N26 — Love your bank
72
Quality Score
Strong
N26 — Love your bank
High confidence
✍️ bumetric analysis
“
N26 — Love your bank is an iOS app from N26 AG in the Finance category, currently rated 4.6★ across 11,376 ratings. Initial signal reads as mostly critical sentiment so far: users flag rough edges and unmet expectations.
Quality Score is 72: Strong (healthy traction). For a Finance app, that means healthy traction. The full BU Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.
Track changes month-over-month in the Performance section below: live snapshot history and revenue forecast included.
💰 Monthly revenue · now vs forecast
● Right now
$5.0K
per month
→
12-mo forecast
$5.2K – $10.8K
per month
→
24-mo forecast
$6.4K – $19.2K
per month
MID tier
💡 Grow this revenue
Free AI audit of this app’s store listing
- Title & subtitle keyword fit
- Description hook & conversion structure
- Screenshots, ratings, reviews strategy
Typical impact: +2-5× organic installs
📊 Performance Tracking LIVE
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Rating
—
Reviews
—
Forecast Revenue / mo
—
Snapshots tracked
0
since first record
🤖Also on Android
$1.9K/mo · 158K ratings · 3.3★
View →
ONE-TIME · BUILD
💰 Estimated build cost
$145K
↳ What it cost to build · not monthly revenue
Likely range $110K – $195K
$25K · MVP floor
$100K · indie scale
$500K+ · studio build
📈
Slow ROI — current MRR is well below build cost
Synthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age × team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.
Where the money goes
| 🧱 MVP baseline (design + 1-store ship) | +$28K |
| 📱 5 unique screens × $4.5K | +$22K |
| 📦 Asset bundle (688 MB) | +$40K |
| ⚙ Finance complexity ×1.60 | +$54K |
Total estimate
$145K
ONE-TIME · EXIT VALUE
💵 Estimated acquisition value
$40K
↳ What it would sell for · not monthly revenue
Marketplace range $30K – $50K · 19× MRR multiple
💸
~0.3× build cost (under-water)
Synthetic estimate. Multiple band derived from ad-supported + age, rating quality, category demand, and user-base maturity. Calibrated against 2024-2026 indie-app-marketplace closed-deal medians. Full math + comparable deal list on /methodology.
How the multiple was built
| 📺 Ad-supported base | 15× MRR |
| ⭐ ★ rating ≥ 4.4 (solid) | +8% |
| 🏷 Finance category multiple | +15% |
Final multiple
19× MRR
👥 Estimated audience size
680K
Lifetime downloads (US-equivalent)
Monthly active
190K
Daily active
76K
Synthetic estimate from ratings × category benchmarks. Calibrated against 2024-2026 mobile-attribution retention + DAU/MAU reports. Numbers are US-storefront-equivalent — true global audience can be 5-10× larger for international apps. Full math + source list on /methodology.
How we sized it
| 📲 Finance engagement | ~60 installs / rating |
| 🔁 Finance D30 retention | 28% |
| 📍 DAU / MAU stickiness | 0.40 |
DAU / MAU
40% sticky
🔬
How we forecast this revenue
MEDIUM CONFIDENCEBaseline
$5.0K/mo · ML-estimated from 234 triggers
Growth rate
+4.0% MoM · MID tier baseline (compound monthly)
6 months
$4.7K – $7.9K
12 months
$5.2K – $10.8K
24 months
$6.4K – $19.2K
Compound growth at +4.0% MoM (tier baseline for MID). Range widens with horizon — typical noise band ±25% at 6mo.. Ranges widen with horizon — distant futures carry more uncertainty.
📊
BU Investment Matrix
Below median · 52/100MID TIERunderperforming peersRevenue Strength
3.7
Product Quality
9.3
Market Position
2.0
Growth Velocity
5.0
Defensibility
6.0
Operational Safety
10.0
Founder Strength
4.3
Monetization Maturity
1.0
- 💰 Revenue: Modest — $3K - $7K/mo · MID tier · medium confidence, trajectory unclear.
- ⭐ Quality: 4.64★ across 11,376 reviews — exceptional (top 1% in category).
- 📍 Market: Not yet charting in any of the 9 monitored markets.
- 📈 Growth: dev shipping weekly.
- ⚠️ Risk: Low — no material risk signals detected.
🎯 For competitors: Mixed picture. Worth competing if you have a clear UX or pricing edge — otherwise crowded segment.
💵 For acquirers: Estimated asking range 18-32× monthly = $90K-$160K.
Composite of 8 dimensions computed deterministically from public signals — no LLM, every score traces back to a measurable input. Default weights shown; "compete" / "acquire" / "invest" lenses re-weight without re-fetching.
