GoPay: Transfer, Bayar, QRIS
60
Quality Score
Solid
GoPay: Transfer, Bayar, QRIS
Medium confidence
✍️ bumetric analysis
“
GoPay: Transfer, Bayar, QRIS is an iOS app from PT. GOTO GOJEK TOKOPEDIA TBK in the Finance category, currently rated 4.7★ across 473 ratings. Initial signal reads as mixed reviews: supporters praise core features while critics cite stability and value gaps.
Quality Score is 60: Solid (established niche player). For a Finance app, that means established niche player. The full BU Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.
Track changes month-over-month in the Performance section below: live snapshot history and revenue forecast included.
💰 Monthly revenue · now vs forecast
● Right now
$500
per month
→
12-mo forecast
$437 – $1575
per month
→
24-mo forecast
$405 – $3644
per month
INDIE tierFREE
💡 Grow this revenue
Free AI audit of this app’s store listing
- Title & subtitle keyword fit
- Description hook & conversion structure
- Screenshots, ratings, reviews strategy
Typical impact: +2-5× organic installs
📊 Performance Tracking LIVE
Loading…
Rating
—
Reviews
—
Forecast Revenue / mo
—
Snapshots tracked
0
since first record
ONE-TIME · BUILD
💰 Estimated build cost
$110K
↳ What it cost to build · not monthly revenue
Likely range $80K – $150K
$25K · MVP floor
$100K · indie scale
$500K+ · studio build
📈
Slow ROI — current MRR is well below build cost
Synthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age × team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.
Where the money goes
| 🧱 MVP baseline (design + 1-store ship) | +$28K |
| 📱 5 unique screens × $4.5K | +$22K |
| 📦 Asset bundle (99 MB) | +$19K |
| ⚙ Finance complexity ×1.60 | +$42K |
Total estimate
$110K
👥 Estimated audience size
28K
Lifetime downloads (US-equivalent)
Monthly active
7.8K
Daily active
3.1K
Synthetic estimate from ratings × category benchmarks. Calibrated against 2024-2026 mobile-attribution retention + DAU/MAU reports. Numbers are US-storefront-equivalent — true global audience can be 5-10× larger for international apps. Full math + source list on /methodology.
How we sized it
| 📲 Finance engagement | ~60 installs / rating |
| 🔁 Finance D30 retention | 28% |
| 📍 DAU / MAU stickiness | 0.40 |
DAU / MAU
40% sticky
🔬
How we forecast this revenue
LOW CONFIDENCEBaseline
$500/mo · ML-estimated from 234 triggers
Growth rate
+6.0% MoM · INDIE tier baseline (compound monthly)
6 months
$426 – $993
12 months
$437 – $1.6K
24 months
$405 – $3.6K
Compound growth at +6.0% MoM (tier baseline for INDIE). Range widens with horizon — typical noise band ±40% at 6mo.. Ranges widen with horizon — distant futures carry more uncertainty.
📊
BU Investment Matrix
Pre-traction · 34/100INDIE TIERFREE (NO MONETIZATION)limited signalGrowth Velocity
5.0
Founder Strength
3.0
Product Quality
5.1
Revenue Strength
2.7
Monetization Maturity
0.5
Defensibility
4.2
Market Position
2.0
Operational Safety
4.4
- 💰 Revenue: Marginal — $200 - $1250/mo · INDIE tier · medium confidence, trajectory unclear.
- ⭐ Quality: 4.71★ across 473 reviews — below category median.
- 📍 Market: Not yet charting in any of the 9 monitored markets.
- 📈 Growth: Insufficient signal to assess trajectory.
- ⚠️ Risk: Elevated — 2.4% refund mentions, scam/fraud mentions detected, rating drift -1.95 ★ (recent 50 vs lifetime).
🎯 For competitors: Vulnerable. Quality drift + slow updates create a clear opening for a fresh competitor with active dev cadence.
💵 For acquirers: Estimated asking range 12-22× monthly = $6K-$11K. Discount applied for operational risk..
Composite of 8 dimensions computed deterministically from public signals — no LLM, every score traces back to a measurable input. Default weights shown; "compete" / "acquire" / "invest" lenses re-weight without re-fetching.
