Collctiv - Group Payments.
60
Quality Score
Solid
Collctiv - Group Payments.
Medium confidence
✍️ bumetric analysis
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Collctiv - Group Payments. is an iOS app from Collctiv Ltd in the Finance category, currently rated 4.3★ across 189 ratings. Initial signal reads as mostly critical sentiment so far: users flag rough edges and unmet expectations.
Quality Score is 60: Solid (established niche player). For a Finance app, that means established niche player. The full BU Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.
Track changes month-over-month in the Performance section below: live snapshot history and revenue forecast included.
💰 Monthly revenue · now vs forecast
● Right now
$668
per month
→
12-mo forecast
$584 – $2106
per month
→
24-mo forecast
$541 – $4873
per month
INDIE tier
💡 Grow this revenue
Free AI audit of this app’s store listing
- Title & subtitle keyword fit
- Description hook & conversion structure
- Screenshots, ratings, reviews strategy
Typical impact: +2-5× organic installs
📊 Performance Tracking LIVE
Loading…
Rating
—
Reviews
—
Forecast Revenue / mo
—
Snapshots tracked
0
since first record
ONE-TIME · BUILD
💰 Estimated build cost
$85K
↳ What it cost to build · not monthly revenue
Likely range $65K – $115K
$25K · MVP floor
$100K · indie scale
$500K+ · studio build
📈
Pays back in ~1.3y at current MRR
Synthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age × team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.
Where the money goes
| 🧱 MVP baseline (design + 1-store ship) | +$28K |
| 📱 5 unique screens × $4.5K | +$22K |
| 📦 Asset bundle (60 MB) | +$3K |
| ⚙ Finance complexity ×1.60 | +$32K |
Total estimate
$85K
ONE-TIME · EXIT VALUE
💵 Estimated acquisition value
$75K
↳ What it would sell for · not monthly revenue
Marketplace range $75K – $100K · 16× MRR multiple
💸
~0.9× build cost (under-water)
Synthetic estimate. Multiple band derived from ad-supported + age, rating quality, category demand, and user-base maturity. Calibrated against 2024-2026 indie-app-marketplace closed-deal medians. Full math + comparable deal list on /methodology.
How the multiple was built
| 📺 Ad-supported base | 15× MRR |
| 🏷 Finance category multiple | +15% |
| ⭐ Small user base (<1K ratings) | -8% |
Final multiple
16× MRR
👥 Estimated audience size
11K
Lifetime downloads (US-equivalent)
Monthly active
3.0K
Daily active
1.2K
Synthetic estimate from ratings × category benchmarks. Calibrated against 2024-2026 mobile-attribution retention + DAU/MAU reports. Numbers are US-storefront-equivalent — true global audience can be 5-10× larger for international apps. Full math + source list on /methodology.
How we sized it
| 📲 Finance engagement | ~60 installs / rating |
| 🔁 Finance D30 retention | 28% |
| 📍 DAU / MAU stickiness | 0.40 |
DAU / MAU
40% sticky
🔬
How we forecast this revenue
LOW CONFIDENCEBaseline
$668/mo · ML-estimated from 234 triggers
Growth rate
+6.0% MoM · INDIE tier baseline (compound monthly)
6 months
$569 – $1.3K
12 months
$584 – $2.1K
24 months
$541 – $4.9K
Compound growth at +6.0% MoM (tier baseline for INDIE). Range widens with horizon — typical noise band ±40% at 6mo.. Ranges widen with horizon — distant futures carry more uncertainty.
📊
BU Investment Matrix
Early-stage solo · 42/100INDIE TIERexpected for tierGrowth Velocity
5.0
Founder Strength
4.7
Product Quality
6.1
Revenue Strength
2.8
Monetization Maturity
1.0
Defensibility
3.7
Market Position
0.3
Operational Safety
10.0
- 💰 Revenue: Marginal — $267 - $1671/mo · INDIE tier · medium confidence, trajectory unclear.
- ⭐ Quality: 4.33★ across 189 reviews — solid.
- 📍 Market: Not yet charting in any of the 9 monitored markets.
- 📈 Growth: Insufficient signal to assess trajectory.
- ⚠️ Risk: Low — no material risk signals detected.
🎯 For competitors: Mixed picture. Worth competing if you have a clear UX or pricing edge — otherwise crowded segment.
💵 For acquirers: Estimated asking range 18-32× monthly = $12K-$21K. Portfolio play ($5K/mo combined) commands premium.
Composite of 8 dimensions computed deterministically from public signals — no LLM, every score traces back to a measurable input. Default weights shown; "compete" / "acquire" / "invest" lenses re-weight without re-fetching.
Range:
💰 Forecast Revenue / mo
MODELRevenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 6 of 6 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
| support teamREVIEW | +$900 | |
| Good rating (4.3★)METRIC | +$800 | |
| Established app (6y old)METRIC | +$800 | |
| Ad-supported / freemiumMETRIC | +$600 | |
| Early-stage install base (189 ratings)METRIC | +$400 | |
| Single-language (English only)METRIC | −$400 |
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)
📈 Reviews Growth
LIVECumulative review count from first BU snapshot. Each point = a tracked update.
⭐ Rating Trend
LIVEAverage rating evolution. Updates with each new review batch.
🆕 What's New · v3.3.1
Tis the season to be jolly... and to make things even more slick in the Collctiv app!
Know someone who's been roped into organising? Share Collctiv with them to make their life easier.
Need any help? Get in touch at support@collctiv.com
Know someone who's been roped into organising? Share Collctiv with them to make their life easier.
