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Kotak Bank: 811 Mobile App

68
Quality Score
Solid

Kotak Bank: 811 Mobile App

Medium confidence
4.7 ✍️ Editor
✍️ bumetric analysis

Kotak Bank: 811 Mobile App is an iOS app from Kotak Mahindra Bank Ltd. in the Finance category, currently rated 4.7★ across 1,309 ratings. Initial signal reads as mostly critical sentiment so far: users flag rough edges and unmet expectations.

Quality Score is 68: Solid (established niche player). For a Finance app, that means established niche player. The full BU Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.

Track changes month-over-month in the Performance section below: live snapshot history and revenue forecast included.

💰 Monthly revenue · now vs forecast
● Right now
$5.0K
per month
12-mo forecast
$5.2K – $10.8K
per month
24-mo forecast
$6.4K – $19.2K
per month
MID tier
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📊 Performance Tracking LIVE

Loading…
idle
0%
Rating
Reviews
Forecast Revenue / mo
Snapshots tracked
0
since first record
ONE-TIME · BUILD 💰 Estimated build cost
$145K
What it cost to build · not monthly revenue
Likely range $110K – $195K
$25K · MVP floor $100K · indie scale $500K+ · studio build
📈 Pays back in ~1.4y at current MRR

Synthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age × team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.

Where the money goes
🧱 MVP baseline (design + 1-store ship) +$28K
📱 5 unique screens × $4.5K +$22K
📦 Asset bundle (155 MB) +$40K
Finance complexity ×1.60 +$54K
Total estimate $145K
ONE-TIME · EXIT VALUE 💵 Estimated acquisition value
$175K
What it would sell for · not monthly revenue
Marketplace range $125K – $225K · 20× MRR multiple
💸 ~1.2× build cost (break-even+)

Synthetic estimate. Multiple band derived from ad-supported + age, rating quality, category demand, and user-base maturity. Calibrated against 2024-2026 indie-app-marketplace closed-deal medians. Full math + comparable deal list on /methodology.

How the multiple was built
📺 Ad-supported base 15× MRR
★ rating ≥ 4.7 (premium) +15%
🏷 Finance category multiple +15%
Final multiple 20× MRR
👥 Estimated audience size
78K
Lifetime downloads (US-equivalent)
Monthly active
21K
Daily active
8.6K

Synthetic estimate from ratings × category benchmarks. Calibrated against 2024-2026 mobile-attribution retention + DAU/MAU reports. Numbers are US-storefront-equivalent — true global audience can be 5-10× larger for international apps. Full math + source list on /methodology.

How we sized it
📲 Finance engagement ~60 installs / rating
🔁 Finance D30 retention 28%
📍 DAU / MAU stickiness 0.40
DAU / MAU 40% sticky
🔬

How we forecast this revenue

MEDIUM CONFIDENCE
Baseline
$5.0K/mo · ML-estimated from 234 triggers
Growth rate
+4.0% MoM · MID tier baseline (compound monthly)
6 months
$4.7K – $7.9K
12 months
$5.2K – $10.8K
24 months
$6.4K – $19.2K
Compound growth at +4.0% MoM (tier baseline for MID). Range widens with horizon — typical noise band ±25% at 6mo.. Ranges widen with horizon — distant futures carry more uncertainty.
📊

BU Investment Matrix

Below median · 53/100MID TIERunderperforming peers
GrowthFounderQualityRevenueMonetiz.MoatMarketSafety
Growth Velocity
5.0
Founder Strength
6.7
Product Quality
8.5
Revenue Strength
3.7
Monetization Maturity
1.0
Defensibility
5.5
Market Position
2.0
Operational Safety
10.0
  • 💰 Revenue: Modest — $3K - $7K/mo · MID tier · medium confidence, trajectory unclear.
  • ⭐ Quality: 4.72★ across 1,309 reviews — strong (top 10%).
  • 📍 Market: Not yet charting in any of the 9 monitored markets.
  • 📈 Growth: Insufficient signal to assess trajectory.
  • ⚠️ Risk: Low — no material risk signals detected.
🎯 For competitors: Mixed picture. Worth competing if you have a clear UX or pricing edge — otherwise crowded segment.
💵 For acquirers: Estimated asking range 18-32× monthly = $90K-$160K. Portfolio play ($15K/mo combined) commands premium.
Composite of 8 dimensions computed deterministically from public signals — no LLM, every score traces back to a measurable input. Default weights shown; "compete" / "acquire" / "invest" lenses re-weight without re-fetching.
Range:

💰 Forecast Revenue / mo

MODEL
Revenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 6 of 6 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
Excellent rating (4.7★)METRIC
+$2,200
excellent appREVIEW
+$1,500
Low install base (1,309 ratings)METRIC
+$1,500
Ad-supported / freemiumMETRIC
+$600
Single-language (English only)METRIC
−$400
Growing app (2y old)METRIC
+$200
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)

📈 Reviews Growth

LIVE
Cumulative review count from first BU snapshot. Each point = a tracked update.

⭐ Rating Trend

LIVE
Average rating evolution. Updates with each new review batch.

🆕 What's New · v4.4.0

- Say hello to 811 Compass!
Simple, actionable steps to guide you on the right financial path.

- The usual bug-squashing
Small yet important fixes behind-the-scenes for a smoother banking experience.

Profile & Insights

Everything we know — and don't — about this app and its company.

