UBL Digital - Safe Banking
71
Quality Score
Strong
UBL Digital - Safe Banking
Medium confidence
✍️ bumetric analysis
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UBL Digital - Safe Banking is an iOS app from UBL in the Finance category, currently rated 4.6★ across 7,399 ratings. Initial signal reads as mostly critical sentiment so far: users flag rough edges and unmet expectations.
Quality Score is 71: Strong (healthy traction). For a Finance app, that means healthy traction. The full BU Investment Matrix below scores 8 dimensions including monetisation, growth, and operational risk.
Track changes month-over-month in the Performance section below: live snapshot history and revenue forecast included.
💰 Monthly revenue · now vs forecast
● Right now
$5.0K
per month
→
12-mo forecast
$5.2K – $10.8K
per month
→
24-mo forecast
$6.4K – $19.2K
per month
MID tier
💡 Grow this revenue
Free AI audit of this app’s store listing
- Title & subtitle keyword fit
- Description hook & conversion structure
- Screenshots, ratings, reviews strategy
Typical impact: +2-5× organic installs
📊 Performance Tracking LIVE
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Rating
—
Reviews
—
Forecast Revenue / mo
—
Snapshots tracked
0
since first record
ONE-TIME · BUILD
💰 Estimated build cost
$145K
↳ What it cost to build · not monthly revenue
Likely range $110K – $195K
$25K · MVP floor
$100K · indie scale
$500K+ · studio build
📈
Slow ROI — current MRR is well below build cost
Synthetic estimate. Inputs: category complexity, file size, screen count, monetization layer, platform reach, age × team-size proxy. Calibrated against 2024-2026 indie-agency rate surveys. Full math + source list on /methodology.
Where the money goes
| 🧱 MVP baseline (design + 1-store ship) | +$28K |
| 📱 5 unique screens × $4.5K | +$22K |
| 📦 Asset bundle (327 MB) | +$40K |
| ⚙ Finance complexity ×1.60 | +$54K |
Total estimate
$145K
ONE-TIME · EXIT VALUE
💵 Estimated acquisition value
$35K
↳ What it would sell for · not monthly revenue
Marketplace range $25K – $45K · 19× MRR multiple
💸
~0.2× build cost (under-water)
Synthetic estimate. Multiple band derived from ad-supported + age, rating quality, category demand, and user-base maturity. Calibrated against 2024-2026 indie-app-marketplace closed-deal medians. Full math + comparable deal list on /methodology.
How the multiple was built
| 📺 Ad-supported base | 15× MRR |
| ⭐ ★ rating ≥ 4.4 (solid) | +8% |
| 🏷 Finance category multiple | +15% |
Final multiple
19× MRR
👥 Estimated audience size
440K
Lifetime downloads (US-equivalent)
Monthly active
120K
Daily active
48K
Synthetic estimate from ratings × category benchmarks. Calibrated against 2024-2026 mobile-attribution retention + DAU/MAU reports. Numbers are US-storefront-equivalent — true global audience can be 5-10× larger for international apps. Full math + source list on /methodology.
How we sized it
| 📲 Finance engagement | ~60 installs / rating |
| 🔁 Finance D30 retention | 28% |
| 📍 DAU / MAU stickiness | 0.40 |
DAU / MAU
40% sticky
🔬
How we forecast this revenue
MEDIUM CONFIDENCEBaseline
$5.0K/mo · ML-estimated from 234 triggers
Growth rate
+4.0% MoM · MID tier baseline (compound monthly)
6 months
$4.7K – $7.9K
12 months
$5.2K – $10.8K
24 months
$6.4K – $19.2K
Compound growth at +4.0% MoM (tier baseline for MID). Range widens with horizon — typical noise band ±25% at 6mo.. Ranges widen with horizon — distant futures carry more uncertainty.
📊
BU Investment Matrix
Below median · 48/100MID TIERunderperforming peersGrowth Velocity
5.0
Founder Strength
4.3
Product Quality
8.4
Revenue Strength
3.7
Monetization Maturity
1.0
Defensibility
4.2
Market Position
2.0
Operational Safety
10.0
- 💰 Revenue: Modest — $3K - $7K/mo · MID tier · medium confidence, trajectory unclear.
- ⭐ Quality: 4.64★ across 7,399 reviews — strong (top 10%).