Need any help? Get in touch at support@collctiv.com
Profile & Insights
Everything we know — and don't — about this app and its company.
Identification
- App name
- Collctiv - Group Payments.
- Developer
- Collctiv Ltd
- Bundle ID
- com.collctiv.app
- App Store URL
- Open in App Store
- Category
- Finance
- Content rating
- 17+
- Languages
- EN
Company
- Website
- Not found
- Tagline
- Collect money without sharing bank details.
- Description
- Collect money from your friends for that birthday present, sports event or anything you like. They don't even need to download an app, just tap to pay using Apple/Google Pay or their card. Join Collctiv today for free.
- Founded
- 2019-05-01
- HQ / Address
- Manchester
- Employees
- Not found
- Logo
- Available
Revenue
- Verified revenue / mo
- Not found
- AI revenue estimate / mo
- Not found
- AI annual estimate
- Not found
- ML model estimate / mo
- $5.3K/mo
- Top-grossing rank
- Outside top 100 in US Finance
- All-time revenue
- Not found
- Pricing
- Not found
Founder
Founder data not yet collected for this app.
Funding
Funding data not yet collected for this app.
Press & Links
Press & Links data not yet collected for this app.
Contacts & Socials
- Socials
- instagram instagram.com/collctivapp · linkedin linkedin.com/company/collctiv
- Not found
- Phone
- Not found
- Contact page
- collctiv.com/contact
- About page
- collctiv.com/about
📈Ratings growth189 ratings+18800% lifetimeShow 3-year history estimate ▾
Tracked (21 weeks) Pre-tracking estimate (37 weeks) · model-based, ±5% noise · anchored to release date and current value
🌍Geographic ReachNot ranked
This app is currently outside the top 100 grossing in all 9 countries we monitor (US, UK, DE, FR, JP, CA, AU, BR, IN). Niche or new apps often launch this way — popularity rankings appear once daily revenue clears the regional threshold.
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.
📝 About this app
Organise your friends like a boss - never again be left out of pocket for your group! When you’re the one who puts in all the hard work of planning everyone’s social life, why should you have to be left holding the bill?
Collctiv is the quickest and easiest way to pool money with your friends. Tasked with getting the perfect group gift for a colleague? Planning the hen or stag party of a lifetime? Are you the one who sorts out the weekly sporty get-together? Need to get money from everyone to be able to book those tickets? Why should you have to pay out for the group and then spend the rest… View full description on the official store →
Collctiv is the quickest and easiest way to pool money with your friends. Tasked with getting the perfect group gift for a colleague? Planning the hen or stag party of a lifetime? Are you the one who sorts out the weekly sporty get-together? Need to get money from everyone to be able to book those tickets? Why should you have to pay out for the group and then spend the rest… View full description on the official store →
App Specs
🔐 Own this app? Claim & verify MRR →💾 60 MB🔞 17+📱 iOS 15.1+🔖 v3.3.1🔄 updated 0d ago🌐 EN📂 Finance💰 Paid
📅
What Worked™ · Development Pipeline
10 EVENTS TRACKEDDetected changes in this app over its tracked lifetime — each event links cause (what changed) to effect (what moved). Sorted newest first.See full history →Version history →
2026-05
⭐
Rating ↓ 4.80 → 4.33 (dropped 0.47★)
2026-05
🔄
Monetization changed: freemium → free
2026-03
⭐
Rating ↑ 1.71 → 4.80 (improved 3.09★)
2026-03
📈
Crossed 50 ratings — social-proof flywheel kicking in
2023-11
📈
Crossed 10 ratings — social-proof flywheel kicking in
2023-09
⭐
Rating ↑ 2.00 → 2.38 (improved 0.38★)
2023-05
⭐
Rating ↓ 2.67 → 2.25 (dropped 0.42★)
2023-04
⭐
Rating ↓ 3.50 → 2.67 (dropped 0.83★)
2022-12
⭐
Rating ↑ 2.00 → 3.50 (improved 1.50★)
2022-10
🚀
First tracked snapshot — initial data captured
🔔
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📝 Description
95
BU Score · Transcendent
Full revenue analysis
Read the article-style breakdown for Collctiv - Group Payments.: category rank, percentile, growth signal, comparable apps, and how the forecast is calibrated against verified-MRR anchors in this niche.
About this analysis
Why medium confidence: 189 ratings · no founder-verified revenue (model estimate only).
❓ Frequently Asked Questions
4 answers · auto-generated from this app's public dataHow much does Collctiv - Group Payments. make per month?▴
Based on our ML-calibrated revenue forecast, Collctiv - Group Payments. earns approximately $5.3K/mo. This is a US-storefront-equivalent estimate; global revenue can be several times larger for internationally-distributed apps. See the methodology page for the full formula and confidence bands.
What apps are like Collctiv - Group Payments.?▴
Browse the full Finance category catalog to find similar apps with revenue, build cost, audience and tech stack data. Each /p/{slug} page also shows a Compare side-by-side widget with three peer apps from the same niche.
Who makes Collctiv - Group Payments.?▴
Collctiv - Group Payments. is published by Collctiv Ltd on the Apple App Store. See the full publisher portfolio (other apps by the same developer) via the More by developer block on the product page above.
What is Collctiv - Group Payments.'s BU Score?▴
Collctiv - Group Payments. has a BU Score of 60/100 (Solid). The score combines App Store rating, ratings count, monetization model and revenue signals calibrated against founder-verified MRR anchors. See the BU Score formula.