Qonto: Business Banking online
60
Quality Score
Solid
Qonto: Business Banking online
Medium confidence
✍️ bumetric analysis
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Qonto: Business Banking online is an iOS app from Qonto in the Finance category, currently rated 4.7★ across 340 ratings. Initial signal reads as mostly critical sentiment so far: users flag rough edges and unmet expectations.
Quality Score is 60: Solid (established niche player). For a Finance app, that means established niche player. The full BU Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.
Track changes month-over-month in the Performance section below: live snapshot history and revenue forecast included.
💰 Monthly revenue · now vs forecast
● Right now
$5.0K
per month
→
12-mo forecast
$5.2K – $10.8K
per month
→
24-mo forecast
$6.4K – $19.2K
per month
MID tier
💡 Grow this revenue
Free AI audit of this app’s store listing
- Title & subtitle keyword fit
- Description hook & conversion structure
- Screenshots, ratings, reviews strategy
Typical impact: +2-5× organic installs
📊 Performance Tracking LIVE
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Rating
—
Reviews
—
Forecast Revenue / mo
—
Snapshots tracked
0
since first record
ONE-TIME · BUILD
💰 Estimated build cost
$145K
↳ What it cost to build · not monthly revenue
Likely range $110K – $195K
$25K · MVP floor
$100K · indie scale
$500K+ · studio build
📈
Slow ROI — current MRR is well below build cost
Synthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age × team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.
Where the money goes
| 🧱 MVP baseline (design + 1-store ship) | +$28K |
| 📱 5 unique screens × $4.5K | +$22K |
| 📦 Asset bundle (766 MB) | +$40K |
| ⚙ Finance complexity ×1.60 | +$54K |
Total estimate
$145K
ONE-TIME · EXIT VALUE
💵 Estimated acquisition value
$15K
↳ What it would sell for · not monthly revenue
Marketplace range $10K – $20K · 18× MRR multiple
💸
~0.1× build cost (under-water)
Synthetic estimate. Multiple band derived from ad-supported + age, rating quality, category demand, and user-base maturity. Calibrated against 2024-2026 indie-app-marketplace closed-deal medians. Full math + comparable deal list on /methodology.
How the multiple was built
| 📺 Ad-supported base | 15× MRR |
| ⭐ ★ rating ≥ 4.7 (premium) | +15% |
| 🏷 Finance category multiple | +15% |
| ⭐ Small user base (<1K ratings) | -8% |
Final multiple
18× MRR
👥 Estimated audience size
20K
Lifetime downloads (US-equivalent)
Monthly active
5.6K
Daily active
2.2K
Synthetic estimate from ratings × category benchmarks. Calibrated against 2024-2026 mobile-attribution retention + DAU/MAU reports. Numbers are US-storefront-equivalent — true global audience can be 5-10× larger for international apps. Full math + source list on /methodology.
How we sized it
| 📲 Finance engagement | ~60 installs / rating |
| 🔁 Finance D30 retention | 28% |
| 📍 DAU / MAU stickiness | 0.40 |
DAU / MAU
39% sticky
🔬
How we forecast this revenue
MEDIUM CONFIDENCEBaseline
$5.0K/mo · ML-estimated from 234 triggers
Growth rate
+4.0% MoM · MID tier baseline (compound monthly)
6 months
$4.7K – $7.9K
12 months
$5.2K – $10.8K
24 months
$6.4K – $19.2K
Compound growth at +4.0% MoM (tier baseline for MID). Range widens with horizon — typical noise band ±25% at 6mo.. Ranges widen with horizon — distant futures carry more uncertainty.
📊
BU Investment Matrix
Below median · 47/100MID TIERunderperforming peersRevenue Strength
3.7
Product Quality
6.6
Market Position
2.0
Growth Velocity
5.0
Defensibility
5.8
Operational Safety
10.0
Founder Strength
3.8
Monetization Maturity
1.0
- 💰 Revenue: Modest — $3K - $7K/mo · MID tier · medium confidence, trajectory unclear.
