How much does Optum Bank make per month?

Based on our ML-calibrated revenue forecast, Optum Bank earns approximately $1.6K/mo. This is a US-storefront-equivalent estimate; global revenue can be several times larger for internationally-distributed apps. See the methodology page for the full formula and confidence bands.

What apps are like Optum Bank?

Browse the full Finance category catalog to find similar apps with revenue, build cost, audience and tech stack data. Each /p/{slug} page also shows a Compare side-by-side widget with three peer apps from the same niche.

Who makes Optum Bank?

Optum Bank is published by Optum Inc. on the Apple App Store. See the full publisher portfolio (other apps by the same developer) via the More by developer block on the product page above.

What is Optum Bank's BU Score?

Optum Bank has a BU Score of 76/100 (Strong). The score combines App Store rating, ratings count, monetization model and revenue signals calibrated against founder-verified MRR anchors. See the BU Score formula.

Optum Bank

Quality Score

Strong

Optum Bank

Name: Optum Bank — app revenue, audience, build cost & risk profile
Creator: bumetric
License: https://creativecommons.org/licenses/by/4.0/
Keywords: Optum Bank revenue, Optum Bank app analytics, mobile app revenue estimate, Finance revenue, iOS app revenue

High confidence

4.8 ✍️ Editor

✍️ bumetric analysis

“

Optum Bank is an iOS app from Optum Inc. in the Finance category, currently rated 4.8★ across 54,357 ratings. Initial signal reads as mostly critical sentiment so far: users flag rough edges and unmet expectations.

Quality Score is 76: Strong (healthy traction). For a Finance app, that means healthy traction. The full BU Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.

Track changes month-over-month in the Performance section below: live snapshot history and revenue forecast included.

💰 Monthly revenue · now vs forecast

● Right now

$5.0K

per month

→

12-mo forecast

$5.2K – $10.8K

per month

→

24-mo forecast

$6.4K – $19.2K

per month

MID tier

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Typical impact: +2-5× organic installs

📊 Performance Tracking LIVE

Loading…

idle

Rating

—

Reviews

—

Forecast Revenue / mo

—

Snapshots tracked

since first record

🤖Also on Android

Optum Bank

$564/mo · 2K ratings · 4.2★

View →

ONE-TIME · BUILD 💰 Estimated build cost

$90K

↳ What it cost to build · not monthly revenue

Likely range $70K – $120K

$25K · MVP floor $100K · indie scale $500K+ · studio build

📈 Pays back in ~4.8y at current MRR

Synthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age × team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.

Where the money goes

🧱 MVP baseline (design + 1-store ship)	+$28K
📱 5 unique screens × $4.5K	+$22K
📦 Asset bundle (64 MB)	+$5K
⚙ Finance complexity ×1.60	+$33K

Total estimate $90K

ONE-TIME · EXIT VALUE 💵 Estimated acquisition value

$30K

↳ What it would sell for · not monthly revenue

Marketplace range $25K – $40K · 20× MRR multiple

💸 ~0.3× build cost (under-water)

Synthetic estimate. Multiple band derived from ad-supported + age, rating quality, category demand, and user-base maturity. Calibrated against 2024-2026 indie-app-marketplace closed-deal medians. Full math + comparable deal list on /methodology.

How the multiple was built

📺 Ad-supported base	15× MRR
⭐ ★ rating ≥ 4.7 (premium)	+15%
🏷 Finance category multiple	+15%

Final multiple 20× MRR

👥 Estimated audience size

3.2M

Lifetime downloads (US-equivalent)

Monthly active

910K

Daily active

360K

Synthetic estimate from ratings × category benchmarks. Calibrated against 2024-2026 mobile-attribution retention + DAU/MAU reports. Numbers are US-storefront-equivalent — true global audience can be 5-10× larger for international apps. Full math + source list on /methodology.

How we sized it

📲 Finance engagement	~60 installs / rating
🔁 Finance D30 retention	28%
📍 DAU / MAU stickiness	0.40

DAU / MAU 40% sticky

🔬

How we forecast this revenue

MEDIUM CONFIDENCE

Baseline

$5.0K/mo · ML-estimated from 234 triggers

Growth rate

+4.0% MoM · MID tier baseline (compound monthly)

6 months

$4.7K – $7.9K

12 months

$5.2K – $10.8K

24 months

$6.4K – $19.2K

Compound growth at +4.0% MoM (tier baseline for MID). Range widens with horizon — typical noise band ±25% at 6mo.. Ranges widen with horizon — distant futures carry more uncertainty.

📊

BU Investment Matrix

Below median · 54/100MID TIERunderperforming peers

Revenue Strength

3.7

Product Quality

9.5

Market Position

0.0

Growth Velocity

5.0

Defensibility

7.1

Operational Safety

10.0

Founder Strength

7.1

Monetization Maturity

1.0

💰 Revenue: Modest — $3K - $7K/mo · MID tier · medium confidence, trajectory unclear.
⭐ Quality: 4.75★ across 54,357 reviews — exceptional (top 1% in category).
📍 Market: Not yet charting in any of the 9 monitored markets.
📈 Growth: Insufficient signal to assess trajectory.
⚠️ Risk: Low — no material risk signals detected.

🎯 For competitors: Mixed picture. Worth competing if you have a clear UX or pricing edge — otherwise crowded segment.

💵 For acquirers: Estimated asking range 18-32× monthly = $90K-$160K. Portfolio play ($35K/mo combined) commands premium.