- 📍 Market: Not yet charting in any of the 9 monitored markets.
- 📈 Growth: Insufficient signal to assess trajectory.
- ⚠️ Risk: Low — no material risk signals detected.
🎯 For competitors: Mixed picture. Worth competing if you have a clear UX or pricing edge — otherwise crowded segment.
💵 For acquirers: Estimated asking range 18-32× monthly = $90K-$160K.
Composite of 8 dimensions computed deterministically from public signals — no LLM, every score traces back to a measurable input. Default weights shown; "compete" / "acquire" / "invest" lenses re-weight without re-fetching.
Range:
💰 Forecast Revenue / mo
MODELRevenue forecast computed from BU's 234 trigger model on each snapshot. Calibrated against ground-truth from 58 verified-revenue apps.
🔬Forecast Breakdown — Why This Estimate?Top 8 of 8 triggers
Our ML model uses 200+ signals from public data. These are the most influential for this app:
| Excellent rating (4.6★)METRIC | +$2,200 | |
| bugsREVIEW | −$1,800 | |
| 5 starREVIEW | +$1,800 | |
| excellent appREVIEW | +$1,500 | |
| Low install base (7,399 ratings)METRIC | +$1,500 | |
| Mature app (9y old)METRIC | +$1,500 | |
| slowREVIEW | −$1,200 | |
| Ad-supported / freemiumMETRIC | +$600 |
METRIC = structural app data · REVIEW = mined from user reviews · ✓ VERIFIED = Stripe-verified anchor (TrustMRR)
📈 Reviews Growth
LIVECumulative review count from first BU snapshot. Each point = a tracked update.
⭐ Rating Trend
LIVEAverage rating evolution. Updates with each new review batch.
🆕 What's New · v3.47.1
Minor bug fixes and improvements.
Profile & Insights
Everything we know — and don't — about this app and its company.
Identification
- App name
- UBL Digital - Safe Banking
- Developer
- UBL
- Bundle ID
- com.m3tech.ublnetbanking.enterprise223
- App Store URL
- Open in App Store
- Category
- Finance
- Content rating
- 4+
- Languages
- EN, UR
Company
- Website
- Not found
- Tagline
- Roshan Digital Account
- Description
- Not found
- Founded
- Not found
- HQ / Address
- Not found
- Employees
- Not found
- Logo
- Not found
Revenue
- Verified revenue / mo
- Not found
- AI revenue estimate / mo
- Not found
- AI annual estimate
- Not found
- ML model estimate / mo
- $1.8K/mo
- Top-grossing rank
- Outside top 100 in US Finance
- All-time revenue
- Not found
- Pricing
- Not found
Founder
- Name
- Not found
- X / Twitter
- twitter.com/ubldigital?lang=en
- pk.linkedin.com/company/united-bank-l…
- GitHub
- Not found
- X followers
- Not found
- Public statements
- Not found
Funding
Funding data not yet collected for this app.
Press & Links
Press & Links data not yet collected for this app.
Contacts & Socials
- Socials
- facebook facebook.com/UBLUnitedBankLtd · instagram instagram.com/ubldigital · linkedin pk.linkedin.com/company/united-bank-l… · twitter twitter.com/ubldigital?lang=en · youtube youtube.com/UBLDigital
- roshan@ubl.com.pk
- Phone
- Not found
- Contact page
- ubldigital.com/Banking/UBLAmeen/Conta…
- About page
- ubldigital.com/Banking/UBLAmeen/AboutUs
📈Ratings growth7,399 ratings+55% lifetimeShow 3-year history estimate ▾
Tracked (55 weeks) Pre-tracking estimate (35 weeks) · model-based, ±5% noise · anchored to release date and current value
🌍Geographic ReachNot ranked
This app is currently outside the top 100 grossing in all 9 countries we monitor (US, UK, DE, FR, JP, CA, AU, BR, IN). Niche or new apps often launch this way — popularity rankings appear once daily revenue clears the regional threshold.
Profile is built from iTunes Lookup + developer site scrape + ML revenue model. Empty fields show "Not found" — additional sources (Crunchbase, X, IndieHackers, Acquire.com) coming.
📝 About this app
UBL Digital: Redefining Convenience and Security in Banking!
Manage your finances with ease using UBL Digital, the ultimate mobile banking solution. Perform secure transactions, pay bills, transfer funds, and access a host of banking services all from your smartphone. Whether you're at home, work, or on the go, UBL Digital ensures banking is always at your fingertips.
