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MoMo-Trợ Thủ Tài Chính với AI

65
Quality Score
Solid

MoMo-Trợ Thủ Tài Chính với AI

Medium confidence
4.2 ✍️ Editor
✍️ bumetric analysis

MoMo-Trợ Thủ Tài Chính với AI is an iOS app from M-SERVICE JSC in the Finance category, currently rated 4.2★ across 3,899 ratings. Initial signal reads as mixed reviews: supporters praise core features while critics cite stability and value gaps.

Quality Score is 65: Solid (established niche player). For a Finance app, that means established niche player. The full BU Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.

Track changes month-over-month in the Performance section below: live snapshot history and revenue forecast included.

💰 Monthly revenue · now vs forecast
● Right now
$500
per month
12-mo forecast
$437 – $1575
per month
24-mo forecast
$405 – $3644
per month
INDIE tier
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📊 Performance Tracking LIVE

Loading…
idle
0%
Rating
Reviews
Forecast Revenue / mo
Snapshots tracked
0
since first record
ONE-TIME · BUILD 💰 Estimated build cost
$145K
What it cost to build · not monthly revenue
Likely range $110K – $195K
$25K · MVP floor $100K · indie scale $500K+ · studio build
📈 Pays back in ~3.4y at current MRR

Synthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age × team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.

Where the money goes
🧱 MVP baseline (design + 1-store ship) +$28K
📱 5 unique screens × $4.5K +$22K
📦 Asset bundle (449 MB) +$40K
Finance complexity ×1.60 +$54K
Total estimate $145K
ONE-TIME · EXIT VALUE 💵 Estimated acquisition value
$50K
What it would sell for · not monthly revenue
Marketplace range $45K – $75K · 17× MRR multiple
💸 ~0.3× build cost (under-water)

Synthetic estimate. Multiple band derived from ad-supported + age, rating quality, category demand, and user-base maturity. Calibrated against 2024-2026 indie-app-marketplace closed-deal medians. Full math + comparable deal list on /methodology.

How the multiple was built
📺 Ad-supported base 15× MRR
🏷 Finance category multiple +15%
Final multiple 17× MRR
👥 Estimated audience size
230K
Lifetime downloads (US-equivalent)
Monthly active
64K
Daily active
25K

Synthetic estimate from ratings × category benchmarks. Calibrated against 2024-2026 mobile-attribution retention + DAU/MAU reports. Numbers are US-storefront-equivalent — true global audience can be 5-10× larger for international apps. Full math + source list on /methodology.

How we sized it
📲 Finance engagement ~60 installs / rating
🔁 Finance D30 retention 28%
📍 DAU / MAU stickiness 0.40
DAU / MAU 40% sticky
🔬

How we forecast this revenue

LOW CONFIDENCE
Baseline
$500/mo · ML-estimated from 234 triggers
Growth rate
+6.0% MoM · INDIE tier baseline (compound monthly)
6 months
$426 – $993
12 months
$437 – $1.6K
24 months
$405 – $3.6K
Compound growth at +6.0% MoM (tier baseline for INDIE). Range widens with horizon — typical noise band ±40% at 6mo.. Ranges widen with horizon — distant futures carry more uncertainty.
📊

BU Investment Matrix

Early-stage solo · 44/100INDIE TIERexpected for tier
RevenueQualityMarketGrowthMoatSafetyFounderMonetiz.
Revenue Strength
2.7
Product Quality
7.6
Market Position
0.0
Growth Velocity
5.0
Defensibility
4.5
Operational Safety
10.0
Founder Strength
4.5
Monetization Maturity
1.0
  • 💰 Revenue: Marginal — $200 - $1250/mo · INDIE tier · medium confidence, trajectory unclear.
  • ⭐ Quality: 4.24★ across 3,899 reviews — strong (top 10%).
  • 📍 Market: Not yet charting in any of the 9 monitored markets.
  • 📈 Growth: dev shipping weekly.
  • ⚠️ Risk: Low — no material risk signals detected.
🎯 For competitors: Mixed picture. Worth competing if you have a clear UX or pricing edge — otherwise crowded segment.
💵 For acquirers: Estimated asking range 18-32× monthly = $9K-$16K. Portfolio play ($3K/mo combined) commands premium.
Composite of 8 dimensions computed deterministically from public signals — no LLM, every score traces back to a measurable input. Default weights shown; "compete" / "acquire" / "invest" lenses re-weight without re-fetching.
Range:

💰 Forecast Revenue / mo

MODEL
Revenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 6 of 6 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
5 starREVIEW
+$1,800
Low install base (3,899 ratings)METRIC
+$1,500
Mature app (11y old)METRIC
+$1,500
slowREVIEW
−$1,200
Good rating (4.2★)METRIC
+$800
Ad-supported / freemiumMETRIC
+$600
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)

📈 Reviews Growth

LIVE
Cumulative review count from first BU snapshot. Each point = a tracked update.

⭐ Rating Trend

LIVE
Average rating evolution. Updates with each new review batch.

🆕 What's New · v5.10.1

- MoMo đã chính thức được phát hành với nhiều cải tiến về hiệu năng và tốc độ ứng dụng.
- Hỗ trợ thanh toán QR tại hơn 100 triệu điểm chấp nhận thanh toán nước ngoài khi người dùng đi du lịch tới hơn 60 nước trên thế giới bao gồm Trung Quốc, Thái Lan, Malaysia, Nhật Bản, Hàn… Full release notes →

Profile & Insights

Everything we know — and don't — about this app and its company.

Identification

App name
MoMo-Trợ Thủ Tài Chính với AI
Developer
M-SERVICE JSC
Bundle ID
com.mservice.com.vn.MoMoTransfer
App Store URL
Open in App Store
Category
Finance
Content rating
12+
Languages
EN, VI

Company

Website
Not found
Tagline
Tiện ích và dịch vụ
Description
Ứng dụng tài chính MoMo giúp bạn có thể tiếp cận nhiều dịch vụ tài chính đa dạng với chi phí hợp lý, để bạn làm được nhiều hơn với tiền.
Founded
2007
HQ / Address
Quận 7
Employees
Not found
Logo
Available

Revenue

Verified revenue / mo
Not found
AI revenue estimate / mo
Not found
AI annual estimate
Not found
ML model estimate / mo
$3.5K/mo
Top-grossing rank
Outside top 100 in US Finance
All-time revenue
Not found
Pricing
Not found

Founder

Founder data not yet collected for this app.

Funding

Funding data not yet collected for this app.

Press & Links

Press & Links data not yet collected for this app.

Contacts & Socials

Socials
facebook facebook.com/vimomo · linkedin linkedin.com/company/momo-mservice · youtube youtube.com/channel/UCKHHW-qL2JoZqcSN…
Email
Not found
Phone
028.7306.5555 - 02
Contact page
Not found
About page
Not found
📈Ratings growth3,899 ratings+40% lifetimeShow 3-year history estimate ▾Jun 2023Aug 2025Jun 2026
Tracked (49 weeks) Pre-tracking estimate (36 weeks) · model-based, ±5% noise · anchored to release date and current value
🌍Geographic ReachNot ranked
This app is currently outside the top 100 grossing in all 9 countries we monitor (US, UK, DE, FR, JP, CA, AU, BR, IN). Niche or new apps often launch this way — popularity rankings appear once daily revenue clears the regional threshold.
🚀Version Release Timeline3 releases tracked
v5.8.0May 2026v5.9.0May 2026v5.10.1Jun 2026
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.

