monobank — digital mobile bank
80
Quality Score
Excellent
monobank — digital mobile bank
High confidence
✍️ bumetric analysis
“
monobank — digital mobile bank is an iOS app from UNIVERSAL BANK, PRAT in the Finance category, currently rated 4.9★ across 16,155 ratings. Initial signal reads as mixed reviews: supporters praise core features while critics cite stability and value gaps.
Quality Score is 80: Excellent (strong product-market fit). For a Finance app, that means strong product-market fit. The full BU Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.
Track changes month-over-month in the Performance section below: live snapshot history and revenue forecast included.
💰 Monthly revenue · now vs forecast
● Right now
$2.0M
per month
→
12-mo forecast
$2.1M – $3.3M
per month
→
24-mo forecast
$2.5M – $4.7M
per month
BIG tier
💡 Grow this revenue
Free AI audit of this app’s store listing
- Title & subtitle keyword fit
- Description hook & conversion structure
- Screenshots, ratings, reviews strategy
Typical impact: +2-5× organic installs
📊 Performance Tracking LIVE
Loading…
Rating
—
Reviews
—
Forecast Revenue / mo
—
Snapshots tracked
0
since first record
ONE-TIME · BUILD
💰 Estimated build cost
$145K
↳ What it cost to build · not monthly revenue
Likely range $110K – $195K
$25K · MVP floor
$100K · indie scale
$500K+ · studio build
📈
Pays back in ~3 months at current MRR
Synthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age × team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.
Where the money goes
| 🧱 MVP baseline (design + 1-store ship) | +$28K |
| 📱 5 unique screens × $4.5K | +$22K |
| 📦 Asset bundle (382 MB) | +$40K |
| ⚙ Finance complexity ×1.60 | +$54K |
Total estimate
$145K
ONE-TIME · EXIT VALUE
💵 Estimated acquisition value
$900K
↳ What it would sell for · not monthly revenue
Marketplace range $600K – $1.1M · 20× MRR multiple
💸
~6.2× return on build cost
Synthetic estimate. Multiple band derived from ad-supported + age, rating quality, category demand, and user-base maturity. Calibrated against 2024-2026 indie-app-marketplace closed-deal medians. Full math + comparable deal list on /methodology.
How the multiple was built
| 📺 Ad-supported base | 15× MRR |
| ⭐ ★ rating ≥ 4.7 (premium) | +15% |
| 🏷 Finance category multiple | +15% |
Final multiple
20× MRR
👥 Estimated audience size
965K
Lifetime downloads (US-equivalent)
Monthly active
270K
Daily active
105K
Synthetic estimate from ratings × category benchmarks. Calibrated against 2024-2026 mobile-attribution retention + DAU/MAU reports. Numbers are US-storefront-equivalent — true global audience can be 5-10× larger for international apps. Full math + source list on /methodology.
How we sized it
| 📲 Finance engagement | ~60 installs / rating |
| 🔁 Finance D30 retention | 28% |
| 📍 DAU / MAU stickiness | 0.40 |
DAU / MAU
39% sticky
🔬
How we forecast this revenue
MEDIUM CONFIDENCEBaseline
$2.0M/mo · ML-estimated from 234 triggers
Growth rate
+2.5% MoM · BIG tier baseline (compound monthly)
6 months
$2.0M – $2.7M
12 months
$2.1M – $3.3M
24 months
$2.5M – $4.7M
Compound growth at +2.5% MoM (tier baseline for BIG). Range widens with horizon — typical noise band ±15% at 6mo.. Ranges widen with horizon — distant futures carry more uncertainty.
📊
BU Investment Matrix
Mixed signals · 58/100BIG TIERcompetitive but cautiousRevenue Strength
6.3
Product Quality
9.8
Market Position
2.0
Growth Velocity
5.0
Defensibility
5.7
Operational Safety
10.0
Founder Strength
6.3
Monetization Maturity
1.0
- 💰 Revenue: Healthy — $800K - $4400K/mo · BIG tier · medium-low confidence, trajectory unclear.
- ⭐ Quality: 4.88★ across 16,155 reviews — exceptional (top 1% in category).
- 📍 Market: Not yet charting in any of the 9 monitored markets.
- 📈 Growth: dev shipping weekly.
- ⚠️ Risk: Low — no material risk signals detected.
🎯 For competitors: Mixed picture. Worth competing if you have a clear UX or pricing edge — otherwise crowded segment.
💵 For acquirers: Estimated asking range 18-32× monthly = $36.0M-$64.0M.
Composite of 8 dimensions computed deterministically from public signals — no LLM, every score traces back to a measurable input. Default weights shown; "compete" / "acquire" / "invest" lenses re-weight without re-fetching.