Opening a UBL Account is instant:
Simply provide your CNIC and biometric verification, and get access to a bank account with a Debit card within minutes! No branch visits. No phone calls.… View full description on the official store →
Manage your finances with ease using UBL Digital, the ultimate mobile banking solution. Perform secure transactions, pay bills, transfer funds, and access a host of banking services all from your smartphone. Whether you're at home, work, or on the go, UBL Digital ensures banking is always at your fingertips.
Opening a UBL Account is instant:
Simply provide your CNIC and biometric verification, and get access to a bank account with a Debit card within minutes! No branch visits. No phone calls.… View full description on the official store →
App Specs
🔐 Own this app? Claim & verify MRR →💾 327 MB🔞 4+📱 iOS 15.0+🔖 v3.47.1🔄 updated 0d ago🌐 EN, UR📂 Finance💰 Paid
📅
What Worked™ · Development Pipeline
9 EVENTS TRACKEDDetected changes in this app over its tracked lifetime — each event links cause (what changed) to effect (what moved). Sorted newest first.See full history →Version history →
2026-05
🔄
Monetization changed: freemium → free
2026-03
⭐
Rating ↑ 3.00 → 4.70 (improved 1.70★)
2026-03
📈
Crossed 500 ratings — social-proof flywheel kicking in
2019-09
📈
Crossed 100 ratings — social-proof flywheel kicking in
2018-11
📈
Crossed 50 ratings — social-proof flywheel kicking in
2018-07
📈
Crossed 10 ratings — social-proof flywheel kicking in
2018-03
⭐
Rating ↓ 3.80 → 3.33 (dropped 0.47★)
2018-02
⭐
Rating ↓ 5.00 → 3.67 (dropped 1.33★)
2017-07
🚀
First tracked snapshot — initial data captured
🌍
Multi-Country Performance
Available in 9 of 9 monitored markets| Market | Rating | Reviews | Current version |
|---|---|---|---|
| 🇦🇺 AU | 4.63811★ | 1,926 | 4.63811★ this version |
| 🇧🇷 BR | 4.71429★ | 14 | 4.71429★ this version |
| 🇨🇦 CA | 4.66493★ | 1,931 | 4.66493★ this version |
| 🇩🇪 DE | 4.60137★ | 582 | 4.60137★ this version |
| 🇫🇷 FR | 4.67946★ | 443 | 4.67946★ this version |
| 🇬🇧 GB | 4.67698★ | 10,532 | 4.67698★ this version |
| 🇮🇳 IN | 4.63095★ | 84 | 4.63095★ this version |
| 🇯🇵 JP | 4.66378★ | 232 | 4.66378★ this version |
| 🇺🇸 US | 4.63518★ | 7,401 | 4.63518★ this version |
🔔
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📝 Description
95
BU Score · Transcendent
Full revenue analysis
Read the article-style breakdown for UBL Digital - Safe Banking: category rank, percentile, growth signal, comparable apps, and how the forecast is calibrated against verified-MRR anchors in this niche.
About this analysis
Why medium confidence: 7,399 ratings · no founder-verified revenue (model estimate only).
❓ Frequently Asked Questions
4 answers · auto-generated from this app's public dataHow much does UBL Digital - Safe Banking make per month?▴
Based on our ML-calibrated revenue forecast, UBL Digital - Safe Banking earns approximately $1.8K/mo. This is a US-storefront-equivalent estimate; global revenue can be several times larger for internationally-distributed apps. See the methodology page for the full formula and confidence bands.
What apps are like UBL Digital - Safe Banking?▴
Browse the full Finance category catalog to find similar apps with revenue, build cost, audience and tech stack data. Each /p/{slug} page also shows a Compare side-by-side widget with three peer apps from the same niche.
Who makes UBL Digital - Safe Banking?▴
UBL Digital - Safe Banking is published by UBL on the Apple App Store. See the full publisher portfolio (other apps by the same developer) via the More by developer block on the product page above.
What is UBL Digital - Safe Banking's BU Score?▴
UBL Digital - Safe Banking has a BU Score of 71/100 (Strong). The score combines App Store rating, ratings count, monetization model and revenue signals calibrated against founder-verified MRR anchors. See the BU Score formula.