Range:
💰 Forecast Revenue / mo
MODELRevenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 12 of 12 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
| Mid install base (11,376 ratings)METRIC | +$5,500 | |
| Excellent rating (4.6★)METRIC | +$2,200 | |
| bugsREVIEW | −$1,800 | |
| 5 starREVIEW | +$1,800 | |
| cancelledREVIEW | −$1,500 | |
| Mature app (11y old)METRIC | +$1,500 | |
| highly recommendREVIEW | +$1,400 | |
| slowREVIEW | −$1,200 | |
| too expensiveREVIEW | −$1,000 | |
| support teamREVIEW | +$900 | |
| Ad-supported / freemiumMETRIC | +$600 | |
| Localized (5 languages)METRIC | +$600 |
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)
📈 Reviews Growth
LIVECumulative review count from first BU snapshot. Each point = a tracked update.
⭐ Rating Trend
LIVEAverage rating evolution. Updates with each new review batch.
🆕 What's New · v4.52
We’ve fixed a few bugs and made some performance updates to keep your N26 app running like clockwork.
Profile & Insights
Everything we know — and don't — about this app and its company.
Identification
- App name
- N26 — Love your bank
- Developer
- N26 AG
- Bundle ID
- de.no26.Number26
- App Store URL
- Open in App Store
- Category
- Finance
- Content rating
- 4+
- Languages
- EN, FR, DE, IT, ES
Company
- Website
- Not found
- Tagline
- The first bank you'll love
- Description
- N26 is The Mobile Bank on your phone. Open your free bank account online in minutes and get a free Mastercard. It's simple, intuitive, and trusted by millions.
- Founded
- Not found
- HQ / Address
- Not found
- Employees
- Not found
- Logo
- Available
Revenue
- Verified revenue / mo
- Not found
- AI revenue estimate / mo
- $12.2M ($10.1M – $14.2M)AI medium
- AI annual estimate
- $145.8M/yr
- ML model estimate / mo
- $2.3K/mo
- Top-grossing rank
- Outside top 100 in US Finance
- All-time revenue
- Not found
- Pricing
- Not found
Founder
Founder data not yet collected for this app.
Funding
Funding data not yet collected for this app.
Press & Links
Press & Links data not yet collected for this app.
Contacts & Socials
- Socials
- facebook facebook.com/N26DACH · instagram instagram.com/n26 · linkedin linkedin.com/company/n26 · tiktok tiktok.com/@n26 · youtube youtube.com/@N26DACH
- Not found
- Phone
- Not found
- Contact page
- Not found
- About page
- n26.com/en-de/about-n26
✨AI Revenue EstimateCONFIDENCE: MEDIUM
N26 AG's overall annual revenue for 2024 is estimated at approximately $486 million. Revenue generated directly through the iOS app primarily stems from premium subscriptions, which are estimated to account for 25% to 35% of the total revenue. This translates to an estimated annual app-driven subscription revenue of $121.5 million to $170.1 million, with a central estimate of $145.8 million, or approximately $12.15 million monthly.
Sources mentioned: Sacra, N26 (company reports), Business of Apps, Contrary Research, Apptunix, Vizologi, Wikipedia, Glenbrook Partners
⭐Recent App Store Reviews49 latest · avg 2.43★ · 30.6% 5★ · 55.1% 1★
5★15 (31%)
4★1 (2%)
3★1 (2%)
2★5 (10%)
1★27 (55%)
+17 ratings/week
Praise: great ×8 perfect ×2 best ×2 excellent ×2 amazing ×1Complaints: scam ×6 bug ×3 terrible ×2 worst ×2 crash ×2
Top positive
★★★★★ Perfection 🙏🏼
I’m using this bank since 6 years now and I adore it…
★★★★★ Roi57
Facile et fiable !! Partout dans le monde…
Top negative
★☆☆☆☆ Horrible
The app got me stuck in a loop during identity verification. So app is unusable for me. Not only the app is unusable but the whole company is absolutely horrible, got in touch with them TWICE via chat, trying to explain what is happening, l…
★☆☆☆☆ Can't open it after update
To no use has been support so far…
📈Ratings growth11,376 ratings+18% lifetimeShow 3-year history estimate ▾
Tracked (55 weeks) Pre-tracking estimate (36 weeks) · model-based, ±5% noise · anchored to release date and current value
🌍Geographic ReachNot ranked
This app is currently outside the top 100 grossing in all 9 countries we monitor (US, UK, DE, FR, JP, CA, AU, BR, IN). Niche or new apps often launch this way — popularity rankings appear once daily revenue clears the regional threshold.
🚀Version Release Timeline2 releases tracked
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.
📝 About this app
Welcome to the bank you'll love. Bank, save, and invest in one beautifully simple app that's trusted by millions.