Composite of 8 dimensions computed deterministically from public signals — no LLM, every score traces back to a measurable input. Default weights shown; "compete" / "acquire" / "invest" lenses re-weight without re-fetching.

Range:

💰 Forecast Revenue / mo

MODEL

Revenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.

🔬Forecast Breakdown — Why This Estimate?Top 10 of 10 triggers

Our ML model uses 200+ signals from public data. These are the most influential for this app:

Mid install base (54,357 ratings)METRIC		+$5,500
Excellent rating (4.8★)METRIC		+$2,200
bugsREVIEW		−$1,800
5 starREVIEW		+$1,800
cancelledREVIEW		−$1,500
Mature app (8y old)METRIC		+$1,500
highly recommendREVIEW		+$1,400
slowREVIEW		−$1,200
Ad-supported / freemiumMETRIC		+$600
Single-language (English only)METRIC		−$400

METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)

📥 Estimated Downloads / week

PROXY · ratings × 50/wk —

Industry-rule estimate (Sensor Tower / data.ai): one weekly install ≈ 50 new ratings. Solid points = tracked snapshots · faded line = pre-tracking model backfill.

📈 Reviews Growth

LIVE

Cumulative review count from first BU snapshot. Each point = a tracked update.

⭐ Rating Trend

LIVE

Average rating evolution. Updates with each new review batch.

🗓️ Snapshot Timeline

HISTORY

Each bar shows a tracked update and the metric delta from the previous snapshot.

🆕 What's New · v4.4.0

This update enhances performance and resolves various bugs to keep everything running smoothly.

Profile & Insights

Everything we know — and don't — about this app and its company.

Identification

App name: Optum Bank
Developer: Optum Inc.
Bundle ID: com.optum.mobile.OptumBank
App Store URL: Open in App Store
Category: Finance
Content rating: 4+
Languages: EN

Company

Website: Not found
Tagline: Unlock your health dollars with Optum Bank
Description: Manage your health care finances with Optum Bank. Explore HSAs, FSAs, HRAs, and investment options to save on medical expenses and plan for the future.
Founded: Not found
HQ / Address: Not found
Employees: Not found
Logo: Available

Revenue

Verified revenue / mo: Not found
AI revenue estimate / mo: Not found
AI annual estimate: Not found
ML model estimate / mo: $1.6K/mo
Top-grossing rank: Outside top 100 in US Finance
All-time revenue: Not found
Pricing: Not found

Founder

Name: Not found
X / Twitter: x.com/optum
LinkedIn: linkedin.com/company/optum
GitHub: Not found
X followers: Not found
Public statements: Not found

Funding

Funding data not yet collected for this app.

Press & Links

Press & Links data not yet collected for this app.

Contacts & Socials

Socials: facebook facebook.com/myOptum · instagram instagram.com/optum/?hl=en · linkedin linkedin.com/company/optum · twitter x.com/optum
Email: Not found
Phone: Not found
Contact page: optumbank.com/customer-support.html
About page: Not found

📈Ratings growth54,357 ratings+38% lifetimeShow 3-year history estimate ▾

Tracked (50 weeks) Pre-tracking estimate (37 weeks) · model-based, ±5% noise · anchored to release date and current value

🌍Geographic ReachNot ranked

This app is currently outside the top 100 grossing in all 9 countries we monitor (US, UK, DE, FR, JP, CA, AU, BR, IN). Niche or new apps often launch this way — popularity rankings appear once daily revenue clears the regional threshold.

Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.

📝 About this app

The Optum Bank app helps you get more out of your health account benefits. You’ll get clear tips on stretching every dollar. Plus, we’ll help you understand how to make your health savings account, flexible spending account or other spending accounts work harder for you. 
 
WITH THE APP UPDATE, YOU CAN NOW EASILY: 
 
Keep track of all your account balances 
Unlock more ways to use your health account dollars 
Use your account to pay for health costs 
Find answers if you have questions 
Store your health care receipts all in one place 
Understand what may qualify as an eligible health expense… View full description on the official store →

App Specs

🔐 Own this app? Claim & verify MRR →

💾 64 MB🔞 4+📱 iOS 16.0+🔖 v4.4.0🔄 updated 0d ago🌐 EN📂 Finance💰 Free

📅

What Worked™ · Development Pipeline

10 EVENTS TRACKED

Detected changes in this app over its tracked lifetime — each event links cause (what changed) to effect (what moved). Sorted newest first.See full history →Version history →

2026-04

🔧

Shipped update — v? → v4.4.0

2026-04

⭐

Rating ↑ 2.20 → 4.75 (improved 2.55★)

2026-04

📈

Crossed 1,000 ratings — social-proof flywheel kicking in

2026-03

📈

Crossed 500 ratings — social-proof flywheel kicking in

2022-04

📈

Crossed 100 ratings — social-proof flywheel kicking in

2021-07

📈

Crossed 50 ratings — social-proof flywheel kicking in

2020-11

📈

Crossed 10 ratings — social-proof flywheel kicking in

2020-11

⭐

Rating ↑ 1.33 → 1.86 (improved 0.53★)

2020-11

⭐

Rating ↑ 1.00 → 1.50 (improved 0.50★)

2020-10

🚀

First tracked snapshot — initial data captured

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📝 Description

BU Score · Transcendent

Full revenue analysis

Read the article-style breakdown for Optum Bank: category rank, percentile, growth signal, comparable apps, and how the forecast is calibrated against verified-MRR anchors in this niche.

Read deep-dive →