- ⭐ Quality: 4.74★ across 340 reviews — solid.
- 📍 Market: Not yet charting in any of the 9 monitored markets.
- 📈 Growth: dev shipping weekly.
- ⚠️ Risk: Low — no material risk signals detected.
🎯 For competitors: Mixed picture. Worth competing if you have a clear UX or pricing edge — otherwise crowded segment.
💵 For acquirers: Estimated asking range 18-32× monthly = $90K-$160K.
Composite of 8 dimensions computed deterministically from public signals — no LLM, every score traces back to a measurable input. Default weights shown; "compete" / "acquire" / "invest" lenses re-weight without re-fetching.
Range:
💰 Forecast Revenue / mo
MODELRevenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 8 of 8 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
| Excellent rating (4.7★)METRIC | +$2,200 | |
| bugsREVIEW | −$1,800 | |
| Mature app (8y old)METRIC | +$1,500 | |
| highly recommendREVIEW | +$1,400 | |
| too expensiveREVIEW | −$1,000 | |
| Ad-supported / freemiumMETRIC | +$600 | |
| Localized (7 languages)METRIC | +$600 | |
| Early-stage install base (340 ratings)METRIC | +$400 |
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)
📈 Reviews Growth
LIVECumulative review count from first BU snapshot. Each point = a tracked update.
⭐ Rating Trend
LIVEAverage rating evolution. Updates with each new review batch.
🆕 What's New · v20260608.2
No major changes this time around - your Qonto app is getting an upgrade to make managing your finances easier, whether you’re solo or part of a team.
Profile & Insights
Everything we know — and don't — about this app and its company.
Identification
- App name
- Qonto: Business Banking online
- Developer
- Qonto
- Bundle ID
- eu.qonto.qonto
- App Store URL
- Open in App Store
- Category
- Finance
- Content rating
- 4+
- Languages
- NL, EN, FR, DE, IT, PT, ES
Company
- Website
- Not found
- Tagline
- Business account. Finance management. Company creation.
- Description
- A business account - and much more. ✓ Invoicing ✓ Bookkeeping ✓ Expense management ✓ Financing | 7/7 customer support
- Founded
- Not found
- HQ / Address
- Not found
- Employees
- Not found
- Logo
- Available
Revenue
- Verified revenue / mo
- Not found
- AI revenue estimate / mo
- Not found
- AI annual estimate
- Not found
- ML model estimate / mo
- $883/mo
- Top-grossing rank
- Outside top 100 in US Finance
- All-time revenue
- Not found
- Pricing
- Not found
Founder
Founder data not yet collected for this app.
Funding
Funding data not yet collected for this app.
Press & Links
Press & Links data not yet collected for this app.
Contacts & Socials
- Socials
- facebook facebook.com/getqonto · instagram instagram.com/qonto · linkedin linkedin.com/company/qonto · medium medium.com/qonto-way
- Not found
- Phone
- Not found
- Contact page
- Not found
- About page
- qonto.com/en/team
📈Ratings growth340 ratings+33900% lifetimeShow 3-year history estimate ▾
Tracked (24 weeks) Pre-tracking estimate (37 weeks) · model-based, ±5% noise · anchored to release date and current value
🌍Geographic ReachNot ranked
This app is currently outside the top 100 grossing in all 9 countries we monitor (US, UK, DE, FR, JP, CA, AU, BR, IN). Niche or new apps often launch this way — popularity rankings appear once daily revenue clears the regional threshold.
🚀Version Release Timeline6 releases tracked
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.
📝 About this app
Qonto makes day-to-day banking easier for SMEs and freelancers, thanks to an online business account combined with invoicing, bookkeeping and spend management tools. With an innovative product, highly responsive 24/7 customer service and clear pricing, Qonto has become the European leader in its category.
