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myFICO - FICO Score Monitoring

81
Quality Score
Excellent

myFICO - FICO Score Monitoring

High confidence
4.8 ✍️ Editor
✍️ bumetric analysis

myFICO - FICO Score Monitoring is an iOS app from FICO in the Finance category, currently rated 4.8★ across 46,474 ratings. Initial signal reads as mixed reviews: supporters praise core features while critics cite stability and value gaps.

Quality Score is 81: Excellent (strong product-market fit). For a Finance app, that means strong product-market fit. The full BU Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.

Track changes month-over-month in the Performance section below: live snapshot history and revenue forecast included.

💰 Monthly revenue · now vs forecast
● Right now
$5.0K
per month
12-mo forecast
$5.2K – $10.8K
per month
24-mo forecast
$6.4K – $19.2K
per month
MID tier
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📊 Performance Tracking LIVE

Loading…
idle
0%
Rating
Reviews
Forecast Revenue / mo
Snapshots tracked
0
since first record
ONE-TIME · BUILD 💰 Estimated build cost
$85K
What it cost to build · not monthly revenue
Likely range $65K – $115K
$25K · MVP floor $100K · indie scale $500K+ · studio build
📈 Pays back in ~5 months at current MRR

Synthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age × team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.

Where the money goes
🧱 MVP baseline (design + 1-store ship) +$28K
📱 5 unique screens × $4.5K +$22K
📦 Asset bundle (55 MB) +$1K
Finance complexity ×1.60 +$31K
Total estimate $85K
ONE-TIME · EXIT VALUE 💵 Estimated acquisition value
$325K
What it would sell for · not monthly revenue
Marketplace range $250K – $425K · 20× MRR multiple
💸 ~3.8× return on build cost

Synthetic estimate. Multiple band derived from ad-supported + age, rating quality, category demand, and user-base maturity. Calibrated against 2024-2026 indie-app-marketplace closed-deal medians. Full math + comparable deal list on /methodology.

How the multiple was built
📺 Ad-supported base 15× MRR
★ rating ≥ 4.7 (premium) +15%
🏷 Finance category multiple +15%
Final multiple 20× MRR
👥 Estimated audience size
2.8M
Lifetime downloads (US-equivalent)
Monthly active
770K
Daily active
305K

Synthetic estimate from ratings × category benchmarks. Calibrated against 2024-2026 mobile-attribution retention + DAU/MAU reports. Numbers are US-storefront-equivalent — true global audience can be 5-10× larger for international apps. Full math + source list on /methodology.

How we sized it
📲 Finance engagement ~60 installs / rating
🔁 Finance D30 retention 28%
📍 DAU / MAU stickiness 0.40
DAU / MAU 40% sticky
🔬

How we forecast this revenue

MEDIUM CONFIDENCE
Baseline
$5.0K/mo · ML-estimated from 234 triggers
Growth rate
+4.0% MoM · MID tier baseline (compound monthly)
6 months
$4.7K – $7.9K
12 months
$5.2K – $10.8K
24 months
$6.4K – $19.2K
Compound growth at +4.0% MoM (tier baseline for MID). Range widens with horizon — typical noise band ±25% at 6mo.. Ranges widen with horizon — distant futures carry more uncertainty.
📊

BU Investment Matrix

Below median · 51/100MID TIERunderperforming peers
RevenueQualityMarketGrowthMoatSafetyFounderMonetiz.
Revenue Strength
3.7
Product Quality
9.6
Market Position
0.0
Growth Velocity
5.0
Defensibility
6.0
Operational Safety
10.0
Founder Strength
5.2
Monetization Maturity
1.0
  • 💰 Revenue: Modest — $3K - $7K/mo · MID tier · medium confidence, trajectory unclear.
  • ⭐ Quality: 4.81★ across 46,474 reviews — exceptional (top 1% in category).
  • 📍 Market: Not yet charting in any of the 9 monitored markets.
  • 📈 Growth: Insufficient signal to assess trajectory.
  • ⚠️ Risk: Low — no material risk signals detected.
🎯 For competitors: Mixed picture. Worth competing if you have a clear UX or pricing edge — otherwise crowded segment.
💵 For acquirers: Estimated asking range 18-32× monthly = $90K-$160K. Portfolio play ($17K/mo combined) commands premium.
Composite of 8 dimensions computed deterministically from public signals — no LLM, every score traces back to a measurable input. Default weights shown; "compete" / "acquire" / "invest" lenses re-weight without re-fetching.
Range:

💰 Forecast Revenue / mo

MODEL
Revenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 15 of 15 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
Mid install base (46,474 ratings)METRIC
+$5,500
subscriptionREVIEW
+$2,500
Excellent rating (4.8★)METRIC
+$2,200
worth every pennyREVIEW
+$2,000
bugsREVIEW
−$1,800
5 starREVIEW
+$1,800
cancelledREVIEW
−$1,500
excellent appREVIEW
+$1,500
Mature app (12y old)METRIC
+$1,500
highly recommendREVIEW
+$1,400
slowREVIEW
−$1,200
too expensiveREVIEW
−$1,000
priceyREVIEW
−$800
Ad-supported / freemiumMETRIC
+$600
Single-language (English only)METRIC
−$400
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)

📈 Reviews Growth

LIVE
Cumulative review count from first BU snapshot. Each point = a tracked update.

⭐ Rating Trend

LIVE
Average rating evolution. Updates with each new review batch.

🆕 What's New · v4.0.18

Bug fixes & performance improvements

Profile & Insights

Everything we know — and don't — about this app and its company.

Identification

App name
myFICO - FICO Score Monitoring
Developer
FICO
Bundle ID
com.fico.myfico.myFICO
App Store URL
Open in App Store
Category
Finance
Content rating
4+
Languages
EN

Company

Website
Not found
Tagline
Your FICO Score, from FICO
Description
Get FICO Scores used by 90% of top lenders. Access credit scores, reports, monitoring, and identity theft protection in one place for confident applications.
Founded
Not found
HQ / Address
Not found
Employees
Not found
Logo
Available

Revenue

Verified revenue / mo
Not found
AI revenue estimate / mo
Not found
AI annual estimate
Not found
ML model estimate / mo
$16.8K/mo
Top-grossing rank
Outside top 100 in US Finance
All-time revenue
Not found
Pricing
Not found

Founder

Founder data not yet collected for this app.

Funding

Funding data not yet collected for this app.

Press & Links

Press & Links data not yet collected for this app.

Contacts & Socials

Socials
facebook facebook.com/myFICO · instagram instagram.com/myficoofficial · twitter twitter.com/myfico
Email
Not found
Phone
Not found
Contact page
Not found
About page
myfico.com/credit-education/credit-sc…
Recent App Store Reviews49 latest · avg 2.12★ · 22.4% 5★ · 63.3% 1★
5★
11 (22%)
4★
1 (2%)
3★
2 (4%)
2★
4 (8%)
1★
31 (63%)
+254 ratings/week
Praise: best ×3 love ×3 recommend ×2 great ×2 perfect ×1Complaints: scam ×7 subscription ×5 expensive ×3 refund ×3 worst ×1
Top positive
★★★★★ All good
All good…
★★★★★ Great an accurate app
The best app for different fico versions…
Top negative
★☆☆☆☆ Will not “update”
For the past week every time I check for app updates on my iPhone, this app is always listed as needing an update. But it never updates. It just keeps prompting to update, but never does…
★☆☆☆☆ App will not update on iPhone
The date is April 22, 2026 repeatedly looks like it updates but it doesn’t update…
📈Ratings growth46,474 ratings+25% lifetimeShow 3-year history estimate ▾Jun 2023Jun 2025Jun 2026
Tracked (55 weeks) Pre-tracking estimate (35 weeks) · model-based, ±5% noise · anchored to release date and current value
🌍Geographic ReachNot ranked
This app is currently outside the top 100 grossing in all 9 countries we monitor (US, UK, DE, FR, JP, CA, AU, BR, IN). Niche or new apps often launch this way — popularity rankings appear once daily revenue clears the regional threshold.
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.