Range:
💰 Forecast Revenue / mo
MODELRevenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 8 of 8 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
| Mid install base (16,155 ratings)METRIC | +$5,500 | |
| Excellent rating (4.9★)METRIC | +$2,200 | |
| 5 starREVIEW | +$1,800 | |
| securityREVIEW | +$1,800 | |
| Mature app (8y old)METRIC | +$1,500 | |
| highly recommendREVIEW | +$1,400 | |
| support teamREVIEW | +$900 | |
| Ad-supported / freemiumMETRIC | +$600 |
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)
📈 Reviews Growth
LIVECumulative review count from first BU snapshot. Each point = a tracked update.
⭐ Rating Trend
LIVEAverage rating evolution. Updates with each new review batch.
🆕 What's New · v8.14
МАЛЕНЬКІ ПОКРАЩЕННЯ БАЗАРУ
Тепер на monoбазарі можна поділитися товаром у Threads. А ще, якщо на товар зі збереженого знизили ціну — вам прийде сповіщення
Тепер на monoбазарі можна поділитися товаром у Threads. А ще, якщо на товар зі збереженого знизили ціну — вам прийде сповіщення
Profile & Insights
Everything we know — and don't — about this app and its company.
Identification
- App name
- monobank — digital mobile bank
- Developer
- UNIVERSAL BANK, PRAT
- Bundle ID
- com.ftband.mono
- App Store URL
- Open in App Store
- Category
- Finance
- Content rating
- 4+
- Languages
- EN, UK
Company
- Website
- Not found
- Tagline
- Раз-два, і банк у телефоні
- Description
- Що таке онлайн-банкінг з mono? Це коли застосунок завантажується за одну хвилину, а картка відкривається всього за дві!
- Founded
- Not found
- HQ / Address
- Київ
- Employees
- Not found
- Logo
- Available
Revenue
- Verified revenue / mo
- Not found
- AI revenue estimate / mo
- $5.7MAI medium
- AI annual estimate
- $68.1M/yr
- ML model estimate / mo
- $43.0K/mo
- Top-grossing rank
- Outside top 100 in US Finance
- All-time revenue
- Not found
- Pricing
- Not found
Founder
Founder data not yet collected for this app.
Funding
Funding data not yet collected for this app.
Press & Links
Press & Links data not yet collected for this app.
Contacts & Socials
- Socials
- facebook facebook.com/monobank.ua · instagram instagram.com/monobank.ua · tiktok tiktok.com/@monobank.ua · twitter x.com/monobankua · youtube youtube.com/channel/UClF9NLW6p4QZ28rG…
- Not found
- Phone
- Not found
- Contact page
- monobank.ua/contacts
- About page
- monobank.ua/about
✨AI Revenue EstimateCONFIDENCE: MEDIUM
Monobank's estimated annual revenue is approximately $68.1 million, which translates to a monthly estimate of around $5.68 million. The technology provider for Monobank, FintechBand, reported revenue of $80.64 million from its work on the Monobank app in 2024, suggesting a potential higher range for the app's financial activity.
Sources mentioned: Growjo, Kyiv Post, Forbes Ukraine
⭐Recent App Store Reviews49 latest · avg 3.39★ · 55.1% 5★ · 36.7% 1★
5★27 (55%)
4★2 (4%)
3★1 (2%)
2★1 (2%)
1★18 (37%)
+35 ratings/week
Praise: best ×7 great ×3 love ×1 amazing ×1 fantastic ×1
Top positive
★★★★★ Норм норм
Норм…
★★★★★ Mono
Monobank is the best bank of the world!!!…
Top negative
★☆☆☆☆ Банківська таємниця відсутня.
Банківська таємниця відсутня.…
★☆☆☆☆ Дайте мне отключить маркет клятый, у меня уже нет сил видеть рекламные пуш уведомления от него
Я прошу добавить отключение маркета в приложении, я не буду пользоваться этим мусором, я пользуюсь банком ради банковских услуг, не превращайте нормальное что-то в мусорку как Яндекс
Если я получаю уведомления от банка я хочу дабы они имел…
📈Ratings growth16,155 ratings+47% lifetimeShow 3-year history estimate ▾
Tracked (52 weeks) Pre-tracking estimate (37 weeks) · model-based, ±5% noise · anchored to release date and current value
🌍Geographic ReachNot ranked
This app is currently outside the top 100 grossing in all 9 countries we monitor (US, UK, DE, FR, JP, CA, AU, BR, IN). Niche or new apps often launch this way — popularity rankings appear once daily revenue clears the regional threshold.
🚀Version Release Timeline4 releases tracked
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.
📝 About this app
monobank has been chosen by more than 10.3 million Ukrainians, making us the largest commercial digital bank in Ukraine.
How fast can you register?
