracked update.

⭐ Rating Trend

LIVE

Average rating evolution. Updates with each new review batch.

🗓️ Snapshot Timeline

HISTORY

Each bar shows a tracked update and the metric delta from the previous snapshot.

🆕 What's New · v4.7.1

Vrem să te bucuri de banking de pe telefon în orice moment. Așa că aducem constant îmbunătățiri și funcționalități noi pentru o experiență cât mai bună în app.

Profile & Insights

Everything we know — and don't — about this app and its company.

Identification

App name: BT Pay
Developer: Banca Transilvania
Bundle ID: com.bancatransilvania.btpay
App Store URL: Open in App Store
Category: Finance
Content rating: 4+
Languages: EN, HU, IT, RO

Company

Website: Not found
Tagline: Not found
Description: Not found
Founded: Not found
HQ / Address: Not found
Employees: Not found
Logo: Not found

Revenue

Verified revenue / mo: Not found
AI revenue estimate / mo: Not found
AI annual estimate: Not found
ML model estimate / mo: $86/mo
Top-grossing rank: Outside top 100 in US Finance
All-time revenue: Not found
Pricing: Not found

Founder

Founder data not yet collected for this app.

Funding

Funding data not yet collected for this app.

Press & Links

Press & Links data not yet collected for this app.

Contacts & Socials

Contacts & Socials data not yet collected for this app.

📈Ratings growth1,750 ratings+174900% lifetimeShow 3-year history estimate ▾

Tracked (42 weeks) Pre-tracking estimate (36 weeks) · model-based, ±5% noise · anchored to release date and current value

🌍Geographic ReachNot ranked

This app is currently outside the top 100 grossing in all 9 countries we monitor (US, UK, DE, FR, JP, CA, AU, BR, IN). Niche or new apps often launch this way — popularity rankings appear once daily revenue clears the regional threshold.

Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.

📝 About this app

Acum poti sa transferi bani în cel mai simplu mod în care ai făcut-o vreodată …cu telefonul! 

Inregistreaza-te in aplicatia BT Pay, lansata de Banca Transilvania, completand urmatoarele informatii: numarul de telefon, data nasterii si detaliile cardurilor BT pe care le doresti sa fie incluse in aplicatie, in format digital.

Ce poti face cu aplicatia BT Pay? Multe:

• Trimiti bani catre cine doresti sau poti solicita sa ti se trimita bani cand ai nevoie. Tot ce trebuie sa stii pentru transfer este numarul de telefon al persoanei catre care/de la care este transferul de bani;… View full description on the official store →

App Specs

🔐 Own this app? Claim & verify MRR →

💾 287 MB🔞 4+📱 iOS 16.0+🔖 v4.7.1🔄 updated 0d ago🌐 EN, HU, IT, RO📂 Finance💰 Paid

📅

What Worked™ · Development Pipeline

7 EVENTS TRACKED

Detected changes in this app over its tracked lifetime — each event links cause (what changed) to effect (what moved). Sorted newest first.See full history →Version history →

2026-05

🔄

Monetization changed: freemium → free

2026-03

⭐

Rating ↑ 2.20 → 4.80 (improved 2.60★)

2026-03

📈

Crossed 50 ratings — social-proof flywheel kicking in

2023-05

📈

Crossed 10 ratings — social-proof flywheel kicking in

2023-04

⭐

Rating ↑ 1.57 → 2.00 (improved 0.43★)

2022-11

⭐

Rating ↑ 1.00 → 1.80 (improved 0.80★)

2021-06

🚀

First tracked snapshot — initial data captured

🌍

Multi-Country Performance

Available in 8 of 9 monitored markets

Market	Rating	Reviews	Current version
🇦🇺 AU	4.82143★	56	4.82143★ this version
🇧🇷 BR	4.59999★	10	4.59999★ this version
🇨🇦 CA	4.71703★	364	4.71703★ this version
🇩🇪 DE	4.81846★	2,556	4.81846★ this version
🇬🇧 GB	4.86021★	6,803	4.86021★ this version
🇮🇳 IN	4.71739★	46	4.71739★ this version
🇯🇵 JP	4.71429★	21	4.71429★ this version
🇺🇸 US	4.77907★	1,806	4.77907★ this version

🔔

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📝 Description

BU Score · Transcendent

Full revenue analysis

Read the article-style breakdown for BT Pay: category rank, percentile, growth signal, comparable apps, and how the forecast is calibrated against verified-MRR anchors in this niche.

Read deep-dive →