BANK
– Open your online N26 bank account in minutes — right from your smartphone. Get a physical or virtual Mastercard debit card, add it to Apple Pay, and start using it straight away.
– Send money in seconds using MoneyBeam and instant transfers.
– Want even more perks and features? Discover our premium accounts and give your banking experience an upgrade. Choose from N26 Smart, N26 Go, and N26 Metal.… View full description on the official store →
BANK
– Open your online N26 bank account in minutes — right from your smartphone. Get a physical or virtual Mastercard debit card, add it to Apple Pay, and start using it straight away.
– Send money in seconds using MoneyBeam and instant transfers.
– Want even more perks and features? Discover our premium accounts and give your banking experience an upgrade. Choose from N26 Smart, N26 Go, and N26 Metal.… View full description on the official store →
App Specs
🔐 Own this app? Claim & verify MRR →💾 688 MB🔞 4+📱 iOS 17.0+🔖 v4.52🔄 updated 0d ago🌐 EN, FR, DE, IT, ES📂 Finance💰 Free
📅
What Worked™ · Development Pipeline
13 EVENTS TRACKEDDetected changes in this app over its tracked lifetime — each event links cause (what changed) to effect (what moved). Sorted newest first.See full history →Version history →
2026-05
🔄
Monetization changed: freemium → free
2026-03
⭐
Rating ↑ 2.41 → 4.80 (improved 2.39★)
2026-03
📈
Crossed 1,000 ratings — social-proof flywheel kicking in
2026-02
📈
Crossed 500 ratings — social-proof flywheel kicking in
2020-08
📈
Crossed 100 ratings — social-proof flywheel kicking in
2020-06
📈
Crossed 50 ratings — social-proof flywheel kicking in
2020-05
📈
Crossed 10 ratings — social-proof flywheel kicking in
2020-05
⭐
Rating ↑ 2.33 → 2.71 (improved 0.38★)
2020-05
⭐
Rating ↓ 3.00 → 2.60 (dropped 0.40★)
2020-05
⭐
Rating ↑ 2.33 → 3.00 (improved 0.67★)
2020-04
⭐
Rating ↓ 3.00 → 2.33 (dropped 0.67★)
2020-04
⭐
Rating ↑ 1.00 → 3.00 (improved 2.00★)
2020-04
🚀
First tracked snapshot — initial data captured
🌍
Multi-Country Performance
Available in 8 of 9 monitored markets| Market | Rating | Reviews | Current version |
|---|---|---|---|
| 🇺🇸 US | 4.64433★ | 11,511 | 4.64433★ this version |
| 🇬🇧 GB | 4.73793★ | 18,697 | 4.73793★ this version |
| 🇩🇪 DE | 4.78932★ | 177,822 | 4.78932★ this version |
| 🇫🇷 FR | 4.79943★ | 136,931 | 4.79943★ this version |
| 🇨🇦 CA | 4.80914★ | 1,729 | 4.80914★ this version |
| 🇦🇺 AU | 4.81487★ | 1,453 | 4.81487★ this version |
| 🇧🇷 BR | 4.89187★ | 8,462 | 4.89187★ this version |
| 🇮🇳 IN | 4.79653★ | 1,096 | 4.79653★ this version |
🔔
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📝 Description
95
BU Score · Transcendent
Full revenue analysis
Read the article-style breakdown for N26 — Love your bank: category rank, percentile, growth signal, comparable apps, and how the forecast is calibrated against verified-MRR anchors in this niche.
More by N26 AG
View all →📦 Portfolio summaryINDIE studio
2apps·$1K/mocombined
⚠ Concentrated — top app contributes 100% of combined revenue (single-app dependency)
About this analysis
Why high confidence: 11,376 ratings · no founder-verified revenue (model estimate only).
❓ Frequently Asked Questions
4 answers · auto-generated from this app's public dataHow much does N26 — Love your bank make per month?▴
Based on our ML-calibrated revenue forecast, N26 — Love your bank earns approximately $2.3K/mo. This is a US-storefront-equivalent estimate; global revenue can be several times larger for internationally-distributed apps. See the methodology page for the full formula and confidence bands.
What apps are like N26 — Love your bank?▴
Browse the full Finance category catalog to find similar apps with revenue, build cost, audience and tech stack data. Each /p/{slug} page also shows a Compare side-by-side widget with three peer apps from the same niche.
Who makes N26 — Love your bank?▴
N26 — Love your bank is published by N26 AG on the Apple App Store. See the full publisher portfolio (other apps by the same developer) via the More by developer block on the product page above.
What is N26 — Love your bank's BU Score?▴
N26 — Love your bank has a BU Score of 72/100 (Strong). The score combines App Store rating, ratings count, monetization model and revenue signals calibrated against founder-verified MRR anchors. See the BU Score formula.