1. Download the mobile app.
2. Confirm your personal cell phone number.
3. Select the document for verification (Diia, ID card, passport, foreign passport, permanent residence permit).
4. Receive a free virtual card right now or a physical card later express delivered by Nova Poshta delivery.
For the fastest registration, choose registration via Diia. The record for the quickest registration speed is 99 seconds.… View full description on the official store →
How fast can you register?
1. Download the mobile app.
2. Confirm your personal cell phone number.
3. Select the document for verification (Diia, ID card, passport, foreign passport, permanent residence permit).
4. Receive a free virtual card right now or a physical card later express delivered by Nova Poshta delivery.
For the fastest registration, choose registration via Diia. The record for the quickest registration speed is 99 seconds.… View full description on the official store →
App Specs
🔐 Own this app? Claim & verify MRR →💾 382 MB🔞 4+📱 iOS 16.0+🔖 v8.14🔄 updated 0d ago🌐 EN, UK📂 Finance💰 Paid
📅
What Worked™ · Development Pipeline
12 EVENTS TRACKEDDetected changes in this app over its tracked lifetime — each event links cause (what changed) to effect (what moved). Sorted newest first.See full history →Version history →
2026-05
🔧
Shipped update — v? → v8.11
2026-04
⭐
Rating ↑ 3.56 → 4.90 (improved 1.34★)
2026-04
📈
Crossed 500 ratings — social-proof flywheel kicking in
2021-05
📈
Crossed 100 ratings — social-proof flywheel kicking in
2019-06
📈
Crossed 50 ratings — social-proof flywheel kicking in
2018-04
📈
Crossed 10 ratings — social-proof flywheel kicking in
2018-03
⭐
Rating ↓ 4.00 → 3.67 (dropped 0.33★)
2018-01
⭐
Rating ↓ 4.43 → 4.00 (dropped 0.43★)
2017-12
⭐
Rating ↑ 3.67 → 4.00 (improved 0.33★)
2017-12
⭐
Rating ↑ 3.00 → 3.67 (improved 0.67★)
2017-12
⭐
Rating ↓ 5.00 → 3.00 (dropped 2.00★)
2017-12
🚀
First tracked snapshot — initial data captured
🌍
Multi-Country Performance
Available in 9 of 9 monitored markets| Market | Rating | Reviews | Current version |
|---|---|---|---|
| 🇺🇸 US | 4.87955★ | 16,166 | 4.87955★ this version |
| 🇬🇧 GB | 4.88813★ | 4,398 | 4.88813★ this version |
| 🇩🇪 DE | 4.88497★ | 8,920 | 4.88497★ this version |
| 🇫🇷 FR | 4.89329★ | 1,387 | 4.89329★ this version |
| 🇯🇵 JP | 4.88889★ | 99 | 4.88889★ this version |
| 🇨🇦 CA | 4.90101★ | 5,354 | 4.90101★ this version |
| 🇦🇺 AU | 4.84951★ | 3,143 | 4.84951★ this version |
| 🇧🇷 BR | 5★ | 10 | 5★ this version |
| 🇮🇳 IN | 4.83333★ | 60 | 4.83333★ this version |
🔔
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📝 Description
95
BU Score · Transcendent
Full revenue analysis
Read the article-style breakdown for monobank — digital mobile bank: category rank, percentile, growth signal, comparable apps, and how the forecast is calibrated against verified-MRR anchors in this niche.
More by UNIVERSAL BANK, PRAT
View all →📦 Portfolio summaryINDIE studio
3apps·$43K/mocombined
⚠ Concentrated — top app contributes 99% of combined revenue (single-app dependency)
About this analysis
Why high confidence: 16,155 ratings · no founder-verified revenue (model estimate only).
❓ Frequently Asked Questions
4 answers · auto-generated from this app's public dataHow much does monobank — digital mobile bank make per month?▴
Based on our ML-calibrated revenue forecast, monobank — digital mobile bank earns approximately $43K/mo. This is a US-storefront-equivalent estimate; global revenue can be several times larger for internationally-distributed apps. See the methodology page for the full formula and confidence bands.
What apps are like monobank — digital mobile bank?▴
Browse the full Finance category catalog to find similar apps with revenue, build cost, audience and tech stack data. Each /p/{slug} page also shows a Compare side-by-side widget with three peer apps from the same niche.
Who makes monobank — digital mobile bank?▴
monobank — digital mobile bank is published by UNIVERSAL BANK, PRAT on the Apple App Store. See the full publisher portfolio (other apps by the same developer) via the More by developer block on the product page above.
What is monobank — digital mobile bank's BU Score?▴
monobank — digital mobile bank has a BU Score of 80/100 (Excellent). The score combines App Store rating, ratings count, monetization model and revenue signals calibrated against founder-verified MRR anchors. See the BU Score formula.