Lopay: Payments & POS
60
Quality Score
Solid
Lopay: Payments & POS
Medium confidence
✍️ bumetric analysis
“
Lopay: Payments & POS is an iOS app from LOPAY LTD in the Business category, currently rated 4.8★ across 260 ratings. Initial signal reads as mixed reviews: supporters praise core features while critics cite stability and value gaps.
Quality Score is 60: Solid (established niche player). For a Business app, that means established niche player. The full BU Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.
Track changes month-over-month in the Performance section below: live snapshot history and revenue forecast included.
💰 Monthly revenue · now vs forecast
● Right now
$5.0K
per month
→
12-mo forecast
$5.2K – $10.8K
per month
→
24-mo forecast
$6.4K – $19.2K
per month
MID tier
💡 Grow this revenue
Free AI audit of this app’s store listing
- Title & subtitle keyword fit
- Description hook & conversion structure
- Screenshots, ratings, reviews strategy
Typical impact: +2-5× organic installs
📊 Performance Tracking LIVE
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Rating
—
Reviews
—
Forecast Revenue / mo
—
Snapshots tracked
0
since first record
ONE-TIME · BUILD
💰 Estimated build cost
$135K
↳ What it cost to build · not monthly revenue
Likely range $100K – $180K
$25K · MVP floor
$100K · indie scale
$500K+ · studio build
📈
Slow ROI — current MRR is well below build cost
Synthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age × team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.
Where the money goes
| 🧱 MVP baseline (design + 1-store ship) | +$28K |
| 📱 5 unique screens × $4.5K | +$22K |
| 📦 Asset bundle (210 MB) | +$40K |
| ⚙ Business complexity ×1.50 | +$45K |
Total estimate
$135K
👥 Estimated audience size
16K
Lifetime downloads (US-equivalent)
Monthly active
3.6K
Daily active
1.0K
Synthetic estimate from ratings × category benchmarks. Calibrated against 2024-2026 mobile-attribution retention + DAU/MAU reports. Numbers are US-storefront-equivalent — true global audience can be 5-10× larger for international apps. Full math + source list on /methodology.
How we sized it
| 📲 Business engagement | ~65 installs / rating |
| 🔁 Business D30 retention | 22% |
| 📍 DAU / MAU stickiness | 0.30 |
DAU / MAU
28% sticky
🔬
How we forecast this revenue
MEDIUM CONFIDENCEBaseline
$5.0K/mo · ML-estimated from 234 triggers
Growth rate
+4.0% MoM · MID tier baseline (compound monthly)
6 months
$4.7K – $7.9K
12 months
$5.2K – $10.8K
24 months
$6.4K – $19.2K
Compound growth at +4.0% MoM (tier baseline for MID). Range widens with horizon — typical noise band ±25% at 6mo.. Ranges widen with horizon — distant futures carry more uncertainty.
📊
BU Investment Matrix
Below median · 43/100MID TIERunderperforming peersGrowth Velocity
5.0
Founder Strength
2.9
Product Quality
6.8
Revenue Strength
3.7
Monetization Maturity
1.0
Defensibility
3.2
Market Position
2.0
Operational Safety
10.0
- 💰 Revenue: Modest — $3K - $7K/mo · MID tier · medium confidence, trajectory unclear.
- ⭐ Quality: 4.84★ across 260 reviews — solid.
- 📍 Market: Not yet charting in any of the 9 monitored markets.
- 📈 Growth: Insufficient signal to assess trajectory.
- ⚠️ Risk: Low — no material risk signals detected.
🎯 For competitors: Mixed picture. Worth competing if you have a clear UX or pricing edge — otherwise crowded segment.
💵 For acquirers: Estimated asking range 18-32× monthly = $90K-$160K.
Composite of 8 dimensions computed deterministically from public signals — no LLM, every score traces back to a measurable input. Default weights shown; "compete" / "acquire" / "invest" lenses re-weight without re-fetching.
Range:
💰 Forecast Revenue / mo
MODELRevenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 5 of 5 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
| Excellent rating (4.8★)METRIC | +$2,200 | |
| Established app (5y old)METRIC | +$800 | |
| Ad-supported / freemiumMETRIC | +$600 | |
| Early-stage install base (260 ratings)METRIC | +$400 | |
| Single-language (English only)METRIC | −$400 |
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)
📈 Reviews Growth
LIVECumulative review count from first BU snapshot. Each point = a tracked update.
⭐ Rating Trend
LIVEAverage rating evolution. Updates with each new review batch.
🆕 What's New · v3.1.89
We’re excited to bring our app to iOS 26 with a fresh new look and feel, fully optimised for the latest Apple experience. Questions or feedback? Contact support@lopay.com
Profile & Insights
Everything we know — and don't — about this app and its company.
Identification
- App name
- Lopay: Payments & POS
- Developer
- LOPAY LTD
- Bundle ID
- com.checkfer.opayterminal
- App Store URL
- Open in App Store
- Category
- Business
- Content rating
- 4+
- Languages
- EN
Company
- Website
- Not found
- Tagline
- The UK’s lowest cost, highest rated payment app.
- Description
- The UK’s lowest cost, highest rated payment app. Lopay gives you more control, flexibility instant access to your money. Get a card reader, POS and more.