Range:
💰 Forecast Revenue / mo
MODELRevenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 8 of 8 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
| Excellent rating (4.7★)METRIC | +$2,200 | |
| bugsREVIEW | −$1,800 | |
| highly recommendREVIEW | +$1,400 | |
| slowREVIEW | −$1,200 | |
| Ad-supported / freemiumMETRIC | +$600 | |
| Early-stage install base (473 ratings)METRIC | +$400 | |
| Single-language (English only)METRIC | −$400 | |
| Growing app (2y old)METRIC | +$200 |
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)
📈 Reviews Growth
LIVECumulative review count from first BU snapshot. Each point = a tracked update.
⭐ Rating Trend
LIVEAverage rating evolution. Updates with each new review batch.
🆕 What's New · v2.7.0
SMOOTHER APP FOR YOU
In this update we bashed all the bugs to make sure your payments and transactions are smoother, safer, and more convenient.
Cheers!
In this update we bashed all the bugs to make sure your payments and transactions are smoother, safer, and more convenient.
Cheers!
Profile & Insights
Everything we know — and don't — about this app and its company.
Identification
- App name
- GoPay: Transfer, Bayar, QRIS
- Developer
- PT. GOTO GOJEK TOKOPEDIA TBK
- Bundle ID
- com.go-jek.gopay
- App Store URL
- Open in App Store
- Category
- Finance
- Content rating
- 4+
- Languages
- EN
Company
- Website
- Not found
- Tagline
- Baru! Aplikasi GoPay
- Description
- Temukan kemudahan transfer dan bayar dengan GoPay. Aplikasi ringan untuk transfer ke mana saja, langsung masuk, dan bebas biaya hingga 100x.
- Founded
- Not found
- HQ / Address
- Jakarta
- Employees
- Not found
- Logo
- Available
Revenue
- Verified revenue / mo
- Not found
- AI revenue estimate / mo
- Not found
- AI annual estimate
- Not found
- ML model estimate / mo
- $77/mo
- Top-grossing rank
- Outside top 100 in US Finance
- All-time revenue
- Not found
- Pricing
- Not found
Founder
Founder data not yet collected for this app.
Funding
Funding data not yet collected for this app.
Press & Links
Press & Links data not yet collected for this app.
Contacts & Socials
- Socials
- facebook facebook.com/gopayindonesia · instagram instagram.com/gopayindonesia · twitter twitter.com/gopayindonesia · youtube youtube.com/gopayindonesia
- customerservice@gopay.co.id
- Phone
- 12160 1500729
- Contact page
- gopay.co.id/support
- About page
- Not found
📈Ratings growth473 ratings+3279% lifetimeShow 3-year history estimate ▾
Tracked (32 weeks) Pre-tracking estimate (35 weeks) · model-based, ±5% noise · anchored to release date and current value
🌍Geographic ReachNot ranked
This app is currently outside the top 100 grossing in all 9 countries we monitor (US, UK, DE, FR, JP, CA, AU, BR, IN). Niche or new apps often launch this way — popularity rankings appear once daily revenue clears the regional threshold.
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.
📝 About this app
GoPay’s new look makes transactions & money management easier
Discover and try exciting new features! Everything feels more convenient, yet still lightweight.
=====
EASY TRANSFERS & TOP-UPS
- FREE transfer fees up to 100x/month to all banks. On-time Guarantee, get 50,000 GoPay Coins if the transfer takes more than 1 minute
- Easy transfers and top-ups to digital wallets (e-wallets) like AstraPay, DANA, iSaku, LinkAja, OVO, and ShopeePay. You can also accept transfers from FLIP
- Free top-ups and cash withdrawals at Alfamart and Indomaret… View full description on the official store →
Discover and try exciting new features! Everything feels more convenient, yet still lightweight.