📝 About this app

MoMo - Trợ thủ tài chính với AI giúp bạn làm được nhiều hơn với tiền

1. Thanh toán tiện lợi
- Nhanh chóng, mọi lúc mọi nơi: Dễ dàng thanh toán tại hàng ngàn điểm, từ cửa hàng đến dịch vụ trực tuyến.
- Dịch vụ đa dạng: Thanh toán hóa đơn, nạp tiền, mua vé, đặt vé máy bay chỉ trong vài giây.
- Liên kết ngân hàng dễ dàng: Hỗ trợ hầu hết các ngân hàng lớn tại Việt Nam.

2. Dịch vụ tài chính đa dạng
- Kiểm soát chi tiêu: Tự động phân loại, nhập chi tiêu nhanh, nhắc nhở tránh chi tiêu quá tay.
- Tiết kiệm linh hoạt: Bắt đầu chỉ từ 10.000 đồng, sinh lời dễ dàng (*).… View full description on the official store →
App Specs
🔐 Own this app? Claim & verify MRR →
💾 449 MB🔞 12+📱 iOS 15.1+🔖 v5.10.1🔄 updated 0d ago🌐 EN, VI📂 Finance💰 Paid
📅

What Worked™ · Development Pipeline

12 EVENTS TRACKED
Detected changes in this app over its tracked lifetime — each event links cause (what changed) to effect (what moved). Sorted newest first.See full history →Version history →
2026-05
Rating ↑ 1.85 → 4.24 (improved 2.39★)
2026-05
📈
Crossed 500 ratings — social-proof flywheel kicking in
2026-03
Rating ↓ 4.10 → 1.84 (dropped 2.26★)
2026-03
📈
Crossed 50 ratings — social-proof flywheel kicking in
2026-03
Rating ↑ 1.84 → 4.10 (improved 2.26★)
2019-04
📈
Crossed 100 ratings — social-proof flywheel kicking in
2019-01
📈
Crossed 50 ratings — social-proof flywheel kicking in
2015-12
📈
Crossed 10 ratings — social-proof flywheel kicking in
2015-09
Rating ↓ 2.33 → 2.00 (dropped 0.33★)
2015-09
Rating ↓ 3.00 → 2.33 (dropped 0.67★)
2015-09
Rating ↑ 2.00 → 3.00 (improved 1.00★)
2015-03
🚀
First tracked snapshot — initial data captured
🔔

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📝 Description

95
BU Score · Transcendent
Full revenue analysis
Read the article-style breakdown for MoMo-Trợ Thủ Tài Chính với AI: category rank, percentile, growth signal, comparable apps, and how the forecast is calibrated against verified-MRR anchors in this niche.
Read deep-dive →

Similar apps in Finance

About this analysis
ZCAnalyzed by Zakhar Chumak · founder, bumetric·Full methodology·Medium confidence

Why medium confidence: 3,899 ratings · no founder-verified revenue (model estimate only).

Frequently Asked Questions

4 answers · auto-generated from this app's public data
How much does MoMo-Trợ Thủ Tài Chính với AI make per month?
Based on our ML-calibrated revenue forecast, MoMo-Trợ Thủ Tài Chính với AI earns approximately $3.5K/mo. This is a US-storefront-equivalent estimate; global revenue can be several times larger for internationally-distributed apps. See the methodology page for the full formula and confidence bands.
What apps are like MoMo-Trợ Thủ Tài Chính với AI?
Browse the full Finance category catalog to find similar apps with revenue, build cost, audience and tech stack data. Each /p/{slug} page also shows a Compare side-by-side widget with three peer apps from the same niche.
Who makes MoMo-Trợ Thủ Tài Chính với AI?
MoMo-Trợ Thủ Tài Chính với AI is published by M-SERVICE JSC on the Apple App Store. See the full publisher portfolio (other apps by the same developer) via the More by developer block on the product page above.
What is MoMo-Trợ Thủ Tài Chính với AI's BU Score?
MoMo-Trợ Thủ Tài Chính với AI has a BU Score of 65/100 (Solid). The score combines App Store rating, ratings count, monetization model and revenue signals calibrated against founder-verified MRR anchors. See the BU Score formula.