- Founded
- 2021-05-10
- HQ / Address
- London
- Employees
- Not found
- Logo
- Not found
Revenue
- Verified revenue / mo
- Not found
- AI revenue estimate / mo
- Not found
- AI annual estimate
- Not found
- ML model estimate / mo
- $86/mo
- Top-grossing rank
- Outside top 100 in US Business
- All-time revenue
- Not found
- Pricing
- Not found
Founder
- Name
- Not found
- X / Twitter
- x.com/LoPayOfficial
- linkedin.com/company/lopaygroup/about
- GitHub
- Not found
- X followers
- Not found
- Public statements
- Not found
Funding
Funding data not yet collected for this app.
Press & Links
Press & Links data not yet collected for this app.
Contacts & Socials
- Socials
- facebook facebook.com/lopayofficial · instagram instagram.com/lopayofficial · linkedin linkedin.com/company/lopaygroup/about · twitter x.com/LoPayOfficial
- support@lopay.com
- Phone
- +44(0)20 4571 4796
- Contact page
- lopay.com/en-gb/support
- About page
- lopay.com/en-gb/teams
📈Ratings growth260 ratings+117% lifetimeShow 3-year history estimate ▾
Tracked (7 weeks) Pre-tracking estimate (37 weeks) · model-based, ±5% noise · anchored to release date and current value
🌍Geographic ReachNot ranked
This app is currently outside the top 100 grossing in all 9 countries we monitor (US, UK, DE, FR, JP, CA, AU, BR, IN). Niche or new apps often launch this way — popularity rankings appear once daily revenue clears the regional threshold.
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.
📝 About this app
With a US low 1.99% + 10¢ per transaction rate, Lopay lets you keep more of your hard-earned money every time you take a payment.
Lopay is the most cost-effective, flexible way to take payments, choose your rate and pay-out from instant to monthly.
With Lopay you get to:
1. Accept payments on your mobile via the app or Bluetooth card reader
2. Let customers add tips
3. Quickly add team members and manage their access
4. Receive a clear daily / weekly / monthly breakdown of your income
5. Get paid directly to your bank (today, tomorrow, next week, even the weekend)
6.… View full description on the official store →
Lopay is the most cost-effective, flexible way to take payments, choose your rate and pay-out from instant to monthly.
With Lopay you get to:
1. Accept payments on your mobile via the app or Bluetooth card reader
2. Let customers add tips
3. Quickly add team members and manage their access
4. Receive a clear daily / weekly / monthly breakdown of your income
5. Get paid directly to your bank (today, tomorrow, next week, even the weekend)
6.… View full description on the official store →
App Specs
🔐 Own this app? Claim & verify MRR →💾 210 MB🔞 4+📱 iOS 15.6+🔖 v3.1.89🔄 updated 0d ago🌐 EN📂 Business💰 Paid
📅
What Worked™ · Development Pipeline
8 EVENTS TRACKEDDetected changes in this app over its tracked lifetime — each event links cause (what changed) to effect (what moved). Sorted newest first.See full history →Version history →
2026-05
🔄
Monetization changed: freemium → free
2026-03
⭐
Rating ↑ 2.60 → 4.80 (improved 2.20★)
2026-03
📈
Crossed 10 ratings — social-proof flywheel kicking in
2025-11
⭐
Rating ↓ 3.00 → 2.60 (dropped 0.40★)
2025-06
⭐
Rating ↓ 3.67 → 3.00 (dropped 0.67★)
2025-06
⭐
Rating ↑ 3.00 → 3.67 (improved 0.67★)
2025-05
⭐
Rating ↓ 5.00 → 3.00 (dropped 2.00★)
2025-04
🚀
First tracked snapshot — initial data captured
🌍
Multi-Country Performance
Available in 9 of 9 monitored markets| Market | Rating | Reviews | Current version |
|---|---|---|---|
| 🇦🇺 AU | 5★ | 2 | 5★ this version |
| 🇧🇷 BR | 5★ | 3 | 5★ this version |
| 🇨🇦 CA | 5★ | 1 | 5★ this version |
| 🇩🇪 DE | 5★ | 7 | 5★ this version |
| 🇫🇷 FR | 0★ | 0 | — |
| 🇬🇧 GB | 4.83077★ | 9,508 | 4.83077★ this version |
| 🇮🇳 IN | 3.66667★ | 3 | 3.66667★ this version |
| 🇯🇵 JP | 0★ | 0 | — |
| 🇺🇸 US | 4.83908★ | 261 | 4.83908★ this version |
🔔
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📝 Description
95
BU Score · Transcendent
Full revenue analysis
Read the article-style breakdown for Lopay: Payments & POS: category rank, percentile, growth signal, comparable apps, and how the forecast is calibrated against verified-MRR anchors in this niche.
Similar apps in Business
About this analysis
Why medium confidence: 260 ratings · no founder-verified revenue (model estimate only).
❓ Frequently Asked Questions
4 answers · auto-generated from this app's public dataHow much does Lopay make per month?▴
Based on our ML-calibrated revenue forecast, Lopay earns approximately $86/mo. This is a US-storefront-equivalent estimate; global revenue can be several times larger for internationally-distributed apps. See the methodology page for the full formula and confidence bands.
What apps are like Lopay?▴
Browse the full Business category catalog to find similar apps with revenue, build cost, audience and tech stack data. Each /p/{slug} page also shows a Compare side-by-side widget with three peer apps from the same niche.
Who makes Lopay?▴
Lopay is published by LOPAY LTD on the Apple App Store. See the full publisher portfolio (other apps by the same developer) via the More by developer block on the product page above.
What is Lopay's BU Score?▴
Lopay has a BU Score of 60/100 (Solid). The score combines App Store rating, ratings count, monetization model and revenue signals calibrated against founder-verified MRR anchors. See the BU Score formula.