📝 About this app

90% of top lenders use FICO® Scores– do you know yours? Get your FICO Score, from FICO. Compare your FICO Scores and credit reports from all 3 bureaus—Experian, TransUnion, and Equifax—side-by-side and get the right credit score for your goal. And don’t worry– checking your own credit will not hurt your score.

Although they may look the same, other credit scores can vary as much as 100 points from your FICO Score. With myFICO, you can view and monitor your FICO Scores and credit reports right from your fingertips. You'll get alerts on your iOS device when changes are detected.

Features… View full description on the official store →
App Specs
🔐 Own this app? Claim & verify MRR →
💾 55 MB🔞 4+📱 iOS 16.6+🔖 v4.0.18🔄 updated 0d ago🌐 EN📂 Finance💰 Paid
📅

What Worked™ · Development Pipeline

12 EVENTS TRACKED
Detected changes in this app over its tracked lifetime — each event links cause (what changed) to effect (what moved). Sorted newest first.See full history →Version history →
2026-05
🔧
Shipped update — v? → v4.0.18
2026-04
Rating ↑ 2.71 → 4.81 (improved 2.10★)
2026-04
📈
Crossed 1,000 ratings — social-proof flywheel kicking in
2026-03
📈
Crossed 500 ratings — social-proof flywheel kicking in
2018-03
📈
Crossed 100 ratings — social-proof flywheel kicking in
2017-12
📈
Crossed 50 ratings — social-proof flywheel kicking in
2017-08
📈
Crossed 10 ratings — social-proof flywheel kicking in
2017-08
Rating ↓ 4.17 → 3.71 (dropped 0.46★)
2017-08
Rating ↑ 3.67 → 4.00 (improved 0.33★)
2017-08
Rating ↑ 3.00 → 3.67 (improved 0.67★)
2017-08
Rating ↓ 5.00 → 3.00 (dropped 2.00★)
2017-08
🚀
First tracked snapshot — initial data captured
🔎

ASO Keyword Positions

BEST RANK #3
Ranked for 1 App Store search query in our last keyword sweep. Lower position = closer to the top.
credit score·#3🇺🇸
Last sweep: 2026-05-19 · iTunes Search API
🔔

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📝 Description

95
BU Score · Transcendent
Full revenue analysis
Read the article-style breakdown for myFICO - FICO Score Monitoring: category rank, percentile, growth signal, comparable apps, and how the forecast is calibrated against verified-MRR anchors in this niche.
Read deep-dive →

More by FICO

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📦 Portfolio summaryINDIE studio
2apps·$17K/mocombined
⚠ Concentrated — top app contributes 96% of combined revenue (single-app dependency)

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About this analysis
ZCAnalyzed by Zakhar Chumak · founder, bumetric·Full methodology·High confidence

Why high confidence: 46,474 ratings · no founder-verified revenue (model estimate only).

Frequently Asked Questions

4 answers · auto-generated from this app's public data
How much does myFICO - FICO Score Monitoring make per month?
Based on our ML-calibrated revenue forecast, myFICO - FICO Score Monitoring earns approximately $16K/mo. This is a US-storefront-equivalent estimate; global revenue can be several times larger for internationally-distributed apps. See the methodology page for the full formula and confidence bands.
What apps are like myFICO - FICO Score Monitoring?
Browse the full Finance category catalog to find similar apps with revenue, build cost, audience and tech stack data. Each /p/{slug} page also shows a Compare side-by-side widget with three peer apps from the same niche.
Who makes myFICO - FICO Score Monitoring?
myFICO - FICO Score Monitoring is published by FICO on the Apple App Store. See the full publisher portfolio (other apps by the same developer) via the More by developer block on the product page above.
What is myFICO - FICO Score Monitoring's BU Score?
myFICO - FICO Score Monitoring has a BU Score of 81/100 (Excellent). The score combines App Store rating, ratings count, monetization model and revenue signals calibrated against founder-verified MRR anchors. See the BU Score formula.