Master your daily finances with a powerful business account
• Local IBANS
• Payment cards: spend up to €200,000/month. No hidden costs.… View full description on the official store →
Master your daily finances with a powerful business account
• Local IBANS
• Payment cards: spend up to €200,000/month. No hidden costs.… View full description on the official store →
App Specs
🔐 Own this app? Claim & verify MRR →💾 766 MB🔞 4+📱 iOS 16.0+🔖 v20260608.2🔄 updated 0d ago🌐 NL, EN, FR, DE, IT +2📂 Finance💰 Free
📅
What Worked™ · Development Pipeline
11 EVENTS TRACKEDDetected changes in this app over its tracked lifetime — each event links cause (what changed) to effect (what moved). Sorted newest first.See full history →Version history →
2026-05
🔧
Shipped update — v20260511.0 → v20260513.1
2026-05
⭐
Rating ↑ 3.06 → 4.74 (improved 1.68★)
2026-05
📈
Crossed 50 ratings — social-proof flywheel kicking in
2026-03
⭐
Rating ↓ 4.70 → 3.06 (dropped 1.64★)
2026-03
⭐
Rating ↑ 3.20 → 4.70 (improved 1.50★)
2026-03
📈
Crossed 50 ratings — social-proof flywheel kicking in
2023-12
⭐
Rating ↓ 4.11 → 3.80 (dropped 0.31★)
2023-12
📈
Crossed 10 ratings — social-proof flywheel kicking in
2023-08
⭐
Rating ↓ 4.50 → 4.11 (dropped 0.39★)
2021-04
⭐
Rating ↓ 5.00 → 4.33 (dropped 0.67★)
2018-06
🚀
First tracked snapshot — initial data captured
🌍
Multi-Country Performance
Available in 9 of 9 monitored markets| Market | Rating | Reviews | Current version |
|---|---|---|---|
| 🇺🇸 US | 4.75221★ | 339 | 4.75221★ this version |
| 🇬🇧 GB | 4.7329★ | 307 | 4.7329★ this version |
| 🇩🇪 DE | 4.69946★ | 9,513 | 4.69946★ this version |
| 🇫🇷 FR | 4.81629★ | 67,079 | 4.81629★ this version |
| 🇯🇵 JP | 4.25★ | 8 | 4.25★ this version |
| 🇨🇦 CA | 4.84483★ | 58 | 4.84483★ this version |
| 🇦🇺 AU | 4.18182★ | 11 | 4.18182★ this version |
| 🇧🇷 BR | 4.72499★ | 40 | 4.72499★ this version |
| 🇮🇳 IN | 4.42856★ | 14 | 4.42856★ this version |
🔔
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📝 Description
95
BU Score · Transcendent
Full revenue analysis
Read the article-style breakdown for Qonto: Business Banking online: category rank, percentile, growth signal, comparable apps, and how the forecast is calibrated against verified-MRR anchors in this niche.
More by Qonto
View all →📦 Portfolio summaryINDIE studio
2apps·$707/mocombined
⚠ Concentrated — top app contributes 100% of combined revenue (single-app dependency)
About this analysis
Why medium confidence: 340 ratings · no founder-verified revenue (model estimate only).
❓ Frequently Asked Questions
4 answers · auto-generated from this app's public dataHow much does Qonto make per month?▴
Based on our ML-calibrated revenue forecast, Qonto earns approximately $882/mo. This is a US-storefront-equivalent estimate; global revenue can be several times larger for internationally-distributed apps. See the methodology page for the full formula and confidence bands.
What apps are like Qonto?▴
Browse the full Finance category catalog to find similar apps with revenue, build cost, audience and tech stack data. Each /p/{slug} page also shows a Compare side-by-side widget with three peer apps from the same niche.
Who makes Qonto?▴
Qonto is published by Qonto on the Apple App Store. See the full publisher portfolio (other apps by the same developer) via the More by developer block on the product page above.
What is Qonto's BU Score?▴
Qonto has a BU Score of 60/100 (Solid). The score combines App Store rating, ratings count, monetization model and revenue signals calibrated against founder-verified MRR anchors. See the BU Score formula.