Identification

App name
Kotak Bank: 811 Mobile App
Developer
Kotak Mahindra Bank Ltd.
Bundle ID
com.kotak811mobilebankingapp.instantsavingsupiscanandpayrecharge
App Store URL
Open in App Store
Category
Finance
Content rating
17+
Languages
EN

Company

Website
Not found
Tagline
Not found
Description
Not found
Founded
Not found
HQ / Address
Not found
Employees
Not found
Logo
Not found

Revenue

Verified revenue / mo
Not found
AI revenue estimate / mo
Not found
AI annual estimate
Not found
ML model estimate / mo
$8.7K/mo
Top-grossing rank
Outside top 100 in US Finance
All-time revenue
Not found
Pricing
Not found

Founder

Founder data not yet collected for this app.

Funding

Funding data not yet collected for this app.

Press & Links

Press & Links data not yet collected for this app.

Contacts & Socials

Contacts & Socials data not yet collected for this app.
AI Revenue EstimateCONFIDENCE: HIGH
The 'Kotak Bank: 811 Mobile App' is a free banking application that does not generate direct revenue through in-app purchases or subscriptions. Its purpose is to facilitate banking services, customer acquisition, and engagement for Kotak Mahindra Bank Ltd., which in turn contributes to the bank's overall revenue through traditional banking products and services.
Sources mentioned: Sensor Tower, Google Play Store, Kotak Mahindra Bank
📈Ratings growth1,309 ratings+3256% lifetimeShow 3-year history estimate ▾Mar 2024Jun 2025Jun 2026
Tracked (9 weeks) Pre-tracking estimate (28 weeks) · model-based, ±5% noise · anchored to release date and current value
🌍Geographic ReachNot ranked
This app is currently outside the top 100 grossing in all 9 countries we monitor (US, UK, DE, FR, JP, CA, AU, BR, IN). Niche or new apps often launch this way — popularity rankings appear once daily revenue clears the regional threshold.
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.

📝 About this app

Experience Seamless Banking with the Kotak811 Mobile Banking App
Apply for a zero-balance account online and enjoy banking from your smartphone. With the Kotak811 app, you can open a bank account, manage savings, make UPI payments, invest in fixed deposits, and much more.
Download the Kotak811 app now to experience the best in digital banking.

Key Features of the Kotak811 Mobile Banking App:
• Open an Account in Minutes: Complete an easy, end-to-end digital account opening procedure. Kotak811 enables instant zero balance account opening without typical banking hurdles.… View full description on the official store →
App Specs
🔐 Own this app? Claim & verify MRR →
💾 155 MB🔞 17+📱 iOS 13.4+🔖 v4.4.0🔄 updated 0d ago🌐 EN📂 Finance💰 Paid
📅

What Worked™ · Development Pipeline

8 EVENTS TRACKED
Detected changes in this app over its tracked lifetime — each event links cause (what changed) to effect (what moved). Sorted newest first.See full history →Version history →
2026-05
Rating ↑ 2.88 → 4.72 (improved 1.84★)
2026-05
📈
Crossed 10 ratings — social-proof flywheel kicking in
2026-03
Rating ↓ 4.90 → 2.88 (dropped 2.02★)
2026-03
Rating ↓ 3.50 → 3.14 (dropped 0.36★)
2026-03
📈
Crossed 10 ratings — social-proof flywheel kicking in
2026-02
Rating ↓ 4.00 → 3.50 (dropped 0.50★)
2025-03
Rating ↓ 5.00 → 3.67 (dropped 1.33★)
2024-11
🚀
First tracked snapshot — initial data captured
🌍

Multi-Country Performance

Available in 9 of 9 monitored markets
MarketRatingReviewsCurrent version
🇦🇺 AU4.68993★2,0064.68993★ this version
🇧🇷 BR4.84999★204.84999★ this version
🇨🇦 CA4.76684★3864.76684★ this version
🇩🇪 DE4.75★404.75★ this version
🇫🇷 FR4.88889★274.88889★ this version
🇬🇧 GB4.79899★1994.79899★ this version
🇮🇳 IN4.76992★143,7014.76992★ this version
🇯🇵 JP4.83019★534.83019★ this version
🇺🇸 US4.71852★1,3824.71852★ this version
🔔

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📝 Description

95
BU Score · Transcendent
Full revenue analysis
Read the article-style breakdown for Kotak Bank: 811 Mobile App: category rank, percentile, growth signal, comparable apps, and how the forecast is calibrated against verified-MRR anchors in this niche.
Read deep-dive →

More by Kotak Mahindra Bank Ltd.

View all →
📦 Portfolio summaryINDIE studio
9apps·$15K/mocombined
Lead-app heavy — top app contributes 58%

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About this analysis
ZCAnalyzed by Zakhar Chumak · founder, bumetric·Full methodology·Medium confidence

Why medium confidence: 1,309 ratings · no founder-verified revenue (model estimate only).

Frequently Asked Questions

4 answers · auto-generated from this app's public data
How much does Kotak Bank make per month?
Based on our ML-calibrated revenue forecast, Kotak Bank earns approximately $8.7K/mo. This is a US-storefront-equivalent estimate; global revenue can be several times larger for internationally-distributed apps. See the methodology page for the full formula and confidence bands.
What apps are like Kotak Bank?
Browse the full Finance category catalog to find similar apps with revenue, build cost, audience and tech stack data. Each /p/{slug} page also shows a Compare side-by-side widget with three peer apps from the same niche.
Who makes Kotak Bank?
Kotak Bank is published by Kotak Mahindra Bank Ltd. on the Apple App Store. See the full publisher portfolio (other apps by the same developer) via the More by developer block on the product page above.
What is Kotak Bank's BU Score?
Kotak Bank has a BU Score of 68/100 (Solid). The score combines App Store rating, ratings count, monetization model and revenue signals calibrated against founder-verified MRR anchors. See the BU Score formula.