=====
EASY TRANSFERS & TOP-UPS
- FREE transfer fees up to 100x/month to all banks. On-time Guarantee, get 50,000 GoPay Coins if the transfer takes more than 1 minute
- Easy transfers and top-ups to digital wallets (e-wallets) like AstraPay, DANA, iSaku, LinkAja, OVO, and ShopeePay. You can also accept transfers from FLIP
- Free top-ups and cash withdrawals at Alfamart and Indomaret… View full description on the official store →
App Specs
🔐 Own this app? Claim & verify MRR →💾 99 MB🔞 4+📱 iOS 15.0+🔖 v2.7.0🔄 updated 0d ago🌐 EN📂 Finance💰 Free
📅
What Worked™ · Development Pipeline
8 EVENTS TRACKEDDetected changes in this app over its tracked lifetime — each event links cause (what changed) to effect (what moved). Sorted newest first.See full history →Version history →
2026-05
⭐
Rating ↑ 4.20 → 4.71 (improved 0.51★)
2026-05
📈
Crossed 10 ratings — social-proof flywheel kicking in
2026-05
🔄
Monetization changed: freemium → free
2026-03
⭐
Rating ↑ 3.47 → 4.20 (improved 0.73★)
2024-08
📈
Crossed 10 ratings — social-proof flywheel kicking in
2023-11
⭐
Rating ↓ 4.50 → 3.33 (dropped 1.17★)
2023-09
⭐
Rating ↓ 5.00 → 4.50 (dropped 0.50★)
2023-08
🚀
First tracked snapshot — initial data captured
🗣
Voice of Customer
Based on 85 reviews across 8 markets● 49% positive · ● 39% neutral · ● 12% negative · Rating drift: -1.95★ (declining — recent 50: 2.76★ vs lifetime: 4.71★)
VADER compound sentiment per quarter (−1 = fully negative, +1 = fully positive). Each point ≥ 5 reviews.
Sentiment by country (−1 to +1)
🇮🇳 IN
+0.73
🇬🇧 GB
+0.47
🇩🇪 DE
+0.26
🇨🇦 CA
+0.25
🇺🇸 US
+0.22
🇯🇵 JP
+0.07
🇦🇺 AU
+0.03
🇫🇷 FR
+0.00
Top praise themes
easy easy ×4 terima kasih ×3 top ×5 pake ×5 indonesia ×4 mantap ×3 money ×3 wallet ×3
Top complaint themes
customer support ×4 bank account ×3 money ×9 tidak ×9 saya ×9 top ×8 card ×7 help ×6
Risk signals
Refund mentions: 2.4% Fraud / scam mentions: 1.2%
🌍
Multi-Country Performance
Available in 9 of 9 monitored markets| Market | Rating | Reviews | Current version |
|---|---|---|---|
| 🇦🇺 AU | 4.57252★ | 131 | 4.57252★ this version |
| 🇧🇷 BR | 3.66667★ | 3 | 3.66667★ this version |
| 🇨🇦 CA | 4.73684★ | 19 | 4.73684★ this version |
| 🇩🇪 DE | 4.65★ | 40 | 4.65★ this version |
| 🇫🇷 FR | 4.64706★ | 17 | 4.64706★ this version |
| 🇬🇧 GB | 4.5★ | 54 | 4.5★ this version |
| 🇮🇳 IN | 4.87805★ | 41 | 4.87805★ this version |
| 🇯🇵 JP | 4.7449★ | 196 | 4.7449★ this version |
| 🇺🇸 US | 4.69862★ | 511 | 4.69862★ this version |
🔔
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📝 Description
95
BU Score · Transcendent
Full revenue analysis
Read the article-style breakdown for GoPay: Transfer, Bayar, QRIS: category rank, percentile, growth signal, comparable apps, and how the forecast is calibrated against verified-MRR anchors in this niche.
About this analysis
Why medium confidence: 473 ratings · no founder-verified revenue (model estimate only).
❓ Frequently Asked Questions
4 answers · auto-generated from this app's public dataHow much does GoPay make per month?▴
Based on our ML-calibrated revenue forecast, GoPay earns approximately $77/mo. This is a US-storefront-equivalent estimate; global revenue can be several times larger for internationally-distributed apps. See the methodology page for the full formula and confidence bands.
What apps are like GoPay?▴
Browse the full Finance category catalog to find similar apps with revenue, build cost, audience and tech stack data. Each /p/{slug} page also shows a Compare side-by-side widget with three peer apps from the same niche.
Who makes GoPay?▴
GoPay is published by PT. GOTO GOJEK TOKOPEDIA TBK on the Apple App Store. See the full publisher portfolio (other apps by the same developer) via the More by developer block on the product page above.
What is GoPay's BU Score?▴
GoPay has a BU Score of 60/100 (Solid). The score combines App Store rating, ratings count, monetization model and revenue signals calibrated against founder-verified MRR anchors. See the BU Score formula.